Safe Credit Union Citrus Heights CA | Low Mortgage Rates & Auto Loans

Introduction

At Safe Credit Union, we believe in building strong financial foundations for our members and the community. Located conveniently at 7475 Madison Ave, Citrus Heights, CA 95610, we have been serving our members since 1940. With a commitment to providing exceptional service, we take pride in our robust membership base of over 234,000 individuals who trust us with their financial needs. As a credit union, we stand out by offering personalized banking solutions tailored to your unique circumstances. Our total assets amount to an impressive $4,635,238,445, demonstrating our stability and capacity to support you with various services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 7475 Madison Ave, Citrus Heights, CA 95610. We encourage you to reach out to us directly at (916) 979-7233 or explore our website at safecu.org for more information. Under the leadership of our dedicated CEO, Faye Nabhani, and Board President Rick Blumenfeld, we are committed to fostering a supportive environment where every member feels valued. With a net worth of $427,499,751 and total deposits exceeding $403,993,887, we are well-positioned to serve both individual and business members alike. Join us today and experience the difference of being part of a community-focused credit union that puts your financial well-being first. Whether you're looking for loans or simply need assistance managing your finances, Safe Credit Union is here for you every step of the way. Come visit us or give us a call your journey towards financial empowerment starts here!

Branch History & Mission

Community Impact

Our commitment extends beyond financial services; we strive to support local initiatives through partnerships and outreach programs that uplift the community. We actively participate in events that foster education and empowerment among residents of Citrus Heights.

Join Us!

If you're looking for a financial partner who genuinely cares about your needs and those of your community, look no further than Safe. With operating hours designed for your convenience and ATM availability right at your fingertips, we're here to make banking as easy as possible for you. Explore what membership at Safe can do for you today! Call us at 916-979-7233 or visit us online at safecu.org. Experience firsthand how we're not just another credit union we're your partner in financial success!

Our Evolution

Since opening our doors, Safe has consistently prioritized the needs of its members. We started with a humble mission: to provide accessible financial services that empower individuals and families. As we've grown, so too has our commitment to innovation. Today, we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions all designed with our members in mind. As we built relationships within Citrus Heights and beyond, our assets have grown significantly, now exceeding an impressive $4.6 billion. This growth is not just about numbers; it reflects the trust that our members place in us every day.

Our Mission

At Safe, our mission is clear: to improve the financial well-being of our members and enhance the communities we serve. We believe that by providing exceptional service and support, we can make a real difference in people's lives. Whether it's helping someone secure their first home or offering guidance on managing debt, we are dedicated to being there for our members every step of the way. While you can visit us at 7475 Madison Ave, for official correspondence please send mail to 7475 Madison Ave, Citrus Heights, CA 95610 if different from your visit location. We understand that accessibility matters. That's why we've made significant advancements in digital banking services offering online banking and mobile payments while ensuring compliance with ADA standards so everyone can easily access our services.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch complies with ADA standards, ensuring that everyone can navigate comfortably. You'll find ramps and designated parking spots for easy access, making your visit as smooth as possible.

Additional Amenities

For added convenience, we have an ATM available on-site for quick cash withdrawals and balance checks. Although we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside. We look forward to welcoming you to our Citrus Heights branch! Stop by today or call us at 916-979-7233 for more information about how we can help you achieve your financial goals. Your journey towards better banking starts here!

Operating Hours

Our dedicated team is available during convenient hours to assist you. We invite you to visit us during our operating hours, which are designed with your schedule in mind. If you have any questions or need assistance outside these hours, feel free to give us a call at 916-979-7233.

Services Offered

At Safe's Citrus Heights branch, we offer a variety of services tailored to meet your personal and business banking needs. Enjoy the convenience of personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, we provide online and mobile banking services so you can manage your finances anytime, anywhere. For those who are part of partner credit unions, basic shared services are also available right here.

Member Eligibility

Becoming a member of Safe is like joining a family that truly cares about your financial well-being. Located at 7475 Madison Ave Citrus Heights Ca 95610, we welcome individuals who live, work, or worship in our community, making it easy for you to become part of something special. Whether you're looking for a personal banking experience, auto loans, or credit cards with rewards, our friendly team is here to support you every step of the way. Membership offers not just access to great products but also a sense of belonging where your voice matters. To learn more about the specific eligibility criteria and find out if you qualify, we encourage you to visit our detailed resource at . It's straightforward and simple to get started! If you're ready to take the next step or have any questions, feel free to reach out to us at (916) 979-7233. We're excited to welcome you into the Safe community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine seamlessly processing payments while keeping track of your sales all from one platform. Our merchant services simplify transactions, allowing you to focus on what you do best: running your business. From credit card processing to e-commerce solutions, we provide tools that fit your unique needs. Visit us at 7475 Madison Ave Citrus Heights Ca 95610 in Citrus Heights, CA to learn more about how our business banking services can empower your company's growth. You can also reach us at (916) 979-7233 for personalized assistance. Together, let's turn your business dreams into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $280 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $343,481,235, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we provide tailored Business Banking solutions including Merchant Services & Business Loans. We're here to support your business growth and help you navigate the financial aspects of running a company.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features. Manage your accounts anytime, anywhere with ease. Need cash? Our network of ATMs makes it simple to access your funds whenever you need them.

Financial Flexibility

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation solutions to help alleviate financial stress. Our loans are designed to be straightforward and flexible, making it easy for you to manage your finances effectively.

Home Ownership

Thinking about homeownership? Our Mortgage Loans & Refinancing services make it easier than ever to turn that dream into reality. We provide personalized guidance through the mortgage process, ensuring you find a loan that fits your budget and lifestyle.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking services include Checking & Savings Accounts that help you keep your money safe while earning interest. If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options offer competitive rates to get you on the road without breaking the bank.

Rewarding Credit Options

Our Credit Cards with Rewards give you more than just purchasing power; they offer benefits that can enhance your spending experience. With rewards for everyday purchases, you'll enjoy perks that make using your card worthwhile.

Shared Services

For members who belong to partner credit unions, we also facilitate basic shared branch transactions such as deposits and withdrawals. This means more flexibility and access for all our members! Whether you're in Citrus Heights or just passing through, we're here for all your financial needs. Have questions or want to learn more about how we can assist you? Don't hesitate to reach out at (916) 979-7233, or visit us online at Citrus Heights. Join us at Safe, where we make banking work for you!

Digital & Online Banking

At Safe, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle, allowing you to manage your finances anytime, anywhere. With our robust online banking platform available at https://www.safecu.org/, you can check your balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick to share funds directly from your account. Plus, if you're on the go, our mobile application ensures that all these features are right in your pocket. Security is a top priority for us. You can rest easy knowing that we provide electronic signature authorization for transactions, adding an extra layer of protection to your financial activities. Whether you're accessing your e-statements or managing your accounts online, you can trust that your information is safeguarded. If you prefer not to wait for paper statements, our e-statements availability offers a fast and eco-friendly way to stay updated on your account activity. Just sign up through our online banking portal, and you'll have instant access to all the information you need. And if mobile payments are more your style, we've got you covered! You can easily make purchases using our mobile payments feature, allowing for quick transactions without the hassle of cash or cards. At Safe, we're committed to providing 24/7 online banking services that empower you with real-time account management. Our user-friendly interface is designed so everyone can navigate their finances effortlessly. Join us today and discover how easy managing your money can be!

Financial Strength

Member-Focused Savings

Members' savings are secured through $791,004,039 in share certificates and $1,433,859,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,086,471, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 714 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $385,118,181 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $31,468 in used auto loans and $3,218,582,015 in total loans and leases.

Strong Financial Health

With a net worth of $427,499,751, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $921 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Safe is your trusted partner. Visit us at 7475 Madison Ave Citrus Heights Ca 95610 or call (916) 979-7233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $505,594,225 in used vehicle loans and $404,524,781 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you find a plan that suits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $343,481,235 provide the capital needed to grow and expand your business. We understand that running a business can be challenging, and we're here to help you thrive.

Credit Lines

If you need access to funds for ongoing expenses or emergencies, our credit lines totaling $1,528,098,612 are designed for flexibility. You can draw from these lines as needed while only paying interest on what you use. At Safe, we also offer refinancing options to help lower your payments or consolidate debts into one manageable loan. Our team is ready to assist you with eligibility inquiries and guide you through the application process. For more information about our loan offerings or if you're ready to apply, please contact us at (916) 979-7233, or visit us at 7475 Madison Ave Citrus Heights Ca 95610 in Citrus Heights, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take control of your finances today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $131,075,536, make buying or refinancing simple. We offer competitive rates and various terms to help you secure your dream home comfortably.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $103,654,608 in loans helping members manage their finances effectively. This is an excellent option for those who want to make purchases without tying up assets.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By focusing solely on verified lenders, LendMesh provides users with trustworthy information they can depend on.

Safe