Solarity Credit Union Ellensburg WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Solarity, your trusted financial partner located in the heart of Ellensburg at 900 S Ruby St, WA 98926. Established in 1951, we have proudly served our community for over seven decades, building a reputation for reliability and exceptional member service. With a total membership of 49,537 and assets amounting to an impressive $827,058,291, we are committed to helping you achieve your financial goals. At Solarity, we believe in empowering our members with a range of services tailored to meet their needs from personal banking solutions like checking and savings accounts to vehicle financing and mortgage loans. Our experienced team, led by CEO Mina Worthington and Board President Merrilou Harrison, is dedicated to ensuring you receive the support you deserve. Whether you're looking for a new auto loan or exploring options for debt consolidation, we're here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 2922, Yakima, WA 98907. We invite you to reach out at (509) 248-1720 or explore our website at solaritycu.org for more information about our offerings. Join us as we continue to make a positive impact in our community and help you secure a brighter financial future!

Branch History & Mission

At Solarity, we take pride in our rich legacy and commitment to the community. Founded in 1951, our Ellensburg Branch has grown from humble beginnings into a vital financial resource for nearly 50,000 members. Located at 900 S Ruby St, Ellensburg, WA 98926, our branch serves as a cornerstone for local families and businesses alike. Over the years, we have embraced change while holding true to our core mission: to empower individuals and strengthen communities through accessible financial services. With a total asset base of over $827 million, we provide a wide range of services, including personal banking, auto loans, mortgage financing, and business banking solutions. Our mission is simple yet profound: we aim to enhance the financial well-being of our members by offering tailored solutions that meet their unique needs. We believe that everyone deserves access to quality financial services, which is why we focus not only on providing excellent banking options but also on supporting local initiatives and community outreach programs. While members can visit us at 900 S Ruby St, official correspondence should be sent to PO Box 2922, Yakima, WA 98907. Our branch operates Monday through Friday from 10 AM to 5:30 PM, making it easy for you to stop by or reach out when you need assistance. We are proud to offer both ATM access and drive-thru banking services for your convenience. As we look toward the future, Solarity continues to invest in digital advancements to better serve our members. From online banking and mobile payment options to person-to-person transactions, we strive to create an engaging and user-friendly experience that prioritizes your needs. We also understand the importance of community connection. Solarity actively partners with local organizations and participates in various outreach efforts aimed at improving the quality of life in Ellensburg and beyond. This commitment is reflected in our diverse member base of over 49,500 individuals who trust us with their financial journeys. Join us at Solarity today! Experience firsthand how we can support your financial goals while contributing to the growth and strength of our vibrant community. For more information or assistance, feel free to contact us at 509-248-1720. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Don't hesitate to call us at 509-248-1720. We're excited to welcome you into the Solarity family! Visit us today and discover how we can help you achieve your financial goals right here in Ellensburg.

Operating Hours

We're here to serve you Monday through Friday from 10 AM to 5:30 PM. Whether you prefer to walk in or use our drive-thru service, we strive to make your banking experience as smooth as possible. Our drive-thru offers quick access for deposits and withdrawals without leaving your vehicle.

Parking & Accessibility

At Solarity, we understand how important accessibility is for our members. Our branch features ample parking, including designated spots for those with disabilities. The facility is ADA compliant, ensuring that everyone can easily access our services without any barriers.

Services Offered

Solarity provides a wide range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, enjoy the convenience of online and mobile banking, allowing you to manage your finances anytime, anywhere. With ATM availability right at our branch, you can easily access cash whenever needed. We are dedicated to offering comprehensive support for both personal and business banking.

Member Eligibility

At Solarity, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming! If you're living, working, or attending school in the area, you may be eligible to join us. Our membership extends to family members as well, so if you have a loved one who's already part of our community, you're in luck! By choosing Solarity, you'll gain access to a variety of benefits, including competitive rates on loans and savings, personalized service, and resources tailored just for you. Ready to get started? You can learn more about the eligibility requirements by visiting this link. If you're all set and want to open an account, check out our easy account opening process as detailed at this link. For any questions or assistance, feel free to give us a call at (509) 248-1720. We're excited to welcome you into the Solarity family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $221 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $250,585,572, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Managing payments shouldn't be a hassle. Our merchant services help you accept payments easily, whether it's online or at the point of sale. Imagine running your business without worrying about complicated transaction processes; that's what we aim to provide. You can focus on what you do best growing your business while we handle the financial side efficiently. If you're ready to take your business further, visit us at 900 S Ruby St Ellensburg Wa 98926 in Ellensburg, WA, or call us at (509) 248-1720 to learn more about how our tailored banking solutions can help you succeed!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored solutions such as Business Banking, which includes essential services like Merchant Services and Business Loans. Whether you're starting a new venture or looking to expand an existing one, we're here to assist.

Credit Options That Work for You

At Solarity, we believe in rewarding our members. That's why we offer Credit Cards with Rewards that allow you to earn points on everyday purchases, making every dollar work harder for you.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking features, allowing you to manage your accounts anytime, anywhere. With tools for mobile payments and person-to-person transfers, handling finances has never been easier. Our branch also features an ATM and offers cash withdrawal services so you can access your funds whenever necessary. If you're in a hurry, our Basic Drive-Thru Banking provides quick service for deposits, withdrawals, and simple transactions without leaving your vehicle.

Join Us Today!

We invite you to experience the difference at Solarity where personalized service meets comprehensive financial solutions. For more information about any of these services or to speak with one of our friendly representatives, give us a call at (509) 248-1720 or visit us online at Ellensburg Branch. Your financial journey starts here!

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our Personal Banking options have got you covered. We offer both checking and savings accounts that cater to various lifestyles and financial goals. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing solutions make it easy to drive off with the vehicle you want without breaking the bank. Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process, helping you secure favorable terms that suit your budget. For those unexpected expenses or plans for travel, our Personal Loans & Debt Consolidation can provide the support you need to manage your finances effectively.

Digital & Online Banking

At Solarity, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With just a few clicks or taps, you can stay on top of your accounts, whether you're at home or on the go. Our online banking platform is available 24/7, allowing you to access your account anytime you need it. You can log in through our website at https://www.solaritycu.org/ and enjoy features like viewing your account balances, making transfers, and paying bills without the hassle of visiting a branch. Plus, if you're looking for real-time updates on your finances, our e-statements provide a secure and eco-friendly way to keep track of your transactions. For those who prefer using their smartphones, our mobile application makes banking even more accessible. You can easily manage your accounts, send person-to-person transfers, and even utilize mobile payments for quick transactions. Whether you're splitting a bill with friends or buying coffee on the go, these tools help streamline your spending. Security is also a top priority at Solarity. We offer electronic signature authorization, so you can sign documents safely from anywhere. This feature simplifies processes while ensuring your information remains protected. With everything from checking balances to making payments right at your fingertips, managing your money has never been simpler. Embrace the future of banking with us at Solarity, where we put the power of finance directly in your hands!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 95,209, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Solarity is your trusted partner. Visit us at 900 S Ruby St Ellensburg Wa 98926 or call (509) 248-1720 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $110,285,858 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,824 in used auto loans and $674,690,591 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Member Savings

Members' savings are secured through $91,516,459 in share certificates and $178,600,903 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,083,632, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $136,610,228, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,649 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $44,906,195 in used vehicle loans and $4,245,871 in new vehicle loans already helping members get on the road, we're here to assist you every step of the way. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $250,585,572 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are committed to offering support through tailored financing solutions. At Solarity, we believe everyone deserves access to financial resources that can help them thrive. If you're considering refinancing or want to explore eligibility options for any of our loan products, please reach out we're here to help! For more information about our loan offerings or to discuss your specific needs, feel free to contact us at 509-248-1720 or visit us at 900 S Ruby St Ellensburg Wa 98926. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $34,836,699, making it easier for you to secure a place to call home. Our team is dedicated to guiding you through the process and ensuring you find the right solution for your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,953,515 in loans helping members manage their finances effectively. These credit cards are designed for everyday use and come with rewards that can benefit you in your daily spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By pulling information from legitimate sources, LendMesh guarantees that the loan comparisons reflect the most accurate and current rates available in the market.

Solarity