Safe Credit Union Folsom CA | Low Mortgage Rates & Business Banking

Introduction

At Safe Credit Union, we believe in building strong relationships with our members and the community. Located at 2740 E Bidwell St, Folsom, CA 95630, our branch has been a trusted financial partner since 1940. With a robust membership of over 234,000 individuals, we are dedicated to providing exceptional service and financial solutions tailored to your needs. As of now, our total assets stand at an impressive $4,635,238,445, backed by a strong net worth of $427,499,751. Our commitment to serving you is reflected not just in numbers but also in our approach to personal banking. We offer various services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services. Our leadership team is passionate about ensuring every member feels valued. Under the guidance of CEO Faye Nabhani and Board President Rick Blumenfeld, we strive for excellence in all we do. Whether you're looking to secure a loan or simply want to open a savings account, our knowledgeable staff is here to assist you. While members can visit us at our branch address for their banking needs, official correspondence should be directed to the same address: 2740 E Bidwell, Folsom, CA 95630. If you have any questions or need assistance, don't hesitate to reach out by calling us at 916-979-7233. Join us at Safe Credit Union today and discover how we can support your financial journey! Visit our website at safecu.org for more information on how we can help you achieve your financial goals.

Branch History & Mission

Community Commitment

At Safe, we understand that our success is intertwined with the community's growth. We actively participate in various outreach programs and partnerships that uplift local initiatives. By supporting educational programs and local charities, we strive to make a meaningful difference in Folsom and beyond. We also embrace technology to enhance your banking experience. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier or more accessible.

Join Us

As we look towards the future, we remain steadfast in our mission to provide not just financial services but also genuine support for our members' aspirations. If you're looking for a credit union that values community connection alongside exceptional service, consider joining us at Safe. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 916-979-7233 or visit our website.

Our Mission

Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to the tools and resources needed for financial well-being. Whether it's helping members secure auto loans, offering savings accounts, or providing business banking solutions, we are dedicated to empowering individuals and families. While members can visit us at our Folsom branch address, official correspondence should be sent to our mailing address at 2740 E Bidwell, Folsom, CA 95630. We invite you to experience our member-centric approach firsthand. Our operating hours ensure convenience for all check out the details and see how we can assist you today!

Branch Location & Accessibility

ATM Availability and Shared Services

For added convenience, we offer ATM services on-site so you can access your funds quickly. If you're a member of a partner credit union, feel free to take advantage of basic shared branch transactions like deposits and withdrawals as well. While members can visit us at 2740 E Bidwell St for their banking needs, official correspondence should be sent to the same address for streamlined communication. We invite you to come experience the welcoming environment at Safe Credit Union in Folsom. Whether you're looking for financial advice or need help with your accounts, we're here for you! Come visit us today!

Convenient Access and Services

At our Folsom branch, we prioritize accessibility for all our members. You'll find ample parking spaces right outside our doors, making it easy to drop by. We are proud to be ADA compliant, featuring ramps and accessible entrances to ensure everyone can enjoy our services without hassle. Whether you're stopping by for personal banking services or to inquire about auto loans and credit cards with rewards, our friendly staff is here to assist you during our operating hours. We're open Monday through Friday, and you can reach us at 916-979-7233 for any questions or assistance.

Member Eligibility

Becoming a member of Safe is like joining a family that truly cares about your financial well-being. Located at 2740 E Bidwell St Folsom Ca 95630, we welcome anyone who lives, works, worships, or attends school in our community. If you're part of these groups, you're already eligible! We also embrace the spirit of inclusivity by allowing family members of existing members to join. At Safe, membership means access to personalized banking services, competitive loan rates, and a dedicated team ready to support your financial journey. For more details on eligibility criteria, feel free to check out our resource at . If you're ready to open an account and step into a world of benefits, don't hesitate to call us at (916) 979-7233 for assistance!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine processing payments effortlessly while focusing on what you do best running your business. Our merchant services simplify transactions, whether you're a local shop or an online retailer. From credit card processing to mobile payments, we equip you with the tools necessary to enhance customer experiences and streamline operations. Located at 2740 E Bidwell St Folsom Ca 95630 in Folsom, CA, we're dedicated to being your partner in success. Contact us today at (916) 979-7233 and let's explore how we can help elevate your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs are readily available for cash withdrawals and balance checks. Additionally, we offer basic shared branch transactions such as deposits and withdrawals for partner credit union members, making it convenient no matter where you are. At Safe, we believe in empowering our members through financial education and resources tailored just for them. Explore the variety of services we offer by visiting us at **, or give us a call at (916) 979-7233**. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy for you to hit the road in style. With competitive rates and flexible terms, you can find a loan that suits your budget and needs. Plus, our simple application process ensures you spend less time worrying about paperwork and more time enjoying your new ride.

Business Banking

For entrepreneurs and business owners, we provide specialized business banking services that include merchant services and business loans. These tools are crafted to support growth while simplifying operations so you can focus on running your business effectively.

Credit Cards with Rewards

Maximize your spending with our credit cards that offer rewards. Whether you're using it for everyday purchases or special occasions, you'll earn points that can be redeemed for cash back or travel rewards making every dollar count!

Mortgage Loans & Refinancing

Homeownership is one of the most significant investments you'll make. At Safe, we offer mortgage loans and refinancing options designed to simplify this process. Our knowledgeable staff will guide you through every step, ensuring you understand all your options while finding the best rates available.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. You can easily access your funds through our online and mobile banking platforms, which allow you to check balances, transfer money, and pay bills with just a few taps on your phone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to streamline debt payments, our personal loans and debt consolidation services can be invaluable. We work with you to create a manageable repayment plan that helps ease financial stress while allowing you to focus on what matters most.

Digital & Online Banking

Convenient Online Access

Experience the freedom of banking from the comfort of your home or on the go through our online banking portal at https://www.safecu.org/. Whether you need to check your balance, pay bills, or review transactions, everything is just a click away. Plus, with 24/7 online banking services, your account is always accessible day or night!

Mobile Banking Made Easy

Our mobile application brings all the power of online banking right to your smartphone. You can make person-to-person transfers easily and securely, ensuring that sending money to friends or family is hassle-free. For those who prefer contactless payments, our mobile payments feature allows you to shop without reaching for your wallet.

Real-Time Account Management

Managing your finances has never been more straightforward. With features like real-time notifications and easy access to account information, you can stay informed about your spending habits and savings goals without any stress. At Safe, we're committed to providing you with tools that enhance your banking experience while ensuring security and convenience. Explore our digital services today and take control of your financial future!

Secure & User-Friendly Features

Your security is our top priority. With electronic signature authorization available, signing documents has never been easier or more secure. Additionally, opting for e-statements means you can receive important account updates straight to your inbox, reducing clutter while keeping everything organized.

Financial Strength

Commitment to Growth

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $31,468 in used auto loans and $3,218,582,015 in total loans and leases. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 387,627, showcasing a strong and growing member base that trusts us with their finances. This trust is the foundation upon which we build our services every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 2740 E Bidwell St Folsom Ca 95630 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, ensuring that you can find a plan that suits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and we're here to support your vision. Whether you're interested in refinancing existing debts or exploring eligibility options for any of our loan products, our team is ready to assist you. Don't hesitate to reach out for more information or visit us at 2740 E Bidwell St Folsom Ca 95630, Folsom, CA. You can also contact us at (916) 979-7233 for personalized service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Safe, we're committed to helping you navigate your financial journey with confidence.

Credit Lines and Personal Loans

For those looking for more flexibility in their finances, our credit lines total $1,528,098,612 and provide you with easy access to funds whenever you need them. Additionally, we offer unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. These options allow you to handle unexpected expenses without the stress of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We aim to guide you through the process every step of the way so you can feel confident in your investment.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust that the offers they see are fair and transparent, reflecting the most current market conditions.

Safe