Safe Credit Union Rancho Cordova CA | Top Auto Loans & Online Banking

Introduction

Welcome to Safe, your trusted financial partner located at 12519 Folsom Blvd, Rancho Cordova, CA 95742. Since our establishment in 1940, we have proudly served our community with dedication and care. With a robust membership base of 234,333 individuals, we understand the unique financial needs of our members and strive to provide services that truly make a difference. At Safe, we are committed to empowering our members through a variety of financial solutions. Our total assets stand at an impressive $4,635,238,445, allowing us to offer competitive loans and products tailored for everyone from personal banking to business financing. Currently, we hold $403,993,887 in deposits and have facilitated 130,084 loans and leases, demonstrating our strong commitment to supporting your financial journey. Our leadership team is guided by the expertise of CEO Faye Nabhani and Board President Rick Blumenfeld, who work tirelessly to ensure that your experience with us is rewarding. With a dedicated staff of 715 employees, we're here to assist you every step of the way. While you can visit us directly at our branch location, please note that any official correspondence should be sent to the same address: 12519 Folsom Blvd., Rancho Cordova, CA 95742. Whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions, we invite you to explore what Safe has to offer. For more information or assistance, don't hesitate to give us a call at 800-733-7233 or check out our website at safecu.org. Let's work together towards a brighter financial future!

Branch History & Mission

Join Us

As we continue to grow and adapt, we invite you to join the Safe family. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Whether you're looking for personal banking solutions or business services, we are here for you. Reach out today at 800-733-7233 or visit us online at safecu.org to learn more about what makes Safe a trusted choice for so many in Rancho Cordova and beyond!

Our Journey

From humble beginnings, we have consistently expanded our services to better meet the needs of our members. Over the years, we have embraced new technologies and trends in banking while maintaining a strong focus on personal service. Our growth reflects not only our dedication to our members but also our responsiveness to the ever-changing financial landscape. As we evolved, we made significant strides in digital advancements such as online banking and mobile payments, ensuring that our members have access to their finances anytime and anywhere.

Our Mission

At Safe, our mission is clear: to provide exceptional financial services while enhancing the well-being of our community. We aim to empower individuals and families by offering a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Beyond financial services, we are deeply committed to giving back through various community outreach programs and partnerships that uplift those around us. While members can visit us at 12519 Folsom Blvd., official correspondence should be sent to the same address for your convenience. We encourage you to take advantage of our ATM availability and shared service center options to enhance your banking experience.

Branch Location & Accessibility

Welcome to Safe, located at 12519 Folsom Blvd in the heart of Rancho Cordova, CA! Our branch is designed with your convenience in mind, making it easy for you to manage your banking needs. Whether you're stopping by for a quick transaction or seeking advice on financial products, we are here to help. Nestled in the vibrant Sacramento County, our branch is easily accessible from major roadways and is just a stone's throw away from popular local landmarks. As you approach, you'll find ample parking available, ensuring your visit is as hassle-free as possible. We also prioritize accessibility features, making sure our facilities are ADA compliant with ramps and easy access points for everyone. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location at 12519 Folsom Blvd., Rancho Cordova, CA 95742. At Safe, we understand that your time is valuable. That's why our operating hours are designed to fit into your busy schedule. You can visit us Monday through Saturday during convenient hours that work for you. If you prefer self-service options, we offer an ATM on-site for quick withdrawals and balance checks. Although we do not have drive-thru service available at this location, our friendly team is ready to assist you inside. Plus, if you're a member of another participating credit union, take advantage of our shared services for basic transactions like deposits and withdrawals. If you have any questions or need assistance before your visit, feel free to give us a call at 800-733-7233. We look forward to welcoming you to Safe and helping you achieve your financial goals!

Member Eligibility

At Safe, we believe that joining our community is like stepping into a supportive family where your financial well-being is our top priority. Becoming a member is simple and open to many! If you live, work, or go to school in the Rancho Cordova area, you're likely eligible. We welcome individuals from various backgrounds, so whether you're just starting out or looking for a place that values your needs, we invite you to explore what membership offers. Not only do you gain access to our comprehensive range of services from checking and savings accounts to auto loans and credit cards but you also become part of a community focused on helping each other thrive. To learn more about the specific eligibility criteria, feel free to visit our detailed page at . If you're ready to take the next step and open an account with us, it's easy! Just give us a call at (800) 733-7233 or visit us at 12519 Folsom Blvd Rancho Cordova Ca 95742 for personalized assistance. We can't wait to welcome you into the Safe family!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. Imagine how a tailored loan could empower you to expand your operations, invest in new technology, or hire the talent needed to take your business to the next level.

Non-Member Commercial Loans

We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. This means that whether you're part of our credit union family or not, we are here to help you navigate financial challenges and seize opportunities.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses. Our team is dedicated to understanding your vision and providing the resources you need to turn it into reality. In addition to loans, we offer merchant services that simplify payment processing. Whether you run a retail store or a service-based business, our solutions can streamline transactions and enhance customer satisfaction. Visit us at 12519 Folsom Blvd Rancho Cordova Ca 95742 in Rancho Cordova, CA, or call us at (800) 733-7233 to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessibility at Your Fingertips

With our commitment to digital banking features, accessing your accounts has never been easier. You can manage everything from online banking to mobile payments right from your smartphone. Additionally, we have basic shared branch transactions available for members of partner credit unions making it easy for you to deposit or withdraw funds wherever you go. If you're ever in doubt about how to navigate any of our services or if you have questions about opening an account, don't hesitate to reach out! Call us at (800) 733-7233 for personalized assistance. At Safe, we are committed to making banking as convenient and accessible as possible. Stop by our branch today at 12519 Folsom Blvd Rancho Cordova Ca 95742, or visit us online at Rancho Cordova for more information on how we can assist you with all your financial needs!

Business Banking Support

For our business members, we offer comprehensive business banking services, including merchant services and business loans. If you're looking to expand your operations or need assistance with cash flow management, our experienced team is ready to partner with you in achieving your business objectives.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that cater to your lifestyle. Imagine being able to easily access your funds through our convenient online and mobile banking platforms. You can check your balance, transfer money, or pay bills anytime, anywhere. And if you need cash, our ATMs are always available for quick withdrawals and balance checks. If you're in the market for a vehicle, we offer auto loans and vehicle financing options tailored to fit your budget. Picture driving off in your new car without any financial stress! We also provide mortgage loans and refinancing solutions that help you secure a home with manageable payments. Whether it's buying your first home or refinancing an existing mortgage, we're here to support you every step of the way.

Smart Solutions for Everyday Needs

In addition to traditional banking services, Safe offers personal loans and debt consolidation options. Life can throw unexpected expenses your way, and having access to flexible personal loans can make all the difference. Our team is ready to help you find the best solution for reducing debt and improving your financial situation. And let's not forget about credit cards! Our credit cards come with rewards that can make everyday spending more rewarding. Imagine earning points while shopping for groceries or fuel these rewards can add up fast!

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.safecu.org/, you can check balances, pay bills, and transfer money whenever it suits you. Want to send money to a friend? Our person-to-person transfer feature makes it effortless. No more waiting in line or rushing to the bank; everything you need is just a click away.

Stay Informed and Secure

We know that security is important when it comes to your finances. That's why we provide features like e-statements for easy access to your account information while keeping sensitive data protected. Our commitment to safety ensures that your information remains confidential and secure. At Safe, we believe in providing accessible, real-time account management that fits into your life seamlessly. Join us today and experience the convenience of digital banking tailored just for you!

User-Friendly Mobile App

For those who prefer banking on their smartphones, our mobile application provides a user-friendly experience with all the features you need. From mobile payments to viewing e-statements, managing your finances has never been easier or more convenient. Plus, with electronic signature authorization, signing documents is quick and secure right from your device.

Financial Strength

Growing Member Base

Total Share Accounts stand at 387,627, showcasing a strong and growing member base that trusts us with their finances. This trust enables us to maintain a robust lending framework while ensuring your funds are managed effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 12519 Folsom Blvd Rancho Cordova Ca 95742 or call (800) 733-7233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Resources

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which helps us continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $31,468 in used auto loans and a total of $3,218,582,015 in loans and leases available to you.

Strong Financial Position

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We believe that financing your next vehicle should be straightforward and stress-free. Our team is here to assist you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand your business. We understand the challenges faced by small business owners and are dedicated to supporting your journey toward success. At Safe, we prioritize transparency and accessibility in all our offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about any of our loan products or would like to discuss your options further, please reach out to us at (800) 733-7233. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We offer flexible terms to ensure that you find a solution that fits your budget. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may save you money.

Unsecured Credit Card Loans

Managing finances effectively is essential, and we also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members meet their everyday needs. Our credit cards come with features designed to empower you financially while providing peace of mind.

Loan Aggregator

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