Service Credit Union Rochester NH | Low Mortgage Rates & Business Banking

Introduction

Welcome to Service, your trusted financial partner located at 90 S Main St, Rochester, NH 03867. Since our establishment in 1957, we've been dedicated to serving our community with personalized banking solutions. With a proud membership of over 360,000, we are committed to ensuring that our members achieve their financial goals through tailored services and unwavering support. At Service, we understand that your financial needs are unique. That's why we offer a wide range of products, including personal banking options, auto loans, mortgage loans, and business banking services. As of now, we have a robust total asset base of $5,717,610,074 and total deposits amounting to $192,494,435. Our team works tirelessly to ensure that you receive the best possible rates and service. Under the leadership of CEO David Araujo and Board President Susan Desjardins, our team is dedicated to fostering a welcoming environment where members feel valued and empowered. With 983 employees ready to assist you and modern conveniences like online and mobile banking, accessing your funds has never been easier. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 90 S Main St, Rochester, NH 3867. Feel free to reach out by phone at 603-335-3940 during our lobby hours from Monday to Friday between 8:30 AM - 6:00 PM and Saturdays from 8:30 AM - 1:00 PM. Join us today at Service Credit Union, where your financial success is our top priority! For more information on becoming a member or opening an account, visit our website at servicecu.org. We look forward to serving you!

Branch History & Mission

At Service, we pride ourselves on a rich history of community service and financial empowerment that dates back to our opening in 1957. Nestled in the heart of Rochester, NH, at 90 S Main St, our branch has been a steadfast partner for individuals and families alike. Over the years, we have grown alongside our members, currently boasting a total membership of 360,846. This journey reflects not just numbers but countless lives positively impacted through our services. From the beginning, our mission has been clear: to provide exceptional financial services while supporting and uplifting our community. We believe that everyone deserves access to reliable banking solutions, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our commitment extends beyond mere transactions; it includes fostering relationships that help our members achieve their dreams. While members can visit us at 90 S Main St, official correspondence should be sent to the same address as our mailing address is also 90 S Main St, Rochester, NH 3867. Our location is easily accessible and close to several local landmarks that make visiting us convenient. As we embrace modern banking needs, we are proud to offer advanced digital services such as online banking and mobile payments. Our branch is equipped with an ATM for easy access to your funds whenever you need them. Although we do not have drive-thru service at this location, our shared service center allows us to connect members with partner credit unions for added convenience. Throughout the years, we have made significant strides in community outreach initiatives. Whether it's sponsoring local events or partnering with organizations focused on education and wellness, Service is dedicated to making a meaningful impact right here in Rochester. We invite you to join us at Service and become part of a community-focused credit union that values your goals as much as you do. Experience firsthand how we combine personalized service with innovative solutions tailored just for you. To learn more about becoming a member or opening an account, visit us online or call us at 603-335-3940. Let's build a brighter financial future together!

Branch Location & Accessibility

Call to Action

We invite you to stop by or give us a call at 603-335-3940 for any questions or assistance. Experience how easy banking can be with Service Credit Union your trusted partner in financial success!

Nearby Landmarks and Accessibility

Finding us is simple! We're located near local favorites like the historic downtown area and just a short drive from the scenic Cocheco River. Our branch offers ample parking spaces for your convenience, and we are proud to provide accessibility features to accommodate all members. The facility is ADA compliant with ramps and accessible entrances so everyone can easily reach us.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 8:30 AM to 6:00 PM and on Saturday from 8:30 AM to 1:00 PM. Feel free to visit us during these hours; our friendly staff is always ready to assist you. At Service Credit Union, we offer a comprehensive selection of banking services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for every financial need. Plus, with ATM availability at our location, you can easily access cash whenever you need it.

Member Eligibility

At Service, we believe that becoming a member means joining a close-knit community where your financial well-being is our priority. If you're looking to be part of something special, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area around our branch at 90 S Main St Rochester Nh 03867. This inclusivity ensures that everyone has access to our wide range of services designed to support your financial journey. Joining us is simple! You can easily open an account by visiting our website for more details on the process. We offer various accounts tailored to meet your needs, and our friendly team is always here to help. For any questions or assistance, don't hesitate to reach out at (603) 335-3940. To explore the specific eligibility criteria and see if you qualify, visit us at https://servicecu.org/about-us/become-a-member/. We can't wait to welcome you into the Service family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services can simplify everyday operations. Picture this: accepting payments from customers quickly and securely while managing cash flow effortlessly. By partnering with us, you gain access to tools that make transactions smoother, allowing you to focus on what matters most growing your business. Located at 90 S Main St Rochester Nh 03867, Rochester, NH, we're here to help you navigate the financial landscape with confidence. Reach out at (603) 335-3940 or visit us online at https://www.servicecu.org to learn more about how we can support your business journey.

Tailored Loan Options for Growth

Imagine being able to finance your next big project or purchase new equipment without the stress of hefty interest rates. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Member Services

As a member-focused credit union, we also provide basic shared branch transactions for partner credit union members, ensuring you can handle deposits and withdrawals even when you're away from home. If you have any questions about our services or need assistance, don't hesitate to reach out! You can contact us at (603) 335-3940 during our lobby hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. At Service, we're here to support your financial journey with comprehensive services designed just for you. Explore what we offer today by visiting our website at Rochester Branch Office or give us a call we look forward to serving you!

Business Banking Services

For our business members, we provide a variety of banking solutions tailored to support your ventures. From merchant services that simplify payment processing to business loans designed to fuel your growth, we have everything you need to manage your finances effectively. Our knowledgeable staff is always ready to assist you in finding the right options for your business needs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Service, we offer robust online and mobile banking features that allow you to manage your accounts anytime and anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. With ATM access available for withdrawals and balance checks, managing cash has never been easier.

Personal Banking Solutions

We understand that managing your finances is crucial, which is why we offer various personal banking services. Our checking and savings accounts are designed to help you save effectively while giving you easy access to your funds. If you're in need of financing for your dream car, our auto loans and vehicle financing options can make that possible without breaking the bank. For those considering home ownership or refinancing, our mortgage loans provide competitive rates and personalized support throughout the process. In times when unexpected expenses arise, our personal loans and debt consolidation services can help ease the burden. Additionally, we offer credit cards with rewards that let you earn while you spend perfect for everyday purchases or larger investments.

Digital & Online Banking

Key Features

One of the highlights of our digital services is electronic signature authorization. This feature allows you to sign documents securely online, making transactions faster and hassle-free. Plus, with e-statements available, you can receive your account statements electronically no more waiting for the mail! This not only keeps your information safe but also helps reduce paper waste. If you're always on the move, you'll love our mobile application. It provides all the features of online banking right in your pocket. Need to make a quick purchase? Our mobile payments feature lets you do that easily and securely using your smartphone. And when it comes to sending money to friends or family, our person-to-person transfers make it simple and fast.

Security and Accessibility

We prioritize your security with advanced protection measures so you can bank confidently. Our platform is user-friendly and designed to help you manage your accounts in real-time without any stress. Whether you're at home or out running errands, staying connected to your finances has never been easier. At Service, we believe in providing accessible banking options that suit every lifestyle. Explore our digital services today and take control of your financial journey with ease!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 875 full-time employees and 108 part-time employees dedicated to serving you with a knowledgeable team that understands your needs. The trust you place in us is echoed by our total share accounts of 780,113, showcasing a strong and growing member base who rely on us for their financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 90 S Main St Rochester Nh 03867 or call (603) 335-3940 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

We have $651,514,275 in undivided earnings, allowing us to reinvest in innovative banking tools and stronger lending options. With $69,897 in used auto loans and $4,669,873,346 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, which empowers us to keep offering competitive loan rates along with solid financial products tailored for our members.

Member Savings Secured

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares. These offerings provide stable and rewarding growth opportunities for your finances. We prioritize our members, and with non-member deposits at $0, we focus our resources on benefiting you whether it's through better loan rates or lower fees.

Strong Financial Health

With a net worth of $684,943,916, we showcase our solid financial foundation. This strength enables us to navigate economic challenges effectively while continuing to support our members' needs. Additionally, our net worth ratio of $1,197 further demonstrates that we have a robust capital structure in place. This means you can rely on us for loans and competitive savings rates without disruption, even during uncertain times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used car, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and we're here to support you every step of the way. At Service, we prioritize your financial well-being. Our knowledgeable staff is ready to assist you in selecting the loan product that best fits your needs. For more information or to speak with one of our representatives, please call us at (603) 335-3940 or visit us at 90 S Main St Rochester Nh 03867 in Rochester, NH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Lines and Unsecured Loans

For those needing extra flexibility, our credit lines provide quick access to cash when you need it most. With total credit lines amounting to $924,899,627, we help members manage unexpected expenses easily. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans assisting members effectively manage their finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We offer flexible terms and competitive rates tailored to fit your needs. If you're considering refinancing, be sure to ask us about your eligibility options.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By drawing from verified financial institutions, LendMesh guarantees that all loan offers are legitimate, fostering trust and confidence among its users.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Service

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans