Safe Credit Union Sacramento CA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Safe, your trusted financial partner located at 6341 Folsom Blvd, Sacramento, CA 95819. Established in 1940, we have proudly served our community for over eight decades, growing to a membership of 234,333 individuals who rely on us for their banking needs. With total assets exceeding $4.6 billion and deposits amounting to $403,993,887, we are committed to offering you robust financial services tailored just for you. At Safe, we understand the importance of community and strive to make a positive impact through our services. From personal banking solutions such as checking and savings accounts to auto loans and mortgages, we aim to help you achieve your financial goals. Additionally, with a dedicated team of 715 employees, led by CEO Faye Nabhani and Board President Rick Blumenfeld, we ensure that every member feels valued and understood. Whether you're looking for convenient online banking options or need assistance with personal loans and business financing, we've got you covered. While members can visit us at our branch for face-to-face service, official correspondence should be sent to the same address: 6341 Folsom Blvd, Sacramento, CA 95819. We invite you to explore the many ways we can support your financial journey. Feel free to reach out at (916) 979-7233 or visit our website at safecu.org for more information. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Welcome to Safe, a cornerstone of the Sacramento community since 1940. Located at 6341 Folsom Blvd, Sacramento, CA 95819, our branch has proudly served its members for over eight decades. With a commitment to fostering financial wellness and community support, we have grown alongside our members and adapted to their evolving needs. From our humble beginnings, Safe has always focused on empowering individuals and families through accessible financial services. Over the years, we have expanded our offerings, helping our members navigate everything from personal banking and auto loans to business financing. Today, we proudly serve 234,333 members with total assets amounting to an impressive $4,635,238,445. At Safe, our mission is simple yet profound: to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to quality financial tools that can help them achieve their goals. Whether it's buying a first home or starting a small business, we stand by our members every step of the way. We understand that convenience matters. That's why we offer various services including online banking and mobile payments to ensure that managing your finances is easy and efficient. Additionally, with ATM availability and shared service centers, you can access your funds when and where you need them. Our dedication extends beyond just banking; we actively engage in community outreach initiatives that strengthen the neighborhoods we serve. By partnering with local organizations and supporting various causes, we aim to create lasting change. While members can visit us at 6341 Folsom Blvd, official correspondence should be sent to the same address. For any inquiries or assistance, don't hesitate to reach out at 916-979-7233. Join us at Safe and experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Welcome to the Safe Credit Union branch located at 6341 Folsom Blvd, Sacramento, CA! Our East Sacramento site is designed with your convenience in mind, making it easy for you to manage your financial needs. Whether you're just stopping by or looking to establish a lasting relationship with us, our location is easily accessible and surrounded by familiar landmarks. If you're coming from downtown Sacramento, you can quickly reach us in just a few minutes. We're close to popular spots like the California State University, Sacramento campus and the beautiful Ancil Hoffman Park, making your visit even more enjoyable. Parking is available right at our branch, ensuring that you won't have to worry about finding a spot when you arrive. Our branch is equipped with features that prioritize accessibility. We are proud to be ADA compliant, providing ramps and other accommodations to ensure everyone can access our services without difficulty. While visiting, you can take advantage of our ATM services available on-site for quick cash withdrawals or balance checks. We understand that your time is valuable. That's why we offer flexible operating hours to meet your schedule. Feel free to stop by during our open hours and explore the wide range of services we provide, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. For those interested in shared banking experiences, we also welcome partner credit union members for basic transactions. While members can visit us at 6341 Folsom Blvd for all their banking needs, any official correspondence should be sent to the same address as well. Should you have questions or require assistance during your visit, don't hesitate to reach out; give us a call at 916-979-7233. We invite you to come by and experience our friendly service firsthand! Your financial journey starts here at Safe Credit Union where we are committed to helping you achieve your goals.

Member Eligibility

At Safe, we believe that everyone deserves to be part of a caring community, and becoming a member is as simple as reaching out! If you live, work, or worship in the Sacramento area, you're already on the right path to joining us. We welcome individuals who are looking for financial services that truly support their goals. The best part? Once you're a member, you'll enjoy access to a range of benefits like personalized banking solutions, competitive loan rates, and friendly service that makes your financial journey smoother. To learn more about the specific eligibility criteria and ensure you meet them, visit our detailed resource at . When you're ready to take the next step and open your account, it's easy! Just give us a call at (916) 979-7233 or stop by our branch located at 6341 Folsom Blvd Sacramento Ca 95819. We can't wait to welcome you into the Safe family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy Saturday at your cafe in Sacramento. Customers are flowing in, but you need an efficient way to process payments and manage transactions. Our merchant services can streamline your payment processes, allowing you to focus on what matters most delivering great service and delicious food. Whether you need point-of-sale systems or online payment solutions, we've got you covered. By choosing Safe, you're not just getting banking services; you're gaining a partner dedicated to your success. Visit us at 6341 Folsom Blvd Sacramento Ca 95819 or call us at (916) 979-7233 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we understand how important it is to have reliable banking options. Our Business Banking services include Merchant Services and Business Loans designed specifically for growing businesses. With us by your side, managing finances becomes less of a chore and more of a stepping stone toward success.

Credit Cards and Rewards

Shopping just got more rewarding! Our Credit Cards come with exciting rewards that allow you to earn points on everyday purchases. Whether you're planning a family vacation or just want to treat yourself, using our credit card can be both practical and beneficial.

Loans and Financing

When it comes to financing a new car or refinancing your home, we offer competitive Auto Loans & Vehicle Financing that cater to various budgets. Picture yourself driving off in that new vehicle with an affordable loan that fits your lifestyle. For homeowners, our Mortgage Loans & Refinancing options provide flexible terms to help you secure the best rates available. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation solutions give you the support you need.

Personal Banking Services

Whether you're opening your first checking account or looking for ways to save for the future, our personal banking services have got you covered. With options like Checking and Savings Accounts, managing your money has never been easier. Imagine being able to easily access your funds through Online & Mobile Banking, allowing you to check balances, make transfers, and pay bills from anywhere. Plus, with our ATM & Cash Withdrawal Services, getting cash is just a few taps away.

Shared Branch Transactions

If you're part of another credit union, you'll appreciate our Basic Shared Branch Transactions that allow deposits and withdrawals for partner credit union members. This means even if you're away from home, accessing your funds is simple and straightforward. As digital banking becomes essential in today's fast-paced world, we're proud to offer features like mobile payments and person-to-person transfers through our user-friendly platforms. Our commitment is not only about offering these services but ensuring they are accessible whenever you need them. If you're ready to take the next step in managing your finances with ease at Safe, don't hesitate to reach out! Give us a call at (916) 979-7233 or visit us online at East Sacramento for more information about how we can assist you today!

Digital & Online Banking

Key Features

One standout feature is our ability to support person-to-person transfers. This means you can easily send money to friends or family members without any hassle. Need to sign a document? Our electronic signature authorization makes it quick and easy to complete transactions without needing to print anything out. For those who prefer going paperless, we offer e-statements, which provide an eco-friendly way to keep track of your financial records. You can view and download these statements whenever you need them. If you're always on the move, you'll appreciate our mobile payments feature. It allows you to make secure payments directly from your smartphone with just a few taps. We prioritize your security and peace of mind. Our systems are designed with advanced security measures, ensuring that your personal information remains protected while you enjoy the ease of digital banking. At Safe, we believe that managing your finances should be simple and accessible. Explore all these features and more by visiting us online at https://www.safecu.org/. Enjoy real-time account management and take control of your financial future today!

Financial Strength

At Safe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial practices ensures that you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our sound management practices also reflect in our $385,118,181 in undivided earnings, which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $31,468 in used auto loans and $3,218,582,015 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our operational efficiency is evident through a steady $0, it enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 387,627, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 6341 Folsom Blvd Sacramento Ca 95819 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We offer various mortgage products designed to fit your unique needs, whether you're a first-time buyer or looking to refinance your existing mortgage.

Other Financing Options

In addition to these popular loan types, we provide credit lines and personal loans tailored to your individual circumstances. With $1,528,098,612 available in credit lines alone, our goal is to offer you accessible financing solutions when you need them most. If you're considering refinancing any of these loans, our team is here to guide you through the process and help you determine eligibility options tailored specifically for you. For more information about our loan offerings or if you're ready to apply today, feel free to contact us at (916) 979-7233. Our friendly staff is ready to assist you in navigating your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Safe, we're here not just as a lender but as a partner in your financial success.

Unsecured Credit Card Loans

Managing your day-to-day expenses is vital. We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can make your spending work harder for you.

Loan Aggregator

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