Rize Credit Union Duarte CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Rize, your trusted partner in financial wellness located at 1175 Huntington Dr, Duarte, CA 91010. Since opening our doors in 1952, we have proudly served our community, fostering a spirit of togetherness and mutual support among our 71,618 members. Our commitment to enhancing your financial journey is reflected in our robust assets of over $1.15 billion and total deposits reaching $93,710,621. At Rize, we understand that every member's needs are unique. That's why we offer a range of services tailored just for you whether you're looking for personal banking solutions like checking and savings accounts, or financing options including auto loans and mortgages. Our experienced team is here to help you navigate these choices with confidence. Led by our dedicated CEO, Jennifer Oliver, and Board President, Michael Maxwell, our team of 179 employees is passionate about delivering exceptional service. We are also proud to provide business banking solutions to support local entrepreneurs with a net member business loan balance of $192,986,042. While you can visit us at our Duarte branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 8017, El Monte, CA 91734-2317. Explore the possibilities with us today! For any inquiries or assistance, feel free to reach out at 626-960-6888 or visit our website at rizecu.com. Join us in making financial dreams a reality!

Branch History & Mission

Community Impact and Innovation

Rize takes pride in its commitment to technological advancements while ensuring compliance with ADA standards. We've embraced digital banking solutions such as online banking and mobile payments, making it easier for our members to manage their finances anytime, anywhere. We believe that banking goes beyond transactions; it's about building relationships and supporting local initiatives. Our partnerships with various organizations enable us to contribute meaningfully to community outreach efforts. Through these collaborations, we aim to foster an environment where everyone has access to vital resources for growth and success.

Join Us

As we continue our journey forward from our humble beginnings in 1952, we invite you to be a part of our story. Experience the difference at Rize where your financial goals meet genuine community support. Whether you're looking for a checking account or considering a home loan, our team is here to guide you every step of the way. Come visit us during our operating hours Monday through Tuesday and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM and discover how Rize can help you thrive financially while staying rooted in the heart of Duarte. For more information or assistance, call us at (626) 960-6888 or explore our website here. Join Rize today and take the first step towards achieving your dreams!

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while uplifting our community. We strive to empower every member by offering products that cater to their needs be it personal banking, auto loans, or business services. Each service we provide is designed not only to enhance financial well-being but also to strengthen the community ties that bind us. While members can visit us at our Duarte branch for all their banking needs, official correspondence should be sent to P.O. Box 8017 in El Monte, CA. With an unwavering commitment to accessibility, we offer ATM availability and shared service center options for easy transactions.

Branch Location & Accessibility

Accessibility and Parking

At Rize, we prioritize accessibility for all our members. The branch is equipped with ADA-compliant features, including ramps for easy access. Parking is readily available, ensuring that you can find a spot without any hassle when you visit us.

Get in Touch

We're excited to meet you! If you have questions or need assistance before visiting us at Rize Duarte Branch, don't hesitate to give us a call at 626-960-6888. Come by soon your financial journey starts here!

Operating Hours

We know your time is valuable. That's why our lobby hours are designed to accommodate your busy schedule. Visit us Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. On Saturdays, while we don't have drive-thru services, we're open from 9 AM to 1 PM for your convenience.

Services Offered

At Rize Duarte Branch, we offer a wide range of services tailored just for you. Whether you're looking to open a checking or savings account, seeking auto loans or vehicle financing, or need assistance with personal loans or debt consolidation, our friendly staff is here to help. We also provide business banking solutions like merchant services and business loans. Plus, enjoy the ease of online and mobile banking that lets you manage your finances on the go. If you need cash quickly, our ATM service is always available for withdrawals and balance checks. And if you're a member of another participating credit union, feel free to take advantage of our shared branch services for deposits and withdrawals.

Member Eligibility

Becoming a member of Rize is like stepping into a welcoming community where your financial well-being is the priority. To join us at our Duarte branch, located at 1175 Huntington Dr Duarte Ca 91010, you simply need to meet a few friendly eligibility criteria. Generally, anyone who lives, works, worships, or attends school in the areas we serve can become a member. This means that if you're part of our local community, we're here to support you! Membership comes with fantastic benefits such as competitive rates on loans and savings accounts, personalized service, and access to a wide range of financial products tailored just for you. Ready to take the next step? Opening an account is quick and easy! You can find all the details you need about eligibility on our website at http://www.scefcu.org/membership-agreement/. If you're eager to get started, feel free to reach out to us at (626) 960-6888 for any questions or assistance. We're excited to welcome you into the Rize family!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $167 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $167,989,532, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running a bustling café in Duarte, CA, where every sale matters. With our merchant services, you can accept payments quickly and securely, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment solutions, our tools are tailored to meet the unique needs of local businesses. With personalized service and expert guidance at 1175 Huntington Dr Duarte Ca 91010, we're here to ensure that your business not only survives but thrives. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Accessibility

We pride ourselves on being accessible. Our branch features an ATM for easy access outside of regular hours. Should you need assistance or have questions about any of our services, feel free to call us at (626) 960-6888 during our operating hours: Monday, Tuesday, Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. At Rize, we're here not just as a financial institution but as part of your community. Explore all the ways we can assist you by visiting us online at Duarte Branch. Join us today and take control of your financial future!

Business Banking Solutions

If you're a business owner, we have something special for you too. Our Business Banking services, including Merchant Services and Business Loans, are designed to support your entrepreneurial journey. We know running a business comes with challenges, and we aim to be your partner in success.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only give you purchasing power but also allow you to earn points on every dollar spent points that can be redeemed for travel, merchandise, or cash back.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Rize, we provide robust Online and Mobile Banking options. Access your accounts anytime from anywhere! You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, with our ATM & Cash Withdrawal Services, getting cash is just a few taps away.

Personal Banking Services

We understand that managing your finances can be overwhelming, which is why we offer a variety of personal banking options. With our Checking and Savings Accounts, you can easily keep track of your money while earning interest on your savings. If you're considering buying a new car, our Auto Loans and Vehicle Financing programs offer competitive rates that make it easier for you to hit the road in no time. For those planning to invest in a home, our Mortgage Loans and Refinancing services provide flexible options designed to fit your budget. Additionally, if you're dealing with unexpected expenses or want to consolidate debt, our Personal Loans and Debt Consolidation services are here to help alleviate financial stress.

Shared Branch Transactions

For members who belong to partner credit unions, our shared branch transactions allow basic deposits and withdrawals so that you can manage your finances seamlessly wherever you go.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds whenever it suits you. Imagine having the power to manage your money right at your fingertips! Our mobile application enhances this experience, allowing you to bank from anywhere and making transactions as simple as a few taps on your phone. Need to send money to a friend or family member? Our person-to-person transfers feature makes it easy and quick to send funds without any hassle. Plus, with mobile payments, you can make purchases using just your smartphone no need for cash or cards!

Security and Accessibility

We take security seriously. With electronic signature authorization, signing important documents is safe and straightforward, adding another layer of protection to your transactions. You can also choose to receive e-statements, which are not only environmentally friendly but also keep your financial information organized and easily accessible. At Rize, we believe that banking should be both simple and secure. Our digital services are designed with you in mind, so you can enjoy real-time account management without any stress. Whether you're checking in on your savings or making payments on the go, we've got you covered!

Financial Strength

Commitment to Growth

With $95,718,482 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $7,179 in used auto loans and $856,470,007 in total loans and leases that support our members' financial goals across various sectors.

Growing Membership Base

With total share accounts reaching 145,742, we showcase a strong and growing member base that trusts us with their finances. Our commitment to your financial well-being is mirrored in our operations and community engagement. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rize is your trusted partner. Visit us at 1175 Huntington Dr Duarte Ca 91010 or call (626) 960-6888 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $246,302,564 in share certificates and $198,182,558 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $116,429,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $97,695,937, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $845 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $163,763,084 in new vehicle loans and $122,336,036 in used vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you in finding the best option tailored to your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $167,989,532 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to strengthen an existing one, our lending solutions are designed to meet your unique business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $107,278,133, making buying or refinancing simple. We work closely with you to understand your needs and ensure that you have a clear path toward securing your dream home.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we encourage you to reach out. Our team will guide you through the process and help determine what works best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Rize, we believe in empowering our members through accessible financial solutions tailored just for them. Visit us today or explore more at Rize!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $37,651,458 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your everyday spending while keeping your budget intact.

Loan Aggregator

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