Safe Credit Union Fair Oaks CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Safe Credit Union, your trusted financial partner located at 5261 Hazel Ave, Fair Oaks, CA 95628. Established in 1940, we have proudly served our community for over eight decades, helping more than 234,000 members achieve their financial goals. Our commitment to providing exceptional service and support is reflected in our impressive financial strength, with total assets of $4,635,238,445 and total deposits reaching $403,993,887. At Safe Credit Union, we believe in the power of community. With a dedicated team of 715 employees, led by our CEO Faye Nabhani and Board President Rick Blumenfeld, we are here to ensure you have access to a wide range of financial products tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. While members can visit us at our branch for assistance, official correspondence should be sent to the same address: 5261 Hazel Ave, Fair Oaks, CA 95628. We invite you to explore the many ways we can help you secure your financial future. Call us today at (916) 979-7233 or visit our website at safecu.org to learn more about our services. Join us in building a stronger community together!

Branch History & Mission

At Safe Credit Union, we are proud of our rich history and unwavering commitment to serving the community of Fair Oaks, California. Established in 1940, our branch has been a cornerstone of financial support for generations. Over the years, we have grown from humble beginnings into a trusted financial institution, currently boasting over 234,000 members and total assets exceeding $4.6 billion. Our journey is a testament to the power of community and collaboration. Located at 5261 Hazel Ave, Fair Oaks, CA 95628, our branch is easily accessible for all your banking needs. If you need to reach us by mail, please send correspondence to the same address. As part of our mission, we strive to offer a wide range of personal and business banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. We understand that banking is not just about transactions; it's about building relationships and fostering trust. Our mission is simple yet profound: to enhance the financial well-being of our members while actively supporting the communities we serve. This commitment is reflected in every service we provide and every interaction we have. We believe in empowering individuals and businesses alike through financial education and personalized support. As technology evolves, so do we. Our branch offers modern conveniences such as online banking, mobile payments, and ATM services available around the clock for your convenience. While we currently do not have drive-thru banking at this location, our dedicated team is always ready to assist you during operating hours which are listed on our website. In addition to providing top-notch financial services, Safe Credit Union takes pride in its community outreach efforts. We engage in various initiatives that give back to Fair Oaks and surrounding areas. Whether it's partnering with local organizations or participating in events that benefit those in need, we are dedicated to making a positive impact. Join us today at Safe Credit Union! Experience firsthand how we can help you achieve your financial goals while being part of a vibrant community-focused organization. We invite you to visit us or call us at 916-979-7233 to learn more about what we can offer you!

Branch Location & Accessibility

Connect With Us

With ATM availability right at our branch and no drive-thru service currently offered, we invite you to come inside where our team is ready to assist you with any transaction or inquiry. Whether you're opening a new account or need help with online banking, we're committed to providing personalized service every step of the way. Come visit us at Safe today! We look forward to welcoming you into our community and helping you achieve your financial goals.

Location Highlights

Situated near popular landmarks and just a short drive from the local community center, our branch is easily reachable. Parking is available right outside, making it simple for you to stop by for quick transactions or to chat with our friendly staff. Our location is also fully accessible, featuring ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. While members can visit us at 5261 Hazel Ave Fair Oaks Ca 95628, official correspondence should be sent to the same address: 5261 Hazel Ave, Fair Oaks, CA 95628.

Operating Hours and Services

We are open during convenient hours to accommodate your busy schedule. Our operating hours are designed to fit around your day, allowing you to manage your finances when it works best for you. If you need assistance or have questions, feel free to call us at (916) 979-7233; we're here to help! At Safe, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. Plus, if you're a member of partner credit unions, you can take advantage of shared services right here!

Member Eligibility

Becoming a member of Safe is like joining a welcoming family that genuinely cares about your financial well-being. Located at 5261 Hazel Ave Fair Oaks Ca 95628, our credit union is open to anyone who lives, works, worships, or attends school in the area. Whether you're looking for personal banking options, auto loans, or business services, we're here to support you every step of the way. The eligibility criteria are straightforward and designed to be inclusive, ensuring that more people can access our valuable services. You can check out the specific requirements at for more details. Joining us is easy! Just give us a call at (916) 979-7233 or visit our branch to get started on opening your account. We make the process simple and convenient because we believe everyone deserves a chance to benefit from our community-focused banking solutions. Don't hesitate to reach out your financial future awaits at Safe!

Business Banking & Commercial Services

At Safe, we understand that every business has its own unique challenges and aspirations. Whether you're just starting out or looking to expand, having the right financial support can make all the difference. Our commercial loan options are designed to help businesses thrive, providing you with the capital needed to seize new opportunities. Imagine being able to purchase new equipment that boosts productivity or invest in marketing efforts that attract more customers. With our commitment to supporting businesses, we have invested significantly in commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. This means you can focus on what you do best serving your customers while we handle the transactions efficiently. From credit card processing to online payments, we've got you covered. Visit us at 5261 Hazel Ave Fair Oaks Ca 95628 in Fair Oaks, CA or give us a call at (916) 979-7233 to learn how our business banking services can empower your success!

Comprehensive List Of Services

Accessible Digital Banking

With our online and mobile banking features, managing your accounts has never been easier. You can access ATM and cash withdrawal services whenever needed. Plus, if you're a member of one of our partner credit unions, basic shared branch transactions like deposits and withdrawals are simple and straightforward.

Business Banking Made Easy

For our entrepreneurial members, we offer business banking solutions including merchant services and business loans. Running a business requires reliable support, and we're here to provide it with tailored products that meet your needs.

Financial Support When You Need It

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation options come into play. Whether you need a little extra cash for an emergency or want to simplify your finances by consolidating debt, we've got your back. Our credit cards with rewards also offer great benefits! Imagine earning points on everyday purchases that can be redeemed for travel, merchandise, or even cash back making every purchase work for you.

Get In Touch

At Safe, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you achieve your goals. If you're interested in learning more about any of our services or need assistance, don't hesitate to reach out! Call us at (916) 979-7233 or visit us at 5261 Hazel Ave Fair Oaks Ca 95628 in Fair Oaks, CA today. Your journey toward better financial health starts here! For additional information about our offerings and how we can assist you further, please visit our website at Hazel. We look forward to serving you!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are designed to fit your lifestyle. Imagine easily managing your funds online or through our mobile app, allowing you to check balances, transfer money, and pay bills anytime, anywhere. Our goal is to make banking accessible and convenient for you. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. With competitive rates and flexible terms, we can help you drive away in the car of your dreams without breaking the bank. Additionally, if homeownership is on your radar, explore our mortgage loans and refinancing services. We'll guide you through every step, ensuring you find the best solution that suits your financial situation.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.safecu.org/, you can take control of your accounts 24/7. Check balances, transfer funds, and pay bills all from the comfort of your own home or while you're out and about. Plus, you can enjoy the benefits of e-statements, which allow you to receive your account statements electronically saving paper and making it easy to keep track of your finances. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with a few taps on your smartphone. Speaking of smartphones, don't forget about our mobile application! Available for download, it brings all the features of online banking right into your pocket.

Security and Convenience

Your security is our top priority. With electronic signature authorization available, signing documents online is both safe and straightforward. You can complete transactions without the need for physical signatures, streamlining your banking process even further. And if you're someone who loves using mobile payments, you'll be pleased to know that we support this feature too! Whether it's buying coffee or shopping online, you can make payments quickly and securely. At Safe, we strive to provide an accessible banking experience that fits into your busy lifestyle. Dive into the world of digital banking with us today and discover how easy managing your finances can be!

Financial Strength

Commitment to Growth

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $31,468 in used auto loans and $3,218,582,015 in total loans and leases, we support members' financial goals across various sectors. Our ability to generate income is evident as well. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 5261 Hazel Ave Fair Oaks Ca 95628 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 714 full-time employees and 1 part-time employees who are always ready to assist you with a knowledgeable and committed approach. The strength of our team ensures that you receive exceptional service every time you visit or contact us. Total Share Accounts: 387,627, showing a strong and growing member base that trusts us with their finances.

Member-Focused Savings

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Our financing options are flexible and tailored to fit your budget, making it easier for you to drive away in a vehicle that suits your lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We know that every business has its own set of challenges, and our team is dedicated to working closely with you to meet your unique funding needs. At Safe, we prioritize transparency and support throughout your borrowing experience. Whether you're interested in an auto loan, mortgage, personal loan, or business financing, we're here to help you navigate your options. Feel free to reach out to us at (916) 979-7233 or visit us at our branch located at 5261 Hazel Ave Fair Oaks Ca 95628 in Fair Oaks, CA for more information on how we can assist you in reaching your financial objectives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Loans

For those who need extra financial flexibility, we offer credit lines with a total of $1,528,098,612, allowing you to access funds as needed. Additionally, our unsecured credit card loans total $103,654,608, providing you with the ability to manage your finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process, ensuring you understand each step along the way. If you're considering refinancing, our team is here to discuss eligibility and find the best solution for your situation.

Loan Aggregator

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