Safe Credit Union Eastover SC | Quick Personal Loans & Checking

Introduction

Welcome to Safe, your trusted financial partner located at 4001 Mccords Ferry Rd, Eastover, SC 29044. Since our establishment in 1955, we have been dedicated to serving our community with a focus on trust, reliability, and personalized service. With over 145,000 members and total assets amounting to an impressive $1,873,129,629, we pride ourselves on being a cornerstone of financial support in the Eastover area. At Safe, we understand that financial needs can vary greatly among our members. That's why we offer a comprehensive range of services including personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking to finance a new car or plan for your future through savings and investments, our team is here to guide you every step of the way. Our commitment to excellence extends beyond just numbers. With 365 dedicated employees, led by CEO Michael Baker and Board President Kay Oldhouser Davis, we foster a culture of care where every member feels valued. We also maintain a strong community presence with over $129,900,132 in total deposits and substantial resources at hand about $68,132,128 in cash to ensure we can meet your needs promptly. For any official correspondence or inquiries, please note that while you can visit us at our branch address mentioned above, you can also reach us via our mailing address: PO BOX 2008, Sumter, SC 29151. If you're ready to experience exceptional service tailored to your financial goals or simply have questions about how we can assist you further, don't hesitate to call us at 803-353-7796. We invite you to explore all that Safe has to offer by visiting our website at safefed.org. Your financial journey starts here!

Branch History & Mission

Welcome to Safe, a cornerstone of the community in Eastover, SC. Established in 1955, our branch has grown alongside the community, providing essential financial services and fostering a spirit of cooperation and support. Over the years, we have proudly served over 145,254 members, helping them achieve their financial goals and dreams. Located at 4001 Mccords Ferry Rd Eastover Sc 29044, just a stone's throw away from local landmarks that bring our community together, we have become a trusted partner for many families and businesses in the area. While members can visit us at this location, official correspondence should be sent to our mailing address: PO BOX 2008, SUMTER, SC 29151. At Safe, our mission is straightforward yet profound: to deliver quality financial services while enhancing the well-being of our community. We believe that financial institutions should not only help people manage money but also uplift the communities they serve. This commitment is evident in our diverse offerings, including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking services. As we continue to adapt to modern needs, we are proud to offer digital banking options such as online banking and mobile payments. Our commitment extends beyond convenience; we prioritize accessibility by ensuring that our facilities comply with ADA standards, making it easy for everyone to access our services. Community outreach is also at the heart of what we do. We actively participate in local events and initiatives designed to strengthen ties within our neighborhoods. Our partnerships with local organizations demonstrate our belief in giving back and supporting those around us. With total assets reaching $1,873,129,629, we're equipped to provide robust support for your financial journey. Our operating hours are convenient for busy schedules: 6:30 AM to 3:00 PM from Monday through Friday. For those who need cash access, we offer ATM availability right here at our branch. Join us at Safe we invite you to experience firsthand how being part of a credit union can enhance your life financially while contributing positively to the community. Call us today at (803) 353-7796 or visit our website here to learn more about becoming a member!

Branch Location & Accessibility

Welcome to Safe, your friendly neighborhood credit union located at 4001 McCords Ferry Rd in the charming town of Eastover, SC. We're conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're coming from nearby parks or the bustling downtown area, you'll find us ready to serve you. At our branch, we prioritize accessibility for all members. Our location is designed with features that comply with ADA standards, ensuring everyone can visit us without hassle. We offer ample parking right outside our doors, so you can quickly hop in and out as needed. We're here for you Monday through Friday from 6:30 AM to 3:00 PM, providing a welcoming atmosphere to assist with all your financial needs. From checking and savings accounts to auto loans and mortgage options, our dedicated team is ready to help you navigate your choices. While visiting us at 4001 McCords Ferry Rd is best for in-person services, if you need to send any official correspondence, please use our mailing address: PO BOX 2008, Sumter, SC 29151. For added convenience, we have an ATM available on-site for quick cash withdrawals and balance checks whenever you need them. Although we don't offer drive-thru banking at this location, our shared service center allows members from partner credit unions to conduct basic transactions like deposits and withdrawals. If you have any questions or would like more information about our services, feel free to give us a call at 803-353-7796. We can't wait to welcome you into the Safe family!

Member Eligibility

At Safe, we believe that everyone deserves a place in our community, and becoming a member is as easy as reaching out to us! If you live, work, worship, or attend school in the area around 4001 Mccords Ferry Rd Eastover Sc 29044, you may already be eligible to join. Our membership is designed to welcome individuals from all walks of life who share a commitment to financial growth and community support. For detailed eligibility criteria, feel free to check out this page where we outline everything you need to know. Joining Safe not only gives you access to a variety of financial services tailored to your needs but also places you in a supportive network that prioritizes your well-being. Once you're ready to take the next step, opening an account is simple! Just visit our account opening page or give us a call at (803) 353-7796. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine streamlining your payment processes and enhancing customer satisfaction. Our merchant services make it easy for you to accept payments seamlessly, whether online or in-person. This means more time focusing on what you do best running your business. Located at 4001 Mccords Ferry Rd Eastover Sc 29044 in Eastover, SC, we invite you to connect with us at (803) 353-7796 to learn how our business banking solutions can support your journey. Let's work together to build a brighter future for your business!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $653,327, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans offer competitive rates and flexible terms. Picture yourself cruising down the road in a car you love, all while knowing you received an excellent financing option from us. We also provide refinancing options to help you save on monthly payments.

Business Banking Services

For entrepreneurs and small business owners, Safe offers business banking solutions including merchant services and business loans. We believe in supporting local businesses because they are vital to our community's growth.

Convenient ATM Access & Shared Branch Transactions

Need cash quickly? Our ATMs provide easy access for withdrawals and balance checks. Plus, if you're a member of a partner credit union, enjoy basic shared branch transactions like deposits and withdrawals at no additional charge. At Safe, we prioritize convenience and accessibility for all our members. With features like electronic signatures, e-statements, mobile payments, and person-to-person transfers, managing your finances has never been easier. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out! Call us at (803) 353-7796 or visit us at 4001 Mccords Ferry Rd Eastover Sc 29044 today!

Credit Cards with Rewards

Make everyday spending more rewarding with our credit cards that offer great rewards programs. Use them for groceries or gas, and watch points add up that can be redeemed for exciting perks.

Mortgage Solutions for Every Homebuyer

Thinking about purchasing your dream home? Our mortgage loans can help turn that dream into reality. With various options available for first-time homebuyers and those looking to refinance, we guide you through each step of the process. You'll feel supported as you navigate one of the most significant investments in your life.

Personal Banking Made Simple

Whether you're looking to open a checking or savings account, Safe has you covered. Our personal banking services are designed with you in mind. Imagine having the flexibility to manage your money whenever you need through our user-friendly online and mobile banking platforms. You can check your balance, transfer funds, and even deposit checks right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. Whether it's for debt consolidation or covering emergency costs, our loan options provide the support you need without adding stress.

Digital & Online Banking

Convenient Transactions

Need to send money to a friend? Our person-to-person transfer service lets you do just that with ease. And if you like using mobile payments, we've got you covered there too! Our systems support a variety of mobile payment options, making transactions as simple as tapping your phone. With all these tools at your disposal, managing your finances has never been more accessible. Whether you're checking account balances or making payments on the fly, Safe is here to support you every step of the way. Enjoy the peace of mind that comes from knowing your finances are secure and easily manageable from anywhere!

Key Services at Your Fingertips

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can explore these features by visiting us at https://www.safefed.org/. Whether you're at home or on the go, our mobile application makes it easy to manage your money right from your smartphone. Plus, if you prefer digital documents, we provide e-statements for quick and easy access to your financial records. Security is always a top priority. We use advanced encryption methods to keep your information safe, and our electronic signature authorization feature allows you to sign documents securely online without the hassle of printing or mailing them. This means you can complete transactions quickly while ensuring your data remains protected.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 287,814, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,563,765. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 4001 Mccords Ferry Rd Eastover Sc 29044 or call (803) 353-7796 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $551,753,727 in share certificates and $212,292,252 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 345 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $174,965,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also impressive; we currently have $19,743 in used auto loans and $1,305,600,991 in total loans and leases. This lending capacity supports our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $179,649,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $957 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $376,384,135 in used vehicle loans and $235,754,519 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible terms and competitive rates make it easier than ever to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $653,327 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we are here to support your business goals. At Safe, we pride ourselves on making the borrowing process straightforward and accessible. If you're interested in exploring refinancing options or checking your eligibility for any of our products, feel free to reach out! You can contact us at (803) 353-7796 or visit us at 4001 Mccords Ferry Rd Eastover Sc 29044 during our lobby hours from 6:30 AM to 3:00 PM Monday through Friday. For more information about our services or to start your application today, please visit our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those looking for more flexibility, our credit lines are an excellent choice, with a total of $593,546,982 available for various needs. Additionally, we offer unsecured credit card loans, with a total of $91,909,082 helping members manage their finances effectively. With competitive interest rates and rewards programs, our credit cards can help you earn while you spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,760,712, make buying or refinancing simple. We provide guidance throughout the process, ensuring that you find a solution that fits your budget and lifestyle.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every offer listed on LendMesh is fair and transparent, giving users confidence in their choices.

Key Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users are empowered to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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