Safe Credit Union Citrus Heights CA | Affordable Vehicle Loans & ATM Services

Introduction

At Safe Credit Union, we believe in building strong relationships with our members and empowering them to achieve their financial goals. Located at 7601 Sunrise Blvd, Citrus Heights, CA 95610, our branch has been serving the community since 1940. With a commitment to excellent service, we take pride in helping over 234,333 members navigate their financial journeys. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans, mortgages, or business banking, our dedicated team is here to support you every step of the way. As of now, we hold impressive assets totaling $4,635,238,445 and have facilitated loans exceeding 130,084 in number. Our total deposits currently stand at $403,993,887, showcasing the trust our members place in us. Under the leadership of CEO Faye Nabhani and Board President Rick Blumenfeld, we prioritize transparency and community impact. Our total net worth of $427,499,751 reflects our solid foundation and dedication to securing your financial future. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be directed to our mailing address: 7601 Sunrise Boulevard, Citrus Heights, CA 95610. Feel free to reach out to us at (916) 979-7233 for any inquiries or assistance you may need. We invite you to discover how Safe Credit Union can make a difference in your life visit us today!

Branch History & Mission

Commitment to Community

As a member-focused organization, we've established partnerships with local businesses and community organizations that strengthen our outreach efforts. Through various initiatives and volunteer opportunities, we aim to make a positive impact in Citrus Heights and beyond. Our shared service center further enhances accessibility by allowing members from partner credit unions to conduct basic transactions here. With digital advancements like mobile payments and online banking readily available, we've adapted our services while ensuring compliance with ADA standards so that everyone can benefit from what we offer. Join us today at Safe Credit Union! Experience firsthand how we prioritize your financial needs while supporting the growth of our beloved community. Reach out at 916-979-7233 or visit our website here for more information on membership benefits and services. Together, let's build a brighter financial future!

Our Mission

Our mission at Safe Credit Union is clear: We strive to improve the financial well-being of our members while actively contributing to the community we serve. We believe that everyone deserves access to affordable financial services that empower them to achieve their goals. This mission is reflected in everything we do from offering competitive loan rates on auto financing and mortgages to providing personalized banking solutions tailored to individual needs. In addition to traditional banking services like checking and savings accounts, we also offer credit cards with rewards, business loans, and online banking options for convenience. We understand the importance of being accessible; that's why we provide ATM services right here at our branch for easy cash withdrawals and balance checks.

Branch Location & Accessibility

Welcome to the Safe Credit Union branch located at 7601 Sunrise Blvd, Citrus Heights, CA 95610! Our branch is nestled in a vibrant area that's easily accessible for all your banking needs. Whether you're coming from nearby landmarks like Sunrise Marketplace or just passing through Citrus Heights, we're here to provide you with friendly service and support. At Safe, we prioritize convenience for our members. Parking is ample and readily available, ensuring you have a hassle-free visit. Plus, our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to assist all visitors. We know your time is valuable, which is why we offer flexible operating hours. You can visit us during the week to take care of your personal banking needs. If you prefer managing your finances on-the-go, we also have an ATM available for quick withdrawals and balance checks. While you're here, don't forget to ask about our range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more! We even provide basic shared branch transactions if you're a member of one of our partner credit unions. If you need assistance or want to know more about what we offer, feel free to give us a call at 916-979-7233. We can't wait to help you reach your financial goals! And remember, while members can visit us at 7601 Sunrise Blvd for banking services, any official correspondence should be sent to our mailing address at the same location: 7601 Sunrise Boulevard, Citrus Heights, CA 95610. Come by and see us today!

Member Eligibility

Joining Safe means becoming part of a welcoming community that values your financial well-being. To become a member, you simply need to meet a few friendly criteria, such as living or working in the area or having family who are already members. It's all about connecting with those around you! The benefits of membership include personalized service and access to great rates on loans and savings accounts, making it easier for you to achieve your financial goals. Getting started is easy! You can find more detailed eligibility information by visiting this link, and if you're ready to open an account, just give us a call at (916) 979-7233. Our team at 7601 Sunrise Blvd Citrus Heights Ca 95610 is excited to help you begin your journey with us!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a payment solution that not only accepts credit cards but also simplifies transactions, enhances customer experiences, and keeps your cash flow steady. Our merchant services empower you to focus on what you do best running your business while we handle the financial details. For more information about how Safe can help your business thrive, visit us at 7601 Sunrise Blvd Citrus Heights Ca 95610, Citrus Heights, CA, or give us a call at (916) 979-7233. Let's work together to achieve your business goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Utilize our ATM & Cash Withdrawal Services, where you can easily access funds and check balances without hassle. With locations available nearby, getting cash has never been easier.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services are here to help. We offer competitive rates and flexible terms that make it easier for you to drive away in the vehicle of your dreams. Whether it's a brand-new model or a reliable used car, we're committed to helping you secure the best financing option.

Business Banking

For our business members, we offer robust Business Banking solutions, including Merchant Services & Business Loans. Whether you're starting a new venture or looking to expand an existing business, we provide tailored financial support that suits your needs.

Credit Cards with Rewards

Enhance your purchasing power with our Credit Cards with Rewards program. Enjoy benefits like cashback or travel rewards while making everyday purchases. It's a smart way to earn while you spend!

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive Mortgage Loans & Refinancing options. We provide personalized assistance throughout the process, ensuring you find the right mortgage product that fits your unique situation. If you're considering refinancing, our team will guide you through potential savings and better interest rates.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer exceptional Online & Mobile Banking services. Access your accounts anytime, anywhere, and enjoy features like mobile payments and person-to-person transfers at your fingertips.

Personal Banking

We understand that personal finance can be overwhelming, which is why our Personal Banking options are designed to simplify your experience. With various Checking & Savings Accounts, you can choose the right account that suits your lifestyle. Imagine effortlessly managing your budget with online tools that help track your spending and savings goals.

Personal Loans & Debt Consolidation

Need some extra cash for an unexpected expense? Our Personal Loans & Debt Consolidation services offer a straightforward way to manage your finances. Picture consolidating multiple debts into one easy-to-manage loan with lower monthly payments giving you peace of mind and more room in your budget.

Shared Branch Transactions

If you're a member of a partner credit union, take advantage of our basic shared branch transactions for deposits and withdrawals. This service allows you greater flexibility when banking on the go. At Safe, we strive to make banking as accessible as possible while focusing on what truly matters: You! Our friendly staff is always ready to assist you with any questions or concerns. To learn more about how we can support your financial journey, give us a call at (916) 979-7233 or visit us at Sunrise today!

Digital & Online Banking

Key Features for Your Convenience

Managing your finances has never been easier! With person-to-person transfers, sending money to friends and family is quick and hassle-free. Plus, if you're tired of paper statements cluttering your mailbox, we offer e-statements that give you an easy way to track your financial history while being environmentally friendly. Security is always a priority at Safe. Our electronic signature authorization makes signing documents simple and secure, providing peace of mind when handling sensitive information. And if you want to make purchases without the hassle of cash or cards, our mobile payments feature allows you to pay directly from your phone another way we keep your banking experience smooth and modern. In short, with our comprehensive digital services, managing your money is as straightforward as it gets. Experience the freedom of banking on your own terms at Safe!

Financial Strength

Commitment to Growth

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $31,468 in used auto loans and $3,218,582,015 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 387,627, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further reinforcing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 7601 Sunrise Blvd Citrus Heights Ca 95610 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Savings Security

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we have options that suit your budget and needs.

Business Financing

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or manage operational costs, our team can work with you to find a financing solution that meets your unique business needs. At Safe Credit Union, we believe that everyone should have access to affordable financing options. That's why we also provide refinancing opportunities for many of our loan products. If you're interested in exploring eligibility options or have questions about any of our loan offerings, don't hesitate to contact us or visit our website at safecu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with all your financial needs!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs designed to enhance your spending power without compromising your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We're here to guide you through the process and help you find the right mortgage solution tailored to your situation.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers they see are fair and transparent. By working exclusively with verified financial institutions, LendMesh guarantees that users receive accurate information about loan options.

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