Safe Credit Union Sacramento CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Safe, your trusted credit union located at 3560 El Camino Ave, Sacramento, CA 95821. Since our establishment in 1940, we have proudly served our community with a commitment to provide exceptional financial services and support. With over 234,333 members, we're not just a financial institution; we're a family dedicated to helping you achieve your financial goals. At Safe, we understand the importance of security and reliability in your banking experience. With total assets of $4,635,238,445 and total deposits exceeding $403,993,887, we prioritize your financial well-being. Our dedicated team of 715 employees, led by CEO Faye Nabhani and Board President Rick Blumenfeld, is here to offer personalized service tailored to meet your unique needs. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our online and mobile banking options make it easy for you to manage your finances from anywhere. And if you're looking for cash withdrawal services or shared branch transactions, we've got you covered with convenient ATM access. While members can visit us at 3560 El Camino Ave, official correspondence should be sent to the same address. Whether you're looking to open an account or explore loan options, don't hesitate to reach out! Call us at 916-979-7233 today or visit our website at safecu.org to learn more about how we can help you navigate your financial journey with confidence. Your success is our priority!

Branch History & Mission

A Legacy of Growth

From our humble beginnings, we've consistently focused on providing exceptional financial services tailored to the needs of our members. The vision of our founders was clear: to create a supportive environment where individuals could find not only financial solutions but also guidance and encouragement. Through hard work and dedication, we've built a trusted reputation that spans generations. As we grew, so did our services. Today, Safe offers personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services including merchant services and business loans. Our branch has evolved to meet the changing landscape of finance while maintaining our core values.

Join Us!

We welcome everyone looking for a supportive financial partner. Whether you're seeking your first loan or planning for retirement, Safe Credit Union is here for you every step of the way. Explore the benefits of membership today join us at Safe Credit Union and experience what it means to be part of a community-focused financial institution! For more information about our services or how to become a member, please visit our website.

Modern Conveniences

While our roots run deep in tradition, we recognize the importance of adapting to modern needs. That's why we've embraced digital advancements to ensure that banking is convenient for everyone. Our members can access online banking services from anywhere at any time. With features like mobile payments and e-statements, managing finances has never been easier. Our branch is open for your convenience during regular operating hours and offers ATM availability for quick transactions. While we do not currently have drive-thru services, we invite you to visit us in person or reach out via phone at 916-979-7233 for any inquiries.

Our Mission Statement

At Safe Credit Union, our mission is simple yet powerful: to improve the financial well-being of our members while actively contributing to the community's growth and prosperity. We believe that by empowering individuals with knowledge and resources, we can help them achieve their financial goals. We are dedicated to providing excellent service that prioritizes member satisfaction. Our commitment extends beyond financial services; we engage in numerous community outreach initiatives aimed at supporting local organizations and fostering economic growth. We work hand-in-hand with schools, non-profits, and local businesses to create opportunities for everyone in Sacramento.

Branch Location & Accessibility

Accessibility and Features

At Safe, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring that everyone can visit us with ease. If you're in need of an ATM, you're in luck! We have ATM services available right on-site for quick cash withdrawals and balance checks. While members can visit us at our branch address, official correspondence should be sent to the same location: 3560 El Camino Ave, Sacramento, CA 95821.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 916-979-7233. Our friendly team is ready to help you with everything from personal banking solutions to auto loans and business services. We invite you to stop by and discover how Safe can support your financial journey!

Drive-Thru Banking and Shared Services

Currently, we do not offer drive-thru banking; however, our staff is always ready to assist you inside the branch. Plus, if you're a member of a partner credit union, feel free to take advantage of our shared service center capabilities for basic transactions like deposits and withdrawals.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours to suit your schedule. You can drop by during our convenient hours listed as 6-Sep to make your banking experience as smooth as possible.

Member Eligibility

Becoming a member of Safe is like joining a family that truly cares about your financial well-being. If you're interested in becoming part of our community, you'll find that eligibility is quite accessible! We welcome individuals who live, work, or worship in the areas we serve, as well as those related to current members. It's an inclusive atmosphere where everyone can feel at home. To learn more about the specific eligibility requirements, feel free to visit our website at . Once you know you're eligible, opening an account is a breeze! You can easily start your journey with us by reaching out at (916) 979-7233 for assistance or visiting us at our branch located at 3560 El Camino Ave Sacramento Ca 95821. Our friendly team is here to help guide you through the process and answer any questions you may have. Join us at Safe, where we prioritize your needs and support your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services simplify transactions, making it easy for you to accept payments from customers anywhere, anytime. Whether you're running a retail store or offering services online, we provide the tools you need to keep your cash flow steady. Located at 3560 El Camino Ave Sacramento Ca 95821, Sacramento, CA 95821, we're here to partner with you every step of the way. Let us help you turn your business vision into reality! For more information, give us a call at (916) 979-7233 or visit our website at https://www.safecu.org/.

Comprehensive List Of Services

Additional Services

Beyond these offerings, we provide essential ATM & Cash Withdrawal Services and basic shared branch transactions for easy access to cash whenever needed. Our commitment is to make banking easy and efficient so that every member feels supported in their financial decisions. As part of our dedication to community service, we encourage you to visit us at Safe or give us a call at (916) 979-7233 if you have any questions about how we can assist you further. Experience the difference of personalized service at El Camino, where your financial well-being is our priority!

Business Banking Services

For our members running businesses, our Business Banking solutions include merchant services and business loans designed to help your enterprise thrive. We know how challenging it can be to manage finances in today's world, so let us help simplify that process.

Credit Cards and Rewards

We also provide Credit Cards with Rewards, giving you the chance to earn while you spend. Picture using your card for everyday purchases and watching those rewards stack up perfect for planning a getaway or treating yourself!

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features ensure that managing your finances is just a tap away. You can perform basic transactions like deposits and withdrawals from partner credit unions right from your phone or computer, giving you more time for what matters most.

Loans and Financing Options

When it comes to financing, we've got options tailored just for you. If you're in the market for a vehicle, explore our Auto Loans & Vehicle Financing plans that allow you to hit the road confidently. Looking to buy a home? Our Mortgage Loans & Refinancing services are here to guide you through the process, ensuring you find terms that suit your budget. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options make borrowing simple and straightforward.

Personal Banking Solutions

At Safe, we understand that every member's financial journey is unique. That's why we offer Personal Banking, including checking and savings accounts designed for ease and accessibility. Imagine easily managing your day-to-day expenses with our user-friendly online banking platform or accessing funds through our ATM services. Need to save for a special project? Our savings accounts can help you reach your goals faster.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're tech-savvy or just getting started with online banking, our user-friendly interface ensures that you can navigate through services effortlessly. With 24/7 access to your accounts, you'll never miss a beat when it comes to managing your finances. Join us at Safe and experience the benefits of modern banking that fits seamlessly into your life! For more information about our digital offerings and how they can work for you, visit us at https://www.safecu.org/.

Security You Can Trust

Your security is our top priority. That's why we provide electronic signature authorization for added peace of mind when signing documents online. We use robust encryption methods to keep your information safe while you enjoy the convenience of digital banking.

Financial Strength

At Safe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. As a trusted partner in your financial journey, we want to reassure you of our strong financial foundation. With a net worth of $427,499,751, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $31,468 in used auto loans and $3,218,582,015 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable service. With net shares (funds available for lending and investments) at $0 and a growing member base represented by 387,627 total share accounts, it's clear that Safe has the strength and stability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 3560 El Camino Ave Sacramento Ca 95821 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to make it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand your enterprise. Whether you're starting out or looking to enhance your operations, our team is here to support your business journey. At Safe, we pride ourselves on making borrowing straightforward and accessible. You can reach us at (916) 979-7233 for any questions or assistance regarding our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can work for you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. Our dedicated team will guide you through each step, ensuring that you find a solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. These cards provide an excellent way to build your credit while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

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Safe