Safe Credit Union Roseville CA | Top Checking & Auto Loans

Introduction

Welcome to Safe, your trusted financial partner in Roseville, CA! Established in 1940, our credit union has been dedicated to serving our community with integrity and care for over 80 years. Located at 121 N Sunrise Ave, Roseville, CA 95661, we pride ourselves on offering a range of services that cater to the diverse needs of our 234,333 members. At Safe, we understand that your financial journey is unique. Whether you're looking to open a checking account, finance a new vehicle, or secure a mortgage, we have tailored solutions just for you. With total assets exceeding $4.6 billion and deposits reaching $403,993,887, our strong financial foundation ensures that your money is in safe hands. Our team is passionate about helping you achieve your goals, providing personalized service along the way. Under the leadership of CEO Faye Nabhani and Board President Rick Blumenfeld, we are committed to fostering lasting relationships within our community. Our dedicated staff of 715 employees works tirelessly to provide exceptional service and support. We invite you to explore all that Safe has to offer by visiting us online at safecu.org or calling us at 916-979-7233. Together, let's build a brighter financial future!

Branch History & Mission

Safe Credit Union has a proud history that dates back to 1940, when it first opened its doors in Roseville, California. Since then, we have grown significantly, now proudly serving over 234,000 members. Our main branch is conveniently located at 121 N Sunrise Ave, Roseville, CA 95661. This prime location allows us to be easily accessible for our community members and is just a stone's throw away from the vibrant local shopping centers and parks. Our mission at Safe is clear: we aim to provide our members with exceptional financial services while fostering a strong sense of community support. We believe in empowering our members to achieve their financial goals through personalized service and innovative solutions. Whether you are looking for checking and savings accounts, auto loans, or business banking services, we are here to guide you every step of the way. Over the years, we've made significant strides in enhancing our services. With total assets reaching an impressive $4.6 billion, we are well-equipped to meet the diverse needs of our membership base. Our commitment to technological advancements is evident through our robust online and mobile banking platforms, allowing members to manage their finances easily and securely from anywhere. At Safe Credit Union, we understand that being ADA compliant is essential for all our members. We strive to create an inclusive environment where everyone can access our services comfortably. Our shared service center further expands our reach by providing essential banking services even outside our branch. Community outreach is at the heart of what we do. We actively partner with local organizations and participate in various initiatives that support education, health, and economic development in Roseville and surrounding areas. Our goal is not only to be your trusted financial institution but also a positive force within the community. While you can visit us at our branch on N Sunrise Ave for all your banking needs during our operating hours (6-Sep), official correspondence should be sent to 121 North Sunrise Avenue, Roseville, CA 95661 if different from our branch address. Join us at Safe Credit Union and experience the difference that comes from being part of a community-focused organization. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 916-979-7233 or visit our website here.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is fully ADA compliant and features ramps and designated parking spaces to ensure everyone can easily visit us. Whether you're stopping by for a quick transaction or sitting down for personalized service, we strive to make your experience as smooth as possible.

Operating Hours

We're here to serve you during convenient hours! Our team is available from Monday through Saturday, ensuring that you have plenty of opportunities to manage your finances on your schedule. If you ever have questions or need assistance, don't hesitate to give us a call at 916-979-7233.

Services Offered

At Safe Credit Union, we offer a variety of services tailored to meet your needs whether it's personal banking with checking and savings accounts, auto loans and vehicle financing, or business banking solutions. We also provide ATM services for quick cash withdrawals and basic shared branch transactions for partner credit union members. While we currently do not offer drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch. Plus, with ATM availability right on site, accessing your funds has never been easier! We invite you to come by and discover how Safe Credit Union can help you achieve your financial goals. Your community bank is just around the corner stop in today!

Member Eligibility

At Safe, we believe that becoming a member means joining a caring community where your financial well-being is our top priority. If you're looking to become part of our family, the good news is that eligibility is quite straightforward! Generally, you can join if you live, work, or worship in the communities we serve. We welcome individuals from various backgrounds and situations, ensuring that everyone has a chance to benefit from our personalized banking services. To learn more about specific eligibility criteria and see if you qualify, feel free to check out our detailed information at . Once you're ready to take the next step, opening an account with us is easy! Simply give us a call at (916) 979-7233 for assistance or visit us at 121 N Sunrise Ave Roseville Ca 95661. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services to help streamline your operations. Imagine being able to accept payments quickly and securely, giving your customers a smooth checkout experience. This not only enhances customer satisfaction but also boosts sales. Our merchant solutions are designed to grow alongside your business, making it easier for you to focus on what you do best running your company. Located at 121 N Sunrise Ave Roseville Ca 95661 in Roseville, CA, we invite you to explore how our business banking services can empower your business goals. Reach out today at (916) 979-7233 and take the first step towards financial success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're running a business, we offer specialized business banking services tailored just for you. From merchant services that simplify payment processing to business loans that fuel growth, Safe is here to support your entrepreneurial journey.

Convenient Access

We know that convenience is key in today's fast-paced world. That's why we offer ATM services for quick cash withdrawals and balance checks whenever you need them. For members of partner credit unions, basic shared branch transactions like deposits and withdrawals are also available at our location. With Safe, accessing your finances is as easy as tapping on your phone or stopping by our branch at 121 N Sunrise Ave Roseville Ca 95661 in Roseville, CA. You can reach us anytime at (916) 979-7233 if you have questions about any of our services or need assistance.

Credit Cards & Rewards

Our credit cards come with rewards that add value to every purchase. Imagine earning points for shopping at your favorite stores or enjoying cash back on everyday expenses. It's our way of saying thank you for being a valued member.

Join Us Today!

Ready to explore how Safe can help you achieve your financial goals? Visit us online at our website or stop by our branch today! Your journey toward smarter banking starts here.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effortlessly. With easy access to your funds through our online and mobile banking platforms, keeping track of your money has never been simpler. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates that fit your budget. When it comes to securing a home, our mortgage loans and refinancing services are here to support you every step of the way. We can assist you in finding the right mortgage plan tailored to your financial situation, making homeownership more accessible than ever. For those times when unexpected expenses arise, our personal loans and debt consolidation options can help relieve financial stress. We believe in providing you with flexible solutions so you can focus on what matters most.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features we provide is E-Statements. Say goodbye to paper clutter and hello to instant access! You can view and download your statements anytime, making it easier to keep track of your spending. If you're looking for fast and secure ways to send money, our person-to-person transfers let you quickly send funds to friends or family with just a few taps on your phone. For those who prefer using their smartphones, our dedicated mobile application offers all the functionalities of online banking right in your pocket. With support for mobile payments, you can make purchases directly from your phone without needing to pull out your card. Plus, our platform supports electronic signature authorization, streamlining processes like loan applications or account openings.

Security Meets Usability

We prioritize your security while ensuring ease-of-use. Our systems employ top-notch security measures so you can bank confidently. You'll find that navigating through our online services is intuitive, allowing you to focus on what matters most your financial goals. With all these tools at your fingertips, Safe makes it easy for you to manage your finances in real time. Join us today and experience how our digital banking services can enhance your financial life!

Financial Strength

Commitment to Growth and Innovation

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also noteworthy; with $31,468 in used auto loans and $3,218,582,015 in total loans and leases, we support members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 387,627, showing a strong and growing member base that trusts us with their finances. This trust is vital as it enables us to provide you with exceptional service while fostering a secure community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 121 N Sunrise Ave Roseville Ca 95661 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, ensuring that you can find an auto loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and we're here to support your ambitions with tailored financing solutions. At Safe, we prioritize making borrowing easy and accessible for all our members. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out for more information. For any inquiries or further assistance, don't hesitate to contact us at (916) 979-7233 or visit us at 121 N Sunrise Ave Roseville Ca 95661 in Roseville, CA. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Credit Lines and Unsecured Loans

For those who need flexibility, our total credit lines loans amount to $1,528,098,612. These loans provide you with access to funds whenever you need them without the hassle of reapplying each time. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We aim to guide you through the mortgage process and offer various options to meet your needs. Whether you're a first-time buyer or looking to refinance your existing mortgage, we can assist you every step of the way.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures that loan comparisons are accurate and reliable. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from credible institutions guarantees that users receive fair and transparent offers.

Safe