Rockford Bell Credit Union Mount Morris IL | Best Auto Loans & Business Banking

Introduction

Welcome to Rockford Bell at our Mt. Morris branch, located at 4 E Main St, Mount Morris, IL 61054. Since our establishment in 1935, we have been dedicated to serving the financial needs of our community with trust and reliability. With a total membership of 3,377 and assets reaching $36,435,079, we pride ourselves on being a cornerstone of support for families and businesses alike. At Rockford Bell, our mission goes beyond just banking. We aim to foster a sense of belonging and empowerment among our members. Our friendly team of 15 employees, led by CEO John Hansen and Board President Donald Conness, is always ready to assist you with personalized service tailored to your unique financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience. We understand that life can get busy, which is why we offer various services including personal banking, auto loans, mortgage options, credit cards with rewards, and much more everything you need under one roof! We're proud of our solid financial standing, with total deposits amounting to $88,864 and net worth reaching $5,031,397. Our commitment to the community is reflected in our lending practices as well; we currently manage over 1,738 loans and leases, ensuring that we help members achieve their dreams while maintaining responsible lending standards. Whether you're looking for straightforward banking solutions or expert advice on managing your finances, we're here for you. Feel free to call us at 815-734-6427 or drop by during our lobby hours Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 7:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 noon. Join us today at Rockford Bell in Mt. Morris where your financial well-being is our priority! For more information about our services and offerings, visit us online at www.rbcu.net. We look forward to welcoming you into our family!

Branch History & Mission

A Commitment to Growth

As we look back on our history, we celebrate key milestones that have shaped who we are today. From expanding our services to adopting new technologies that enhance member experience, each step has been driven by a desire to better serve you. We continue to comply with ADA standards to ensure all members can access our services comfortably and safely. Our dedicated team of 15 employees works tirelessly to maintain the highest levels of customer satisfaction and support for all members of Rockford Bell. Together with our Board President Donald Conness and CEO John Hansen, we remain committed to fostering an inclusive environment where everyone feels valued. We invite you to join the Rockford Bell family! Experience the difference that comes from being part of a credit union that truly cares about its members and the community. Whether you're looking for your first savings account or seeking financing options for your dream car or home, we're here for you every step of the way. For any questions or assistance, feel free to contact us at (815) 734-6427 during our operating hours: Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 7:30 AM to 5:00 PM, and Saturday from 9:00 AM to noon. Join us today at Rockford Bell and discover how we can help you achieve your financial goals!

Our Mission

At Rockford Bell, our mission is simple yet profound: We strive to provide exceptional financial services while actively supporting the community around us. We believe that banking should be more than just transactions; it should be about building relationships and making a positive impact. Our commitment extends beyond providing personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also prioritize community outreach and partnerships that uplift those around us. We take pride in offering modern conveniences such as online banking and mobile applications to ensure our members can manage their finances effortlessly. Our drive-thru service adds another layer of convenience for those busy days when time is of the essence. Additionally, our ATM availability ensures that cash access is always within reach.

Branch Location & Accessibility

Banking Services

At Rockford Bell, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have what you need under one roof. Plus, enjoy the convenience of our drive-thru service for quick transactions without leaving your car. For those on-the-go, we provide ATM access for cash withdrawals and balance checks whenever you need them. While members can visit us at 4 E Main St Mount Morris Il 61054, official correspondence should be sent to 4 E Main St, MOUNT MORRIS, IL 61054-1438. If you're looking for personalized financial services in a welcoming environment, look no further! Feel free to call us at (815) 734-6427 or stop by our branch today. We can't wait to meet you!

Nearby Landmarks and Access

Nestled in the heart of Mount Morris, our branch is close to local landmarks that make it a familiar spot for residents. With plenty of parking available, you won't have any trouble finding a space. We also prioritize accessibility with features like ADA-compliant ramps, ensuring everyone can visit us comfortably.

Operating Hours

We know your time is valuable, which is why our operating hours are designed to fit your busy schedule. You can visit us Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 7:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 noon. Our friendly staff is always ready to assist you during these hours!

Member Eligibility

At Rockford Bell, we believe that everyone deserves a supportive financial community. Joining us as a member is simple and welcoming! If you're a resident of our local area or work here, you're already on the right track to becoming part of our family. We also welcome immediate family members of existing members, making it easy for loved ones to benefit from our services together. For those interested in details about eligibility, you can explore more at . Opening an account with us is designed to be straightforward and friendly. Just give us a call at (815) 734-6427 or stop by our branch located at 4 E Main St Mount Morris Il 61054 during our operating hours: Monday through Thursday from 8:00 AM to 4:30 PM, Friday from 7:30 AM to 5:00 PM, and Saturday from 9:00 AM to noon. Our team is here to help guide you through the process, ensuring that you feel comfortable every step of the way. We can't wait to welcome you into the Rockford Bell community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that make running your business smoother. Imagine having a reliable partner who helps you accept payments easily, manage transactions efficiently, and focus on what you do best growing your business. Our tools are designed to help streamline operations so you can serve your customers better. Visit us at 4 E Main St Mount Morris Il 61054 in Mount Morris, IL, or call us at (815) 734-6427 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For our local entrepreneurs, we offer robust business banking services, including merchant services and business loans tailored to help grow your business. We understand the challenges of running a business and are committed to supporting you every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Rockford Bell provides comprehensive online and mobile banking services that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make payments from the palm of your hand. Plus, with access to an ATM and basic drive-thru banking services for deposits and withdrawals, getting cash when you need it has never been easier.

Engaging with Us

At Rockford Bell, we strive to create an inviting environment where members feel valued and supported. Whether it's through personalized service at our branch or user-friendly online tools, we're here to meet your needs. Ready to explore how we can assist you? Contact us today at (815) 734-6427 or visit us at our branch in Mount Morris, IL. Let's work together towards achieving your financial goals!

Helping You Manage Debt

Life can sometimes bring unexpected expenses. That's why we provide personal loans and debt consolidation options to help you regain control over your finances. With flexible repayment plans, you can tackle any financial challenge with confidence.

Personal Banking Made Simple

We offer personal banking services designed with you in mind. Our checking and savings accounts allow you to manage your finances easily while enjoying competitive interest rates. For those planning to purchase a vehicle, our auto loans and vehicle financing options can get you on the road with favorable terms and quick approvals. If you're considering buying a home or refinancing your current mortgage, our knowledgeable team is ready to assist you with tailored mortgage loans that suit your budget.

Rewarding Credit Card Options

Looking for a way to make your purchases more rewarding? Our credit cards with rewards give you points for every dollar spent, making it easier to earn benefits while managing your daily expenses.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of our e-statements feature, which not only helps you stay organized but is also environmentally friendly. Plus, if you're ever in need of quick cash transfers, our person-to-person transfer service makes sending money to friends and family effortless. For those who prefer mobile banking, our user-friendly mobile application is available for download, putting your bank right in your pocket. Even if you're on the go, you can manage your finances with ease. While we currently do not offer mobile payments or electronic signature authorization, our focus remains on providing secure and reliable services that fit your lifestyle.

Security and Accessibility

Your security is our top priority. We use advanced technology to ensure that all transactions are safe and protected. Our online banking services provide real-time account management so you can monitor your finances closely. With easy navigation and a user-friendly interface, even those new to online banking will find it straightforward. We are committed to making banking accessible for everyone in our community. Whether you're at home or out and about, Rockford Bell is here to help you manage your money efficiently and securely. Embrace the future of banking with us today!

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, our $878,577 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options.

Dedicated Team

We take pride in having 15 full-time employees ready to assist you with a knowledgeable, committed team dedicated to serving your needs. With 0 part-time employees supporting our operations, we're always here for you.

Growing Membership Base

Our strength is further demonstrated by the trust shown by our community with a total of 5,687 share accounts. This growing membership base reflects the confidence people place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rockford Bell is your trusted partner. Visit us at 4 E Main St Mount Morris Il 61054 or call (815) 734-6427 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,297,026 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not currently have money market shares, our focus remains on ensuring your funds are well-managed and secure.

Strong Financial Health

With a net worth of $5,031,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,381 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $420 in used auto loans and $33,243,966 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our recent performance reflects our operational efficiency with a net income of $0, enabling us to provide competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,785,115 in used vehicle loans and $7,479,774 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles so you can drive away confidently.

Credit Lines and Unsecured Credit Cards

For those needing extra flexibility in managing their finances, we offer total credit lines of $12,272,896. This means more control over your spending without the stress of high-interest rates. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $749,910 helping members manage their finances effectively. If you're interested in refinancing options or need help determining your eligibility for any of our products, feel free to reach out to us at 815-734-6427 or visit us at our branch located at 4 E Main St Mount Morris IL 61054. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing personal service tailored to meet your unique needs. Let Rockford Bell help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,450,298, make buying or refinancing simple. We help guide you through the process to ensure you find the right solution for your housing needs.

Loan Aggregator

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Ensuring Accurate Comparisons

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Rockford Bell