Riverside Community Credit Union Kankakee IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Riverside Community, your trusted partner in financial wellness since 1976! Located at 185 N Fraser Ave, Kankakee, IL 60901, we take pride in serving our community with a personalized touch. At Riverside Community, we understand that banking is more than just numbers it's about building lasting relationships with our members. With a total membership of 3,567 and assets exceeding $40,744,288, our commitment to your financial growth remains unwavering. As a member-focused credit union, we offer a variety of services designed to meet your unique needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business banking services, we have you covered. Our financial strength is underscored by total deposits of $923,158 and a net worth of $4,590,034, which means you can trust us to safeguard your funds. Under the leadership of our dedicated CEO, Melissa Bayston, and Board President Dale Tolly, Riverside Community aims to make banking convenient and accessible. We are proud to offer online and mobile banking options along with ATM access for easy transactions. If you have any questions or would like to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (815) 933-1101 or visit our website at Riverside Community. We look forward to welcoming you into our community!

Branch History & Mission

Riverside Community has a proud history of serving the Kankakee community since its establishment in 1976. Located at 185 N Fraser Ave, Kankakee, IL 60901, our branch has grown alongside our members, evolving to meet their changing needs over the decades. With a dedicated membership of 3,567 and total assets amounting to $40,744,288, we remain committed to providing personalized financial solutions that empower individuals and families. Our mission at Riverside Community is simple yet profound: to enhance the financial well-being of our members while fostering a strong sense of community. We strive to offer a range of services including personal banking, auto loans, mortgage financing, and business banking. Our goal is to make banking accessible and straightforward for everyone in Kankakee and beyond. In addition to our core financial services, Riverside Community prioritizes customer experience through digital advancements such as online banking and mobile payments. We are also proud to maintain ADA compliance, ensuring that all members can access our services comfortably. Our drive-thru service makes it easy for those on the go to conduct simple transactions without stepping inside. While members can visit us at our branch location, official correspondence should be sent to the same address: 185 N Fraser Ave, Kankakee, IL 60901. We encourage all community members to reach out with questions or concerns at (815) 933-1101 during our operating hours from Monday to Friday, 9:00 am - 5:00 pm. Riverside Community believes in giving back. Through various partnerships and outreach efforts, we aim to support local initiatives that uplift our neighbors. Our commitment goes beyond finance; it's about building lasting relationships within the community. Join us today and experience the benefits of being a member of Riverside Community. Together, we can achieve more!

Branch Location & Accessibility

Easy Access and Parking

At Riverside Community, we prioritize accessibility for everyone. Our branch is ADA compliant, featuring ramps and ample parking space to ensure a smooth visit. If you prefer to avoid parking altogether, take advantage of our convenient drive-thru service, where you can handle basic transactions without leaving your car.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 815-933-1101. We're here to help! Come see us today at Riverside Community and discover how we can assist you with your financial journey.

Operating Hours and Services

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:00 am to 5:00 pm, so you can easily find a time that works for you. Inside the branch, you'll find a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to loans and credit cards with rewards. For those who prefer self-service, we also have an ATM available on-site for quick withdrawals and balance checks. While members can visit us at 185 N Fraser Ave for all their banking needs, official correspondence should be sent to the same address as well.

Member Eligibility

At Riverside Community, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you live, work, or worship in Kankakee County, or have family members who do, you're already on your way to enjoying all the benefits we offer! Our membership is open to anyone who meets these simple criteria, making it easy for you to start your journey with us. As a member, you'll gain access to personalized banking services tailored just for you, competitive loan rates, and community-focused initiatives that make a real difference. To learn more about our eligibility requirements and see if you qualify, feel free to check out our website at . When you're ready to take the next step and open an account, we're here to help! Just give us a call at (815) 933-1101 or visit us at our friendly branch located at 185 N Fraser Ave Kankakee Il 60901. We can't wait to welcome you into the Riverside Community family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine running your shop and knowing that your payments are processed smoothly. Our merchant services make it easy for you to accept payments from customers, whether in-store or online. This means more time focusing on what matters most growing your business. Located conveniently at 185 N Fraser Ave, Kankakee, IL 60901, we're here to serve you Monday through Friday from 9:00 AM to 5:00 PM. If you have questions or want to learn more about how we can assist your business, call us at 815-933-1101. Join us at Riverside Community and take the next step toward making your business dreams a reality!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand the unique challenges you face, and we're here to support your growth with flexible financing options.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Riverside Community Cu, we offer robust online and mobile banking solutions. Check balances, transfer funds, or pay bills anytime through our user-friendly platforms. Our ATM & cash withdrawal services ensure you have easy access to your money when you need it most.

Credit Options That Reward You

Don't forget about our credit cards with rewards, designed to give back every time you spend. Whether it's cash back or travel points, these cards help make your purchases even more rewarding.

In-Person Support

For those who prefer face-to-face interactions, visit us at our branch located at 185 N Fraser Ave Kankakee Il 60901. We provide basic drive-thru banking for quick deposits, withdrawals, and simple transactions. Our friendly staff is always ready to assist you during lobby hours from Monday through Friday, 9:00 AM to 5:00 PM. With all these services at your fingertips, banking has never been easier or more accessible. If you're ready to take the next step toward better financial management or simply want more information on how we can assist you, don't hesitate to reach out! Call us today at (815) 933-1101, or visit us online at https://www.riversidecommunityfcu.org/ to explore all that we have to offer. Your financial journey starts here!

Personal Banking Solutions

We know that managing money can be a challenge, which is why our personal banking services are designed with you in mind. Start with our checking and savings accounts, perfect for day-to-day transactions or saving for that special something. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. Looking to buy a home? Our mortgage loans and refinancing options make it easier than ever to secure your dream property. Plus, if you're feeling overwhelmed by debt, our personal loans and debt consolidation services can provide the relief you need to regain control over your finances.

Digital & Online Banking

Key Features for Your Financial Needs

One of the standout features is our electronic signature authorization, making it easy for you to sign documents securely from anywhere. You won't have to worry about printing or mailing anything just sign electronically and you're done! For those who prefer staying organized, e-statements are also available. This eco-friendly option not only helps you manage your finances better but also keeps your sensitive information safe and secure. If you're looking to make quick payments, our mobile payments feature allows you to use your smartphone for transactions effortlessly. Plus, with our dedicated mobile application, banking is literally at your fingertips. Download it today and enjoy managing your account on the move.

Stay Connected with Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer service makes it simple. Just a few taps on your phone can get the job done without any hassle. At Riverside Community, we're committed to providing user-friendly solutions that enhance your banking experience while prioritizing security. With everything from mobile payments to electronic signatures and beyond, managing your finances has never been easier or safer. Join us today and take control of your financial future!

Financial Strength

At Riverside Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, we are committed to offering you the best services possible. With a net worth of $4,590,034, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,661,476 in share certificates, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,213,224 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $9,500 in total auto loans and $20,748,873 in total loans and leases. Our operations reflect our commitment to efficiency with a net income of $366,090, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 6,625, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverside Community is your trusted partner. Visit us at 185 N Fraser Ave Kankakee Il 60901 or call 815-933-1101 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,090,218 in used vehicle loans and $6,400,643 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive away in your dream vehicle.

Credit Lines

For those who need extra flexibility in managing expenses or emergencies, our total credit lines amount to $2,340,000. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,467, make buying or refinancing simple. We guide you through every step of the process to ensure you find the right fit for your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we are here to help. Our team can assist you in exploring eligibility options and finding solutions that align with your financial objectives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Riverside Community, we're committed to providing our members with not just loans but comprehensive support for their financial journeys. Reach out today to learn more about how we can assist you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $865,981 in loans helping members manage their finances effectively. These cards come with various features designed to help you control your spending while enjoying the convenience of cashless transactions.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. By only partnering with trusted financial institutions, LendMesh guarantees that all loan comparisons are grounded in accurate, up-to-date information.