Shaker Heights Credit Union OH | Best Auto Loans & Checking Accounts

Introduction

At Shaker Heights, we believe in building strong relationships with our members and the community we serve. Located conveniently at 3400 Lee Rd, Shaker Heights, OH 44120, our credit union has been a trusted financial partner since 1940. With a dedicated membership of 152 and total assets reaching $1,293,545, we're proud to offer personalized banking solutions that cater to your unique needs. While you can always visit us at our branch address for any inquiries or assistance, please note that official correspondence should be directed to the same location: 3400 Lee Rd, Shaker Heights, OH 44120. This ensures that your communications are handled promptly by our committed team. Under the guidance of our CEO, Frank Novak, and Board President, Gail Little, we prioritize member satisfaction and community impact. Our small yet dedicated team of just one employee is here to assist you through various services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. As part of our commitment to transparency and trustworthiness, we proudly report a net worth of $293,334 and total deposits amounting to $212,393. We also have an impressive record of managing 42 loans and leases effectively. Whether you're looking for a loan or need help managing your finances, we're ready to support you every step of the way. We invite you to reach out at 216-544-2070 or visit us during our lobby hours from Monday through Friday. Join us at Shaker Heights Credit Union where your financial well-being is our priority!

Branch History & Mission

At Shaker Heights, we are proud of our rich history and dedicated mission to serve our community. Established in 1940, our credit union has grown from humble beginnings into a trusted financial institution that now supports over 152 members. Located at 3400 Lee Rd, Shaker Heights, OH 44120, we are positioned near the heart of our vibrant city, making it easy for residents to access our services. From the start, our mission has been clear: to provide accessible and affordable financial services while fostering a spirit of community. We believe that when individuals thrive financially, so does the community as a whole. Our commitment is not only to offer personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards but also to support local initiatives that uplift those around us. Over the years, we've adapted to meet the needs of our members while maintaining a focus on personal service. Today, we manage total assets of approximately $1,293,545, ensuring that we can offer competitive products tailored to our members' financial goals. Our operating hours are Monday through Friday from 12:00 PM to 2:00 PM, providing convenient access for busy schedules. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to the same mailing address: 3400 Lee Rd, Shaker Heights, OH 44120. We take pride in ensuring every interaction is meaningful and supportive. Our facilities include personal banking services alongside business banking options like merchant services and business loans. While we currently do not offer ATM or drive-thru services at this location, we remain committed to enhancing member experiences through potential digital advancements in the future. As part of our dedication to community outreach, we actively seek partnerships that create opportunities for growth and support within Shaker Heights. We recognize that being part of a community means contributing positively to its development. Join us at Shaker Heights today! Experience firsthand how we combine exceptional financial services with genuine care for our members and their aspirations. Together, let's build a brighter future for everyone in our community. For more information or assistance, feel free to call us at 216-544-2070.

Branch Location & Accessibility

Welcome to Shaker Heights! Conveniently located at 3400 Lee Rd Shaker Heights Oh 44120 in the heart of Shaker Heights, Ohio, our branch is here to serve you with a smile. Nestled near local landmarks, we are easily accessible for all your banking needs. Whether you're coming from nearby parks or local businesses, you'll find us right where you need us. For those planning to visit, parking is available, ensuring a hassle-free experience as you step into our welcoming space. We take pride in being accessible to everyone, featuring ADA-compliant facilities that make it easy for all members of our community to access our services. Our friendly staff is ready to assist you during our lobby hours, open Monday through Friday from 12:00 PM to 2:00 PM. If you have questions or need assistance outside of these hours, don't hesitate to give us a call at (216) 544-2070. While visiting us at 3400 Lee Rd Shaker Heights Oh 44120, please note that official correspondence should be directed to the same address as our mailing address: 3400 Lee Rd, Shaker Heights, OH 44120. At Shaker Heights, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Unfortunately, we do not currently have ATM availability or drive-thru service at this location. However, we are committed to providing quality personal service within our branch. We invite you to stop by and discover how we can support your financial journey today!

Member Eligibility

At Shaker Heights, we believe that joining our credit union is more than just opening an account; it's about becoming part of a caring community that supports your financial goals. To become a member, you just need to meet a few simple eligibility requirements. Generally, if you live, work, or attend school in the area around 3400 Lee Rd Shaker Heights Oh 44120, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, making it easy for anyone to become part of our family. The process to get started is straightforward. You can learn more about the specific eligibility details by visiting our website at . If you're ready to take the next step towards membership, you can find everything you need about opening an account through this link: . Should you have any questions or need assistance, feel free to give us a call at (216) 544-2070. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine a busy weekend at your café where customers can easily pay with their cards or mobile wallets. Our services make transactions smooth and efficient, allowing you to focus on what you do best running your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Shaker Heights, OH. Connect with us today at 3400 Lee Rd Shaker Heights Oh 44120 or call us at (216) 544-2070 to explore how we can help your business thrive!

Tailored Loan Options

- We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Each loan is designed to provide the necessary capital for inventory purchases, equipment upgrades, or operational costs. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various industries.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help make that dream a reality. With competitive rates and flexible terms, we aim to provide you with the best financing options available. Whether you're buying new or used, our team will guide you through the process smoothly.

Business Banking

For small business owners, our Business Banking options provide essential tools like merchant services and business loans. We recognize how vital it is for businesses to have reliable financial support, so we offer customized solutions that fit your company's unique needs.

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards, allowing you to earn points on everyday purchases. Imagine using your card for groceries or gas and receiving rewards that can be redeemed for travel or cash back!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are designed with you in mind. We understand that navigating the housing market can be overwhelming, which is why we're committed to making this journey as straightforward as possible. Let us help you find the right mortgage solution tailored to your budget and lifestyle.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize our Online & Mobile Banking features. Manage your accounts, transfer funds, and pay bills all from the comfort of your home or while on the go no need to visit a branch unless you want to! At Shaker Heights, we strive to make banking accessible and easy for everyone. With services like ATM access and cash withdrawal services available, you'll find that managing your finances has never been more straightforward. Ready to explore what we can do for you? Contact us at (216) 544-2070 or visit us today at 3400 Lee Rd Shaker Heights Oh 44120. Your financial wellness is just a conversation away!

Personal Banking

For those looking to manage their day-to-day finances, we offer Personal Banking options that include checking and savings accounts designed for convenience and flexibility. Imagine being able to easily access your funds online or through mobile banking, ensuring that your money is always within reach whenever you need it.

Personal Loans & Debt Consolidation

Life often throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether you need funds for an emergency or want to streamline multiple debts into one manageable payment, we're here to assist you every step of the way.

Digital & Online Banking

Accessibility and Real-Time Management

We know that keeping track of your money is important. You can easily manage your accounts with the personal touch you expect from Shaker Heights. While we don't have e-statements or a mobile application available right now, our friendly staff is always ready to assist you during operating hours. If you have questions about your accounts or need help with transactions, just give us a call at (216) 544-2070.

Future Enhancements

As part of our commitment to serving you better, we're always exploring ways to enhance our services. Stay tuned for updates on new features that will make banking with us even more convenient. We value your membership and want to ensure that accessing your financial information is as simple as possible. For now, if you need assistance with any banking inquiries or wish to learn more about our loan offerings and personal banking services, feel free to reach out. We're here to help!

Financial Strength

At Shaker Heights, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing the solid foundation that enables us to support your financial needs. With a net worth of $293,334, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,268 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $293,334 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $29 in used auto loans and $595,403 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 152, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shaker Heights is your trusted partner. Visit us at 3400 Lee Rd Shaker Heights Oh 44120 or call (216) 544-2070 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $329,685 in used vehicle loans and $179,014 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to make your vehicle purchase as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the mortgage process.

Personal Loans

In addition to auto and mortgage loans, we also offer personal loans tailored for various needs. Whether you're looking to consolidate debt or cover unexpected expenses, our loan specialists are ready to assist you in finding the right solution.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making it easier for you to use credit responsibly. If you're considering refinancing any of your existing loans or want to learn about eligibility options, our team at Shaker Heights is here to help. We encourage you to reach out at (216) 544-2070 or visit us at our branch located at 3400 Lee Rd Shaker Heights Oh 44120, Shaker Heights, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

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Shaker Heights