Soarion Credit Union

In the heart of Columbus, MS, the Soarion branch at 1908 Highway 45 N stands as a trusted financial partner dedicated to supporting the local community’s banking needs. Open Monday through Friday from 8:30 A.M. to 5:30 P.M. and Saturday mornings until noon, this branch offers convenient ATM and cash withdrawal services, making it easy for members to access their funds when needed. Whether you're looking to take advantage of Soarion’s best-in-class auto loans or exploring competitive mortgage loan and refinancing options, the knowledgeable team is ready to provide personalized guidance tailored to your financial goals.
With over 55,000 members and assets exceeding $631 million, Soarion delivers comprehensive personal banking solutions including top checking and savings accounts, rewarding credit cards, flexible personal loans for debt consolidation, and robust business banking services like merchant solutions and business loans. Although this location does not feature a drive-thru, secure online and mobile banking platforms ensure you can manage your finances anytime with ease.
Visit the Soarion Columbus branch today or call 210-673-5610 to experience friendly, community-focused service. Discover how our signature auto loans and mortgage programs can help you soar toward a brighter financial future!

Type of Loan Offerings

personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Signature loan
7.69 - 8.39 %
1 - 5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5.79 % - 6.19 %
5 Yrs - 7 Yrs
Auto
5.79 % - 5.99 %
5 Yrs - 6 Yrs
Auto
5.79 %
Auto
5.79 % - 6.19 %
5 Yrs - 7 Yrs
Auto
5.79 % - 5.99 %
5 Yrs - 6 Yrs
Auto
5.79 %

Introduction

Welcome to Soarion in Columbus, where we are dedicated to providing our members with exceptional financial services and a strong sense of community. Established in 1952, Soarion has grown to serve over 55,000 members, offering a wide range of products tailored to meet your unique needs. With total assets exceeding $631 million and deposits around $30.8 million, we pride ourselves on being a reliable partner in your financial journey. Located at 1908 Highway 45 N, Columbus, MS 39705, our branch is here for you during our lobby hours from 8:30 A.M. to 5:30 P.M. Monday through Friday, and from 8:30 A.M. to Noon on Saturdays. While you can always visit us at our Columbus location, please note that official correspondence should be sent to our mailing address at 1560 Cable Ranch Rd Ste 200, San Antonio, TX 78245. At Soarion, we understand the importance of trust and reliability in financial matters. That's why we work diligently to ensure your savings are safe and accessible while also providing various loan options, including auto loans and personal financing. Our total loans amount to an impressive 22,399, showcasing our commitment to helping you achieve your goals. Led by CEO Ricardo Ledezma and Board President Sam Farace, our team of 134 employees is dedicated to fostering a welcoming environment where every member feels valued. With a net worth of approximately $44.6 million and cash in hand totaling $1.46 million, we are well-equipped to support our community's financial needs. Whether you're looking for checking accounts, credit cards with rewards, or business banking services, Soarion is here for you every step of the way. Feel free to reach out at 210-673-5610 for any inquiries or visit us online at Soarion.org to learn more about how we can assist you today!

Branch History & Mission

At Soarion, we take pride in our rich history and the meaningful impact we've made in the Columbus community since our establishment in 1952. From our humble beginnings, we've grown into a trusted financial partner for over 55,000 members, providing essential services and support tailored to their needs. Located at 1908 Highway 45 N, Columbus, MS 39705, our branch serves as a welcoming hub for individuals and families seeking financial guidance. Our commitment to accessibility is highlighted by our ATM availability, ensuring that members can access their funds conveniently, while our operating hours from 8:30 A.M. to 5:30 P.M., Monday through Friday and 8:30 A.M. to Noon on Saturdays are designed to accommodate your busy lifestyle. As we reflect on our journey, it's clear that our mission has always been about more than just banking. At Soarion, we aim to empower our members by offering personalized financial solutions that foster growth and stability. Whether it's through checking and savings accounts, auto loans, mortgage refinancing, or business banking services, we are dedicated to supporting the aspirations of every member in our community. Our headquarters in San Antonio, TX, serves as the backbone of our operations, allowing us to maintain a strong connection with our roots while focusing on innovative solutions for today's banking challenges. We understand the importance of adapting to changing times; hence, we offer online and mobile banking options for easy account management from anywhere. Community engagement is at the heart of what we do. Over the years, we've partnered with local organizations to contribute positively to various initiatives aimed at enhancing the quality of life in Columbus. Our efforts reflect a commitment not only to financial service but also to uplifting those around us. While members can visit us at 1908 Highway 45 N, official correspondence should be sent to 1560 Cable Ranch Rd Ste 200, San Antonio, TX 78245 if different needs arise. We invite you to join Soarion and experience firsthand how we can help you achieve your financial goals while being part of a community-oriented credit union. Together, let's build a brighter future! For more information or to start your membership journey today, give us a call at 210-673-5610 or visit us online at Soarion.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch complies with ADA standards, ensuring everyone can easily navigate our facilities. You'll find ramps and designated parking spaces available for your convenience.

Operating Hours

We're open Monday through Friday from 8:30 A.M. to 5:30 P.M., and on Saturday from 8:30 A.M. to noon. This gives you plenty of time during the week and on weekends to stop by when it suits you best!

Services Offered

At Soarion, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans, mortgages, personal loans, and credit cards with rewards, we have something for everyone. Plus, we provide ATM access for quick cash withdrawals and balance checks anytime you need them.

Visit Us Today!

If you're looking for a supportive financial partner in Columbus, look no further than Soarion! Our team is ready to welcome you with a smile and assist you in achieving your financial goals. Feel free to give us a call at 210-673-5610 if you have any questions or need further assistance. We can't wait to see you!

Member Eligibility

At Soarion, we believe in building a community that supports each other, and becoming a member is your first step into this welcoming family. If you live, work, or worship in our local area or have a family member who is already a member, you're likely eligible to join us. We pride ourselves on offering personalized services that cater to your unique needs, whether it's saving for a home, getting an auto loan, or managing your day-to-day finances. To get all the details on eligibility requirements and ensure you're ready to take the plunge into membership, feel free to visit our website at https://soarion.org/connect/open-apply/membership-eligibility. Opening an account with us is simple and straightforward! You can start your journey toward membership by applying online through this link: https://mobile.apply.goaffcu.com/cu/viewsubmittedloans.aspx?lenderref=airforcefcu062419&_ga=2.60257069.1270027096.1654462424-851054442.1654350283. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (210) 673-5610. We're here to help you every step of the way as you become part of the Soarion community, located at 1908 Highway 45 N Columbus Ms 39705. Join us today and experience the benefits of being a member!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine making transactions easier for your customers while keeping more money in your pocket. Our solutions help businesses manage payments efficiently, whether you're a small retail shop or a service provider. If you're ready to take your business to the next level, visit us at 1908 Highway 45 N Columbus Ms 39705, Columbus, MS, or call us at (210) 673-5610. Let's work together to unlock your business's potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. Imagine being able to access funds just when you need them, allowing you to seize opportunities without delay. That's what we aim for at Soarion.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options are straightforward and designed for ease. We know how important it is for our members to have reliable transportation. With competitive rates and flexible terms, getting behind the wheel of your dream car can be simpler than you think.

Business Banking Services

For business owners in our community, we offer business banking services including merchant services and business loans. We believe in supporting local businesses as they grow and thrive. Our tools and resources are designed to help entrepreneurs manage their finances effectively.

Convenient Access Options

To complement these offerings, we provide ATM services for easy cash withdrawals and balance checks. Plus, our digital banking features like mobile payments ensure that you can handle transactions quickly without the need for lengthy trips to the branch. At Soarion, we are committed to making banking accessible and convenient for everyone. Explore all our services today by visiting us at 1908 Highway 45 N Columbus Ms 39705 or giving us a call at (210) 673-5610. Let us help you take the next step toward achieving your financial goals!

Credit Cards with Rewards

Don't forget about our credit cards! They come packed with rewards that can turn everyday purchases into exciting benefits. Whether it's cashback on groceries or points towards travel, using a credit card wisely can enhance your spending power.

Mortgage Loans & Refinancing

If buying a home is on your agenda, our mortgage loans and refinancing options can guide you through the process. We'll help you explore various loan types to find one that suits your financial situation. Whether you're a first-time buyer or looking to refinance an existing loan for better rates, we're here every step of the way.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts tailored to meet your lifestyle. Whether you're saving for a special occasion or managing daily expenses, our accounts come with features that fit your needs. Plus, with online and mobile banking, you can access your funds anytime, anywhere. Imagine being able to transfer money or check your balance right from your phone while enjoying your morning coffee!

Personal Loans & Debt Consolidation

For those moments when unexpected expenses arise or when you want to consolidate debt, our personal loans provide quick access to cash. Picture this: paying off multiple high-interest debts with one manageable monthly payment could save you money and reduce stress.

Digital & Online Banking

Key Features

We know that security is a top priority for our members. That's why we provide secure access to your accounts with features like person-to-person transfers, allowing you to send money quickly and easily to friends or family without hassle. Our e-statements feature also means you can view your statements electronically, helping you stay organized while being eco-friendly. While electronic signature authorization isn't available at this time, we ensure that every transaction is protected with the latest security measures. Our mobile payments feature allows you to make purchases securely using your phone, making transactions fast and simple. At Soarion, we strive for accessibility and user-friendliness in all our services. You can trust us to help you manage your finances effectively with real-time account updates. Join us online today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $42,702,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $11,321 in used auto loans and $524,068,010 in total loans and leases, supporting your financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand at 90,098, showing a strong and growing member base that trusts us with their finances. This trust enables us to maintain the resources necessary for ongoing support of your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Soarion is your trusted partner. Visit us at 1908 Highway 45 N Columbus Ms 39705 or call (210) 673-5610 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our operational performance with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 134 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $187,862,518 in share certificates and $95,478,655 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,320,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $44,610,638, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $705 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $230,890,412 in used vehicle loans and $102,808,835 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that can fit your budget.

Credit Lines and Refinancing Options

If you need additional funds for personal projects or unexpected expenses, consider our credit lines totaling $251,058,885. We also offer refinancing options that may help lower your payments or free up cash flow depending on your current financial situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $100,323,676. This could be your chance to take that important step towards owning your dream home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $11,392,826 in unsecured credit card loans available, our products can help you manage your finances effectively while enjoying the benefits that come with responsible credit usage.

Why Choose Us?

At Soarion located at 1908 Highway 45 N Columbus Ms 39705, we are committed to providing personalized service and support throughout your lending experience. Whether you're calling us at 210-673-5610 or visiting us in person during our operating hours (Monday-Friday from 8:30 A.M. to 5:30 P.M., and Saturday from 8:30 A.M. to Noon), our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse loan offerings can work for you today!

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