Safe Credit Union Lexington SC | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Safe, your trusted partner in financial well-being, located at 110 Brevard Pkwy, Lexington, SC 29073. Since our establishment in 1955, we have proudly served our community, providing a range of personal and business banking services tailored to meet the needs of our 145,254 members. At Safe, we believe that everyone deserves access to reliable financial resources, and we're committed to making banking simple and accessible. With total assets exceeding $1.87 billion and deposits around $129.9 million, we ensure that your money is not just safe but also working for you. Our diverse loan offerings, totaling 79,583, are designed to support your dreams whether you're looking to buy a car or finance a new home. Our dedicated team, led by CEO Michael Baker and Board President Kay Oldhouser Davis, is here to guide you through every step of your financial journey. While you can visit us at our Lexington branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2008, Sumter, SC 29151. With hours tailored to fit your busy schedule open Monday through Friday with extended drive-thru service on Saturdays we're here when you need us. Ready to experience the difference? Reach out today at 803-469-8600 or explore our website at safefed.org to learn more about how we can help you achieve your financial goals. Join us and become part of a community that values trust, integrity, and exceptional service!

Branch History & Mission

Welcome to Safe, a cornerstone of financial support in the heart of Lexington, SC. Since opening our doors in 1955, we have dedicated ourselves to serving our members with exceptional care and commitment. With a membership base that has grown to an impressive 145,254, we are proud to be a trusted partner in helping our community achieve their financial goals. Located at 110 Brevard Pkwy Lexington Sc 29073, just a stone's throw from local landmarks, our branch has become a familiar place where members can find not only financial services but also a welcoming atmosphere. Whether you're stopping by for personal banking or seeking advice on loans, our team is here to assist you every step of the way. At the heart of Safe lies our mission: to provide accessible and affordable financial services while fostering strong community ties. We believe that when our members thrive, so does the entire community. That's why we actively engage in outreach efforts and partnerships that make a real difference in people's lives. From educational workshops to local sponsorships, we're not just about banking; we're about building a better future for everyone. As we embrace modern advancements, we ensure that our services remain user-friendly and inclusive. Our digital offerings include online banking and mobile payment options, making it easier than ever for members to manage their finances on-the-go. We are committed to accessibility, ensuring compliance with ADA standards so that everyone can benefit from our services. While members can visit us at 110 Brevard Pkwy Lexington Sc 29073, official correspondence should be sent to PO Box 2008, Sumter, SC 29151 if different. Our operating hours are designed with convenience in mind: Lobby hours run from 9:00 AM - 5:00 PM Monday through Thursday, extending until 6:00 PM on Fridays, and Drive-Thru service is available as well. As we look toward the future, we invite you to join the Safe family. Experience firsthand how we blend traditional values with modern solutions to serve your financial needs. Together, let's pave the way for a brighter tomorrow! For more information or assistance, feel free to reach out at (803) 469-8600.

Branch Location & Accessibility

Connect with Us Today!

Ready to experience personalized service with a smile? Give us a call at 803-469-8600 or stop by our branch anytime during operating hours. We look forward to helping you reach your financial goals!

Easy Access and Parking

At Safe, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for everyone's ease of access. Plus, we offer ample parking right outside the building so you can quickly hop in and out without any hassle.

Operating Hours that Fit Your Schedule

We understand that life can be busy. That's why our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and extends to 6:00 PM on Fridays. For those who prefer the drive-thru option, we're here for you starting at 8:30 AM on weekdays and until 2:00 PM on Saturdays. This flexibility ensures you can manage your banking needs when it suits you best.

Our Mailing Address

While members can visit us at our branch location, official correspondence should be sent to PO Box 2008, Sumter, SC 29151.

Services Designed for You

At Safe, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you. Need quick cash? Our ATM is available for all your withdrawal and balance-checking needs. And if you're a member of one of our partner credit unions, take advantage of shared branch services right here!

Member Eligibility

Becoming a member of Safe is like joining a family that supports you every step of the way. If you're looking to benefit from our personalized banking services, you'll be pleased to know that eligibility is designed to be inclusive. You can join if you live, work, or worship in the communities we serve, or if you have a family member who is already a member. It's that simple! Being part of our credit union means you gain access to competitive rates, low fees, and financial guidance tailored just for you. To learn more about the specific eligibility criteria and see if you're a fit, check out our detailed information at https://www.safefed.org/credit-union-membership. When you're ready to take the next step towards membership, opening an account is quick and easy. Just visit us online at https://app.consumer.meridianlink.com/apply.aspx?lenderref=safefcu040622&list=xasa or give us a call at (803) 469-8600 for any questions you might have. We're excited to welcome you to Safe, located at 110 Brevard Pkwy Lexington Sc 29073, where your financial goals become our priority!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer merchant services that make everyday transactions easier for you. Imagine being able to accept payments quickly and securely, whether in-store or online. This means more time focusing on your customers and less hassle managing finances. Located at 110 Brevard Pkwy Lexington Sc 29073, Lexington, SC, we're here to partner with you every step of the way. Contact us today at (803) 469-8600 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $653,327, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges, so our dedicated team is ready to help streamline your banking experience.

Convenient Access

We also prioritize convenience with services like ATM access for cash withdrawals and balance checks. Our drive-thru banking allows for quick transactions without leaving your vehicle perfect for those busy days when every minute counts! Additionally, if you're a member of a partner credit union, our shared branch transactions let you conduct deposits and withdrawals with ease. This means more access points for your banking needs! With all these services available at Safe, you can rest assured knowing that we are committed to making your financial experience as smooth as possible. Our friendly staff is always ready to assist you whether you're visiting us in person or reaching out by phone at (803) 469-8600. Ready to take the next step? Explore our services further or join us today by visiting our website where you'll find detailed information on how we can support your financial goals. Your future starts here!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options make it easier than ever to achieve your dream. With competitive rates and personalized service, we guide you through the process, ensuring that you feel confident in your decision.

Loans and Credit

If you're looking for personal loans or need assistance with debt consolidation, Safe offers flexible options designed to fit your budget. Plus, our credit cards come with rewards that can benefit you on everyday purchases making it easier to earn while you spend!

Personal Banking

Our personal banking services include everything from checking and savings accounts to auto loans and vehicle financing. Whether you're saving for a new car or just starting your first checking account, we've got you covered. Imagine the convenience of having your funds accessible with our online and mobile banking features, making it easy for you to manage your finances anytime, anywhere.

Digital & Online Banking

Access Anytime with Mobile Apps

Don't forget to check out our user-friendly mobile application. With Yes, managing your finances has never been easier! You can check balances, transfer funds, and even deposit checks all from the palm of your hand. Plus, with our 24/7 online banking services available at Yes, you'll always be in control of your accounts. At Safe, we're committed to providing modern solutions that make banking easier and safer for all our members. Explore these features today and experience financial management like never before!

Key Features of Our Digital Banking Services

With just a few clicks, you can visit our online banking portal at https://www.safefed.org/. Here, you'll find everything you need to manage your money effectively. Our services include e-statements that keep your financial information organized and accessible without the clutter of paper statements yes, we offer Yes! Additionally, if you prefer signing documents digitally, our electronic signature authorization is available for your convenience no more running to the branch for simple paperwork; we've got you covered with Yes. If you're someone who enjoys making quick payments or sending money to friends and family, our person-to-person transfer feature makes this a breeze. With just a few taps on your phone, you can send or receive funds instantly talk about convenience! Plus, our mobile payments feature lets you pay for purchases right from your smartphone. Enjoy the freedom of not needing cash or cards while still keeping everything secure with Yes.

Financial Strength

Committed Team

We also take pride in having 345 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. You can always rely on us for guidance and support.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Our total share accounts stand at 287,814, showing a strong and growing member base that trusts us with their finances. This community aspect is what makes Safe more than just a credit union; it's a place where everyone looks out for each other. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 110 Brevard Pkwy Lexington Sc 29073 or call (803) 469-8600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

With $19,743 in used auto loans and $1,305,600,991 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're buying a car or needing funds for a personal project, we're here to help make those dreams a reality.

Reinvesting for Your Benefit

With $174,965,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more opportunities for you as we continue to improve our services.

Secure Savings Options

Members' savings are secured through $551,753,727 in share certificates and $212,292,252 in money market shares, offering stable and rewarding financial growth opportunities. This shows our dedication to helping you grow your savings while keeping them safe.

Strong Financial Health

With a net worth of $179,649,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $957 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $376,384,135 in used vehicle loans and $235,754,519 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can drive away with a deal that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $653,327 provide the capital needed to grow and expand your business. We understand how crucial it is for businesses to have access to funding when opportunities arise. At Safe, we are committed to serving our community with tailored financial solutions. If you're interested in refinancing or checking eligibility options, don't hesitate to reach out! You can contact us at (803) 469-8600 or visit us at our branch located at 110 Brevard Pkwy Lexington Sc 29073 in Lexington, SC. No matter what your financial goals are, we're here to support you every step of the way!

Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $91,909,082 in loans helping members manage their finances effectively. Whether you're dealing with unexpected costs or planning for future purchases, our credit card offerings come with competitive rates and easy access.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,760,712, make buying or refinancing simple. We aim to streamline the process so you can focus on settling into your new home rather than worrying about paperwork.

Loan Aggregator

Benefits of Using LendMesh

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Safe