Safe Credit Union Sacramento CA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Safe Credit Union, your trusted financial partner since 1940! Located at 4700 Freeport Blvd Ste 150, Sacramento, CA 95822, we proudly serve a growing community of over 234,000 members. With total assets exceeding $4.6 billion, we are committed to providing our members with the best financial products and services tailored to their needs. At Safe Credit Union, we understand that banking is about more than just numbers; it's about building lasting relationships within our community. Our dedicated team, led by CEO Faye Nabhani and Board President Rick Blumenfeld, works tirelessly to ensure you receive personalized service every time you visit or call us at 916-979-7233. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Whether you're looking to finance a new vehicle or consolidate debt, we've got you covered. Plus, with our online and mobile banking options, managing your finances has never been easier. While members can visit us at our branch location, official correspondence should be sent to the same address: 4700 Freeport Blvd., Sacramento, CA 95822. Our doors are open from 9 AM to 6 PM on weekdays and from 9 AM to 2 PM on Saturdays for your convenience. Join us in experiencing what sets Safe Credit Union apart. With total deposits of $403 million, a net worth of $427 million, and cash in hand amounting to $18 million, we are here to support your financial journey every step of the way. Explore our website at safecu.org for more information or stop by today!

Branch History & Mission

A Journey Through Time

From our humble beginnings, Safe Credit Union has evolved significantly. Our commitment to providing exceptional financial services has allowed us to amass total assets of over $4.6 billion, ensuring that we can meet the diverse needs of our members. Throughout the years, we've expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking options. With advancements in technology and a focus on accessibility, we've embraced digital banking solutions such as online banking and mobile payments. We strive to ensure that all members have easy access to their accounts while maintaining ADA compliance for inclusivity.

Community First

Our commitment extends beyond traditional banking services. With shared service centers available and ATM access throughout the area, we aim to make banking as convenient as possible for everyone. The absence of drive-thru services does not hinder us from offering personalized customer experiences during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. As we look toward the future, we invite you to join the Safe family. Experience firsthand how our member-focused approach can help you navigate your financial journey with confidence. Connect with us today at Safe Credit Union or call us at (916) 979-7233 we're here for you!

Our Mission

At the heart of Safe Credit Union's mission is a dedication to fostering financial well-being within our community. We believe in empowering individuals through education and resources so they can achieve their financial goals. Our mission is not just about transactions; it's about building lasting relationships with our members. We are also proud to partner with local organizations for community outreach initiatives. These efforts allow us to give back and support those who need it most in Sacramento and beyond. While members can visit us at 4700 Freeport Blvd Ste 150 Sacramento Ca 95822, official correspondence should be sent to 4700 Freeport Blvd., Sacramento, CA 95822.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Situated near the bustling Freeport Boulevard, our branch is easy to find and well-connected to major roads. You can spot us just a short drive from the scenic William Land Park, which makes visiting us a pleasant outing. We also offer ample parking space for our members, ensuring that you can park your vehicle without hassle. For those needing extra assistance, our location is fully ADA compliant with ramps and accessible features.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we keep our doors open during convenient hours. Our lobby welcomes you Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 2 PM. Whether you're coming in on your lunch break or during the weekend, we've got you covered.

Services Tailored for You

At Safe Credit Union, we provide a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our friendly staff is ready to assist you every step of the way. Need cash? We have an ATM available for quick withdrawals and balance checks. Plus, if you're a member of a partner credit union, take advantage of our shared service center for basic transactions. While members can visit us at 4700 Freeport Blvd Ste 150 Sacramento Ca 95822, official correspondence should be sent to our mailing address: 4700 Freeport Blvd., Sacramento, CA 95822. Feel free to give us a call at (916) 979-7233 if you have any questions or need assistance before your visit. We can't wait to welcome you into our branch!

Member Eligibility

At Safe, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or even if you have family who are already members, you likely qualify for membership. We want to make sure you feel right at home with us, where your financial well-being is our top priority. To get started on your journey with us, just visit our branch at 4700 Freeport Blvd Ste 150 Sacramento Ca 95822 or give us a call at (916) 979-7233. You can find more detailed eligibility criteria by checking out this link: . Opening an account is easy, and we're here to help guide you through the process so you can enjoy all the benefits of being a member at Safe. Welcome aboard!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment options, we ensure that handling payments is straightforward and efficient. Located at 4700 Freeport Blvd Ste 150 Sacramento Ca 95822 in Sacramento, CA, our team is ready to help you explore these opportunities. Connect with us today at (916) 979-7233 and discover how we can assist you in reaching your business aspirations!

Comprehensive List Of Services

Accessibility Features

Finally, we understand that flexibility matters. Our branch offers basic ATM access for withdrawals and balance checks so that you can manage your finances anytime without needing to visit us in person. If you'd like more information about how Safe can assist you with any of these services or if you're ready to get started on your financial journey, feel free to give us a call at (916) 979-7233. We're here to help! Visit us today at 4700 Freeport Blvd Ste 150 Sacramento Ca 95822 in Sacramento, CA, or explore more online at Land Park. Your financial well-being is our top priority!

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include Merchant Services & Business Loans, enabling you to manage transactions smoothly while also providing support for growth initiatives.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even pay bills from anywhere. Additionally, our ATM & Cash Withdrawal Services ensure that accessing your funds is never a hassle.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for the future, our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that fit various lifestyles, ensuring you can manage your money effectively. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options make it easy to drive away in the car you want. Plus, if you're ready to buy a home or refinance your current mortgage, our Mortgage Loans & Refinancing solutions provide competitive rates and expert guidance. For those unexpected expenses or larger purchases, our Personal Loans & Debt Consolidation services can help simplify your finances and reduce stress. And don't forget about our Credit Cards with Rewards, which allow you to earn points on every purchase, turning everyday spending into opportunities for travel, cash back, or other rewards.

Shared Branch Transactions

If you're traveling or find yourself near another credit union that partners with us, worry not! We provide Basic Shared Branch Transactions such as deposits and withdrawals for partner credit union members.

Digital & Online Banking

Effortless Payments and Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can easily send or receive funds from anyone with just a few clicks. Plus, if you're on the go, our mobile payments feature allows you to make purchases directly from your smartphone. At Safe, we believe that banking should fit into your lifestyle effortlessly. Our digital services are designed to help you manage your finances efficiently while providing peace of mind through robust security measures. Experience the future of banking today by visiting https://www.safecu.org/!

Key Features for Your Convenience

Our online banking service provides 24/7 access, allowing you to check balances, pay bills, and transfer funds without stepping foot in a branch. Plus, with our mobile application, you can carry your bank right in your pocket. Whether you're commuting or relaxing at home, managing your money is just a tap away. We also prioritize your security with features like electronic signature authorization. This means you can sign documents digitally, streamlining processes while keeping your information safe. And if you're interested in going paperless, we provide e-statements that give you quick access to your account statements without the clutter of physical mail.

Financial Strength

At Safe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to transparency and integrity, we want to reassure you of our strong financial footing. With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $31,468 in used auto loans and $3,218,582,015 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 387,627, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 4700 Freeport Blvd Ste 150 Sacramento Ca 95822 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We aim to support local businesses and contribute to economic growth within our community. At Safe, we believe in empowering our members with financial knowledge and options. If you're considering refinancing or want to know more about eligibility options for any of our loan products, don't hesitate to reach out! You can contact us at (916) 979-7233 or visit us at our branch located at 4700 Freeport Blvd Ste 150 Sacramento Ca 95822 in Sacramento, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We provide personalized assistance to ensure you find the right mortgage product that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $103,654,608 in loans helping members manage their finances effectively, these cards can provide you with the purchasing power and financial flexibility you need.

Loan Aggregator

Building Credibility Through User Experience

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective the platform is in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers every time they compare loans. LendMesh prioritizes transparency in its operations. Here are some key features that enhance trust in the platform: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delays.

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