SafeAmerica Credit Union Hayward CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Safeamerica, your trusted partner in personal and business finance since 1953. Nestled in the heart of Hayward, at 1030 La Playa Dr, Hayward, CA 94545, our branch is dedicated to serving our community with reliable banking solutions tailored to your needs. With a strong commitment to our members, we proudly support a vibrant membership of over 36,656 individuals and families who count on us for their financial well-being. At Safeamerica, we understand that managing finances can be overwhelming. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our total assets stand impressively at $509,990,704, backed by robust deposits of $58,653,807. This solid foundation allows us to provide you with competitive loan options our total loans amounting to 15,903 enable us to help you achieve your financial goals. While members can visit us at 1030 La Playa Dr, official correspondence should be sent to our mailing address at 6001 Gibraltar Drive, Pleasanton, CA 94588. We are proud of our leadership team, including CEO Roger Ballard and Board President Frank Zampella, who are dedicated to ensuring that every member has access to top-notch service and financial education. We believe in making banking easy and accessible for everyone. That's why we offer online and mobile banking features that let you manage your accounts anytime, anywhere. Our friendly staff is always ready to assist you with any questions or concerns you may have; feel free to reach out at (510) 264-4800 during our lobby hours from Monday through Friday from 10:00 AM to 5:00 PM. Join us today at Safeamerica and discover how we can help you build a brighter financial future! Visit our website at safeamerica.com for more information or stop by our branch we look forward to welcoming you!

Branch History & Mission

A Legacy of Service

Located at 1030 La Playa Dr, Hayward, CA 94545, our branch has been a trusted partner for individuals and families seeking financial solutions. Over the years, we have expanded our services significantly while maintaining our core values of integrity and service. Today, we boast a total membership of 36,656 and total assets reaching an impressive $509,990,704. This growth reflects not only our success but also the trust that the community has placed in us. Our mission at Safeamerica is straightforward yet powerful: to empower our members through accessible financial services while fostering a sense of community support. We believe that banking should be more than just transactions; it should be about building relationships and making a positive impact in people's lives.

Community Connections

We take pride in being involved with local organizations and initiatives that uplift our community. From sponsoring educational programs to participating in local events, we strive to give back and support those around us. Our partnerships help us remain connected to the needs of our members and ensure that we are always working toward a better future together. While you can visit us at our branch for all your banking needs during our operating hours from Monday to Friday, 10:00 AM to 5:00 PM, official correspondence can be sent to our mailing address at 6001 Gibraltar Drive, Pleasanton, CA 94588 if it's different from your visit.

Innovations for You

At Safeamerica, we're committed to embracing technology that enhances your banking experience. With services like online banking and mobile payments available, managing your finances has never been easier. Additionally, we provide convenient ATM access for quick cash withdrawals or balance checks whenever you need them.

Join Us Today!

Whether you're looking for personal banking options like checking accounts or auto loans or business solutions tailored to your needs, Safeamerica is here for you. We invite you to become part of our family experience firsthand the benefits of being a member at Safeamerica. Feel free to reach out at 510-264-4800 if you have any questions or would like more information about how we can assist you on your financial journey! Together, let's build a brighter tomorrow.

Branch Location & Accessibility

Accessibility and Services

Our Hayward Branch is designed with accessibility in mind. We provide features that comply with ADA standards, including ramps for wheelchair access. While we currently do not have drive-thru service, our lobby is open and welcoming during the week from Monday to Friday, 10:00 AM to 5:00 PM. As a member of Safeamerica, you can enjoy various services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to make banking convenient and straightforward. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Contact Us

If you have questions or need assistance, don't hesitate to give us a call at 510-264-4800. Our friendly staff is always ready to assist you with any inquiries you may have. We invite you to visit the Safeamerica Hayward Branch today! Experience how easy and pleasant banking can be with us.

Nearby Landmarks and Features

Located in Alameda County, our branch is just a stone's throw away from popular spots like the Hayward Japanese Gardens and Southland Mall. This makes it easy to combine your banking errands with a visit to these local treasures. We offer ample parking right outside, ensuring you have a hassle-free experience when visiting us.

Member Eligibility

Joining the family at Safeamerica is more than just opening an account; it's about becoming part of a caring community that prioritizes your financial well-being. To become a member, you'll need to meet some simple eligibility criteria, which typically include being a resident or working in the areas we serve, along with a few other personal qualifications. Our friendly team at Safeamerica, located at 1030 La Playa Dr Hayward Ca 94545, is here to guide you through this process and ensure you feel welcome every step of the way. If you're ready to take the next step, opening an account is straightforward! For more detailed information on eligibility requirements, feel free to visit our website at . If you have any questions or want to chat about your membership options, don't hesitate to call us at (510) 264-4800. We can't wait to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine serving your customers at a bustling café or retail store with ease accepting payments quickly through our reliable systems allows you to focus on what matters most: delivering great service. Our solutions are tailored to help you manage transactions efficiently, ensuring you have the tools needed for success. Visit us at 1030 La Playa Dr Hayward Ca 94545 in Hayward, CA, or call us at (510) 264-4800 to learn more about how we can assist your business today!

Comprehensive List Of Services

Accessibility and Support

At Safeamerica, we prioritize accessibility. With basic ATM access for withdrawals and balance checks, we ensure that managing your finances is as easy as possible. Our branch is open Monday through Friday from 10:00 AM to 5:00 PM, so feel free to stop by or give us a call at (510) 264-4800 with any questions. We're committed to being more than just a bank; we're your partner in achieving financial wellness. Visit us today at 1030 La Playa Dr Hayward Ca 94545 in Hayward, CA, or explore more about our services on our website at Hayward Branch. Let's work together towards your financial goals!

Business Banking Solutions

If you're a business owner, we know how important it is to have reliable financial support. That's why we offer comprehensive Business Banking services, including Merchant Services & Business Loans. These options allow you to focus on what you do best running your business while we handle the banking side.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features let you manage your accounts anytime, anywhere. Need cash? You can easily access funds through our ATM & Cash Withdrawal Services, which are available at various locations for your convenience.

Personal Banking Services

Our personal banking services are designed to make your life easier. With Checking & Savings Accounts, you can keep your money secure while earning interest. If you're dreaming of that new car, our Auto Loans & Vehicle Financing options will help turn that dream into reality with competitive rates and flexible terms. Plus, if homeownership is on your horizon, we offer Mortgage Loans & Refinancing solutions tailored just for you. For those unexpected expenses or to consolidate debt, our Personal Loans & Debt Consolidation services provide a straightforward way to manage your finances. And let's not forget about our Credit Cards with Rewards, giving you the chance to earn while you spend.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://nuvisionfederal.com/, you can access your accounts anytime, anywhere. Check your balance, transfer funds, and pay bills with just a few clicks. Our platform is user-friendly, making it simple to navigate and manage your finances in real-time.

Go Paperless with E-Statements

Want to reduce clutter? Sign up for e-statements! This feature is not only environmentally friendly but also provides you with quick access to your account statements right when you need them.

Secure Transactions Made Easy

Safety is a top priority for us. While we currently do not support electronic signature authorization, rest assured that all transactions made through our online services are protected by advanced security measures. Your information remains safe so you can focus on what matters most.

Simplified Peer-to-Peer Transfers

Need to send money to a friend or family member? With our person-to-person transfer service, it's as easy as sending a text. You can quickly share funds without any hassle. At Safeamerica, we're committed to providing you with the tools you need for effective financial management. Embrace the future of banking with us today!

Smart Mobile Solutions

Take your banking experience further with our mobile application. Available for download, this app allows you to perform all the same tasks as our online banking platform right from your smartphone. Plus, if you enjoy using mobile payments, you'll love the ease of making transactions directly from your device no need for cash or cards!

Financial Strength

A Solid Foundation

With a net worth of $50,503,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid net worth reflects our ability to manage resources effectively and ensure long-term stability for our members. Our net worth ratio of $987 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team of Professionals

We also take pride in having 62 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to assist you every step of the way. Additionally, we have total share accounts amounting to 59,551, showing a strong and growing member base that trusts us with their finances. Your trust drives us to continually improve our offerings.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safeamerica is your trusted partner. Visit us at 1030 La Playa Dr Hayward Ca 94545 or call (510) 264-4800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $183,238,493 in share certificates and $83,626,591 in money market shares, offering stable and rewarding financial growth opportunities. These products provide you with various options to grow your savings while enjoying the benefits of membership. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Our Community

With $25,013,672 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us create an environment where you can achieve your financial goals with confidence. Our lending capacity is significant as well; with $5,360 in used auto loans and $394,290,577 in total loans and leases, we support members' financial goals across various sectors. Whether you're looking to purchase a vehicle or consolidate debt, we've got options tailored just for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,456,485 in used vehicle loans and $69,172,765 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that financing your next vehicle is straightforward and affordable.

Credit Lines

For those who prefer flexibility, our total credit lines amounting to $150,998,025 give you easy access to funds whenever you need them. This can be particularly useful for unexpected expenses or planned purchases. If you're considering refinancing any of these loans or exploring eligibility options, our team is ready to assist you with personalized solutions that fit your situation. Our commitment to our members goes beyond just providing loans; we strive to build long-term relationships based on trust and transparency. For inquiries or more information about our loan products, please feel free to reach us at (510) 264-4800 during our operating hours from Monday to Friday, 10:00 AM to 5:00 PM. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,197,272, make buying or refinancing simple. We aim to make your journey into homeownership smooth and accessible, providing the guidance you need along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,668,632 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need without tying up your assets.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all loan comparisons are fair and transparent. Each offer you see is derived from legitimate financial institutions, giving you confidence in the accuracy of the information.

Safeamerica