Safe Credit Union Folsom CA | Convenient ATM Access & Services

Introduction

Welcome to Safe Credit Union, your trusted financial partner located at 2295 Iron Point Rd, Folsom, CA 95630. Established in 1940, we have been dedicated to serving our community for over 80 years, helping our members achieve their financial goals with confidence and ease. With a robust membership base of 234,333 individuals, we pride ourselves on being a cornerstone in the lives of our members. At Safe Credit Union, we understand that every financial journey is unique. That's why we offer a variety of services tailored to meet your needs, whether you're looking for loans or simply want to manage your savings efficiently. As of now, our total assets stand at an impressive $4,635,238,445, showcasing our strength and stability in the industry. Our commitment to you is reflected in our total deposits of $403,993,887 and cash reserves of $18,510,520, ensuring that your funds are always secure. While members can visit us at our branch location, official correspondence should be sent to 2295 Iron Point Rd, Ste 100, Folsom, CA 95630. Our team is here to assist you with any inquiries you may have; feel free to reach us at (916) 979-7233. Led by our CEO Faye Nabhani and Board President Rick Blumenfeld, we are not just about numbers; we believe in building relationships within the community. Our dedicated staff of 715 employees is committed to providing exceptional service and support that goes beyond transactions. Whether you're considering applying for one of our many loan options over 130,084 loans currently active or simply wish to explore your savings options with us, we're excited to guide you on this journey. Join us today and discover how Safe Credit Union can help you thrive financially! For more information or to get started with your membership journey today, visit us online at safecu.org.

Branch History & Mission

Welcome to the inspiring story of Safe in Folsom, CA. Established in 1940, we have built a legacy of trust and support within our community, serving over 234,333 members with dedication and care. Located at 2295 Iron Point Rd Folsom Ca 95630, our branch is easily accessible for everyone in the area, making it convenient for you to visit us. From our humble beginnings, Safe has grown into a thriving credit union with total assets amounting to an impressive $4,635,238,445. Our journey has been marked by significant milestones, including the expansion of services and commitment to member satisfaction. As we continue to evolve, we embrace digital advancements while ensuring ADA compliance, providing all members with equal access to our services. At the heart of our mission is a simple yet powerful statement: We are dedicated to providing exceptional financial services while enhancing the quality of life in our community. This means that beyond just banking, we actively engage in outreach efforts and partnerships that empower our members and strengthen local initiatives. Whether it's supporting local events or providing educational resources, we strive to make a positive impact. While members can visit us at 2295 Iron Point Rd Folsom Ca 95630, official correspondence should be sent to 2295 Iron Point Rd, Ste 100, Folsom, CA 95630. We offer convenient ATM services, allowing you easy access to your funds whenever needed. Although we do not have drive-thru banking or shared service centers available, our friendly staff is always ready to assist you during our operating hours of 5-Sep. As we look forward to the future, we invite you to join our growing family at Safe. Experience firsthand the benefits of being a member of a credit union that prioritizes your needs and supports your financial goals. Together, let's build a brighter future! If you have any questions or need assistance, don't hesitate to reach out at (916) 979-7233. Join us today!

Branch Location & Accessibility

Getting Here and Parking

At Safe, we understand that accessibility matters. Our branch is designed with everyone in mind. Ample parking is available right outside the entrance, so you can easily hop out of your vehicle and step into a welcoming space. Plus, we are ADA compliant, ensuring that all members can access our services comfortably.

Operating Hours and Services

We're here for you during convenient hours throughout the week. Feel free to stop by any day from Monday through Friday during our operating hours (5-Sep). If you have questions or want to speak with a member of our team directly, just give us a call at 916-979-7233; we're happy to assist! Our branch offers essential ATM services for withdrawals and balance checks. While we currently do not have drive-thru banking options available, our dedicated staff is ready to provide personalized service inside the branch.

Visit Us Today!

We invite you to come visit us at Safe Credit Union! Explore how we can support your financial journey while enjoying the warm atmosphere that makes banking with us a pleasure. Whether you're looking for advice on loans or just want to open an account, we're excited to meet you. Don't hesitate stop by today or call us if you have any questions!

Member Eligibility

Joining the Safe community is an exciting opportunity to access a range of financial services designed just for you! At Safe, located at 2295 Iron Point Rd, Folsom, CA 95630, we welcome individuals who live, work, or worship in our service areas. Membership is open to a variety of groups, including employees of select employers and their family members. This means that if you're looking for a supportive financial partner that truly cares about your well-being, you might be just a step away from becoming a member! For more detailed eligibility criteria, feel free to check out our website at https://www.safecu.org/. Opening an account is straightforward and welcoming. You'll find that becoming part of the Safe family not only grants you access to exclusive products and services but also puts you in touch with a community focused on helping you reach your financial goals. If you have any questions or want to get started, don't hesitate to call us at 916-979-7233. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services that Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy café using our services to accept payments quickly from customers on the go. This allows them to focus more on serving delicious coffee rather than worrying about transactions. Our tools help streamline operations, making it easier for you to run your business smoothly. Visit us at 2295 Iron Point Rd Folsom Ca 95630 in Folsom, CA or call us at (916) 979-7233 to learn how we can help your business thrive!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

One of the key services we provide is our ATM Services Only, which includes basic ATM access for withdrawals and balance checks. This means you can manage your money on-the-go without hassle. Imagine being out shopping or enjoying a day out with friends; having easy access to cash can make all the difference. Our ATMs are designed for simplicity and ease of use, ensuring that your banking experience is smooth.

Call to Action

We invite you to visit us at 2295 Iron Point Rd Folsom Ca 95630 or explore more about our services on our website at https://www.safecu.org/. Let us help you achieve your financial goals with confidence and ease!

Digital Banking Features

We understand that convenience is essential in today's fast-paced world. That's why Safe offers digital banking features that allow you to handle your finances anytime, anywhere. Whether you prefer using your smartphone or a computer, you can access your accounts, transfer funds, and pay bills with just a few clicks. Our mobile application ensures that you have all the tools you need right at your fingertips.

Supportive Member Experience

At Safe, we believe in building lasting relationships with our members. We strive to create a welcoming atmosphere where you feel valued and supported. If you have any questions about our services or need assistance navigating our offerings, don't hesitate to reach out. You can contact us at (916) 979-7233 for personalized support. In addition to these services, we are committed to continuous improvement and exploring new ways to enhance your experience with us. As part of the Corporate family, we are dedicated to serving our community's financial needs effectively.

Digital & Online Banking

Key Features

Our online banking services provide 24/7 access, allowing you to check balances, view transactions, and manage your accounts whenever it suits you. Plus, with the option for electronic signatures available, signing documents has never been simpler or more secure. You can also opt for e-statements, which not only help you stay organized but also protect the environment by reducing paper use. For those on the go, our mobile application makes banking even more convenient. You can easily make mobile payments and transfer money directly between friends with our person-to-person transfer feature. This means no more waiting for checks to clear or worrying about carrying cash!

Security and Accessibility

We prioritize your safety by implementing advanced security measures across all digital platforms. Our user-friendly interfaces ensure that even those who aren't tech-savvy can navigate effortlessly while managing their accounts in real-time. Whether you're depositing a check from your couch or checking your balance during your lunch break, you can trust that your information is safe with us. At Safe, we believe that banking should adapt to your lifestyle, not the other way around. Experience hassle-free banking that fits into your day explore all the digital options available at https://www.safecu.org/ today!

Financial Strength

Committed Workforce

We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

The trust placed in us by our members is reflected in our growing community. We currently manage a total of 387,627, showing that more people rely on Safe for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 2295 Iron Point Rd Folsom Ca 95630 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our lending portfolio; we have $31,468 in used auto loans and a total of $3,218,582,015 across all loans and leases.

Secure Savings Options

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options available for both. Plus, we provide refinancing solutions if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We're committed to supporting local businesses with competitive rates and personalized service. At Safe, we prioritize transparency and support throughout the lending process. If you're unsure about eligibility or specific requirements for any of our loan products, feel free to reach out at (916) 979-7233. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We can assist you in navigating the complexities of home financing, ensuring you find a mortgage that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. Whether you need funds for unexpected expenses or want to build your credit score, our unsecured credit card options can help you do just that.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers. LendMesh takes several steps to guarantee reliability: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

User Trust and Credibility

Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of our platform in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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