Safe Credit Union Elk Grove CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Safe, your trusted credit union located at 9312 Elk Grove Blvd, Elk Grove, CA 95624. Since our establishment in 1940, we have been dedicated to serving the financial needs of our community, and today, we proudly support over 234,000 members. With a commitment to providing personalized services and fostering financial well-being, we have grown our total assets to an impressive $4,635,238,445. At Safe, we understand that every member's financial journey is unique. That's why we offer a wide range of products tailored to help you reach your goals be it personal banking through checking and savings accounts, vehicle financing with auto loans, or business banking solutions. Our total loans and leases stand at 130,084, demonstrating our commitment to supporting our members' aspirations. Our experienced team is led by CEO Faye Nabhani and Board President Rick Blumenfeld, who are both dedicated to enhancing your experience at Safe. We believe in building strong relationships with our members and making impactful contributions to the community. While you can visit us at our branch for all your financial needs, please note that any official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to reach out at (916) 979-7233. Join us today and experience a credit union that truly cares about your financial future! Visit our website at safecu.org for more information on how we can assist you.

Branch History & Mission

Community Commitment

Our dedication extends beyond banking; we actively engage in partnerships and outreach efforts within Elk Grove. By collaborating with local organizations and participating in community events, we strive to uplift those around us and create lasting change. As part of our ongoing commitment to serve you better, we invite you to explore the benefits of membership at Safe Credit Union. Whether you are looking for a reliable partner for your financial journey or seeking ways to contribute back to your community, we welcome you with open arms. Join us today at Safe Credit Union where your financial success is our priority! For any inquiries or assistance, feel free to call us at 916-979-7233. Together, let's build a brighter future for Elk Grove!

Our Mission

At Safe Credit Union, our mission is clear: to empower our members through accessible financial solutions while actively contributing to the wellbeing of our community. We believe that everyone deserves a chance to thrive financially, which is why we offer a variety of services tailored to meet diverse needs ranging from personal banking options like checking and savings accounts to auto loans and mortgages. Moreover, we understand the importance of convenience in today's fast-paced world. That's why we've embraced digital advancements including online banking and mobile payments. We ensure that our services are not just effective but also user-friendly and accessible to everyone. Our facilities comply with ADA standards so that all members can enjoy equal access to our services. While members can visit us at 9312 Elk Grove Blvd, official correspondence should be sent to the same address for consistency. We are also proud to offer shared service center availability, ensuring that your banking experience is as smooth as possible.

Branch Location & Accessibility

Accessibility and Features

At Safe, we prioritize making banking as simple as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and plenty of parking spaces right outside the entrance. If you need assistance or have any questions, our friendly staff is always ready to help.

Call to Action

We invite you to stop by Safe Credit Union at your convenience or give us a call at 916-979-7233 if you have any questions about our services. Experience how we can support your financial journey right here in Elk Grove!

Operating Hours and Services

We understand that life gets busy, so we offer flexible operating hours to fit your schedule. You can visit us Monday through Friday during our regular hours. We also provide ATM services for quick cash withdrawals and balance inquiries whenever you need them. For those who are members of partner credit unions, we offer basic shared branch transactions such as deposits and withdrawals, ensuring that your banking experience remains hassle-free. Plus, while members can visit us at this location, official correspondence should be sent to the same address for consistency.

Member Eligibility

At Safe, we believe that becoming a member means joining a community where your financial well-being is our priority. If you're looking to become part of our family, it's easy! Anyone who lives, works, worships, or attends school in the area around 9312 Elk Grove Blvd Elk Grove Ca 95624 is eligible for membership. We welcome individuals from all walks of life, ensuring that everyone can benefit from our personalized banking services. Being a member at Safe not only gives you access to a range of financial products like checking accounts, auto loans, and credit cards with rewards but also connects you to a supportive network dedicated to helping you achieve your financial goals. Ready to take the next step? Opening an account is simple! Just give us a call at (916) 979-7233 for more information, or visit our website to learn more about how you can join us today. For detailed eligibility criteria, feel free to check out this resource: Eligibility Details. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial for any business. Our merchant services simplify transactions and help you accept payments seamlessly. Imagine a busy café where customers can pay quickly using their smartphones while you focus on serving the best coffee in town. That's the difference our services make! Located at 9312 Elk Grove Blvd Elk Grove Ca 95624 in Elk Grove, CA, we're ready to partner with you for your financial needs. Reach out to us at (916) 979-7233 and let's discuss how we can help your business thrive!

Comprehensive List Of Services

Access Anytime, Anywhere

With our commitment to convenience, we also provide robust online and mobile banking features. You can easily check balances, transfer funds, pay bills, and even make person-to-person payments all from your smartphone or computer. Additionally, our ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Business Solutions That Work

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. We know how important it is to keep your business running smoothly, so our services are designed to help you focus on what matters most your customers.

Loans Tailored for You

Thinking about purchasing a new car? We provide auto loans and vehicle financing options that make getting behind the wheel easier than ever. Our competitive rates ensure you get the best deal possible. If home ownership is on your mind, explore our mortgage loans and refinancing options that cater to both first-time buyers and seasoned homeowners alike. In need of some extra cash? Our personal loans and debt consolidation services can help you manage unexpected expenses or combine debts into one manageable payment. Plus, with our credit cards with rewards, you can earn points on every purchase, making your spending work for you.

Personal Banking Made Simple

We understand that managing your personal finances can be overwhelming. That's why we offer personal banking services that include checking and savings accounts tailored for your lifestyle. Whether you want to save for a dream vacation or manage your everyday expenses, our accounts are designed to help you reach your goals. With features like online and mobile banking, accessing your funds is convenient anytime, anywhere.

Shared Services for Added Convenience

If you're a member of one of our partner credit unions, you'll benefit from basic shared branch transactions where you can make deposits and withdrawals seamlessly at any location. This means more flexibility in managing your money without having to worry about location limitations. At Safe, we prioritize making your banking experience as smooth as possible. If you're ready to take advantage of these services or have any questions about how we can assist you further, don't hesitate to reach out! Call us today at (916) 979-7233 or visit us at 9312 Elk Grove Blvd Elk Grove Ca 95624 in Elk Grove, CA. We look forward to serving you!

Digital & Online Banking

Key Services

Our online banking services allow you to check your balances, pay bills, and transfer money instantly all from the comfort of your own device. With the ability to send funds through person-to-person transfers, staying connected with friends and family has never been simpler. Plus, our electronic signature authorization feature makes it easy for you to sign documents securely without the need for paper. For those who prefer keeping track of their finances on their smartphones, our mobile application is available for download. This app not only supports mobile payments but also lets you view e-statements at any time making it easy to stay organized and informed about your spending habits.

Security You Can Trust

We prioritize your security by offering features like electronic signatures that protect your personal information. Our systems are built with advanced technology to ensure that your data remains safe while you manage your accounts online. With all these user-friendly tools at your fingertips, you can enjoy real-time account management anytime, anywhere. At Safe, we are committed to providing accessible banking solutions that fit seamlessly into your lifestyle. Discover how our digital banking options can simplify your financial life today!

Financial Strength

Growing Member Base

Total Share Accounts: 387,627, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further demonstrate our commitment to providing valuable services tailored for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 9312 Elk Grove Blvd Elk Grove Ca 95624 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $31,468 in used auto loans and a total of $3,218,582,015 in loans and leases available to help you move forward.

Secure Savings Opportunities

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or reduce interest rates on existing auto loans.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. We cater to various industries and understand the unique challenges businesses face today. At Safe, we're committed to providing quality service and support for all your lending needs. For more information about our loan offerings or to schedule an appointment, please contact us at (916) 979-7233. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our mortgage specialists will guide you through the process and help find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. This option is ideal for those looking for quick access to funds without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers tailored to your financial needs. By partnering with trusted institutions, LendMesh guarantees that the information you see is both accurate and reliable.

Safe