Riverside Community Credit Union Bourbonnais IL | Best Auto Loans & Personal Banking

Introduction

Welcome to Riverside Community, your trusted partner in financial well-being located at 368 Larry Power Rd, Bourbonnais, IL 60914. Since opening our doors in 1976, we've been dedicated to providing exceptional banking services to our community. With a total membership of 3,567 and assets exceeding $40,744,288, we pride ourselves on being a stable and reliable choice for all your financial needs. At Riverside Community, we understand that our members are the heart of what we do. That's why we offer a wide range of services tailored just for you whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions. Our goal is simple: to help you achieve your financial dreams. Under the leadership of our CEO, Melissa Bayston, and Board President, Dale Tolly, our team of 8 employees is committed to delivering personalized service with a smile. We believe in making banking easy and accessible. Whether you need help in-person or prefer the convenience of online banking through our website at riversidecommunityfcu.org, we're here for you. While members can visit us at 368 Larry Power Rd, official correspondence should be sent to the same address. Our friendly staff is available from Monday to Friday, 9:00 AM - 5:00 PM to assist you with any inquiries or transactions. As part of our commitment to community impact, we are proud to have issued over 1,888 loans while maintaining a net worth of $4,590,034. With cash reserves totaling $577,623, we ensure that we're ready when you need us most. Join us today at Riverside Community Credit Union and discover how we can support your financial journey. For more information or assistance, please don't hesitate to call us at (815) 939-2485. Your future starts here!

Branch History & Mission

Join Us Today

Riverside Community isn't just about numbers; it's about people like you! We invite you to experience the benefits of membership firsthand. Whether you're looking for personal banking solutions or business services tailored to your needs, we're here for you. Visit us during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM or give us a call at 815-939-2485. Let's build a brighter financial future together!

Our Evolution

From our humble beginnings, Riverside Community has continuously evolved to meet the changing needs of our members. Located at 368 Larry Power Rd, we are easily accessible for those in Bourbonnais and surrounding areas. Our branch is designed not just as a place for transactions but as a community hub where individuals can come for guidance on personal finance, auto loans, mortgages, and more. For official correspondence, please note that you can also reach us at our mailing address: 368 Larry Power Road, Bourbonnais, IL 60914. Throughout our history, we've embraced advancements in technology to enhance member experience. We offer online banking and mobile applications that make managing finances convenient and efficient. Our commitment to accessibility includes ADA compliance and features like electronic signatures and mobile payments.

Our Mission Statement

At Riverside Community, our mission is clear: we strive to empower every member with the financial tools they need to succeed while fostering a spirit of community support. We believe that banking should be personal and friendly; that's why our dedicated team is always ready to assist you with personalized service. From checking accounts to business loans, every service we offer is designed with your best interests in mind. We take pride in being actively involved in local initiatives and partnerships that help uplift our community. Whether it's through financial education programs or outreach efforts supporting local charities, we are committed to making a positive impact beyond just banking.

Branch Location & Accessibility

Accessibility Features

Our branch is easily accessible for everyone. If you're driving in, you'll find ample parking right outside the entrance. We have made sure that our facility complies with ADA standards, providing ramps and other features that make it easy for all members of the community to visit us comfortably.

Call to Action

Have questions or ready to explore what we can do for you? Don't hesitate to give us a call at (815) 939-2485 or come see us at Riverside Community. We look forward to welcoming you into our community!

Nearby Landmarks

Located just a short drive from popular spots like Bourbonnais Township Park and the local shopping center, we're in a prime location that makes us easy to find. So whether you're running errands or enjoying a day out in the area, feel free to stop by!

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Our team is ready to assist you during these hours so you can manage your finances when it's most convenient for you.

Services Offered

At Riverside Community, we offer a variety of services including personal banking options such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as credit cards with rewards. For businesses, we provide merchant services and business loans. Plus, enjoy the convenience of online and mobile banking along with ATM access for cash withdrawals or balance checks. You can also take advantage of our drive-thru service for quick transactions without leaving your vehicle perfect if you're on the go!

Member Eligibility

At Riverside Community, we believe that joining our credit union is more than just opening an account it's about becoming part of a warm and welcoming community. Becoming a member is simple! If you live, work, worship, or attend school in the Bourbonnais area, you're likely eligible to join us. We're dedicated to supporting our members with personalized financial services that fit your needs. You can enjoy a variety of benefits, from competitive loan rates to convenient online banking options. To learn more about the specific eligibility criteria, please visit this page. Ready to take the next step? Opening an account at Riverside Community is designed to be straightforward and inclusive. If you have any questions or need assistance during the process, don't hesitate to reach out to us at 815-939-2485. We're here for you Monday through Friday from 9:00 am to 5:00 pm. Join us at our branch located at 368 Larry Power Rd, Bourbonnais, IL 60914, and start enjoying all the advantages of being a member today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify everyday transactions for your business. Imagine being able to accept payments easily, whether at your storefront or online. Our payment processing solutions are designed to be user-friendly and reliable, ensuring you can focus on what you do best running your business. Visit us at 368 Larry Power Rd Bourbonnais Il 60914 in Bourbonnais, IL, or call us at (815) 939-2485 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we also offer tailored solutions through our Business Banking services. From merchant services to business loans, we aim to assist you in growing your enterprise while managing cash flow effectively.

Convenient Access Points

For those who prefer face-to-face interactions, our branch offers a Basic Drive-Thru Banking service for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, our ATM services allow for easy access to cash and balance checks at any time.

Credit Cards with Benefits

Our credit cards come with rewards that can enhance your shopping experience. Imagine earning points every time you use your card points that could turn into cash back or discounts on future purchases! This is just one way we strive to add value to your financial journey.

Loans for Every Need

When it comes to financing, Riverside Community has you covered. We provide various types of loans, including Auto Loans & Vehicle Financing for those looking to purchase a new car or refinance an existing loan. If you're considering buying a home, our Mortgage Loans & Refinancing options can help make that dream a reality with competitive rates. For personal needs like consolidating debt or covering unexpected expenses, our Personal Loans are here to support you without the hassle.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options such as checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or need everyday banking solutions, our accounts are user-friendly and accessible through Online & Mobile Banking. You can easily check your balance, transfer funds, and even make person-to-person payments right from your smartphone.

Stay Connected

Whether you're at home or on the go, accessing your finances has never been easier. With features like mobile payments and electronic statements, you can manage everything with just a few taps on your device. Plus, if you ever have questions or need assistance, don't hesitate to call us at 815-939-2485 during our operating hours from Monday to Friday, 9:00 am - 5:00 pm. At Riverside Community, we're more than just a credit union; we're your partners in financial success. Explore all the services we offer by visiting us online at Riverside Community today! Join us in building a brighter financial future together.

Digital & Online Banking

Key Features

Our online banking platform is easy to use and available 24/7 at Riverside Community. You can check balances, make transfers, and pay bills without ever stepping foot in a branch. Plus, with electronic signature authorization, signing documents is straightforward and secure.

Mobile Access

For those on the go, our mobile application makes banking even more convenient. You can manage your accounts right from your smartphone or tablet. Whether it's making person-to-person transfers or setting up mobile payments, everything is at your fingertips.

Security First

We prioritize your security with robust measures in place for all online transactions. You can bank with confidence knowing that we take every step necessary to protect your personal information. Embrace the ease of managing your finances with Riverside Community's digital and online banking services. Visit us at Riverside Community today and discover how we can help simplify your banking experience!

Stay Updated

With e-statements available, you can receive your account statements electronically no more paper clutter! This feature not only helps you keep track of your finances but also contributes to a greener planet.

Financial Strength

At Riverside Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to our community and a focus on member satisfaction, we are proud to share our financial health with you. With a net worth of $4,590,034, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability is crucial as it reassures our members that their money is in safe hands. Members' savings are secured through $1,661,476 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $4,213,224 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. We have also issued $7,090,218 in used auto loans and have a total of $20,748,873 in loans and leases available to support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $366,090, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 8 full-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 6,625 shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Riverside Community is your trusted partner. Visit us at 368 Larry Power Rd Bourbonnais IL 60914 or call (815) 939-2485 to learn more about how we can help you achieve your financial goals. For performance insights and financial data sourced from the National Credit Union Administration (NCUA), please visit www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,090,218 in used vehicle loans and $6,400,643 in new vehicle loans already helping members get on the road. We also have options for refinancing if you're looking to lower your current payments. With our competitive rates and flexible terms, driving off in your dream vehicle is more attainable than ever.

Credit Lines and Personal Loans

For those looking for more flexibility, we offer credit lines totaling $2,340,000, providing you with immediate access to funds when needed. Additionally, our unsecured credit card loans add up to $865,981, allowing members to manage their finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $175,467, make buying or refinancing simple. We strive to guide you through the entire process so that you can feel confident in your investment.

Why Choose Us?

At Riverside Community located at 368 Larry Power Rd Bourbonnais IL 60914, we prioritize our members' needs above all else. Our dedicated team is available at (815) 939-2485 during business hours from Monday to Friday from 9:00 AM to 5:00 PM to answer any questions you may have regarding eligibility or the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way as you navigate your financial journey. Discover how Riverside Community can help you today!

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