Rockdale Credit Union TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Rockdale Federal Credit Union, your trusted partner in financial wellness since 1970. Located at 1821 W Cameron Ave, Rockdale, TX 76567, we are committed to providing personalized banking solutions that meet the unique needs of our community. With a strong membership base of 7,593 and total assets reaching an impressive $99,347,229, we pride ourselves on being a cornerstone of financial support for individuals and families in Rockdale. Our dedicated team of 22 employees works tirelessly to ensure that you receive the best service possible. Under the leadership of our CEO, Kathy Quinney, and Board President, Lon Williams, we foster an environment where members feel valued and understood. Whether you're looking for a new auto loan, mortgage refinancing, or simply want to grow your savings with us, we've got you covered. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1821 W Cameron, Rockdale, TX 76567. At Rockdale Federal Credit Union, we believe in giving back to our community. We offer a variety of services including personal banking accounts, loans for vehicles and homes, credit cards with rewards, and business banking solutions. Our commitment extends beyond just banking; it's about building lasting relationships. Ready to take control of your financial future? Give us a call at 512-446-2583 or visit our website at www.rockdalefcu.org today! Let's work together towards achieving your financial goals!

Branch History & Mission

At Rockdale Federal Credit Union, we take pride in our rich history and unwavering commitment to our community. Established in 1970, our branch has been a trusted financial partner for over five decades. Located at 1821 W Cameron Ave, Rockdale, TX 76567, we have grown from a small group of members to a vibrant community with 7,593 total members. Our mission is simple yet powerful: to provide our members with exceptional financial services while fostering a supportive environment that strengthens our community. Over the years, Rockdale Federal Credit Union has evolved significantly. We started with modest beginnings but quickly expanded our offerings to include personal banking, auto loans, mortgages, and business banking services. Today, we proudly manage total assets of $99,347,229, ensuring that we have the resources needed to support our members' financial journeys. Our mission goes beyond just providing financial products. We are dedicated to making a positive impact in Rockdale and surrounding areas. We believe in serving not just as a bank but as an integral part of the community fabric. Our initiatives often focus on outreach programs that help local families achieve their financial goals and improve their quality of life. While members can visit us at 1821 W Cameron Ave, official correspondence should be sent to the same address for your convenience. We're committed to offering modern conveniences such as online banking and mobile applications to make managing finances easier than ever. Our team works hard to ensure accessibility for all. With ADA-compliant facilities and dedicated drive-thru banking services available during our operating hours 8 AM to 5 PM Monday, Tuesday, Thursday, Friday; 9 AM to 5 PM Wednesday we strive to meet the needs of every member who walks through our doors or connects with us online. As part of our commitment to innovation and customer satisfaction, we also offer ATM access for quick withdrawals and balance checks. Whether you need help with checking accounts or are looking for vehicle financing options, we're here every step of the way. Join us today at Rockdale Federal Credit Union! Experience firsthand how we're committed not only to your financial well-being but also to making Rockdale a better place for everyone. For more information or assistance, don't hesitate to reach out at 512-446-2583. We look forward to welcoming you into our credit union family!

Branch Location & Accessibility

Welcome to Rockdale Federal Credit Union, your friendly financial partner located at 1821 W Cameron Ave in the heart of Rockdale, TX. Nestled within Milam County, our branch is conveniently situated near popular landmarks like the local library and community park, making it easy for you to stop by while enjoying your day out. At Rockdale, we pride ourselves on accessibility. Our branch features ample parking and is equipped with ADA-compliant facilities, ensuring that everyone can easily reach us. Whether you're coming for a quick visit or planning to spend some time with our friendly staff, you'll find that we cater to all your banking needs. We understand that your time is valuable. That's why we're open Monday, Tuesday, Thursday, and Friday from 8 AM to 5 PM, and Wednesdays from 9 AM to 5 PM. This schedule allows you to come in when it's most convenient for you. Plus, if you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your car. For those who prefer digital banking, we offer online and mobile banking services so you can manage your finances anytime, anywhere. And don't forget about our ATM availability it's ready for your cash withdrawal needs whenever you need it! While members can visit us at 1821 W Cameron Ave for all their banking needs, official correspondence should be sent to our mailing address at the same location. If you have any questions or need assistance, feel free to call us at 512-446-2583. We invite you to drop by and experience the personal touch that makes Rockdale Federal Credit Union a great place for all your financial needs!

Member Eligibility

At Rockdale, we believe that everyone deserves the opportunity to be part of a supportive community. If you're looking to join us at our branch located at 1821 W Cameron Ave Rockdale Tx 76567, becoming a member is a straightforward process! Generally, membership is available to individuals who live, work, or worship in our local area. This means that if you're a resident of Rockdale or are connected to our vibrant community in some way, you're likely eligible! Not only do you gain access to our variety of personal and business banking services, but you also become part of a group that values connection and support. To learn more about the specific eligibility criteria, feel free to visit our website at for all the details. And when you're ready to take the next step, opening an account with us is easy simply reach out at (512) 446-2583 for assistance. We're excited to welcome you into the Rockdale family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having a reliable partner to help you accept payments easily whether it's through credit cards, mobile payments, or online transactions. This means more convenience for you and your customers. Located at 1821 W Cameron Ave Rockdale Tx 76567, Rockdale, TX 76567, we invite you to explore how our services can empower your business. For more information or assistance, please call us at (512) 446-2583. Together, let's pave the way for your success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services provide 24/7 access so you can get what you need when you need it. If you prefer face-to-face interactions but are short on time, our Basic Drive-Thru Banking makes deposits and withdrawals quick and convenient no appointment necessary!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime, anywhere is crucial. That's where our Online & Mobile Banking come into play. With these services, you can manage your finances from the comfort of your home or on the go. You'll find it easy to check balances, transfer funds, and even pay bills right from your phone or computer.

Join Us Today!

At Rockdale Federal Credit Union, we prioritize our members' financial health by offering a comprehensive suite of services all under one roof. Whether you're looking for personal banking solutions or business support, we're here for you. If you'd like to learn more about any of our services or have questions about how we can help you achieve your financial goals, feel free to give us a call at 512-446-2583. Discover how we can serve you better by visiting us online at rockdalefcu.org today!

Personal Banking

We understand that managing personal finances can be a challenge. That's why we offer Checking & Savings Accounts tailored to fit different lifestyles. Whether you're saving for a dream vacation or just need a secure place for your paycheck, we've got you covered. Our accounts come with features that help you track your spending and save more effectively. When it comes to financing your vehicle, our Auto Loans & Vehicle Financing options are designed to make car ownership more accessible. Imagine cruising down the highway in your new ride without worrying about high-interest rates! We also provide Mortgage Loans & Refinancing solutions, making homeownership within reach for many families in the Rockdale area.

Personal and Business Loans

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options are here to help you get back on track. Need funds for a special project or an emergency? We're ready to assist! For local businesses, our Business Banking services include essential tools like Merchant Services & Business Loans that can help you grow and thrive. Running a business is hard work; let us take some of the financial stress off your plate.

Digital & Online Banking

At Rockdale, we understand that convenience and security are vital for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. Whether you're at home or on the go, you can stay connected to your accounts through our user-friendly platform. With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere. Just visit us at https://www.rockdalefcu.org/ to get started! Once logged in, you can easily check your balance, pay bills, and transfer funds without the hassle of visiting a branch. For those who prefer a mobile experience, our mobile application allows you to manage your finances right from your smartphone. We also make it simple for you to send money to friends or family with our Person-to-Person Transfers feature. It's quick and secure no need for cash or checks! Plus, if you're eco-conscious, you'll appreciate our E-Statements Availability, which lets you receive your account statements electronically. This not only saves paper but also keeps your information organized and easy to access. Security is a top priority at Rockdale. We offer Electronic Signature Authorization, so you can sign important documents safely online without needing to visit us in person. You can feel confident knowing that your personal information is protected every step of the way. Managing your money should be straightforward and accessible. At Rockdale, we're committed to providing services that fit seamlessly into your lifestyle while ensuring that your financial data remains safe. Explore everything we have to offer today!

Financial Strength

Committed Team

We also take pride in having 22 full-time employees and 0 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Focused on You

Our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,121,845 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Growing Membership

Total Share Accounts stand at 11,009, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rockdale is your trusted partner. Visit us at 1821 W Cameron Ave Rockdale Tx 76567 or call (512) 446-2583 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

With $426 in used auto loans and $44,174,196 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings Security

Members' savings are secured through $14,340,956 in share certificates and $2,442,828 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members.

Strong Capital Foundation

With a net worth of $10,376,710, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,044 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,614,221 in used vehicle loans and $8,148,280 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Credit Lines

In addition to our loan offerings, we have a robust credit line option available for those who prefer flexibility. With a total credit line availability of $10,000,000, you can access funds when needed without having to apply for a traditional loan each time. If you're considering refinancing any existing loans, our team can help guide you through the process. We believe in making financial solutions accessible and straightforward. Our dedicated staff at Rockdale, located at 1821 W Cameron Ave Rockdale Tx 76567 in Rockdale, TX, is ready to assist you. Feel free to reach out at (512) 446-2583 during our operating hours: 8 AM to 5 PM Monday, Tuesday, Thursday, Friday; and 9 AM to 5 PM Wednesday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, allowing you to pursue the dream of owning a home with ease. Our mortgage specialists are ready to discuss your options and help you find the right solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $230,657 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be an excellent way to handle unexpected expenses or consolidate existing debt.

Loan Aggregator

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Ensuring Accurate Comparisons

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Rockdale