Safe Credit Union North Highlands CA | Top Checking & Auto Loans

Introduction

Welcome to Safe, your trusted financial partner located at 4636 Watt Ave, North Highlands, CA 95660. Since our establishment in 1940, we have been dedicated to serving our community with integrity and care. With a robust membership of over 234,000 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the lives of our members. At Safe, we understand that financial decisions can be overwhelming. That's why our team is committed to providing personalized service tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we're here to help you navigate your financial journey. Our assets total an impressive $4,635,238,445, which reflects our commitment to financial stability and growth. We also boast a net worth of $427,499,751, ensuring that your deposits are safe with us. With total deposits reaching $403,993,887 and cash in hand amounting to $18,510,520, we are well-equipped to support you in achieving your financial goals. Under the leadership of CEO Faye Nabhani and Board President Rick Blumenfeld, our dedicated team of 715 employees works tirelessly to ensure that every member receives exceptional service. If you ever need assistance or have questions about your accounts, don't hesitate to call us at 916-979-7233. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4636 Watt Avenue, North Highlands, CA 95660. Join us today and experience the Safe difference! Visit our website at www.safecu.org for more information about our services or to get started on your next financial endeavor. We're excited to serve you!

Branch History & Mission

Community-Centric Services

Our branch offers numerous services designed with your convenience in mind. With ATM availability at this location and shared service center access for partner credit union members, we ensure you have easy access to your funds whenever you need them. Although we do not currently provide drive-thru services at this branch, our operating hours are structured to accommodate your busy schedule. As part of our commitment to inclusivity, we also prioritize ADA compliance across all our facilities. This ensures that everyone in our community can benefit from our services without barriers.

Join Us!

As we continue to grow and adapt to meet the changing needs of our members and community, we invite you to experience what makes Safe Credit Union special. Join us today and discover how being part of a member-focused organization can help you achieve your financial goals while contributing positively to those around you. For more information or if you have questions about any of our services, don't hesitate to reach out! Call us at 916-979-7233 or visit us online at safecu.org. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, Safe has always focused on helping people manage their finances better. We started with a handful of services, and as the community's needs grew, so did we. Today, we offer a wide range of personal and business banking options including checking and savings accounts, auto loans, mortgage refinancing, and rewarding credit cards. We've embraced technology too; with features like online banking and mobile payments, we make it easier for our members to access their money anytime, anywhere. Our branch in North Highlands embodies this spirit of growth and accessibility. While you can visit us at our main address for all your banking needs, official correspondence should be directed to the same address: 4636 Watt Avenue, North Highlands, CA 95660.

Our Mission

At Safe Credit Union, our mission is simple yet impactful: to enhance the financial well-being of our members while supporting the community we serve. We strive to provide exceptional customer service through personalized assistance and innovative solutions that empower individuals and businesses alike. We are not just about numbers; we believe in giving back. Through various community outreach initiatives and partnerships with local organizations, we aim to make a positive difference in North Highlands and beyond. Whether it's sponsoring local events or providing financial education workshops, we are dedicated to building a stronger community together.

Branch Location & Accessibility

Additional Amenities

Safe provides an ATM on-site for quick cash withdrawals and balance checks. While we don't currently offer drive-thru banking, our lobby is welcoming and designed to make your experience pleasant. We also participate in shared services, allowing members of partner credit unions to enjoy basic transactions like deposits and withdrawals right here at our location. While members can visit us at 4636 Watt Ave, official correspondence should be sent to the same address for mailing purposes.

Convenience and Accessibility

At Safe, we understand that accessibility matters. That's why our branch is designed with features that accommodate everyone, including ADA-compliant entrances and pathways. Parking is ample and easy to navigate, so you can focus on your banking rather than worrying about where to park.

Join Us Today!

We're excited to serve you! Stop by Safe in North Highlands today or call us to discover how we can assist with your personal banking needs. Your financial journey starts here, and we look forward to being a part of it!

Operating Hours and Services

We invite you to visit us during our operating hours, which are flexible enough to fit into your busy schedule. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, our friendly team is here to assist you. You can reach us at 916-979-7233 if you have any inquiries before your visit!

Member Eligibility

At Safe, we believe in building a welcoming community where everyone can thrive. Becoming a member is an easy and fulfilling process, open to individuals who live, work, or worship in our local area. If you share these connections with us, you're already on your way to joining our family! Plus, there are great benefits waiting for you here, including personalized service and a range of financial products designed just for our members. To learn more about the specific eligibility criteria, feel free to check out the details at . Ready to take the next step? Opening an account at Safe is simple! Just give us a call at (916) 979-7233, and we'll guide you through the process. Our friendly team is here to help you every step of the way as you embark on this exciting journey with us at 4636 Watt Ave North Highlands Ca 95660.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, accepting payments shouldn't be complicated. Our merchant services simplify transactions for you, allowing you to focus on what matters growing your business. Imagine a busy café using our payment processing tools, seamlessly handling orders and keeping customers happy without missing a beat. Located at 4636 Watt Ave North Highlands Ca 95660 in North Highlands, CA, we're dedicated to helping your business thrive. Reach out to us at (916) 979-7233 to learn how we can assist you today!

Comprehensive List Of Services

Business Banking Services

For business owners, we haven't forgotten about you! Our Business Banking services, including Merchant Services and Business Loans, provide the financial support you need to grow and thrive in today's competitive environment.

Financial Assistance and Credit Options

Sometimes life throws unexpected expenses your way, which is where our Personal Loans & Debt Consolidation come into play. These loans can help you manage bills or consolidate debt into one manageable payment, making financial stress more bearable. Our Credit Cards with Rewards are perfect for those who love to earn while they spend. With perks like cashback offers or travel rewards, you'll benefit from using your card for everyday purchases.

Getting Started

With all these services under one roof at 4636 Watt Ave North Highlands Ca 95660, North Highlands, CA 95660, why not reach out today? If you have any questions or want more information about how we can assist you in achieving your financial goals, give us a call at (916) 979-7233. We're here to help! Visit us online at North Highlands for more details about our offerings. At Safe, we're dedicated to serving our community's financial needs with warmth and expertise!

Modern Digital Banking Experience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From transferring funds to checking balances or even making payments, everything is at your fingertips. Need cash? Our ATM & Cash Withdrawal Services ensure easy access to your money whenever you need it. Plus, as part of our partnership with other credit unions, we offer basic shared branch transactions so members from partner institutions can conveniently make deposits and withdrawals right here at Safe.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts designed to help you manage your finances effortlessly. Imagine having a checking account that lets you track your spending while earning interest on your savings. This is all possible at Safe. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make purchasing or refinancing a breeze. With competitive rates and flexible terms, you can drive away in your dream car without breaking the bank. For those looking to invest in a home, our Mortgage Loans & Refinancing options are tailored to suit various budgets and situations. Whether you're buying your first home or refinancing an existing mortgage for better terms, we're here to guide you through every step.

Digital & Online Banking

Key Features

Security is our top priority. We use electronic signature authorization for added protection when completing transactions online. You can feel confident knowing that your sensitive information is safe with us. Additionally, if you prefer going paperless, we offer e-statements for easy access to your account statements without the clutter of physical mail. For those who enjoy making payments with their mobile devices, our mobile payments feature allows you to pay directly from your phone wherever you are. It's quick and efficient perfect for today's fast-paced lifestyle. In short, the digital banking services at Safe empower you to manage your finances easily and securely. Embrace the freedom of banking on your terms with our user-friendly tools that put you in control!

Financial Strength

Commitment to Growth

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $31,468 in used auto loans and $3,218,582,015 in total loans and leases, we support our members' financial goals across various sectors.

Growing Trust

Total Share Accounts: 387,627, show a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations, as we strive to meet the needs of every member who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 4636 Watt Ave North Highlands Ca 95660 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

If you're considering expanding your business, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. Additionally, we have various personal loan options available for debt consolidation and other needs. At Safe, we pride ourselves on offering personalized service and support throughout the lending process. If you're interested in exploring refinancing options or need help determining your eligibility for any of our loan products, feel free to reach out to us at (916) 979-7233. For more information about our loan offerings and services, visit us at our branch located at 4636 Watt Ave North Highlands Ca 95660 in North Highlands, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or prefer a reliable pre-owned option, we have you covered.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We provide competitive rates and flexible terms designed to fit your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. These cards can provide quick access to funds when you need them most, with no collateral required.

Loan Aggregator

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Safe