Safe Credit Union West Sacramento CA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Safe Credit Union in West Sacramento, where our commitment to our members and the community has flourished since we opened our doors in 1940. Located at 2105 Town Center Plz Ste F100, West Sacramento, CA 95691, our branch is designed to offer you personalized financial services that cater to your unique needs. With a strong membership of 234,333 and total assets reaching an impressive $4,635,238,445, we stand as a trusted partner in your financial journey. At Safe Credit Union, we pride ourselves on fostering a sense of belonging and support. Our dedicated team of 715 employees, led by CEO Faye Nabhani and Board President Rick Blumenfeld, is here to assist you with everything from personal banking and auto loans to business financing solutions. We understand that every dollar matters, which is why we maintain a solid net worth of $427,499,751 and have over $403,993,887 in deposits ready to serve you. While members can visit us at our West Sacramento branch for all their banking needs, official correspondence should be sent to our mailing address: 2105 Town Center Plaza, Suite F100, West Sacramento, CA 95691. Whether you're looking for competitive loan options or reliable savings accounts, Safe Credit Union is here to help you achieve your financial goals. Ready to explore what we can do for you? Call us today at 916-979-7233 or visit our website at safecu.org for more information. Join us in building a brighter financial future together!

Branch History & Mission

Community Connections

Over the years, our connection with the community has only deepened. We understand that being a part of West Sacramento means more than just providing banking services; it's about contributing positively to the lives of those around us. Our partnerships with local organizations allow us to give back meaningfully, whether through sponsorships, volunteering events, or educational programs. As we continue this journey together, we invite you to become part of our vibrant community at Safe. Experience firsthand how our commitment to member service can make a difference in your financial life. Reach out by calling us at (916) 979-7233, or stop by during our operating hours listed as 6-Sep. Join us today and discover what it means to be a valued member of Safe!

Mission Statement

At Safe, our mission is clear: we are dedicated to serving our members and supporting our community. We believe in providing accessible financial services that empower individuals and families to thrive. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to meet your unique financial needs. Additionally, we actively engage in community outreach efforts that strengthen ties with local organizations and initiatives. While members can visit us at 2105 Town Center Plz Ste F100 West Sacramento Ca 95691, official correspondence should be sent to our mailing address at 2105 Town Center Plaza, Suite F100, West Sacramento, CA 95691 if different from the branch location. We are proud to offer ATM availability and shared service center access, ensuring you have the resources you need right when you need them.

Branch Location & Accessibility

ATM Availability and Shared Services

For those quick cash withdrawals or balance checks, we have an ATM available on-site for your convenience. If you're part of another credit union that partners with us, you can also take advantage of basic shared branch transactions right here at our location. While members can visit us at 2105 Town Center Plaza Ste F100, official correspondence should be sent to 2105 Town Center Plaza, Suite F100, West Sacramento, CA 95691. If you have any questions or need assistance today, feel free to give us a call at 916-979-7233. Our friendly staff is ready to help you achieve your financial goals! Come see us soon!

Banking Hours and Services Offered

We know your time is valuable, which is why we offer flexible operating hours. You can reach us during the week when you need assistance or want to learn more about our services. At Safe Credit Union, we provide personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, we make banking easier with online and mobile banking options.

Nearby Landmarks and Accessibility

You can easily spot us near the bustling Town Center Plaza, making it a breeze to stop by while you're out running errands or enjoying a day in the area. Whether you're coming from Yolo County or just passing through, our location is designed for convenience. Our branch is ADA compliant, featuring ramps and accessible parking to ensure that everyone can visit us comfortably.

Member Eligibility

At Safe, we believe that becoming a member is more than just opening an account; it's about joining a community that supports you and your financial goals. If you're looking to become part of our family, you'll be pleased to know that eligibility is accessible to many! To join us, you typically need to live, work, worship, or attend school in the area we serve. We also welcome family members of existing members, making it easy for loved ones to benefit from our services too. The process of becoming a member is simple and welcoming. You can find detailed eligibility criteria by visiting this page, where we break down everything you need to know. Once you're ready to open your account, check out our account opening details online, or feel free to give us a call at (916) 979-7233. Our friendly team is here to help guide you through every step. Join us at Safe, located at 2105 Town Center Plz Ste F100 West Sacramento Ca 95691, and start enjoying the advantages of being part of our supportive credit union today!

Business Banking & Commercial Services

Financing Solutions for Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we provide essential merchant services that make transactions easier for you and your customers. From payment processing solutions that keep your cash flow steady to online banking features that let you manage your finances on the go, we equip you with tools to thrive. Located at 2105 Town Center Plz Ste F100 West Sacramento Ca 95691 in West Sacramento, CA, our team is ready to partner with you on your journey toward success. Contact us today at (916) 979-7233 to learn more about how we can support your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM network available at your fingertips, withdrawing cash is never a hassle. Whether you need cash on the go or want to check your balance quickly, our ATMs make it easy.

Business Banking

If you're a business owner or entrepreneur, we have solutions specifically designed for you as well. Our business banking services include merchant services and business loans that can help streamline operations and fuel growth.

Credit Cards with Rewards

For those who want to make their purchases work harder for them, our credit cards with rewards offer great benefits. Earn points on everyday spending that can be redeemed for travel, merchandise, or even cash back.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why Safe offers robust online and mobile banking platforms. You can access your accounts anytime, anywhere whether it's transferring funds between accounts or paying bills with just a few taps on your phone.

Home Financing

When it comes to your dream home, we offer comprehensive mortgage loans and refinancing options. Our experienced staff can guide you through the process, helping you understand your choices and find the best solution for your situation.

Personal Banking

Our personal banking services are tailored just for you. With checking and savings accounts, you can easily manage your everyday finances while building your savings over time. If you're planning to purchase a vehicle, our auto loans and vehicle financing options are competitive and straightforward, making it easier for you to hit the road in no time.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We provide flexible options that can help ease financial burdens, allowing you to focus on what truly matters.

Shared Branch Transactions

As part of our commitment to accessibility, we also facilitate basic shared branch transactions for partner credit union members. This means you can conduct deposits and withdrawals conveniently at various locations across the country. At Safe, we pride ourselves on being more than just a financial institution; we're a community partner invested in your success. Explore how our diverse range of services can meet your needs today! For more information or assistance, don't hesitate to contact us or visit our website at West Sacramento. Your financial journey starts here!

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills with ease. You can also set up e-statements, which not only help reduce paper clutter but also allow you to access your financial statements quickly and securely. Plus, for those times when you need to sign documents remotely, our electronic signature authorization feature makes it simple and safe. If you're always on the go, our mobile application is perfect for you. It supports mobile payments, letting you make transactions directly from your smartphone without needing to carry cash or cards. For quick transfers between friends or family, our person-to-person transfer service is a breeze just a few taps on your phone and the money is sent!

Security and Accessibility

We prioritize your security while making sure that our services are user-friendly. With robust encryption protocols in place, you can feel confident knowing that your personal information is protected. Our intuitive interface allows anyone regardless of tech-savviness to navigate easily through their accounts. Whether you're checking in on your savings or need to make an urgent payment, Safe has made sure that managing your finances is straightforward and efficient. Join us online today at https://www.safecu.org/ and experience the ease of modern banking right from the comfort of your home!

Financial Strength

Commitment to Growth and Innovation

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $31,468 in used auto loans and $3,218,582,015 in total loans and leases.

Growing Member Base

Total Share Accounts: 387,627, indicating a strong and growing member base that trusts us with their finances. This reflects the confidence our community has placed in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 2105 Town Center Plz Ste F100 West Sacramento Ca 95691 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, showcasing our operational efficiency that enables us to offer competitive loan rates and solid financial products for our members. We take pride in having 714 full-time employees and 1 part-time employees who are dedicated to providing exceptional service.

Strong Financial Position

With a net worth of $427,499,751, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you prefer a new or used vehicle, we have competitive financing options available. Plus, if you're considering refinancing your current auto loan, we can assist you with that too!

Business Financing

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face and are committed to supporting local businesses through tailored financing solutions. At Safe, we're here not just for lending but for building lasting relationships with our members. Our goal is to provide transparent and accessible financial services that empower you to reach your objectives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about how we can help you secure the funding you need!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. These cards come with features designed to fit your lifestyle while making it easy to stay within budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We provide clear terms and expert guidance throughout the process, ensuring you feel confident every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions, which ensures transparency in your choices. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results tailored to your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can easily compare options and choose what works best for you. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality is based on the latest results (Source: https://www.ncua.gov), guaranteeing fair and transparent offers for users.

Safe