Safe Credit Union Columbia SC | Best Auto Loans & ATM Services

Introduction

Welcome to Safe, your trusted financial partner located at 727 Fashion Dr, Columbia, SC 29229. Since our establishment in 1955, we have proudly served our community, growing to a membership of over 145,000 individuals. At Safe, we are committed to helping you achieve your financial goals with personalized service and a range of products designed just for you. With total assets amounting to an impressive $1,873,129,629, we ensure that your money is safe and secure. We offer a variety of services from personal banking solutions like checking and savings accounts to auto loans and business banking options. Our total deposits stand at $129,900,132, reflecting the trust our members place in us. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 2008, Sumter, SC 29151. Our dedicated team is led by CEO Michael Baker and Board President Kay Oldhouser Davis, who share a vision of community-focused banking. With a workforce of 365 employees, we are here to provide you with exceptional service every day. Whether you're looking for loans currently totaling 79,583 or need assistance with everyday banking needs, you can count on Safe. We invite you to explore our offerings further by visiting our website at safefed.org. Feel free to reach out to us at (803) 796-7782 for any inquiries or assistance. Join us today and experience the difference of being part of Safe!

Branch History & Mission

At Safe, we take pride in our rich legacy and commitment to serving the community. Established in 1955, our branch has grown alongside the vibrant city of Columbia, South Carolina. Located at 727 Fashion Dr, we are easily accessible for all your banking needs. As we celebrate decades of service, we are proud to have built a strong membership base of over 145,000 individuals who trust us with their financial journeys. Our mission is clear: to provide exceptional financial services while uplifting our community. We strive to empower our members through various offerings such as checking and savings accounts, auto loans, mortgage solutions, personal loans, and credit cards with rewards. Beyond just financial products, we are dedicated to creating lasting relationships and ensuring that each member feels valued and supported. While members can visit us at 727 Fashion Dr Columbia Sc 29229, official correspondence should be sent to P.O. Box 2008, Sumter, SC 29151. This ensures that all communications reach the right place efficiently. Our headquarters in Sumter continues to guide our growth and initiatives as we remain focused on meeting the evolving needs of our members. Throughout the years, Safe has embraced advancements in technology to enhance customer experience. From online banking and mobile payment options to e-statements and person-to-person transfers, we aim to make banking as convenient as possible. Our commitment extends beyond banking; we actively engage in community outreach programs that support local causes and initiatives. We also offer essential services like drive-thru banking and ATM access for added convenience. With our friendly staff available during operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM members can count on us for personalized service tailored to their individual needs. As we look towards the future, we invite you to join the Safe family. Experience firsthand the benefits of being a member of a credit union that values community spirit while providing top-notch financial services. Together, let's build a brighter financial future! For more information or to become a member today, feel free to reach out at (803) 796-7782 or visit us at Safe's website.

Branch Location & Accessibility

Convenient Access and Features

At Safe, we understand that accessibility is key. Our branch is designed with your needs in mind, featuring ADA-compliant ramps and ample parking for both regular and disabled access. Whether you're visiting for personal banking or business services, you'll find our team ready to assist you with a smile. For those who prefer banking from the comfort of their car, we offer a drive-thru service that operates Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Plus, if you're in need of quick cash or wish to check your balance, our ATM is available 24/7 for your convenience.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open from 9:00 AM to 5:00 PM on Monday through Thursday, extending our hours until 6:00 PM on Fridays. And if you're looking for some Saturday banking, our drive-thru is open from 9:00 AM to 2:00 PM so you can take care of those weekend errands without any hassle.

Services Offered

We offer a variety of services tailored to meet the diverse needs of our members. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards there's something for everyone at Safe. If you're part of another credit union that shares services with us, feel free to conduct basic transactions like deposits or withdrawals right here at our branch. While members can visit us at our Columbia location for all their banking needs, official correspondence should be sent to P.O. Box 2008, Sumter, SC 29151 if needed.

Visit Us Today!

We invite you to stop by Safe at Sandhill Station today! Our friendly staff is eager to help you explore the many financial solutions we offer. For any questions or assistance before your visit, don't hesitate to give us a call at 803-796-7782. We look forward to seeing you soon!

Member Eligibility

At Safe, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is easy and welcoming! If you live, work, worship, or attend school in certain areas of South Carolina, you're likely eligible for membership. We also extend our arms to family members of existing members, making it even easier for loved ones to benefit from the financial services we offer. To find out more about the specific eligibility criteria, check out this resource: https://www.safefed.org/credit-union-membership. Becoming a member at Safe comes with fantastic advantages, including access to personalized banking services, competitive loan rates, and a dedicated team ready to assist you. When you're ready to open your account, you can start the process online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=safefcu040622&list=xasa, or feel free to give us a call at (803) 796-7782 for any questions you might have. We can't wait for you to join our family at Safe, located at 727 Fashion Dr Columbia Sc 29229!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your business smoothly with efficient payment processing at your fingertips. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're a local shop or an online retailer, our solutions cater to various industries, making it easier for customers to pay and for you to manage sales. Located at 727 Fashion Dr Columbia Sc 29229 in Columbia, SC, we're here to partner with you on your journey. Let us help you turn your business dreams into reality! For more information, call us at (803) 796-7782 or visit our website at Safe.

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $653,327, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Services Made Easy

Our drive-thru banking offers another layer of convenience for quick transactions like deposits or withdrawals without leaving your car. And if you're a member of another partner credit union, take advantage of basic shared branch transactions right here at Safe. With all these services available under one roof at Sandhill Station, we're more than just a credit union; we're your trusted financial partner in Columbia, SC. For more information about how we can assist you or if you have any questions about our offerings, feel free to reach out at (803) 796-7782. We're here to help! Visit us today at Sandhill Station and discover how easy it is to manage your finances with us by your side!

Business Banking Services

If you're a business owner, our business banking solutions will support your entrepreneurial journey. From merchant services that simplify payment processing to business loans that can help expand your operations, we're committed to helping you succeed.

Credit Options

For those unexpected expenses or if you're looking to consolidate debt, our personal loans are an excellent choice. Plus, our credit cards come with rewards, allowing you to earn while you spend perfect for daily purchases or larger expenses alike.

Digital Banking Features

In today's fast-paced world, convenience is key. With online and mobile banking, managing your finances has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go using our user-friendly mobile app. We also provide ATM and cash withdrawal services for quick access to your funds whenever you need them.

Home Financing

Looking to purchase your dream home? Our mortgage loans and refinancing options provide competitive rates and personalized service. We work closely with you to ensure that your mortgage fits comfortably within your budget. You'll find our mortgage team ready to answer any questions and make the process as smooth as possible.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that are tailored to fit your lifestyle. Imagine having the flexibility of a checking account with no monthly fees, combined with the peace of mind that comes from saving for future goals. We also offer auto loans and vehicle financing options that can help you get on the road without breaking the bank. Whether it's for a new car or refinancing an existing loan, our team is here to guide you through every step.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.safefed.org/, you can check your account balances, transfer funds, and pay bills right from the comfort of your home or on the go. No more rushing to the branch before closing time; your bank is always open for business!

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! Enjoy the ease of e-statements, which are available for all members. You'll receive your statements directly in your inbox, making it easier to track your finances without the paperwork.

Mobile Banking at Your Fingertips

Our mobile application gives you access to banking services right from your smartphone. You can manage accounts, make payments, and even use mobile payments for quick transactions at participating stores. It's banking that fits into your lifestyle.

Safe and Secure Transactions

Security is a top priority for us. Our platform uses advanced encryption technology to keep your information safe. Plus, with electronic signature authorization available, signing documents online is not only simple but also secure.

Simple Transfers Made Easy

Need to send money to friends or family? With our person-to-person transfer feature, you can send money quickly and easily no checks or cash needed. It's just another way we make managing your money more convenient. At Safe, we're committed to providing a user-friendly experience that meets your needs. Whether you're checking balances or making payments, our digital banking tools are here to help you take charge of your finances with confidence and ease. Experience the future of banking today!

Financial Strength

Growing Membership

The trust placed in us by our community is evident in the 287,814 total share accounts we manage, showcasing a strong and growing member base. Additionally, our net shares available for lending and investments amount to $5,563,765, underscoring our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 727 Fashion Dr Columbia Sc 29229 or call (803) 796-7782 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $551,753,727 in share certificates and $212,292,252 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 345 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Future

With $174,965,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $19,743 in used auto loans and $1,305,600,991 in total loans and leases shows our commitment to supporting your financial goals across various sectors.

Strong Capital Base

With a net worth of $179,649,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $957 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Safe, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products designed to meet your unique goals, whether you're looking to buy a new car, purchase a home, or manage everyday expenses. Located conveniently at 727 Fashion Dr Columbia Sc 29229 in Columbia, SC, we're here to help you navigate your financial journey. With over 79,583 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy; if you're considering buying a vehicle, you'll be pleased to know that we have provided $376,384,135 in used vehicle loans and $235,754,519 in new vehicle loans. We pride ourselves on offering some of the lowest rates in the industry, making it easier for you to get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,760,712, ensuring that your path to owning a home is as smooth as possible. For those who prefer flexibility in managing their finances, we also provide unsecured credit card loans. With a total of $91,909,082 in loans available, our offerings help members effectively handle their day-to-day expenses without the stress of high-interest rates. If you are a business owner, our outstanding commercial loans totaling $653,327 can provide the capital needed for growth and expansion. Whether it's investing in new equipment or expanding your workforce, we are here to support your business ambitions. Moreover, if you're interested in refinancing options or checking eligibility, don't hesitate to reach out. Our team is ready to assist you with any questions or concerns you may have regarding our loan products. For more information about our offerings or to discuss how we can assist you further, feel free to contact us at (803) 796-7782. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and see how Safe can help you achieve your financial dreams!

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