Safe Credit Union Sumter SC | Affordable Auto Loans & ATM Services

Introduction

Welcome to Safe, your trusted partner in financial wellness, conveniently located at 1855 Lewis Rd, Sumter, SC 29154. Established in 1955, we have been dedicated to serving our community for over six decades. With a strong membership base of 145,254, our commitment to providing exceptional financial services has only grown stronger over the years. At Safe, we pride ourselves on having a robust asset portfolio of $1,873,129,629 and total deposits reaching $129,900,132. This ensures that we can offer competitive loans and financial products tailored to meet your needs. Currently, we manage a total loan portfolio of 79,583 loans and leases, reflecting our ability to support you through various stages of life. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Michael Baker and Board President Kay Oldhouser Davis, we focus on building long-lasting relationships with our members while ensuring their financial goals are achieved. You can reach us at (803) 469-8600 for inquiries or assistance. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: P.O. Box 2008, Sumter, SC 29151. Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgage refinancing, Safe is here to help you navigate your financial journey. Our online and mobile banking services make managing your finances easier than ever. Join us today and experience the difference that a community-focused credit union can make in your life. Visit our website at safefed.org or stop by our branch during lobby hours from 9:00 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. We look forward to welcoming you!

Branch History & Mission

Welcome to Safe, a proud pillar of the Sumter community since our doors opened in 1955. Located at 1855 Lewis Rd Sumter Sc 29154, we have grown alongside our members, adapting to their needs while remaining committed to our core values. Our journey began with a vision of creating a financial institution that truly serves its members, and today we proudly support over 145,254 individuals and families. From humble beginnings, Safe has evolved significantly over the years. We have built a strong foundation with total assets reaching an impressive $1,873,129,629. Our commitment to serving our community is reflected in our diverse range of services, including personal banking, auto loans, mortgages, and business banking solutions. We understand that financial health is vital for everyone, and we strive to make banking accessible and beneficial for all. Our mission is simple yet powerful: to empower our members through quality financial services while fostering a spirit of community support. We believe in giving back; whether it's through partnerships with local organizations or outreach programs that provide education on financial literacy, we are dedicated to making a positive impact in Sumter. While members can visit us at 1855 Lewis Rd Sumter Sc 29154, official correspondence should be sent to P.O. Box 2008, Sumter, SC 29151. We're here for you not just during business hours our drive-thru service offers convenience with extended hours on weekdays and Saturdays. With ATMs available at our branch and access to shared service centers, we make it easy for you to manage your finances. At Safe, we're proud of our commitment to modern banking solutions. From online banking and mobile payments to e-statements and person-to-person transfers, we aim to provide seamless access to your accounts whenever you need it. Our dedication extends beyond technology; we prioritize ADA compliance and customer-centric initiatives to ensure every member feels welcome. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Together, let's build a stronger future for all in Sumter. Visit us today or check out more information at https://www.safefed.org/. Your new financial home awaits!

Branch Location & Accessibility

Convenient Access and Features

At Safe, we understand how important accessibility is for our members. Our branch features ample parking space, including ADA-compliant options to ensure everyone can visit us comfortably. Plus, with our drive-thru service available, you can handle your banking tasks without leaving your car perfect for those on the go! Our lobby hours are designed to fit your schedule. We're open from 9:00 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. For added convenience, our drive-thru operates from 8:30 AM to 5:00 PM on weekdays and even offers Saturday service from 9:00 AM to 1:00 PM.

Get in Touch!

We're excited to serve you! If you have any questions or need further assistance before visiting, don't hesitate to call us at 803-469-8600. At Safe Credit Union, we look forward to welcoming you into our branch where your financial wellness is our priority!

Services Just a Step Away

Whether you're looking to open a new account, apply for a loan, or simply need assistance with transactions, our friendly staff is here to help. We offer a variety of services including personal banking, auto loans, mortgage options, and more all tailored to meet the diverse needs of our community. Additionally, we provide ATM access and shared services for partner credit union members. While members can visit us at 1855 Lewis Rd, please note that official correspondence should be sent to P.O. Box 2008 in Sumter, SC.

Member Eligibility

At Safe, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the Sumter area, you're likely eligible to join us. We are dedicated to providing our members with access to valuable financial services that can help them thrive. To find out more about the specific eligibility requirements, feel free to check out our detailed page at https://www.safefed.org/credit-union-membership. Once you're ready to take the next step towards membership, opening an account is quick and easy. You can start your application process online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=safefcu040622&list=xasa. If you have any questions along the way or need assistance, don't hesitate to reach out to us at (803) 469-8600. We're excited to welcome you to Safe and help you achieve your financial goals!

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $653,327, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services provide seamless payment processing that lets you focus on what you do best running your business. From credit card processing to mobile payments, we offer tools that simplify transactions for both you and your customers. Visit us at 1855 Lewis Rd Sumter Sc 29154 in Sumter, SC, or call us at (803) 469-8600 to learn more about how our business banking services can help your enterprise thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. Additionally, our drive-thru service caters to those who prefer quick transactions without leaving their vehicles perfect for busy schedules! We also participate in shared branch transactions which enable members of partner credit unions to make deposits and withdrawals right here at Lewis Road. As part of our community-focused approach, we strive to ensure that all members feel valued and supported. We invite you to experience these benefits firsthand by visiting us at 1855 Lewis Rd Sumter Sc 29154 or giving us a call at (803) 469-8600. Join us today and take advantage of all the services available at Safe!

Business Banking Solutions

For our business members, we offer tailored banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your growth with flexible lending options.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Safe, we prioritize digital banking features like online and mobile banking so you can manage your finances anytime, anywhere. From person-to-person payments to electronic statements, we've made banking easier than ever.

Credit Cards with Benefits

With our credit cards offering rewards, you can earn points on everyday purchases. This means that whether you're filling up the gas tank or shopping for groceries, you're earning rewards that you can redeem for travel, merchandise, or even cash back!

Loans Made Simple

Looking for financing options? We have you covered with our auto loans and vehicle financing solutions. Our competitive rates make it easier to drive away in the car of your dreams. If you're considering buying a home, our mortgage loans and refinancing options can help you find the best fit for your budget. For those unexpected expenses or consolidating debt, our personal loans provide flexible terms that can ease your financial burden.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts designed to suit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with no monthly fees and easy access through our online and mobile banking platforms. Imagine being able to check your balance, transfer funds, or deposit checks from the comfort of your home or on the go!

Digital & Online Banking

Key Features

Enjoy the peace of mind that comes with electronic signature authorization. This feature allows you to sign documents securely online, making transactions faster and more efficient. You can also opt for e-statements, which not only help reduce paper clutter but also give you quick access to your financial information whenever you need it. Need to send money to a friend? Our person-to-person transfer service makes it easy. Just enter their details, and you can send money quickly and securely no need for cash or checks. Additionally, if you're a fan of mobile payments, you'll be pleased to know that we support this feature too! Whether you're shopping online or in-store, paying with your phone has never been simpler.

Security and Accessibility

Your security is our top priority. At Safe, we use advanced security measures to protect your personal information while you bank online. Our user-friendly interface ensures that navigating through your accounts is straightforward and stress-free. Managing your finances shouldn't be complicated. With our digital banking services, you gain real-time access to your accounts from anywhere. Join us at Safe today and experience the convenience of modern banking right at your fingertips!

Financial Strength

At Safe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to support you in achieving your financial goals. With a net worth of $179,649,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial standing is further underscored by our net worth ratio of $957, which demonstrates a solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $551,753,727 in share certificates and $212,292,252 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition, with $174,965,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also significant; with $19,743 in used auto loans and $1,305,600,991 in total loans and leases, we support your financial aspirations across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 345 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our financial position is evident through the trust placed in us by our members: we have a total of 287,814 share accounts, showcasing a strong and growing member base that relies on us for their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 1855 Lewis Rd Sumter Sc 29154 or call (803) 469-8600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $376,384,135 in used vehicle loans and $235,754,519 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $653,327 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, we are committed to supporting local entrepreneurs with tailored lending solutions. Our dedicated team at Safe, located at 1855 Lewis Rd Sumter Sc 29154, Sumter, SC, is ready to assist you with any questions about our loan offerings. You can reach us at (803) 469-8600 during our lobby hours: Monday - Thursday from 9:00 AM - 5:00 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,760,712, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to fit your unique situation. If you're looking to refinance, we have options available that can help lower your monthly payments.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $91,909,082 in loans helping members manage their finances effectively. This allows you to cover unexpected costs or make everyday purchases without the stress of high-interest rates.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers. Every loan comparison made through LendMesh is built on verified data from legitimate financial institutions, guaranteeing a trustworthy experience.

Safe