Shipbuilders Credit Union Manitowoc WI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Shipbuilders, your trusted financial partner located at 2001 Washington St, Manitowoc, WI 54220. Since our establishment in 1938, we have been dedicated to serving our community with integrity and commitment. With over 10,565 members and a solid asset base of $119,407,293, we pride ourselves on being a reliable source for personal and business banking needs. At Shipbuilders, we understand that financial decisions can be daunting. That's why we focus on providing tailored solutions, whether you're looking for a new auto loan or seeking assistance with home financing. Our total loans amount to 3,186, demonstrating our commitment to supporting you in achieving your goals. Our team is led by Michael Steimle, our CEO, and guided by the vision of Board President D. Tyler Fellows. Together, they ensure that we maintain a strong financial foundation while prioritizing member satisfaction. With a net worth of $13,826,569 and total deposits reaching $10,739,932, you can trust that your finances are in good hands. While members can visit us at our branch location for various services such as checking accounts, personal loans, and online banking official correspondence should be sent to the same address: 2001 WASHINGTON ST, MANITOWOC, WI 54220. We invite you to explore our offerings further. Whether you're opening a new account or seeking advice on loans and investments, feel free to reach out by calling us at 920-682-8500 or visiting our website at shipbuilderscu.com. Join us today and experience the difference with Shipbuilders!

Branch History & Mission

A Commitment to Innovation

As we continue to grow, we recognize the importance of adapting to meet the needs of our members. That's why we have embraced digital advancements such as online and mobile banking services, allowing you to manage your finances conveniently from anywhere. With features like person-to-person payments and e-statements, managing your money has never been easier. In addition, we ensure that our facilities are accessible to everyone in accordance with ADA standards because inclusivity is at the heart of what we do. Join us at Shipbuilders and experience firsthand how our commitment to service can make a difference in your life. Whether you're new to banking or looking for better options, we're excited to welcome you into our family. For more information or assistance, feel free to reach out at 920-682-8500 or visit us online at shipbuilderscu.com. Together, let's build a brighter financial future!

Our Mission

Our mission is clear: we aim to empower our members by providing exceptional financial products and services while fostering a sense of community. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we are here to support you every step of the way. We also offer business banking solutions that help local entrepreneurs thrive. We believe that strong communities are built on strong relationships. That's why we actively engage in outreach efforts and partner with local organizations to make a positive impact in Manitowoc. From sponsoring events to supporting educational programs, we are dedicated to giving back and strengthening the fabric of our community.

Branch Location & Accessibility

Convenient Access and Amenities

At Shipbuilders, we prioritize your comfort and ease of access. Our branch features ample parking, including spaces that are ADA compliant for those needing extra assistance. If you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. Plus, we have an ATM available on-site for your convenience whenever you need cash or want to check your balance.

Operating Hours That Fit Your Schedule

We know life can get busy, which is why our lobby hours are designed with you in mind. You can visit us Monday through Wednesday from 8 AM to 5 PM and Thursday through Friday from 8 AM to 6 PM. This flexibility ensures that whether you're stopping by on your way to work or during lunch breaks, we're here to help.

Stay Connected

If you have any questions or need assistance before visiting, don't hesitate to reach out! You can call us at 920-682-8500. While members can visit us at 2001 Washington St, official correspondence should be sent to the same address. Come see us at Shipbuilders Credit Union where we're ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage financing, and more. We look forward to welcoming you soon!

Member Eligibility

At Shipbuilders, we believe that everyone deserves a chance to be part of a welcoming community where your financial goals can flourish. Becoming a member is simple and open to individuals who live, work, or attend school in our service area, which encompasses the vibrant city of Manitowoc and beyond. If you share our commitment to community and want to enjoy the benefits of personalized banking services, we'd love for you to join us! For more details on eligibility, please check out our resource at . Starting your journey with us is easy! Just stop by our branch located at 2001 Washington St Manitowoc Wi 54220 or give us a call at (920) 682-8500. Our friendly team is here to help you with the account opening process, ensuring that you feel supported every step of the way. You'll gain access to a variety of services designed to meet your needs, from savings accounts to loans tailored just for you. We can't wait to welcome you into the Shipbuilders family!

Business Banking & Commercial Services

Financing Solutions for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $20 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,091,988, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services designed to simplify transactions. Whether you need payment processing solutions or tools to manage your cash flow, our services are here to streamline your operations. Imagine being able to accept payments easily while keeping track of your sales all at your fingertips. Located conveniently at 2001 Washington St Manitowoc Wi 54220 in Manitowoc, WI, our team is ready to partner with you on your business journey. Let's work together to build a thriving future for your enterprise! For more information, call us at (920) 682-8500 or visit our website at Shipbuilders.

Comprehensive List Of Services

ATM and Drive-Thru Services

At Shipbuilders, we also provide easy access to cash through our ATMs and drive-thru services. You can perform basic transactions such as deposits, withdrawals, and balance checks without stepping inside the branch. This level of convenience ensures that banking fits seamlessly into your busy lifestyle. With all these offerings at Shipbuilders, we invite you to explore how we can assist you in achieving your financial dreams. For more information about our services or to speak with one of our friendly representatives, please call us at (920) 682-8500 or visit us online at 2001 Washington. We're here for you!

Business Banking Services

For our business members, Shipbuilders provides essential services like merchant services and various business loans to help grow your enterprise. We know how crucial it is to have reliable banking support when managing a business, and our dedicated team is here to assist you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience matters. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Whether you're making transactions, checking balances, or using person-to-person payment features, everything can be done from the comfort of your home or on-the-go through your smartphone.

Personal Banking Solutions

When it comes to personal banking, we offer comprehensive options that cater to your everyday needs. Whether you're looking for a checking account to manage your daily expenses or a savings account to set aside funds for future plans, we've got you covered. Our auto loans and vehicle financing make purchasing your dream car a reality, while our mortgage loans and refinancing options ensure that homeownership is within reach. If you're facing unexpected costs or want to consolidate debt, our personal loans provide the flexibility you need.

Rewarding Credit Options

We understand that using credit wisely is important for building financial stability. That's why we offer credit cards with rewards designed to give you value every time you spend. Enjoy cashback on purchases and exclusive benefits tailored just for you.

Digital & Online Banking

Mobile Banking at Your Fingertips

For those who prefer banking on their mobile devices, our dedicated mobile application is here to help. Available for download, this app gives you the power to manage your accounts right from your smartphone. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is just a few taps away. And if you're looking for a quick way to pay for purchases, take advantage of our mobile payments feature to make transactions simple and secure.

Online Banking Made Simple

With our 24/7 online banking services available at https://shipbuilderscu.com/, you can check your account balances, transfer funds, and pay bills anytime you need. Our user-friendly platform makes it easy to navigate through your financial tasks without any hassle. Plus, if you're environmentally conscious, you'll appreciate our e-statements feature that lets you view your account statements online saving paper while keeping everything organized.

Security You Can Trust

Your security is our top priority. While we do not currently offer electronic signature authorization for document signing, rest assured that all online transactions are protected with advanced encryption technology. This ensures that your sensitive information remains safe as you bank from anywhere. In today's fast-paced world, Shipbuilders is committed to providing accessible and real-time account management solutions tailored to meet your needs. Experience the ease and flexibility of digital banking by visiting us at https://shipbuilderscu.com/ today!

Financial Strength

Commitment to Innovation

With $13,140,004 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $624,250 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share and Deposit Accounts: 18,709, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we're positioned to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shipbuilders is your trusted partner. Visit us at 2001 Washington St Manitowoc Wi 54220 or call (920) 682-8500 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $16,455,395 in share certificates and $16,348,906 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $13,826,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,157 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

We proudly offer $1,807 in used auto loans and have a robust portfolio with $86,167,396 in total loans and leases. This lending capacity supports your financial goals across various sectors. Our dedicated team of 24 full-time employees and 3 part-time employees ensures that you receive knowledgeable support whenever you need it.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,101,738 in used vehicle loans and $2,690,121 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your automotive financing straightforward and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $2,091,988 provide the capital needed to grow and expand. Whether you're looking to upgrade equipment or manage cash flow, we're here to support your business aspirations.

Credit Lines and Personal Loans

For those looking for extra flexibility in their finances, our credit lines total $39,501,334. This gives you access to funds when you need them most. Additionally, we have various personal loan options designed for debt consolidation or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,981,665, make buying or refinancing simple. We offer guidance through the entire process and help you find the right mortgage solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; while currently our total stands at $0, we are committed to providing solutions that help members manage their finances effectively when they arise. If you're considering refinancing any of your existing loans or need information about eligibility options for any of our products, feel free to reach out. Our team is ready to assist you with personalized service. To learn more about how Shipbuilders can help meet your lending needs, visit us at our branch located at 2001 Washington St Manitowoc WI 54220 or give us a call at 920-682-8500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

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