Safe Credit Union Bishopville SC | Best Auto Loans & Business Banking

Introduction

Welcome to Safe Credit Union, your trusted financial partner located at 596 Sumter Hwy, Bishopville, SC 29010. Since our establishment in 1955, we have proudly served our community with dedication and integrity, growing to support over 145,000 members. With total assets amounting to an impressive $1,873,129,629, we are committed to offering a range of financial services tailored to meet your needs. At Safe Credit Union, we understand that your financial well-being is essential. That's why we've made it our mission to provide personalized banking solutions like checking and savings accounts, auto loans, mortgage options, and business banking services. Our total deposits currently stand at $129,900,132, reflecting the trust our members place in us. Our leadership team, headed by CEO Michael Baker and Board President Kay Oldhouser Davis, is dedicated to fostering a supportive environment where you can thrive financially. With a strong net worth of $179,649,935 and ample cash reserves of $68,132,128, we are well-positioned to help you achieve your financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 2008, Sumter, SC 29151. We invite you to explore our services further by visiting our website at safefed.org or calling us at 803-484-3537. Whether you're looking for a loan or just want some advice on managing your finances better, we're here for you every step of the way. Come see how Safe Credit Union can make a difference in your life today!

Branch History & Mission

Welcome to Safe, a proud pillar of the Bishopville community in South Carolina. Since opening our doors in 1955, we have been committed to providing exceptional financial services while nurturing strong relationships with our members. Located at 596 Sumter Hwy, Bishopville, SC 29010, our branch has grown alongside the people we serve, evolving into a trusted partner for over 145,000 members. Our journey began with a vision to offer accessible banking solutions tailored to the unique needs of our community. Over the years, we have expanded our services significantly, currently holding assets of over $1.87 billion. This growth is a testament to the trust our members place in us and reflects our dedication to their financial well-being. At Safe, we believe that banking is not just about transactions; it's about building connections. Our mission statement highlights this commitment: "To empower our members through personalized financial services while supporting the communities we serve." We strive to make a real impact by offering a wide range of products including checking and savings accounts, auto loans, mortgages, and business banking services. Whether you're looking for help with personal finances or need support for your business ventures, we're here for you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to P.O. Box 2008, Sumter, SC 29151. Our operating hours are designed to accommodate busy schedules join us Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. We also offer drive-thru service from 8:30 AM and even Saturday hours from 9:00 AM to 2:00 PM for those who need it. We pride ourselves on being more than just a financial institution; we're an integral part of the Bishopville community. Our partnerships with local organizations allow us to give back through various outreach programs and events. We are also dedicated to embracing technological advancements that ensure our members have access to modern banking solutions while maintaining ADA compliance and prioritizing customer-centric initiatives. As you consider joining Safe, we invite you to experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information on membership or services offered at Safe, please call us at 803-484-3537 or visit our website at safefed.org.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for everyone who visits us. Our branch features ADA-compliant entrances and ramps, ensuring that all members can navigate our space with ease. Parking is readily available right outside the branch for your convenience.

Call to Action

We invite you to visit us at the Bishopville branch of Safe Credit Union or give us a call at 803-484-3537 if you have any questions about our services. Our friendly staff is ready to assist you with all your financial needs!

Operating Hours

At Safe Credit Union, we understand that banking should fit into your schedule. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. For those busy Saturdays, our drive-thru is open from 9:00 AM to 2:00 PM, providing you with additional flexibility.

Services Offered

We offer a wide range of services to cater to your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. If you're in need of quick cash or basic transactions, our ATM is available as well as our drive-thru banking services for deposits and withdrawals.

Member Eligibility

At Safe, we believe that everyone deserves a chance to be part of a welcoming community where financial growth and support are at the forefront. Becoming a member is easy and open to those who live, work, or worship in our local area. Whether you're looking for a safe place to save, affordable loans, or personalized financial advice, we have something for you. To see if you qualify, check out the eligibility details on our website at https://www.safefed.org/credit-union-membership. If you're ready to join us, opening an account is just a click away! You can start the process online at https://app.consumer.meridianlink.com/apply.aspx?lenderref=safefcu040622&list=xasa or give us a call at (803) 484-3537 for any questions. We're excited to welcome you into the Safe family!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $653,327, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine a busy Saturday morning at your local café. Customers line up for their favorite drinks, and you need a reliable way to process payments quickly. Our merchant services ensure smooth transactions so you can focus on serving your customers. Whether it's credit card processing or mobile payments, we provide the tools that help your business run efficiently. Located at 596 Sumter Hwy Bishopville Sc 29010 in Bishopville, SC, we're here to assist you every step of the way. Call us at (803) 484-3537 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, Safe offers specialized services just for you. From merchant services that help you accept payments easily, to business loans designed to help you grow, we provide the tools necessary for your success.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your accounts anytime, anywhere. With our online and mobile banking platforms, you can check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, our ATM services ensure quick access to cash when you need it.

Credit Cards and Rewards

Our credit cards come with rewards that fit your lifestyle. Imagine earning points on every purchase you make! This makes it easier to enjoy perks like travel rewards or cashback on everyday spending.

Drive-Thru and Shared Branch Transactions

For those who prefer face-to-face interactions, our drive-thru service simplifies deposits and withdrawals without leaving your car. We also participate in shared branch transactions, allowing members from partner credit unions to perform basic banking tasks such as deposits and withdrawals at our location.

Personal Banking Solutions

For individuals and families, we offer a variety of personal banking options. Our checking and savings accounts are designed with you in mind, making it easy to manage your day-to-day finances. If you're dreaming of a new car or need to finance your vehicle, our auto loans provide competitive rates and flexible terms. We also understand that life can be unpredictable; that's why our personal loans are available for debt consolidation or unexpected expenses. Thinking about buying a home? Our mortgage loans and refinancing options make the process smoother than ever. With our knowledgeable team ready to assist you, navigating through loan applications is simple.

Ready to Get Started?

At Safe, we're here to support all your financial needs with personalized service and innovative solutions. If you have questions or would like more information about any of our services, don't hesitate to give us a call at (803) 484-3537. Visit us today at 596 Sumter Hwy Bishopville Sc 29010 in Bishopville, SC, or explore more on our website at Bishopville. Let us help you achieve your financial goals!

Digital & Online Banking

Enhanced Connectivity

Need to send money to friends or family? Our person-to-person transfer service allows you to send funds instantly, making splitting bills or repaying loans a breeze. You'll find that our digital tools are designed not only for ease of use but also with security in mind, giving you peace of mind as you manage your finances. At Safe, we believe in making banking accessible for everyone. With these features at your fingertips, you'll have real-time control over your financial life. Explore all our digital services today and see how easy banking can be!

Key Features

We offer a variety of features to enhance your banking experience. For those who prefer to go paperless, our e-statements make it easy to keep track of your transactions while reducing clutter. You can also take advantage of our electronic signature authorization feature, which allows you to sign documents securely from the comfort of your home. If you're always on the go, our mobile application makes managing your finances even easier. With just a few taps on your smartphone, you can access all the same great features as online banking. Plus, we support mobile payments so that you can make purchases quickly and conveniently without carrying cash or cards.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 345 full-time employees and 20 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 287,814, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,563,765. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 596 Sumter Hwy Bishopville Sc 29010 or call (803) 484-3537 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $174,965,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $19,743 in used auto loans and $1,305,600,991 in total loans and leases.

Safe Savings Options

Members' savings are secured through $551,753,727 in share certificates and $212,292,252 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $179,649,935, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $957 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $376,384,135 in used vehicle loans and $235,754,519 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to the funds you need for your next ride.

Business Loans

For business owners, our outstanding commercial loans totaling $653,327 provide the capital needed to grow and expand. We understand how crucial it is for businesses to have access to funding when they need it most. If you're considering refinancing existing loans or exploring eligibility options, our team is here to help. At Safe, we prioritize transparency and support throughout the loan process. For more information about our loan products or to discuss your specific needs, feel free to reach out at (803) 484-3537 or visit us at 596 Sumter Hwy Bishopville Sc 29010 in Bishopville, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,760,712, make buying or refinancing simple. We work with you every step of the way to find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $91,909,082 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your everyday purchases while allowing you to build credit responsibly.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted tool for borrowers seeking the best loan options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data guarantees that users receive fair and transparent offers tailored to their financial needs. The benefits of using LendMesh are significant. First, all loan offers are sourced from legitimate financial institutions, ensuring that the information is both trustworthy and up-to-date. Second, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the goal is to provide unbiased results that empower users to make informed decisions. Lastly, real-time rate comparisons allow borrowers to see current loan rates from multiple institutions at a glance, helping them find the best possible deal. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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