Service Credit Union Rochester NH | Best Auto Loans & Mobile Banking

Introduction

At Service Credit Union, we believe in the power of community and the importance of building strong financial foundations for our members. Located at 116 Farmington Rd, Rochester, NH 03867, our branch has been serving the local community since 1957. With a commitment to providing personalized service, we've grown to support over 360,846 members with a total asset base of $5,717,610,074. Our dedicated team of nearly 1,000 employees, led by CEO David Araujo and Board President Susan Desjardins, is here to ensure you have access to essential financial services that meet your needs. From checking and savings accounts to auto loans and mortgages, we offer a range of products tailored to help you achieve your financial goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 116 Farmington Rd, Rochester, NH 3867. With total deposits amounting to $192,494,435 and cash in hand reaching $32,178,090, we are well-positioned to assist our members effectively. Our strength lies not just in our assets but also in our community-focused approach that puts people first. Whether you're looking to secure a loan or simply want advice on managing your finances better, we invite you to reach out. Give us a call at 603-322-2043 or visit us during our convenient hours: Monday-Friday from 9:00 AM to 7:00 PM, Saturday from 10:00 AM to 5:00 PM, and Sunday from 11:00 AM to 3:00 PM. Join us at Service Credit Union where your success is our mission!

Branch History & Mission

At Service Credit Union, we take pride in our rich legacy and commitment to our members. Founded in 1957, our Rochester branch has been a cornerstone of the community for over six decades. Located at 116 Farmington Rd, Rochester, NH 03867, we have grown alongside the residents of Strafford County, adapting to their needs while maintaining our core values of trust and support. Since our inception, we have focused on providing accessible financial services tailored to help individuals and families achieve their dreams. With a total membership of 360,846, we are more than just a financial institution; we are a community partner dedicated to fostering economic well-being. Our mission is simple yet powerful: to empower our members through comprehensive banking solutions and exceptional service that prioritizes their needs. Over the years, Service Credit Union has achieved remarkable milestones. Today, we proudly manage assets totaling $5,717,610,074. This growth allows us to offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We believe in making banking straightforward and accessible for everyone. In addition to traditional banking services, we embrace modern technology to enhance member experience. Our online and mobile banking platforms ensure that you can manage your finances conveniently from anywhere. We also provide features like electronic signatures and e-statements for added ease. For those who prefer face-to-face interaction, our lobby hours are designed to accommodate busy schedules: Monday to Friday from 9 AM to 7 PM, Saturday from 10 AM to 5 PM, and Sunday from 11 AM to 3 PM. Our commitment extends beyond financial services; we actively engage in community outreach initiatives that uplift local organizations and causes. Through partnerships and volunteer efforts, we strive to make a positive impact in Rochester and surrounding areas. While members can visit us at 116 Farmington Rd, official correspondence should be sent to 116 Farmington Rd, Rochester, NH 3867 if different mailing instructions are needed. We invite you to become part of the Service family! Experience firsthand how we can support your financial journey with personalized services designed for your success. Join us today and discover the difference that community-focused banking can make! For inquiries or assistance, feel free to reach us at 603-322-2043.

Branch Location & Accessibility

Welcome to Service, your trusted credit union located at 116 Farmington Rd in Rochester, NH. We're conveniently situated near local landmarks, making it easy for you to stop by and manage your banking needs. Our branch is a part of the vibrant community in Strafford County, ensuring that we are always close to our members. At Service, we pride ourselves on accessibility. Our branch is designed with ADA compliance in mind, featuring ramps and spacious areas for all our members. Whether you're visiting us for personal banking services or need assistance with loans and financing, we strive to provide a welcoming environment for everyone. While you can reach us directly at our location, please note that any official correspondence should be sent to the same address: 116 Farmington Rd, Rochester, NH 3867. We understand that your time is valuable! That's why our operating hours are tailored to fit your schedule. Join us Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 10:00 AM to 5:00 PM, and Sunday from 11:00 AM to 3:00 PM. This flexibility means you can visit us when it's most convenient for you. For those on the go, we offer an ATM on-site for quick transactions like cash withdrawals and balance checks. Although we don't have drive-thru service, our friendly staff is always ready to assist you inside the branch. If you're looking for banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered! Our team is dedicated to helping you find the right services that meet your financial goals. Have questions? Feel free to give us a call at 603-322-2043. We're here to help! Come visit us at Service today we look forward to serving you.

Member Eligibility

At Service, we believe in creating a welcoming community where everyone can thrive. Becoming a member is as easy as pie! If you live, work, worship, or attend school in the areas served by our branch at 116 Farmington Rd Rochester Nh 03867, you're already eligible to join us. We value each of our members and offer a variety of services designed to support your financial journey, from checking and savings accounts to loans and credit cards tailored just for you. If you'd like to learn more about what it takes to become part of our family, feel free to check out the detailed eligibility criteria at https://servicecu.org/about-us/become-a-member/. Once you're ready to open an account, the process is straightforward! You can start your application online by visiting https://app.loanspq.com/apply.aspx?lenderref=scu6916&list=ccplvlstcb. Should you have any questions or need assistance along the way, don't hesitate to reach out at (603) 322-2043. Join us today and discover the benefits of being part of Service!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine the ease of accepting payments from your customers seamlessly. Our merchant services simplify transactions and enhance customer satisfaction. From point-of-sale systems to online payment solutions, we provide tools that help you manage your cash flow effectively, allowing you more time to focus on running your business. Located at 116 Farmington Rd Rochester Nh 03867 in Rochester, NH, we invite local entrepreneurs to visit us and discover how we can help turn their business dreams into reality. For more information, call us at (603) 322-2043 or visit our website at https://servicecu.org/.

Tailored Business Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM and cash withdrawal services ensure that you have access to your money when you need it most. With basic ATM access for withdrawals and balance checks, managing your finances has never been easier. At Service, we strive to create an engaging experience for every member. If you're ready to explore our offerings further or have any questions, don't hesitate to reach out at (603) 322-2043 or visit us online at Rochester In-store. Your financial journey starts here!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, check out our auto loans and vehicle financing solutions. We understand how important reliable transportation is, which is why we offer competitive rates that help make your dream car a reality without breaking the bank.

Business Banking

For entrepreneurs and business owners, we offer a variety of business banking services, including merchant services and business loans. We recognize the importance of supporting local businesses, so let us partner with you to help grow your enterprise.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only provide convenience but also earn you points on everyday purchases think of all the exciting things you could do with those rewards!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options make home ownership achievable. Picture yourself in a cozy living room, all while enjoying affordable monthly payments designed just for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on the go.

Personal Banking

We offer various personal banking options that cater to everyone. With our checking and savings accounts, you can easily manage your day-to-day finances while saving for future goals. Imagine having a place where your money grows while remaining accessible for those unexpected expenses!

Personal Loans & Debt Consolidation

For those looking to simplify their finances, our personal loans and debt consolidation services are here to help. You can take control of your financial obligations by combining multiple debts into one manageable loan, making it easier to keep track of your payments.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills all in one place. If you're looking for quick and simple ways to send money, our person-to-person transfer feature allows you to send funds directly to friends and family with just a few taps. Plus, our electronic signature authorization makes it easy to sign documents securely from anywhere. If you prefer a paperless option, e-statements are available for all members, providing you with an eco-friendly way to keep track of your finances while reducing clutter. For those who love using their smartphones, our mobile application allows you to manage your accounts right from your pocket. And yes, we also support mobile payments, making it easy for you to pay for purchases securely without needing cash or cards.

Security and Accessibility

At Service, your security is paramount. We use robust security measures to ensure that your financial information is protected every time you log in. Our platform is designed with ease of use in mind so that even if you're not tech-savvy, you'll find it straightforward to navigate through various features. We believe that managing your money should be simple and stress-free. With real-time account management and round-the-clock access to your finances, you have complete control over your banking experience. Join us at Service today and discover how our digital and online banking services can enhance your financial journey!

Financial Strength

At Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you with confidence. With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity is robust; with $69,897 in used auto loans and $4,669,873,346 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 780,113, showcasing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 116 Farmington Rd Rochester Nh 03867 or call (603) 322-2043 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring you find an option that suits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your current business, we are here to support your entrepreneurial dreams. If you're considering refinancing any existing loans or would like more information on eligibility options, our team is ready to discuss how we can assist you in maximizing your financial potential. For more details on our loan products or if you're ready to apply, feel free to reach out at (603) 322-2043. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Service, we aim to empower you with the right tools for a secure financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We offer various mortgage solutions to fit your financial situation, whether you are a first-time homebuyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help you save while you spend.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict sourcing ensures that users receive fair and transparent offers. By relying on data from legitimate financial institutions, LendMesh guarantees that users can make well-informed decisions without hidden agendas.

Key Benefits of Using LendMesh

LendMesh offers several advantages that help build trust among its users: - Verified Data: All loan offers come from authorized financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. This commitment to impartiality allows users to see all available options fairly. - Real-Time Rate Comparisons: With constantly updated loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the practical benefits and reliability of the platform.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Service

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans