Rockford Bell Credit Union Loves Park IL | Best Auto Loans & Business Banking

Introduction

At Rockford Bell, we believe in building a strong community foundation by supporting our members through every financial journey. Established in 1935, our branch located at 4225 N Perryville Rd, Loves Park, IL 61111 has been a trusted partner for over eight decades, helping families and businesses thrive. With a dedicated membership of 3,377 and total assets amounting to an impressive $36,435,079, we are committed to providing personalized services tailored to meet your unique needs. Our team, led by CEO John Hansen and Board President Donald Conness, works diligently to ensure that each member receives the attention and care they deserve. We're proud to offer a wide range of services from personal banking including checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking to finance your dream car or consolidate your debts, we're here to help you achieve your goals. While members can visit us at our branch for face-to-face interactions, official correspondence should be sent to our mailing address at 4225 N Perryville Rd, LOVES PARK, IL 61111-8652. With total loans exceeding 1,738 and deposits reaching $88,864, we strive to manage our resources wisely for the benefit of our members. Our commitment is reflected in our net worth of $5,031,397 and cash reserves of $257,918, ensuring that we remain stable and reliable for all your financial needs. Join us today at Rockford Bell; call us at (815) 636-2100 or visit our website at www.rbcu.net to learn more about how we can serve you better. Let's work together towards your financial success!

Branch History & Mission

Community Impact

Rockford Bell is more than just a financial institution; we are an active member of the Loves Park community. We engage in various outreach efforts that strengthen local connections and support community growth. From sponsoring local events to partnering with organizations that make a difference in people's lives, our commitment extends beyond banking. We also ensure that our services are accessible to all members. Our branch features ADA-compliant facilities and offers drive-thru banking as well as ATM services for added convenience.

Join Us Today!

As we look toward the future, we invite you to become part of the Rockford Bell family. Experience the benefits of membership with a credit union that truly cares about your financial well-being and your community. For more information or assistance, please contact us at (815) 636-2100 or visit our website at www.rbcu.net. Let's work together towards achieving your financial dreams!

Our Mission

Our mission at Rockford Bell is simple yet profound: to empower our members with the financial tools they need to achieve their goals while contributing positively to our community. We believe that financial success should be accessible to everyone. Our team is dedicated to offering competitive rates, innovative products, and outstanding customer service. While members can visit us at 4225 N Perryville Rd Loves Park Il 61111, official correspondence should be sent to 4225 N Perryville Rd, LOVES PARK, IL 61111-8652. Whether you prefer visiting us in person during our operating hours Monday through Thursday from 7:30 AM to 5:00 PM, Friday until 6:00 PM, or Saturday from 9:00 AM to noon or accessing your accounts online or via mobile banking, we are here for you.

Branch Location & Accessibility

Welcome to Rockford Bell, your friendly neighborhood credit union! Conveniently located at 4225 N Perryville Rd in Loves Park, IL, our branch is easily accessible for all your banking needs. Whether you're coming from nearby landmarks like the beautiful Loves Park City Hall or just passing through the area, you'll find us right where you need us. At Rockford Bell, we prioritize accessibility and comfort for all our members. Our branch features ample parking and is fully compliant with ADA standards, ensuring that everyone can access our services without hassle. Plus, if you prefer to conduct your banking from the comfort of your car, we offer drive-thru services for quick deposits and withdrawals. When it comes to convenience, we're here for you during the week! Our lobby hours are Monday through Thursday from 7:30 AM to 5:00 PM, and on Fridays, we're open until 6:00 PM. We also welcome you on Saturdays from 9:00 AM to 12:00 noon. If you have any questions or need assistance, don't hesitate to reach out at 815-636-2100; our friendly team is always ready to help! While members can visit us at 4225 N Perryville Rd for their banking needs, official correspondence should be sent to our mailing address at 4225 N Perryville Rd, LOVES PARK, IL 61111-8652. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgages, we provide ATM availability for easy cash access anytime. With a focus on personal service and community connection, we invite you to experience everything Rockford Bell has to offer. Come by today or give us a call we look forward to seeing you soon!

Member Eligibility

Welcome to the welcoming community at Rockford Bell! We're excited to share how you can become a member of our family. To join us at our branch located at 4225 N Perryville Rd Loves Park Il 61111, you'll need to meet a few simple eligibility criteria that reflect our commitment to serving those in our community. Generally, if you live, work, worship, or go to school in the area, you're likely eligible to become a member. This is just one of the many ways we ensure that our members feel connected and supported. Joining Rockford Bell opens the door to numerous benefits, including access to a variety of financial services designed with your needs in mind. Whether it's personal banking, auto loans, or credit cards with rewards, we're here for you every step of the way. The process is straightforward just reach out to us at (815) 636-2100 or visit this link for more details about eligibility and account opening procedures. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer merchant services designed to simplify your transactions. Imagine having the ability to accept payments from customers easily whether they pay by card or mobile app. Our services ensure that you can focus on what matters most: running your business efficiently. Visit us at 4225 N Perryville Rd Loves Park Il 61111 in Loves Park, IL, or call us at (815) 636-2100 to learn more about how our business banking services can support your goals. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, we provide comprehensive solutions including merchant services and business loans. We know that running a business is challenging, so we're here to support you every step of the way.

Customer Support

At Rockford Bell, we prioritize member satisfaction. Our team is always ready to assist with any inquiries or concerns you may have regarding our services or your accounts. We invite you to visit us at our Loves Park location or explore all that we offer through our website at www.rbcu.net. Let us be part of your financial journey! Whether you're saving for a dream vacation or planning for retirement, Rockford Bell is here to help every step of the way.

Digital and Convenient Services

In today's fast-paced world, convenience is key. That's why Rockford Bell offers robust online and mobile banking services. You can manage your accounts anytime, anywhere whether it's checking balances or transferring funds between accounts with just a few clicks on our mobile app. For those who prefer in-person transactions, we have an accessible ATM for quick cash withdrawals and basic banking needs. Our drive-thru service makes deposits and withdrawals simple without leaving your car.

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our personal banking options have you covered. We offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings our accounts do just that! When it comes to financing, our auto loans and vehicle financing options are perfect for those looking to purchase a new car or refinance an existing loan. We also provide mortgage loans and refinancing solutions, making home ownership within reach for many families in our community. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control of your finances. Plus, with our credit cards offering rewards, every purchase can bring you closer to exciting benefits!

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience that allows you to check your balances, view transactions, and transfer funds with just a few clicks. You can also enjoy the benefits of e-statements, which means you'll receive your account statements electronically no more paper clutter! Plus, our person-to-person transfer feature lets you easily send money to friends or family without hassle. For those who prefer mobile banking, we have a dedicated mobile application available for download. This means you can manage your finances right from your smartphone or tablet. Although mobile payments aren't available at this time, our app is designed to keep everything else at your fingertips.

Security and Accessibility

At Rockford Bell, we prioritize your security. While we do not currently offer electronic signature authorization, rest assured that our online banking is built with robust security measures to protect your personal information. Our platform is intuitive, making it easy for anyone to navigate their accounts confidently. Whether you're checking your balance late at night or transferring money on the go, our digital banking services ensure you're always in control of your finances. Experience the ease of online banking today with Rockford Bell your trusted partner for all your financial needs!

Financial Strength

Commitment to Growth

With $878,577 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $420 in used auto loans and $33,243,966 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 5,687, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further highlighting our commitment to supporting you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rockford Bell is your trusted partner. Visit us at 4225 N Perryville Rd Loves Park Il 61111 or call (815) 636-2100 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $1,297,026 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Solid Foundation

With a net worth of $5,031,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,381 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,785,115 in used vehicle loans and $7,479,774 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have options tailored for every driver. Plus, we provide refinancing solutions for existing auto loans to help you lower your monthly payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,450,298, allowing you to take that important step toward owning your own home. If you're considering refinancing your current mortgage, our team can guide you through the eligibility options available.

Personal and Business Loans

In addition to personal loans like those mentioned above, we cater to business owners as well. Although we currently do not have outstanding commercial loans available at this time, our services include merchant services and business banking options that can help support your entrepreneurial journey. At Rockford Bell located at 4225 N Perryville Rd Loves Park IL 61111, we're dedicated to assisting our community in achieving their financial aspirations. Feel free to reach out at 815-636-2100 for more information about any of our loan products or visit us online at www.rbcu.net. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $749,910 in loans helping members manage their finances effectively. These credit cards come with rewards that can benefit you while giving you the purchasing power you need.

Loan Aggregator

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Rockford Bell