Safe Credit Union Elk Grove CA | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Safe, your trusted financial partner in the heart of Elk Grove, California! Located at 9162 Bruceville Rd, Elk Grove, CA 95758, our branch has been serving the community since 1940. With a commitment to fostering financial wellness and building lasting relationships, we are proud to support over 234,000 members with a wealth of resources tailored to meet their needs. At Safe, we understand that each member's journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our total assets exceed $4.6 billion, ensuring that we have the strength and stability to help you achieve your financial goals. With total deposits amounting to $403,993,887 and a robust net worth of $427,499,751, you can trust that your savings are secure with us. Our dedicated team of 715 employees, led by CEO Faye Nabhani and Board President Rick Blumenfeld, is here to provide personalized service every step of the way. Whether you're looking to open a new account or need assistance with an existing loan, our friendly staff is just a phone call away at (916) 979-7233. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 9162 Bruceville Road, Elk Grove, CA 95758. Join us today and discover how Safe can help you navigate your financial journey with confidence! Visit our website at www.safecu.org for more information or stop by our branch we can't wait to meet you!

Branch History & Mission

Welcome to the inspiring journey of Safe, a proud credit union that has served the community of Elk Grove, CA since 1940. Our branch, located at 9162 Bruceville Rd, has been a cornerstone for financial support and community development for over eight decades. As we look back on our history, we celebrate a rich legacy built on trust, collaboration, and a commitment to our members. From humble beginnings, Safe has grown significantly. Today, we proudly serve over 234,333 members and manage total assets of approximately $4.6 billion. This growth is not just about numbers; it reflects our dedication to providing meaningful financial services that empower individuals and families to achieve their dreams. At Safe, our mission goes beyond traditional banking. We are dedicated to fostering financial well-being and supporting our local community. We aim to create a welcoming environment where every member feels valued and understood. Whether you're seeking personal banking solutions or business services, we provide a range of options designed with your needs in mind everything from checking accounts and auto loans to mortgages and credit cards with rewards. While members can visit us at 9162 Bruceville Rd, official correspondence should be sent to 9162 Bruceville Road, Elk Grove, CA 95758 if necessary. Our branch offers convenient operating hours for your busy schedule, making it easy to access services when you need them most. In addition to our commitment to personal service, we embrace digital advancements that enhance accessibility for all members. With features like online banking, mobile payments, and e-statements, we ensure that managing your finances is simple and efficient. Community involvement is at the heart of what we do. We actively partner with local organizations and participate in outreach initiatives aimed at improving the lives of those around us. By investing in our community, we strive to make Elk Grove a better place for everyone. As we continue our journey forward, we invite you to become part of the Safe family. Experience firsthand how our values align with your financial goals. Join us today and see how together we can build a brighter future! For more information or assistance, feel free to reach out at (916) 979-7233 or visit us online at safecu.org.

Branch Location & Accessibility

Welcome to Safe, your friendly credit union located at 9162 Bruceville Rd in Elk Grove, California. Nestled in the heart of Sacramento County, our Laguna branch is conveniently situated near local landmarks, making it easy for you to drop by. Whether you're heading to the nearby Elk Grove Regional Park or stopping by after a visit to the Elk Grove Community Library, we're just around the corner. At Safe, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant entrances and ample parking to ensure everyone can enjoy a hassle-free visit. While our drive-thru service is not available, we provide an ATM on-site for your banking needs anytime you need cash or want to check your balance. Our operating hours are designed with your busy schedule in mind. We're open six days a week, ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage financing, and more. If you're interested in business banking services or need help with online and mobile banking, our team is here to guide you. If you ever need to send us official correspondence, please note that while you can visit us at 9162 Bruceville Rd, official mail should be directed to the same address as well. Don't hesitate to reach out! You can give us a call at 916-979-7233 if you have any questions or if you'd like to learn more about how we can assist you. We look forward to welcoming you soon!

Member Eligibility

At Safe, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, or worship in the Elk Grove area, as well as their family members. This means if you're part of our vibrant community, you're likely eligible to join us! Not only will you gain access to a variety of financial services tailored just for you, but you'll also benefit from lower fees and competitive rates that can help your savings grow. If you want more details about eligibility criteria, feel free to visit this page. Ready to take the next step? Opening an account at Safe is straightforward! Just give us a call at (916) 979-7233, and our friendly staff will guide you through the process. We're here to support you every step of the way as you join our family at Safe, located at 9162 Bruceville Rd Elk Grove Ca 95758.

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine having a reliable partner who helps you accept payments easily whether it's through card swipes or mobile payments. This means more time for you to focus on what really matters: growing your business. Located at 9162 Bruceville Rd Elk Grove Ca 95758 in Elk Grove, CA, we invite you to visit us or call us at (916) 979-7233 to learn more about how our business banking and commercial services can empower your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our network of ATMs available for cash withdrawals and balance checks, accessing your money has never been easier. You can rest assured knowing that wherever you go in Elk Grove, there's likely an ATM nearby.

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, we can help you drive away happy without breaking the bank. Picture yourself cruising around town, knowing you got an excellent deal on your loan!

Business Banking

If you're a business owner, we understand how vital it is to have reliable financial support. Our business banking services, including merchant services and business loans, are crafted to help you thrive. Whether you need financing for expansion or tools to streamline transactions, we're here for you.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards with rewards program is a fantastic option. Enjoy cashback on purchases or points towards travel and gifts it's like getting rewarded for simply living your life!

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll ever make. At Safe, we offer comprehensive mortgage loans and refinancing solutions designed to fit your budget and lifestyle. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. Check balances, pay bills, transfer funds between accounts, and even deposit checks using your smartphone no need to visit the branch unless you'd like to!

Personal Banking

Whether you're looking to manage your day-to-day finances or save for future goals, our personal banking services have you covered. We offer checking and savings accounts that help you keep your money organized while earning interest. Imagine having easy access to your funds whenever you need them, whether it's paying bills online or making a quick purchase with your debit card.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, and that's where our personal loans and debt consolidation services come into play. If you're facing medical bills, home repairs, or any urgent financial needs, we provide quick access to funds with manageable repayment plans. Consolidating multiple debts can simplify your payments and potentially lower your monthly costs let us help ease that burden.

Shared Branch Transactions

We also participate in basic shared branch transactions for partner credit union members which means you can make deposits and withdrawals conveniently at various locations when traveling or away from home. Our commitment at Safe goes beyond just providing services; it's about building lasting relationships with our members. If you're ready to explore how we can assist you further or if you have questions about any service mentioned above, don't hesitate to reach out! Call us today at (916) 979-7233, or visit us online at Laguna. Your financial success starts here!

Digital & Online Banking

Accessible and User-Friendly

With mobile payments available through our app, making purchases is now easier than ever. Simply link your account and enjoy quick checkout options without needing cash or cards. All these features are designed with you in mind, making it easy to manage your finances on the go. At Safe, we prioritize your experience by offering user-friendly tools that help you stay organized and in control of your money. Whether you're checking balances or making payments, everything is just a tap away. Embrace the convenience of online banking today!

Key Services for You

Our online banking system provides 24/7 access, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, our mobile application brings all these features right to your fingertips. Plus, if you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. For added security, we offer electronic signature authorization, ensuring that your transactions are safe and verified. You can also choose to receive e-statements, which means no more waiting for paper statements in the mail; you'll get them delivered straight to your inbox.

Financial Strength

At Safe, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a strong and reliable foundation for all your banking needs. With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $31,468 in used auto loans and $3,218,582,015 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 9162 Bruceville Rd Elk Grove Ca 95758 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand your operations. We understand that small businesses are vital to our community and work hard to support them with tailored financial solutions. We also offer refinancing options for many of our loan products. If you're looking for better terms or lower rates on your existing loans, our team can help determine if refinancing makes sense for you. You can reach us at (916) 979-7233 or visit us at 9162 Bruceville Rd Elk Grove Ca 95758, Elk Grove, CA 95758. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We offer various terms and competitive interest rates to fit your budget. Our experienced staff can guide you through the entire process, ensuring that you find the right solution for your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. With a total of $103,654,608 in loans helping members manage their finances effectively, our credit cards come with flexible terms that allow you to take control of your spending without breaking the bank.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

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