Seasons Credit Union Middletown CT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Seasons at 200 La Rosa Ln, Middletown, CT 06457! Here, we are dedicated to providing our members with exceptional financial services tailored to meet your needs. Established in 1935, our credit union has grown into a trusted partner for over 12,826 members, supporting them with a wide range of financial solutions. At Seasons, we pride ourselves on our strong community ties and commitment to improving the financial well-being of our members. With total assets exceeding $169 million and deposits reaching $4,538,277, we are well-equipped to serve you. Our team is led by CEO Keith Wiemert and Board President James Misenti, who ensure that we maintain a member-focused approach in everything we do. While you can visit us at our branch address for personalized service, please note that any official correspondence should be sent to our mailing address: 524 South Main Street, Middletown, CT 6457. We understand that your time is valuable; that's why we're here to provide quick and easy access to essential banking services like checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and more. With a total loan portfolio of 12,255 loans and leases and a net worth of over $12 million, Seasons is committed to fostering financial growth among our members. Our cash reserves stand at $1,757,685, ensuring that we can meet your needs promptly and effectively. Ready to take control of your financial future? Give us a call at 860-704-4535 or visit our website at www.seasonsfcu.org today! Let's build a brighter financial future together.

Branch History & Mission

Evolution and Growth

Since opening our doors nearly nine decades ago, Seasons has embraced change and innovation. We take pride in adapting to meet the evolving needs of our members. Our digital advancements include online banking and mobile applications that make managing finances easier than ever before. We are committed to ensuring that all services are accessible to everyone, including those with disabilities. While members can visit us at 200 La Rosa Ln Middletown Ct 06457, official correspondence should be sent to 524 South Main Street, Middletown, CT 6457 if you need to reach us by mail.

Join Us

Our operating hours are Monday through Friday from 11:30 AM to 1 PM, making it easy for you to stop by for assistance or information about joining. As part of Seasons, you'll experience a warm welcome and discover a range of personalized services tailored just for you. We invite you to become part of our family at Seasons Credit Union. Join us today and start enjoying the benefits that come with being a valued member of your local credit union! For more details on membership eligibility or how to open an account, visit our website or call us at (860) 704-4535.

Our Mission

At the core of Seasons' mission is our dedication to providing exceptional financial services while fostering community support. We believe in empowering individuals through accessible banking options, such as checking and savings accounts, auto loans, personal loans, and credit cards with rewards. Our aim is to help every member achieve their financial goals while also giving back to the community we call home. We understand that our success is intertwined with that of our members. That's why we not only focus on financial growth but also prioritize building lasting relationships within Middletown. Through partnerships and outreach efforts, we work tirelessly to strengthen our community ties.

Branch Location & Accessibility

Convenient Access and Parking

Our branch offers ample parking spaces right outside for your convenience. We strive to make your visit as easy as possible, with ADA-compliant features ensuring everyone can access our services without a hitch. Whether you're coming in for personal banking or need assistance with loans and accounts, we're ready to help.

Get in Touch

We invite you to come visit us at Seasons! If you have any questions or need assistance before stopping by, feel free to give us a call at 860-704-4535. Our friendly team is here to help! Let us be your trusted partner in achieving your financial goals.

Operating Hours

At Seasons, we understand that life can get busy. That's why we're open Monday through Friday from 11:30 AM to 1 PM. During these hours, our dedicated staff is on hand to assist you with everything from checking and savings accounts to auto loans and credit cards.

Services Offered

We pride ourselves on offering a variety of financial services tailored to meet your needs. Whether you're looking for personal loans, vehicle financing, or even business banking solutions, we have something for everyone. Although we currently do not have an ATM or drive-thru service available at this location, our shared service center allows basic transactions like deposits and withdrawals for members of partner credit unions.

Member Eligibility

At Seasons, we believe that becoming a member is like joining a caring family that supports your financial journey. To be eligible for membership, you simply need to live, work, or worship in the areas we serve or have a family member who is already a member. It's really that straightforward! Our community is all about helping each other grow financially, and by joining us at Seasons located at 200 La Rosa Ln Middletown Ct 06457, you'll gain access to personalized services tailored just for you. If you're ready to take the next step, opening an account with us is easy and can be done online. For more details on eligibility requirements and to ensure you're fully informed, check out our membership page at http://www.seasonsfcu.org/membership/. Should you have any questions or need assistance, feel free to give us a call at (860) 704-4535. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy café utilizing our services to accept payments seamlessly from customers. With quick transaction times and reliable support, you can focus on what you do best serving great coffee and creating memorable experiences. Located at 200 La Rosa Ln Middletown Ct 06457 in Middletown, CT, we're here to partner with you for all your business banking needs. Reach out to us at (860) 704-4535 or visit our website at Seasons to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

If you're a small business owner, we offer comprehensive business banking services, including merchant services and business loans. Our goal is to support your entrepreneurial spirit by providing the financial tools necessary for growth.

Credit Cards & Rewards

For those who love rewards, our credit cards with rewards program offers great benefits on everyday purchases. Imagine earning points every time you shop points that can be redeemed for exciting rewards!

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options are designed to fit various budgets and lifestyles. We know that owning a home is a significant milestone, and our team is ready to guide you through the entire process with competitive rates and flexible terms.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking services, managing your finances has never been easier. You can check balances, transfer funds, and pay bills from anywhere at any time all at your fingertips! Plus, we offer ATM and cash withdrawal services for quick access to your funds.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking options are tailored just for you. From checking and savings accounts that help you save for future goals to personal loans for those unexpected expenses or debt consolidation needs, we have you covered. If you're considering a new vehicle, explore our auto loans and vehicle financing options, which make purchasing your dream car easier than ever.

Shared Branch Transactions

We also recognize the importance of community connections. As part of the shared service center network, we facilitate basic transactions like deposits and withdrawals for members of partner credit unions. This means even if you're away from home, accessing your money is simple. Whether you're visiting us in person or using our digital banking features, we're committed to providing exceptional service with warmth and care. For any inquiries or assistance, feel free to call us at 860-704-4535 during our lobby hours from Monday through Friday between 11:30 AM - 1 PM. Ready to take the next step in your financial journey? Visit us online at Seasons to learn more about how we can assist you today!

Digital & Online Banking

Key Services

When you visit us at https://www.seasonsfcu.org/, you'll discover a range of convenient features that cater to all your banking needs. Our 24/7 online banking services ensure that you can access your accounts whenever you need to. Whether you're checking your balance or making transfers, everything is just a few clicks away. Need to send money to a friend? Our person-to-person transfers make sharing funds simple and quick, allowing you to send money without the hassle of cash or checks. Plus, with the option for electronic signature authorization, signing important documents has never been easier no need for printing or mailing.

Stay Organized

Keep your financial life organized with e-statements, which allow you to view your account statements digitally rather than waiting for them in the mail. This eco-friendly option not only saves paper but also provides instant access whenever you need it. For those who prefer managing their finances on the go, our mobile application is available at your fingertips. While we currently do not offer mobile payments, our app ensures that basic banking tasks are streamlined and easy. You can check balances, transfer funds, and stay updated on account activity right from your smartphone. With all these features combined, Seasons delivers an accessible and efficient banking experience tailored for today's busy lifestyles. We invite you to explore how our digital services can simplify your banking journey!

Financial Strength

Commitment to Growth and Innovation

With $11,147,748 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,433 in used auto loans and a total of $117,002,149 in loans and leases.

Growing Member Base

Total Share Accounts: 30,652, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seasons is your trusted partner. Visit us at 200 La Rosa Ln Middletown Ct 06457 or call (860) 704-4535 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $37,748,804 in share certificates and $11,326,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $12,271,453, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $726 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,422,124 in used vehicle loans and $16,233,550 in new vehicle loans already helping members get on the road. We also provide refinancing options for those who want to lower their monthly payments or change the terms of their existing loans.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,788,115 in loans helping members manage their finances effectively. Our credit cards come with rewards programs designed to enhance your spending experience while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,562,404, make buying or refinancing simple. We aim to make the home financing process clear and straightforward so you can focus on what matters most your new home.

Other Loan Products

In addition to these primary offerings, we provide various personal loan options and lines of credit that can help cover unexpected expenses or support personal projects. With $27,919,028 in total credit lines available, we're here to support your financial journey. If you have any questions about eligibility or want to explore refinancing options for any of our products, feel free to reach out. You can contact us at 860-704-4535 during our lobby hours from Monday to Friday between 11:30 AM and 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit our website at Seasons FCU for more information on how our loan products can work for you.

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Seasons