Riverside Community Credit Union Marion IN | Best Auto Loans & Business Banking

Introduction

Welcome to Riverside Community Federal Credit Union, where your financial well-being is our priority. Located at 101 N Washington St, Marion, IN 46952, we have been serving our community since 1940 with dedication and integrity. With a strong membership of 5,881 individuals, we pride ourselves on creating lasting relationships and providing personalized service that you can trust. At Riverside Community, we understand the importance of having a stable financial partner. Our total assets stand at an impressive $54,793,085, backed by a robust net worth of $7,470,932. With total deposits reaching $3,834,670 and over 3,147 loans issued, we are committed to supporting you through various life stages be it buying your first car or planning for your dream home. Our leadership team is here to guide you every step of the way. Under the experienced direction of CEO Timothy Moorman and Board President Jeffrey Sands, we continue to adapt and innovate to meet our members' needs. Our friendly staff of 19 employees ensures that you receive the best service possible in a welcoming environment. While members can visit us at our main branch in Marion, official correspondence should be sent to the same address: 101 N Washington St, Marion, IN 46952. We encourage you to take advantage of our various services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and more. If you're ready to start your journey with us or have any questions about how we can assist you further, don't hesitate to reach out! Give us a call at 765-662-3969 or explore our website at riversidecommunityfcu.org. We look forward to being your trusted financial partner!

Branch History & Mission

Community Engagement

Riverside Community is more than just a credit union; we are an integral part of Marion's fabric. Our outreach programs and partnerships with local organizations demonstrate our dedication to giving back. We understand that when our community thrives, so do we. This philosophy drives us to create initiatives that promote financial literacy and support local causes. While members can visit us at 101 N Washington St Marion In 46952, official correspondence should be sent to 101 N Washington St, Marion, IN 46952. For any inquiries or assistance, please feel free to contact us at (765) 662-3969 during our operating hours: Monday through Thursday from 8:00 AM to 4:00 PM, Friday from 7:00 AM to 5:00 PM, and Saturday drive-thru from 9:00 AM to 12:00 PM. In closing, we invite you to become part of the Riverside Community family. Experience firsthand the benefits of joining a credit union that truly cares about its members and their future. Together, let's build a brighter tomorrow!

Our Mission

Our mission is simple yet powerful: to provide high-quality financial services while fostering a supportive community environment. We believe that everyone deserves access to financial tools that can help them achieve their goals. Whether it's opening a checking account, securing an auto loan, or seeking business banking solutions, Riverside Community is here to guide our members every step of the way. We strive for excellence in service delivery by maintaining modern facilities and adopting digital advancements. Our branch is fully ADA compliant and offers services such as online banking and mobile applications for ease of access. Additionally, we provide ATM availability and drive-thru services for added convenience.

Branch Location & Accessibility

Accessibility and Features

At Riverside Community, we take pride in being accessible to everyone. Our branch features ADA-compliant facilities, ensuring that all members can easily access our services. Ample parking is available right outside our doors, making it simple for you to stop by for a quick visit or a longer discussion about your financial needs.

Connect with Us

While members can visit us at our main branch address, official correspondence should be sent to the same location at 101 N Washington St, Marion, IN 46952. If you have any questions or need assistance, feel free to call us at 765-662-3969. We're here to help! Come see how Riverside Community Federal Credit Union can support your financial journey today! We look forward to welcoming you into our community.

Operating Hours and Services

We understand that life can be busy, which is why our operating hours are designed to accommodate your schedule. You can visit us Monday through Thursday from 8:00 AM to 4:00 PM and on Friday from 7:00 AM to 5:00 PM. For those who prefer the drive-thru option, we're open Saturday mornings from 9:00 AM to 12:00 PM, providing easy access for deposits and withdrawals without leaving your vehicle. As a member-focused credit union, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. And don't forget about our ATM availability for quick cash access anytime!

Member Eligibility

At Riverside Community, we believe that everyone deserves a financial partner who genuinely cares. Joining our credit union is not just about opening an account; it's about becoming part of a welcoming community that prioritizes your needs. To become a member of Riverside Community, you need to meet some simple eligibility criteria, which typically includes living, working, or worshipping in the local area. We welcome individuals from all walks of life to join us on this journey toward better financial health. For detailed information on eligibility, you can check out our resource at this link. Once you're ready to take the next step, opening an account with us is straightforward and hassle-free! You can find all the necessary details for account opening at this page. If you have any questions or need assistance, feel free to give us a call at (765) 662-3969. We're here to help you thrive financially and look forward to welcoming you into our Riverside Community family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier. Imagine streamlining your payment processes so you can focus on what you do best running your business. Our services provide reliable solutions for accepting payments, managing cash flow, and ensuring your operations run smoothly. Whether you're looking for a business loan or need support with daily transactions, Riverside Community at 101 N Washington St, Marion, IN 46952 is here to help your business flourish. Reach out to us at 765-662-3969 to learn more!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $77 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $8,733,602, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our ATM & Cash Withdrawal Services ensure you can get what you need without hassle. If you prefer face-to-face interaction for deposits or withdrawals, our Basic Drive-Thru Banking provides a simple way to handle transactions without leaving your car. At Riverside Community, we're committed to making banking accessible and straightforward for everyone. Our friendly staff is always available at (765) 662-3969 if you have any questions or need assistance with any of our services. Ready to explore how we can help you achieve your financial goals? Visit us at 101 N Washington St Marion In 46952 or check out more about our offerings online at https://www.riversidecommunityfcu.org/! Join our community today!

Business Banking

For business owners, we offer specialized services including Merchant Services & Business Loans. Whether you're just starting out or looking to expand, our team is ready to support your entrepreneurial spirit with tailored solutions.

Credit Cards

Our Credit Cards with Rewards program is designed to benefit members who love earning while they spend. Picture yourself earning points on every purchase that can be redeemed for travel, cash back, or other exciting rewards!

Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds and making payments, everything is just a few clicks away.

Loans and Financing

If you're thinking about purchasing a new vehicle or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing services can help turn those dreams into reality. With competitive rates and flexible terms, we make it easier for you to drive off in your dream car or settle into the home you've always wanted. Plus, if you're facing debt challenges, our Personal Loans & Debt Consolidation options can provide the relief you need.

Personal Banking

Whether you're just starting out or looking to optimize your savings, our Personal Banking options have got you covered. We offer Checking & Savings Accounts that are easy to manage, allowing you to keep track of your finances effortlessly. Imagine having a checking account that not only helps you make daily transactions but also offers savings opportunities for future goals.

Digital & Online Banking

Key Features

Our online banking platform provides you with real-time account management. Whether you want to check your balance, review recent transactions, or transfer funds, it's all just a few clicks away. Plus, for those who prefer to go paperless, we offer e-statements that allow you to view and manage your statements efficiently and securely. Need to send money to a friend or family member? With our person-to-person transfer feature, you can quickly send funds without any hassle. You can also enjoy the convenience of our mobile application, which is available for download on various devices. This app allows you to manage your accounts on the go and ensures you have everything you need right at your fingertips.

Security and Accessibility

We prioritize your security with robust measures in place to keep your information safe while using our online services. While we currently do not support electronic signature authorization or mobile payments, our commitment to user-friendly experiences means you can easily navigate through our offerings without feeling overwhelmed. In today's fast-paced world, having access to effective digital banking tools is crucial. At Riverside Community, we strive to provide an accessible banking experience tailored to meet the needs of our members. Whether you're at home or out and about, we've got you covered with reliable banking solutions that simplify your financial life. Join us today by visiting https://www.riversidecommunityfcu.org/!

Financial Strength

Growing Member Base

We currently have 10,322 total share accounts, showing a strong and growing member base that trusts us with their finances. This community commitment strengthens our ability to provide exceptional service while fostering financial literacy among our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverside Community is your trusted partner. Visit us at 101 N Washington St Marion IN 46952 or call 765-662-3969 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity is significant with $12,340,401 in used auto loans and a total of $43,581,889 in loans and leases available to support members' financial goals across various sectors. This breadth of offerings ensures that whether you're looking to finance a vehicle or take out a personal loan, Riverside Community is here for you.

Member-Centric Focus

Members' savings are secured through $13,259,594 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $496,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which allows us to focus on enhancing member services rather than profits alone. Additionally, we take pride in having 18 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Growth

With $7,435,290 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to support your financial journey effectively.

Solid Financial Foundation

With a net worth of $7,470,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1363 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,273,401 in used vehicle loans and $6,261,165 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $8,733,602 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $120,421, make buying or refinancing simple. We provide guidance throughout the process to help you navigate your path to owning a home.

Refinancing Options

If you're considering refinancing any of your current loans, we invite you to explore our options. Refinancing can lead to lower monthly payments or better interest rates depending on your financial situation. At Riverside Community in Marion, IN (101 N Washington St), we're committed to supporting our members with reliable loan products and exceptional service. To learn more about eligibility requirements and how we can assist you further, feel free to call us at 765-662-3969 or visit our website at Riverside Community FCU. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $667,022 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing for easy payment management.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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