Shipbuilders Credit Union Manitowoc WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Shipbuilders, your trusted financial partner located at 200 N Rapids Rd, Manitowoc, WI 54220. Since our establishment in 1938, we have proudly served the community, growing to a membership of over 10,565 individuals who rely on us for their financial needs. At Shipbuilders, we believe in fostering strong relationships with our members by providing personalized services that make banking easier and more accessible. With total assets exceeding $119 million, we are committed to ensuring the financial well-being of our members. Our dedicated team of 27 employees, led by CEO Michael Steimle and Board President D. Tyler Fellows, works tirelessly to offer a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to 2001 Washington St, Manitowoc, WI 54220. We encourage you to reach out to us at (920) 682-8500 or visit our website at shipbuilderscu.com for more information about how we can assist you in achieving your financial goals. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Commitment

Our dedication goes beyond just financial transactions; it extends into the heart of Manitowoc through various community outreach programs and partnerships. We actively engage with local organizations to support initiatives that uplift our community. Whether it's sponsoring events or providing educational workshops on financial literacy, we believe that giving back is an integral part of who we are. As technology evolves, so do we. Our digital advancements ensure that banking with us is simple and efficient. With online banking options available alongside mobile payment features, managing your finances has never been easier. We invite you to join the Shipbuilders family! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Stop by or give us a call at 920-682-8500 to learn more about what we can offer you!

Our Journey

From humble beginnings, Shipbuilders has grown significantly over the years. We started with a small group of dedicated members and have since expanded to serve over 10,565 members today. Our total assets now exceed $119 million, reflecting our strong financial health and commitment to sustainable growth. As we look back on our history, we celebrate key milestones that have shaped who we are today. These include not only our expansion in membership but also the introduction of various financial products designed to meet the needs of individuals and businesses alike.

Our Mission

At Shipbuilders, our mission is clear: to empower our members through exceptional financial services while fostering a sense of community and support. We believe in putting people first, whether it's helping you secure an auto loan for your dream car or providing resources for local businesses to thrive. We strive to create a welcoming environment where everyone feels valued and understood. While members can visit us at 200 N Rapids Rd, official correspondence should be sent to 2001 Washington St, Manitowoc, WI 54220 if necessary. We offer robust operating hours from Monday to Wednesday, 8 AM to 5 PM, and Thursday to Friday until 6 PM. For those who prefer convenience, we also provide ATM access and drive-thru banking services.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We know that life can get busy, which is why we offer flexible operating hours to serve you better. You can visit us Monday through Wednesday from 8 AM to 5 PM, and Thursday through Friday from 8 AM to 6 PM. Whether you're looking to open a new account or simply have questions about our services, our friendly team is here to help during these hours.

Convenient Access

At Shipbuilders, we understand that accessibility matters. Our branch features ample parking spaces and is designed to be ADA compliant, ensuring everyone can visit us comfortably. For those on the go, we offer drive-thru banking services for quick deposits and withdrawals without leaving your car. Plus, with an ATM available on-site, you can easily access cash whenever you need it.

Services Tailored for You

At Shipbuilders, we offer a wide range of services designed with your financial needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our business banking services are also available for entrepreneurs looking for support. While members can visit us at 200 N Rapids Rd, official correspondence should be sent to our mailing address at 2001 WASHINGTON ST, MANITOWOC, WI 54220. If you have any questions or need assistance, don't hesitate to call us at 920-682-8500. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

Joining the family at Shipbuilders is more than just opening a bank account; it's about becoming part of a supportive community that genuinely cares for its members. To become a member, you'll want to check if you meet our eligibility criteria. Generally, those who live, work, worship, or attend school in the area have the chance to join us. We invite everyone to explore the details on our website at . The process is simple and welcoming, ensuring you feel right at home from the start. Once you're ready to take the next step, opening an account with us is easy! You can find all the information you need about account options and how to get started by visiting . If you have any questions along the way or need assistance, don't hesitate to reach out at (920) 682-8500. We're here to help you every step of the way as you embark on this exciting journey with Shipbuilders, located conveniently at 200 N Rapids Rd Manitowoc Wi 54220.

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations, invest in new equipment, and hire more staff, directly contributing to the community's economic health.

Flexible Financing Solutions

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those looking to take their business to the next level. Whether it's a new startup or an established company, our loan options are designed with your specific needs in mind.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers whether they pay by card or mobile wallet allowing you to focus on what you do best: running your business. With an outstanding commercial loan portfolio of $2,091,988, we continue to drive economic growth by financing new and expanding businesses right here in Manitowoc, WI. Let us partner with you on your journey toward success! For more information about how we can assist you, visit us at 200 N Rapids Rd Manitowoc Wi 54220 or call us at (920) 682-8500.

Comprehensive List Of Services

Business Banking

For our business members, we have tailored solutions including merchant services and business loans. Running a business requires reliable support, and we're here to ensure that your financial needs are met with professionalism and care.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! These cards are not only handy for everyday purchases but also offer great benefits that can help you earn points or cash back.

Digital Banking Convenience

In today's world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can make deposits, transfer funds, and pay bills right from your phone or computer. Plus, with our ATM and cash withdrawal services, accessing your money is just a tap away.

Drive-Thru & ATM Services

For those quick transactions, our basic drive-thru banking allows you to handle deposits and withdrawals without leaving your car. We also provide basic ATM access for balance checks and withdrawals. At Shipbuilders, we understand that every member has unique financial needs. That's why we strive to create a welcoming environment where you can feel confident about managing your money. If you're ready to explore how Shipbuilders can assist you in achieving your financial goals, don't hesitate to reach out! Contact us at 920-682-8500 or visit us at our Manitowoc branch today. We look forward to serving you!

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts designed to fit your lifestyle. If you're planning on purchasing a new vehicle, our auto loans and vehicle financing can help you get behind the wheel with ease. For those considering home ownership or refinancing, our mortgage loans are crafted to make your dreams a reality. We also provide personal loans that can assist with debt consolidation or unexpected expenses because life happens!

Digital & Online Banking

Key Features

One of the standout features is our ability to facilitate person-to-person transfers. You can easily send money to friends or family without needing to visit a branch. And if you're looking for a paperless solution, we provide e-statements, allowing you to view your account statements electronically and securely. Security is a top priority at Shipbuilders. While we currently do not support electronic signature authorization, rest assured that your transactions are protected with robust security measures. Our mobile payments feature adds an extra layer of convenience, enabling you to make purchases directly from your mobile device no cash or cards needed. Our commitment to accessible banking means that whether you're using your computer or mobile device, managing your finances has never been easier or more secure. Join us at Shipbuilders and experience the benefits of modern banking today!

Financial Strength

Growing Together

We have a strong member base with 18,709 total share accounts showing trust in us with their finances. As we continue to grow together as a community-focused credit union, our commitment remains unwavering to provide you with the best possible services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shipbuilders is your trusted partner. Visit us at 200 N Rapids Rd Manitowoc Wi 54220 or call 920-682-8500 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $16,455,395 in share certificates and $16,348,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $624,250, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $13,826,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $13,140,004 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $86,167,396 in total loans and leases available to support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,156,738 in used vehicle loans and $2,690,121 in new vehicle loans already helping members get on the road. We also provide refinancing options for those who want to lower their monthly payments or switch to a better rate.

Business Financing

For business owners, our outstanding commercial loans totaling $2,091,988 provide the capital needed to grow and expand. These loans can be vital for purchasing equipment or funding operational costs. At Shipbuilders, we prioritize making financial decisions straightforward and accessible. If you're interested in learning more about any of these loan products or would like to discuss your specific needs further, don't hesitate to reach out! You can contact us at 920-682-8500 or visit us at our branch located at 200 N Rapids Rd Manitowoc WI 54220. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,981,665, make buying or refinancing simple. We can guide you through eligibility requirements and help you find the best terms for your situation.

Unsecured Credit Card Loans

For those managing everyday expenses or unexpected costs, we offer flexible terms on unsecured credit card loans. Currently, our total in unsecured credit card loans is $0, but this means you have the opportunity to start fresh with our easy application process whenever you're ready.

Loan Aggregator

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Shipbuilders