Safe Credit Union Sacramento CA | Affordable Auto Loans & ATM Access

Introduction

Welcome to Safe, your trusted financial partner in the heart of Sacramento, CA. Located at 2761 Del Paso Rd, Sacramento, CA 95835, we have been serving our community since 1940 with a commitment to providing exceptional banking services tailored to meet the needs of our members. With over 234,000 members, we pride ourselves on building lasting relationships and making a positive impact in the lives of those we serve. At Safe, we understand that financial security is essential. That's why we offer a range of products and services designed to empower you, from personal banking options like checking and savings accounts to auto loans and mortgages. Our total assets exceed $4.6 billion, reflecting our stability and reliability as a credit union. We also hold $404 million in deposits, ensuring that your money is safe with us. Under the leadership of CEO Faye Nabhani and Board President Rick Blumenfeld, our dedicated team of 715 employees is here to support you. Whether you're interested in our online banking services or need assistance with a loan our friendly staff is ready to help. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience: 2761 Del Paso Rd, Sacramento, CA 95835. We invite you to explore how Safe can help you achieve your financial goals. For more information about our services or to speak with one of our representatives, feel free to give us a call at 916-979-7233. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Welcome to Safe in Sacramento, CA! Since our establishment in 1940, we have been dedicated to supporting our community and fostering financial well-being for all our members. With a rich history that spans over eight decades, we take pride in our journey from a small credit union to a trusted financial partner for more than 234,333 members. Our branch is located at 2761 Del Paso Rd Sacramento Ca 95835, a convenient spot easily accessible for those in the area. As you visit us, you'll find that we're not just about banking; we are part of the vibrant fabric of this community. Our mission is simple yet powerful: to provide exceptional financial services while giving back to the neighborhoods we serve. We believe that when our members thrive, so does our community. Throughout our history, we have achieved significant milestones. From expanding our services to include personal banking, auto loans, and business financing, to embracing digital advancements that make banking easier for everyone, we continually strive to meet the evolving needs of our members. Our total assets now stand at an impressive $4,635,238,445, reflecting our commitment to sound financial management and growth. At Safe, we understand that accessibility is key. That's why we're proud to offer ATM services right here at our branch and ensure that you can access your funds anytime you need them. While we do not currently offer drive-thru banking, our friendly staff is always ready to assist you during operating hours: M-F from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. Our mission extends beyond just financial transactions; it encompasses building relationships and supporting local initiatives. We regularly engage in community outreach efforts and partnerships aimed at uplifting those around us. Whether it's through financial literacy programs or local sponsorships, we are committed to making a positive impact. If you need assistance or have questions about your accounts, feel free to reach out at (916) 979-7233. While members can visit us at 2761 Del Paso Rd Sacramento Ca 95835, official correspondence should be sent to 2761 Del Paso Rd, Sacramento, CA 95835 if it differs. Join us at Safe and experience the difference of being part of a credit union that puts people before profits. Together, let's build a brighter financial future for everyone in our community! Visit us online at North Natomas for more information on how we can help you achieve your goals.

Branch Location & Accessibility

Convenient Access and Amenities

At Safe, we understand the importance of convenience. Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can visit us comfortably. Whether you prefer to walk in or use our ATM services, we have you covered. While we currently do not offer drive-thru banking, our ATMs are readily available for quick cash withdrawals and balance checks.

Get in Touch!

Ready to take the next step? We invite you to stop by and see how we can assist you today! If you have any questions or need assistance before visiting, feel free to give us a call at 916-979-7233. At Safe, we're here for you every step of the way!

Operating Hours That Fit Your Schedule

We strive to accommodate your busy lifestyle with our inviting operating hours. You can visit us Monday through Friday from 10:00 AM to 6:00 PM and on Saturday from 10:00 AM to 2:00 PM. Our dedicated team is here to assist you during these hours, ready to help with everything from personal banking to business services. If you're looking for more than just banking services, we also offer shared service center options for members of partner credit unions. This means you can handle basic transactions such as deposits and withdrawals right here at our branch.

Member Eligibility

Becoming a member of Safe is like joining a family that's dedicated to supporting your financial journey. At our branch located at 2761 Del Paso Rd Sacramento Ca 95835, we welcome anyone who lives, works, or worships in the communities we serve. We believe in creating an inclusive environment where everyone has access to the resources they need to thrive. If you're looking for friendly service and a range of financial products tailored just for you, then you're in the right place! Joining is simple! Just give us a call at (916) 979-7233 or check out our website for more details on how to open an account. You can find all the eligibility criteria by visiting . We're excited to help you take this step towards better banking with Safe!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing. Imagine a local café using our services to accept credit cards seamlessly, allowing customers to enjoy their coffee without hassle. Our merchant solutions help you manage transactions efficiently, letting you focus on what matters most growing your business. Visit us at 2761 Del Paso Rd Sacramento Ca 95835 in Sacramento, CA, or call us at (916) 979-7233 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing services make it easy to drive away in your dream vehicle. With competitive rates and flexible terms, we help you navigate the financing process smoothly, ensuring you get behind the wheel without stress.

Business Banking

For our business members, we offer tailored services including Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, and our financial products are designed to support your growth and success.

Digital Banking Convenience

In today's fast-paced world, having control over your finances is crucial. Our robust Online & Mobile Banking platforms give you access to your accounts anytime, anywhere. You can manage transactions with ease through features like ATM & Cash Withdrawal Services and even perform basic shared branch transactions if you're a member of a partner credit union.

Member Support

At Safe, we pride ourselves on excellent customer service. If you're ever in need of assistance or have questions about any service, don't hesitate to reach out at (916) 979-7233. Our team is available during lobby hours from Monday to Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. We invite you to visit us at 2761 Del Paso Rd Sacramento Ca 95835 in Sacramento, CA or explore more about our services online at North Natomas. Experience personalized financial solutions designed just for you!

Mortgage Solutions

Homeownership is a significant milestone, and at Safe, we provide comprehensive options for Mortgage Loans & Refinancing. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, our team is here to guide you through each step of the process.

Personal Banking

We understand that managing your finances can sometimes be overwhelming. That's why we offer personal banking options like Checking & Savings Accounts that fit your lifestyle. Whether you're saving for a special occasion or need a reliable account for daily transactions, we have solutions that work for you.

Personal Loans and Credit Cards

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options can help you manage those costs effectively. Plus, our Credit Cards with Rewards allow you to earn benefits while making everyday purchases, turning spending into savings.

Digital & Online Banking

At Safe, we understand that convenience and security are essential in today's fast-paced world. That's why our digital and online banking services are designed to make managing your finances easier than ever, all while keeping your information safe. With our 24/7 online banking services available at https://www.safecu.org/, you can check your account balance, pay bills, and transfer money anytime, anywhere. Need to send money to a friend? Our person-to-person transfers feature allows you to do just that with just a few taps on your smartphone. Plus, if you're always on the go, you can take advantage of our user-friendly mobile application, ensuring that your banking needs are always within reach. For those who prefer going green, we offer e-statements, making it easy to access your financial documents without the clutter of paper. And when it comes to signing important documents, our electronic signature authorization feature means you can complete transactions quickly and securely from home or wherever you are. If you're looking for a modern way to pay, our mobile payments feature lets you make purchases using your smartphone without the need for cash or cards. It's fast, secure, and incredibly convenient! At Safe, we're dedicated to providing accessible and straightforward banking solutions. Whether you're checking your account or making payments, our services ensure real-time management of your finances with peace of mind. Join us today and experience the ease of digital banking!

Financial Strength

Member Savings

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance shines through with a net income of $0, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $31,468 in used auto loans and $3,218,582,015 in total loans and leases, we support your financial goals across various sectors.

Strong Member Base

Total Share Accounts stand at 387,627, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0, further reinforcing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 2761 Del Paso Rd Sacramento Ca 95835 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we can help make your purchase more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. Whether you're starting a new venture or need funding for an existing business, our team is here to support your journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about any of these loan products or if you have questions about eligibility options, feel free to reach out to us at (916) 979-7233. Our friendly staff is ready to help you navigate through your options and find the best fit for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and financial situations. If you're considering refinancing, speak with one of our knowledgeable staff members about how we can assist you in lowering your monthly payments or accessing cash from your home's equity.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $103,654,608 in loans helping members manage their finances effectively, our credit cards come with rewards and low-interest rates to suit your spending habits.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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Safe