Safe Credit Union Lincoln CA | Best Auto Loans & ATM Access

Introduction

Welcome to Safe, your trusted credit union located at 111 Ferrari Ranch Rd, Lincoln, CA 95648. Established in 1940, we have proudly served our community for over eight decades. With a total membership of 234,333 and assets exceeding $4.6 billion, we are committed to providing our members with the financial tools they need to thrive. At Safe, we understand that banking is about more than just numbers; it's about relationships and community. Our dedicated team, led by CEO Faye Nabhani and Board President Rick Blumenfeld, works tirelessly to ensure that our members receive personalized service and support. We currently employ 715 passionate individuals who share a common goal: to help you achieve your financial dreams. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. With total loans amounting to 130,084 and deposits reaching $403,993,887, our strength lies in our ability to provide competitive rates and flexible terms tailored to your needs. Additionally, we maintain a healthy net worth of $427,499,751 and cash in hand totaling $18,510,520, ensuring that we are well-equipped to meet your financial requirements. While you can visit us directly at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 111 Ferrari Ranch Road, Lincoln, CA 95648. If you have any questions or need assistance, feel free to reach out to us at 916-979-7233. Join us at Safe Credit Union where your financial success is our priority! Explore more about our services on our website: safecu.org. We look forward to serving you!

Branch History & Mission

Commitment to Community

Our dedication goes beyond just banking. We actively engage in community outreach efforts and partnerships that uplift those around us. From educational workshops to local sponsorships, we strive to make a positive impact in Lincoln and its neighboring areas. With total assets exceeding $4.6 billion, we are equipped to offer competitive rates and personalized service. Additionally, our branch features ATM availability for your convenience and shared service center options for partner credit union members.

Join Us

As we continue this journey together, we invite you to become part of the Safe family. Experience the difference of a credit union that values people over profits. Reach out to us at 916-979-7233 or visit our website at safecu.org to learn more about how we can support your financial goals. Together, let's build a brighter future!

Our Mission

At Safe, our mission is simple yet powerful: to provide exceptional financial services while supporting the community we call home. We believe that everyone deserves access to quality financial resources. Our offerings include checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also embrace technology with online and mobile banking options to serve you better. While members can visit us at 111 Ferrari Ranch Rd Lincoln Ca 95648, official correspondence should be sent to 111 Ferrari Ranch Road, Lincoln, CA 95648 if it differs. This commitment ensures that all communications are handled effectively.

Branch Location & Accessibility

ATM Availability & Drive-Thru Banking

For added convenience, we provide ATM services right here at our branch. Unfortunately, we do not have drive-thru banking at this location; however, our friendly staff is always ready to assist you inside. Whether you're looking to open an account or just need help with your current one, we invite you to stop by Safe at Lincoln Crossing. Come experience banking that puts you first!

Accessibility Features

We understand how important accessibility is. Our location is designed with features to accommodate all members. You'll find ample parking available, including spots reserved for those with disabilities. The branch is ADA compliant, so anyone can easily enter and enjoy our services.

Operating Hours & Services

At Safe, we value your time. We are open during convenient hours to fit your schedule. Please check our operating hours for details on when you can visit us or call at 916-979-7233 for any inquiries. We offer a variety of services tailored to meet your banking needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, if you're a member of a partner credit union, you can use our shared service center for basic transactions.

Member Eligibility

Becoming a member of Safe is like joining a close-knit community that truly cares about your financial well-being. If you live, work, or worship in our local area, you're already on the path to membership! We welcome individuals who meet these criteria with open arms, ensuring that everyone has a chance to take advantage of our personalized services and benefits. Whether you're looking for checking and savings accounts, loans, or credit cards, our team at Safe is here to support you every step of the way. To make things even easier, you can check out our full eligibility details by visiting . If you're ready to open an account or have any questions, feel free to give us a call at (916) 979-7233. Our friendly staff is eager to help you start your journey with us at our branch located at 111 Ferrari Ranch Rd Lincoln Ca 95648. Join us today and experience the difference of being part of Safe!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer essential merchant services. Picture having a simple way to accept payments from your customers, whether they pay with cash, card, or mobile app. Our merchant services streamline transactions so you can focus on what you do best running your business. Located at 111 Ferrari Ranch Rd Lincoln Ca 95648 in Lincoln, CA, we're here to support your financial journey. For personalized assistance, give us a call at (916) 979-7233. Let's work together to build the future of your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're looking to buy a new car or refinance an existing loan, our competitive auto loans and vehicle financing options can help make your dream vehicle a reality. With flexible terms and low rates, we aim to put you behind the wheel without breaking the bank.

Business Banking Solutions

For our business members, we offer robust business banking services, including merchant services and business loans. We're here to support your entrepreneurial journey with financial solutions that grow alongside your business.

Credit Cards with Rewards

Our credit cards with rewards program allows you to earn points on everyday purchases. Imagine earning rewards for things you already buy like groceries or gas! These points can be redeemed for travel, gift cards, and more.

Mortgage Loans & Refinancing

Thinking about purchasing a home? We offer comprehensive mortgage loans and refinancing options that simplify the process. Our team is here to guide you through every step, ensuring you find the right mortgage that fits your budget and goals.

Online & Mobile Banking

We know convenience is key in today's fast-paced world. That's why we provide excellent online and mobile banking features. Manage transactions, pay bills, and transfer money all from the palm of your hand. Plus, access ATMs for cash withdrawals and balance checks whenever you need.

Personal Banking

We understand that every member has unique needs when it comes to personal banking. That's why we provide tailored solutions like checking and savings accounts that fit your lifestyle. Imagine effortlessly tracking your spending with our user-friendly online banking platform or using our mobile app to deposit checks right from your couch.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can take control of your financial situation. Whether it's funding a major life event or consolidating high-interest debts into one manageable payment, we've got you covered.

Shared Branch Transactions

As part of our commitment to serve even when you're on the go, we provide basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals at various locations conveniently. With everything from personal banking to business solutions available at Safe, we're ready to assist you in reaching your financial dreams. For more information about our services or to speak with one of our friendly representatives, call us at (916) 979-7233 or visit us online at Lincoln Crossing. Your journey towards financial success starts here!

Digital & Online Banking

E-Statements and Real-Time Management

Why wait for paper statements when you can receive e-statements directly in your inbox? This not only saves trees but also gives you immediate access to your account information. You can easily track your spending and manage your finances in real-time. At Safe, we believe in making banking as easy as possible. Whether you're at home or out running errands, our digital banking solutions keep you connected to your money whenever you need it. Experience financial freedom today with our reliable online services!

Key Features

Accessing your accounts online means you can check your balance, transfer funds, and pay bills whenever you need to. Our user-friendly mobile application allows you to do all this right from your smartphone, making it simple to stay on top of your financial health while on the go. Plus, with our mobile payments feature, paying for everyday purchases is quick and hassle-free. Do you want to send money to a friend or family member? Our person-to-person transfer service lets you send funds instantly without the need for cash or checks. And if you're concerned about security, rest assured that all transactions are protected with robust measures. We also offer electronic signature authorization for added convenience when signing documents digitally.

Financial Strength

Growing Together

Total Share Accounts stand at 387,627, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending total $0, emphasizing our ability to invest back into the community while meeting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 111 Ferrari Ranch Rd Lincoln Ca 95648 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $31,468 in used auto loans and $3,218,582,015 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever to drive off in your ideal vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. Whether you need financing for equipment purchases or operational costs, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through each step.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could save you money and lower your monthly payments. Reach out to us at (916) 979-7233 for more information on eligibility criteria and how we can assist you in this process. At Safe, we pride ourselves on offering financial solutions that empower our members. If you're ready to explore these options further or want personalized assistance, don't hesitate to visit us at 111 Ferrari Ranch Rd Lincoln Ca 95648 in Lincoln, CA, or contact us at (916) 979-7233. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, providing you with purchasing power while staying within budget.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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