Reliance Credit Union Kansas City KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Reliance, your trusted financial partner in the heart of Kansas City! Located at 8919 Parallel Pkwy Ste 122, Kansas City, KS 66112, we have been proudly serving our community since 1931. With a total membership of 1,964 and assets exceeding $26,923,485, we are committed to providing personalized financial solutions that empower our members to achieve their goals. At Reliance, our team understands that banking is more than just numbers it's about building relationships. Under the leadership of our CEO, Kenneth Armstrong, and Board President, Dana Gilbert, we strive to create a welcoming environment where everyone feels valued. Our dedicated staff of 6 employees is here to assist you with a variety of services, including personal and business banking, auto loans, mortgages, and more. While you can visit us at our branch for face-to-face service, official correspondence should be directed to our mailing address at the same location: 8919 Parallel Pkwy Ste 122, Kansas City, KS 66112. As a credit union with no total borrowings and an impressive net worth of $3,555,928, we take pride in our stability and commitment to member service. Our members enjoy benefits like competitive rates on loans and deposits currently boasting total deposits of $1,028,900. We invite you to explore what Reliance has to offer by visiting our website at reliancecu.org or by calling us at 913-788-8447. Whether you're looking for assistance with online banking or need advice on your next loan, we're here for you every step of the way! Come experience the difference with Reliance today!

Branch History & Mission

Join Us

We invite you to become part of the Reliance family. Experience firsthand how we blend traditional values with modern banking solutions tailored just for you. With a team dedicated to your success and a range of services including auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions, there's something for everyone. Contact us today at 913-788-8447 or visit our website Reliance Credit Union for more information on how we can assist you on your financial journey!

Our Journey

From our humble beginnings in the early 20th century, Reliance has undergone significant changes while remaining true to our mission of serving our members with integrity and dedication. We have seen a steady increase in membership and assets, which is a testament to the trust and loyalty of our community. Our journey includes various milestones that reflect our commitment to providing personalized services that cater to individual financial goals. Throughout the years, we've embraced technology to enhance our offerings. Today, we provide online banking and mobile payment options to ensure our services are accessible anytime and anywhere. Our drive-thru banking may not be available at this location; however, we do have ATM availability to help you access your funds conveniently.

Our Mission

At Reliance, we believe in more than just providing financial products; we aim to empower our community through education and support. Our mission is clear: to deliver exceptional personal banking experiences while fostering growth within the neighborhoods we serve. We understand that financial wellness goes hand-in-hand with community involvement. Therefore, we actively engage in outreach programs and partnerships designed to uplift local initiatives. While members can visit us at 8919 Parallel Pkwy Ste 122 for all their banking needs during our operating hours from Monday to Friday, 7:00 AM - 3:30 PM, official correspondence should be sent to the same address as it doubles as our mailing address.

Branch Location & Accessibility

Contact Us

Have questions or want to learn more about how we can help you? Feel free to reach out at 913-788-8447. We look forward to welcoming you into the Reliance family! Come by today and discover how we can support your financial journey right here in Kansas City.

Getting Here

When you visit our branch, you'll have no trouble finding parking. Our location features ample parking space and is designed with accessibility in mind, ensuring that all members can easily enter and exit our facility. We are committed to providing an environment that meets ADA standards, including ramps for those who need them.

Operating Hours

We understand that life can get busy! That's why our lobby hours are tailored to fit your schedule. You can stop by Monday through Friday from 7:00 AM to 3:30 PM. Our friendly staff is here during these hours to assist you with everything from opening accounts to discussing loan options.

Services Offered

At Reliance, we offer a variety of services tailored for personal and business banking. Need help managing your checking or savings accounts? Looking for auto loans or mortgage refinancing? Our team is here to guide you every step of the way. Plus, enjoy the convenience of our ATM services available on-site for quick cash withdrawals or balance checks. While visiting us at 8919 Parallel Pkwy Ste 122 is ideal for all your banking needs, please note that official correspondence should be sent to the same address.

Member Eligibility

At Reliance, we believe that everyone deserves to be part of a welcoming community where financial well-being is prioritized. Becoming a member is easy and opens the door to a variety of benefits tailored just for you. If you live, work, or worship in the Kansas City area, you're likely eligible to join us! We welcome individuals and families looking for personalized banking solutions and support. For more specific details on eligibility criteria, feel free to check out our website at . Once you're ready to take the next step, opening an account with us is a breeze! You can visit us at our branch located at 8919 Parallel Pkwy Ste 122 Kansas City Ks 66112, or give us a call at (913) 788-8447 for any questions you might have. We're here to help guide you through the process and ensure you feel right at home from day one. Join us today and experience the difference that being part of Reliance can make in your financial journey!

Business Banking & Commercial Services

Merchant Services

When it comes to running a successful business, having efficient payment processing can make all the difference. Our merchant services provide easy ways for your customers to pay, whether they're shopping online or in-store. This means faster transactions and happier customers, allowing you to focus on what you do best growing your business. Located at 8919 Parallel Pkwy Ste 122 Kansas City Ks 66112 in Kansas City, KS, we are here to help your business thrive. For more information, give us a call at (913) 788-8447 or visit us online at https://www.reliancecu.org/. Let's work together towards your success!

Tailored Business Loans

Imagine being able to invest in new equipment or hire additional staff without the stress of cash flow issues. With our commercial loan options, businesses can access funds to fuel their growth. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll be pleased to know we also cater to business banking needs. From merchant services to business loans, we provide the tools needed for success. We understand running a business comes with its own set of challenges and we're here to help navigate them together.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They're perfect for everyday purchases while also earning points towards future rewards. Imagine going on that vacation you've always dreamed about simply by using your credit card wisely.

Digital Convenience

In today's world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances anytime and anywhere. You can pay bills, transfer funds, or check balances all from your smartphone or computer no need to visit the branch unless you want to! Our ATM services ensure that cash withdrawals are never far away either; with easy access at locations across town, it's straightforward when you need cash in hand. At Reliance, we strive to create a welcoming environment where every member feels valued and supported in their financial journey. If you'd like more information about any of our services or have questions about how we can assist you further, please reach out at (913) 788-8447 or visit us online at Providence Branch. We're here for you!

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit various lifestyles. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with no monthly fees and convenient online banking features, making it simple to manage your money from anywhere. If you're in the market for a vehicle, our auto loans and vehicle financing options can make it easier than ever to drive away in the car you want. With competitive rates and flexible terms, we work hard to find a solution that fits your budget. Homeownership is another important milestone many aspire to. That's why we provide mortgage loans and refinancing options. We can guide you through every step of the process, ensuring you get the best rate available. Picture yourself settling into your new home with peace of mind knowing that you've made a smart financial choice. For those unexpected expenses or dreams that need funding, our personal loans and debt consolidation services can offer the support you need. This way, you can consolidate multiple debts into one manageable payment or fund that special project you've been thinking about.

Digital & Online Banking

Accessibility and Security

Your security is our top priority. We use advanced technology to keep your information safe while providing an easy-to-use interface. Our digital banking solutions are designed to be accessible for everyone, whether you're tech-savvy or just getting started with online services. With all these features combined, banking at Reliance is not only convenient but also tailored to meet your needs in today's fast-paced world. Experience the ease of managing your finances digitally with us today!

Key Services Offered

Our online banking platform, which you can explore at https://www.reliancecu.org/, allows you to manage your accounts effortlessly. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer going paperless, our e-statements are available to help you stay organized while also reducing clutter. Need to sign documents quickly? With our electronic signature authorization feature, completing transactions has never been easier or more secure. Whether you're applying for a loan or setting up a new account, you can do it all from the comfort of your home. For those on the go, our mobile application brings banking right to your fingertips. Enjoy the convenience of mobile payments and easily make transactions without needing cash or cards. While person-to-person transfers aren't currently offered, our other services ensure you have everything you need for effective money management.

Financial Strength

Commitment to Reinvestment

With $3,310,702 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we have $54,887 in used auto loans and $12,397,881 in total loans and leases to support your financial goals across various sectors.

Growing Membership

We currently manage total share accounts numbering 3,390, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $374,499, which further underscores our commitment to supporting our community's financial wellbeing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliance is your trusted partner. Visit us at 8919 Parallel Pkwy Ste 122 Kansas City Ks 66112 or call (913) 788-8447 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $3,147,301 in share certificates and $4,943,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income reflects our operational efficiency with a net income of $90,744. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $3,555,928, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,321 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,656,589 in used vehicle loans and $2,408,589 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment, and our team is here to guide you through the process. Plus, if you're considering refinancing your current auto loan for better terms or lower payments, we can help you explore those options as well.

Credit Lines and Unsecured Loans

For those needing flexibility in managing their expenses, we provide personal credit lines with a total available amount of $1,800,000. This allows our members to access funds when needed without the hassle of applying for new credit each time. Additionally, we also offer flexible terms on unsecured credit card loans. With a total of $250,298 in unsecured credit card loans available, our members benefit from competitive rates that help them manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,227,649, designed to fit various budgets and lifestyles. Whether you're a first-time buyer or looking to refinance your existing mortgage for a better rate, our dedicated staff will assist you every step of the way.

Why Choose Reliance?

At Reliance Credit Union, we prioritize transparency and member satisfaction. Our goal is to provide financial products that are straightforward and easy to understand. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan offerings or want to discuss eligibility options further, don't hesitate to contact us or visit us at our Kansas City branch. Your financial journey is important to us; let's take the next step together!

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