Safe Credit Union Sumter SC | Best Auto Loans & Online Banking

Introduction

Welcome to Safe, your trusted financial partner located at 185 W Wesmark Blvd, Sumter, SC 29150. Established in 1955, our credit union has been dedicated to serving the community for over six decades, fostering a spirit of cooperation and commitment. With a strong membership base of 145,254 members and total assets exceeding $1.87 billion, we pride ourselves on offering personalized financial solutions tailored to your needs. At Safe, we understand that every member's journey is unique. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Whether you're looking to buy your first car or manage your business finances, our experienced team is here to help you every step of the way. While members can visit us at our branch for in-person assistance, official correspondence should be directed to our mailing address: P.O. Box 2008, Sumter, SC 29151. Our friendly staff is ready to assist you during our operating hours Monday through Friday from 7:00 AM to 7:00 PM, and Saturday from 9:00 AM to 1:00 PM. Under the leadership of CEO Michael Baker and Board President Kay Oldhouser Davis, we are committed to ensuring that your financial health is a priority. We have built a solid foundation with total deposits of $129.9 million and a net worth of $179.6 million, reflecting our stability and commitment to our members. If you have any questions or need assistance, feel free to reach out by calling us at 803-469-8600 or explore more about our services at safefed.org. Join us today and experience the Safe difference where your financial well-being matters most!

Branch History & Mission

Welcome to Safe, a credit union with deep roots and a bright future. Established in 1955, our branch has been serving the community of Sumter, SC for over six decades. Located at 185 W Wesmark Blvd, Sumter, SC 29150, we have grown alongside our members, evolving to meet their financial needs while staying true to our mission of providing exceptional service. From humble beginnings, Safe has flourished into a trusted institution with a total membership of 145,254 members and total assets reaching an impressive $1,873,129,629. Our commitment to the community is evident not only in our financial strength but also in our active involvement in local initiatives. We believe that by investing in our community, we can help foster growth and prosperity for everyone. Our mission is straightforward yet impactful: to provide quality financial services while supporting the individuals and families within our community. We understand that financial well-being goes beyond banking; it's about building relationships and creating opportunities. Whether you are looking for personal banking options like checking and savings accounts or loans for your next vehicle or home purchase, we are here to assist you every step of the way. While members can visit us at 185 W Wesmark Blvd, official correspondence should be sent to P.O. Box 2008, Sumter, SC 29151. This ensures that your inquiries are handled promptly and efficiently. At Safe, we prioritize modern conveniences alongside traditional values. Our operating hours are designed with your schedule in mind: Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 9:00 AM to 1:00 PM. Although we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is always ready to assist you over the phone at 803-469-8600 or through our online banking platform. We take pride in being ADA compliant and continuously strive to enhance our digital services to make banking easier for everyone. Our dedication extends beyond just banking; we partner with various organizations for community outreach programs aimed at improving lives and promoting financial literacy. Join us at Safe today! Experience firsthand the benefits of being part of a member-focused credit union that truly cares about your financial journey. Visit us online at safefed.org or explore how you can become a member here. Together, let's build a brighter future for Sumter!

Branch Location & Accessibility

Welcome to Safe! Located at 185 W Wesmark Blvd Sumter Sc 29150, in the heart of Sumter, SC, our branch is designed with your convenience in mind. Just a short drive from well-known spots like the beautiful Swan Lake Iris Gardens, we're easily accessible for all your banking needs. At Safe, we understand that accessibility is important. Our location features ADA-compliant facilities, ensuring everyone can comfortably visit us. Plus, there's ample parking available, making it easy for you to stop by without any hassle. Our operating hours are tailored to fit your busy schedule. We're open Monday through Friday from 7:00 AM to 7:00 PM, and on Saturday from 9:00 AM to 1:00 PM, so you can always find time to meet with us. Whether you're looking to open a new account or discuss loan options, our friendly staff is here to help. While members can visit us at 185 W Wesmark Blvd Sumter Sc 29150, official correspondence should be sent to our mailing address at P. O. Box 2008, Sumter, SC 29151. If you have any questions or need assistance, don't hesitate to give us a call at (803) 469-8600. We also offer a range of services designed to support your financial journey, including personal banking options like checking and savings accounts, auto loans, mortgage services, and more all without the need for an ATM or drive-thru service at this branch. We invite you to come visit us and discover how we can assist you with all your banking needs!

Member Eligibility

Joining the community at Safe is an exciting opportunity to access a range of financial services while becoming part of a supportive network. To become a member, you'll need to meet some simple eligibility criteria. If you live, work, or attend school in the area around 185 W Wesmark Blvd Sumter Sc 29150, you're likely eligible! This means that whether you're a local resident or just passing through for studies or work, there's a place for you with us. Membership comes with many advantages, including personalized service and access to various banking products tailored to fit your needs. The process to become a member is straightforward and welcoming. You can learn more about the specific eligibility requirements by visiting our website at https://www.safefed.org/credit-union-membership. If you're ready to open an account, simply follow this link for more details: https://app.consumer.meridianlink.com/apply.aspx?lenderref=safefcu040622&list=xasa. Should you have any questions or need assistance, feel free to reach out to us at (803) 469-8600. We're here to help you every step of the way as you join our friendly community at Safe!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $653,327, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or at your storefront. With secure transactions and real-time reporting, managing your cash flow becomes easier than ever. Visit us at 185 W Wesmark Blvd Sumter Sc 29150 or call us at (803) 469-8600 to learn how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car or refinancing an existing loan? Our Auto Loans and Vehicle Financing services offer competitive rates and flexible terms that can help you get behind the wheel without breaking the bank. Imagine driving off in that new vehicle while enjoying manageable monthly payments tailored just for you.

Business Banking

For those running a business, our Business Banking services include merchant services and business loans that cater specifically to your needs. We aim to support local businesses with financial solutions that help them thrive in today's competitive market.

Credit Cards with Rewards

Our Credit Cards come with rewards that make everyday spending more rewarding. From cash back on purchases to points redeemable for travel or merchandise, you'll find a card that fits your spending habits perfectly.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans and Refinancing options. We provide personalized guidance throughout the mortgage process, ensuring you find the right plan for your budget. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our dedicated team is here to assist every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services at Operations. You can manage all aspects of your finances from the comfort of your home or on-the-go whether it's making deposits, transferring funds, or even person-to-person payments. At Safe, we're not just about transactions; we're about building relationships. Our friendly staff is ready to assist you with any questions or needs you may have. Reach out to us at (803) 469-8600 during our operating hours: Monday through Friday from 7:00 AM - 7:00 PM and Saturday from 9:00 AM - 1:00 PM. Ready to take control of your financial journey? Visit us today or explore our services online!

Personal Banking

We understand that managing personal finances can be overwhelming at times. That's why our Personal Banking options include checking and savings accounts tailored to fit your lifestyle. Need quick access to your funds? Our online and mobile banking platforms make it easy to check balances, transfer money, and pay bills from anywhere. With features like electronic signatures and e-statements, handling your finances has never been more convenient.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans are designed to provide quick relief. Picture simplifying your finances by combining multiple debts into one easy payment our team can help you navigate this process effectively.

Digital & Online Banking

At Safe, we understand that managing your finances should be as easy as tapping your phone or clicking a button. That's why we've embraced digital and online banking to offer you secure, convenient, and efficient services right at your fingertips. Whether you're at home or on the go, our online banking features empower you to take control of your money anytime, anywhere. Our user-friendly online banking platform, accessible at https://www.safefed.org/, allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, with 24/7 online banking services, you can manage your accounts whenever it suits you best. If you prefer using your mobile device, our dedicated mobile application is designed for simplicity and ease of use, making it easy to keep track of your finances while you're out and about. Security is always a priority for us. With features like electronic signature authorization, you can sign documents safely from the comfort of your home. Additionally, enjoy peace of mind knowing that all transactions are protected with top-notch security measures. You can also opt for e-statements instead of paper ones to help reduce clutter and keep everything organized. With this feature, you'll receive timely updates about your account without the hassle of paperwork. If you need to send money to friends or family quickly, our person-to-person transfer service makes it easy to send funds directly from your account. For those who love using their smartphones for payments, we offer a mobile payments feature that lets you make purchases conveniently and securely. It's just one more way we strive to enhance your banking experience! At Safe, we're committed to making financial management straightforward and accessible for everyone. Explore our digital banking services today and discover how easy it can be to stay on top of your finances!

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 287,814, demonstrating the trust our growing member base places in us. We believe this trust is earned through consistent performance and transparent practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 185 W Wesmark Blvd Sumter Sc 29150 or call (803) 469-8600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Your Future

With $174,965,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $19,743 in used auto loans and $1,305,600,991 in total loans and leases supports your financial goals across various sectors.

Member-Focused Savings Solutions

Members' savings are secured through $551,753,727 in share certificates and $212,292,252 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 345 full-time employees and 20 part-time employees who are always ready to assist you with knowledgeable support.

Strong Financial Health

With a net worth of $179,649,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $957 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust framework means your funds are secure with us.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $376,384,135 in used vehicle loans and $235,754,519 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit your budget. Whether you're eyeing a shiny new model or a reliable used vehicle, our team is ready to assist you every step of the way.

Credit Lines and Unsecured Loans

For those managing everyday expenses or planning for special projects, our credit lines total $593,546,982 and provide flexible access to funds when you need them most. Additionally, we offer unsecured credit card loans with a total of $91,909,082, helping members manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,760,712, make buying or refinancing simple. Whether it's your first home or an investment property, we offer personalized service and guidance throughout the process. Refinancing options are also available for those looking to lower their monthly payments or tap into their home's equity.

Supporting Local Businesses

For business owners in our community, our outstanding commercial loans totaling $653,327 provide the capital needed to grow and expand. We understand the challenges small businesses face and aim to support local entrepreneurs with tailored solutions that fit their specific needs. If you're interested in learning more about our loan offerings or checking your eligibility, feel free to reach out at (803) 469-8600. You can also visit us at 185 W Wesmark Blvd Sumter Sc 29150 for personalized assistance. Our dedicated team is here to help you explore all your options and find the right financing solution for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you achieve your financial dreams today!

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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