Reliance Credit Union Kansas City KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Reliance Credit Union, your trusted financial partner since 1931, located at 540 Minnesota Ave, Kansas City, KS 66101. With a strong commitment to our members, we take pride in being an integral part of the community and helping families achieve their financial goals. Our journey began over nine decades ago, and today we proudly serve 1,964 members with a total asset base of $26,923,485. At Reliance Credit Union, we understand that every member's needs are unique. That's why we offer a variety of services designed to fit your lifestyle, from personal banking solutions like checking and savings accounts to auto loans and mortgages. With $1,028,900 in total deposits and $30,0268 in cash on hand, our financial strength allows us to provide competitive rates and reliable service. Led by our dedicated CEO Kenneth Armstrong and Board President Dana Gilbert, our team of 6 employees is here to ensure you receive personalized attention every step of the way. Whether you're looking for ways to save more or finance your next big purchase, we're here to support you. While members can visit us at our branch location, official correspondence should be sent to the same address: 540 Minnesota Ave, Kansas City, KS 66101. For any inquiries or assistance, feel free to reach out at (913) 565-2506 or send us a fax at (913) 273-1771. Join us at Reliance Credit Union where your financial dreams become a reality! Visit our website at reliancecu.org for more information or stop by today!

Branch History & Mission

Community Connection

Reliance is more than just a credit union; it's a vital part of the Kansas City community. We take pride in building relationships with local organizations and participating in outreach efforts that make a difference. By working together with our members and neighbors, we create a stronger community for everyone. We invite you to experience what sets Reliance apart. Join us today and discover how being a part of our family can help you achieve your financial goals while contributing positively to your community. For any inquiries or assistance, feel free to reach out at 913-565-2506 we're here for you!

Our Mission

At Reliance, our mission is straightforward: to empower individuals and families by providing them with the financial tools they need to succeed. We believe in fostering not just financial growth but also community development. This commitment extends beyond banking; we actively participate in local events and support initiatives that uplift those around us. While members can visit us at our branch location at 540 Minnesota Ave, Kansas City, KS 66101 for all their banking needs from checking accounts to loans official correspondence should be sent to the same address. Our lobby hours are convenient for busy schedules: Monday through Friday from 8:00 AM to 4:30 PM.

Our Story

Our history is rooted in the belief that everyone deserves access to affordable financial services. From our humble beginnings, Reliance has adapted and evolved to meet the changing needs of our members. We've embraced modern technology while maintaining a personal touch that sets us apart. Our dedicated team works tirelessly to provide valuable services like personal banking accounts, auto loans, mortgage options, and business banking solutions. As we moved forward through the decades, we've made significant strides in enhancing our offerings. Our digital advancements include online banking and mobile payment options, making it easier for our members to manage their finances anytime and anywhere. We prioritize accessibility and compliance with ADA standards so that everyone can benefit from our services.

Branch Location & Accessibility

Accessibility and Features

At Reliance, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services with ease. Parking is readily available, so you can visit us without worrying about finding a spot.

Operating Hours

We know your time is valuable. That's why we're here to serve you from 8:00 AM to 4:30 PM, Monday through Friday. Our dedicated team is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgages, and more!

Services Offered

While we don't have ATM facilities or drive-thru banking at this location, our branch offers a full range of personal banking services tailored to your needs. From competitive auto loans and credit card rewards to business banking options, we're here to help you achieve your financial goals. If you need official correspondence or wish to reach out to us directly, feel free to call us at 913-565-2506. While members can visit us at our branch address, any mail can be sent to the same location at 540 Minnesota Ave. We invite you to stop by and see how Reliance can make banking easier for you! Your financial journey starts here come visit us today!

Member Eligibility

Joining the Reliance community is not just about opening an account; it's about becoming part of a family that truly cares for its members. To become a member, you simply need to meet some friendly eligibility criteria. Typically, individuals who live, work, worship, or attend school in the area can join us. This means if you're connected to our vibrant community in Kansas City, you're likely eligible! The perks of membership are plentiful; from personalized banking services to competitive loan rates and community-focused initiatives, being part of Reliance opens the door to countless benefits. If you're ready to take this exciting step and want more details on what it takes to join, you can check out the specific eligibility requirements at . For those looking to open an account, the process is straightforward and welcoming. Don't hesitate to reach out at (913) 565-2506 if you have any questions or need assistance we're here for you! Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that make it easier for you to accept payments. Imagine processing transactions seamlessly while focusing on what you do best running your business. Our services help streamline operations, so you can spend more time on growth and less on paperwork. Located at 540 Minnesota Ave Kansas City Ks 66101 in Kansas City, KS, we are here to empower your business dreams. Contact us today at (913) 565-2506 and discover how we can partner together for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch location, rest assured that when you're in need of cash withdrawal services, we've got alternative solutions ready for you. At Reliance, we're committed to making banking accessible and convenient for everyone in the Kansas City area. Our dedicated team is always here to answer any questions or help guide you through our services. Ready to take control of your finances? Give us a call at 913-565-2506 or visit us today! Discover how Reliance can empower you on your financial journey!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing options are designed to help you hit the road with confidence. With competitive rates and flexible terms, we work with you to find a loan that suits your budget. Picture yourself behind the wheel of that shiny new vehicle you've been eyeing all made possible with our straightforward financing process.

Business Banking

For small business owners, our Business Banking services include essential tools like Merchant Services and Business Loans tailored just for you. Your business deserves the best financial support available, so let us help streamline your operations and fuel growth.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on every purchase. Whether you're treating yourself or just shopping for groceries, those points can add up quickly! It's like getting rewarded for spending money what's not to love?

Mortgage Loans & Refinancing

If homeownership is on your mind, our Mortgage Loans & Refinancing services can turn that dream into reality. Whether you're buying your first home or looking to refinance an existing mortgage, we guide you through each step, ensuring you understand all your options. Imagine securing a lower interest rate on your mortgage how much could that save you each month?

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, managing your finances has never been easier. Access your accounts anytime and anywhere, pay bills, transfer money, and even deposit checks right from your smartphone!

Personal Banking

Whether you're looking to save for a dream vacation or manage everyday expenses, our Personal Banking services have got you covered. We offer Checking & Savings Accounts that fit different lifestyles, helping you keep track of your finances with ease. Imagine having a dedicated savings account for your travel plans or a checking account that rewards you for everyday purchases; we make it happen!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. We provide quick access to funds when you need them most, helping you consolidate debts into one manageable payment. Think about how much easier life will be without juggling multiple bills each month!

Digital & Online Banking

Key Features

With just a few clicks, you can access your accounts anytime through our online banking portal at https://www.reliancecu.org/. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking service allows you to manage your money on your schedule. You can also sign documents electronically with our electronic signature authorization feature, making it simple and fast to complete important transactions without the hassle of printing or mailing paperwork. We also provide e-statements for easy tracking of your financial activity. You can receive these statements directly in your inbox, which helps reduce clutter while ensuring you always have access to your account information. For those who prefer banking on the go, our mobile application is available for download. This app includes features like mobile payments, so you can pay for purchases right from your phone. Plus, while person-to-person transfers are currently not offered, managing your finances through our other robust features keeps everything streamlined.

Security and Support

Your security is our priority. We implement strong measures to protect your personal information and ensure that your online transactions are safe. Our support team is always available to assist you with any questions or concerns you may have about using our digital services. Experience the ease of modern banking with Reliance. With all these tools at your fingertips, you'll find that managing your money has never been easier or more secure!

Financial Strength

At Reliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, ensuring that your money is in safe hands. With a net worth of $3,555,928, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reflected in our net worth ratio of $1,321, which demonstrates that we have a strong capital base to support our lending activities and member services even during uncertain economic times. Members' savings are secured through $3,147,301 in share certificates and $4,943,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you extends beyond numbers. With $3,310,702 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $54,887 in used auto loans and $12,397,881 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by our $90,744, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $374,499. Total Share and Deposit Accounts: 3,390, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Reliance is your trusted partner. Visit us at 540 Minnesota Ave Kansas City Ks 66101 or call (913) 565-2506 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,656,589 in used vehicle loans and $2,408,589 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can accommodate your budget and lifestyle.

Credit Lines

If you're looking for additional financial flexibility, our total credit lines available amount to $1,800,000. This option allows you to borrow what you need while only paying interest on what you use. For business owners, although we currently do not have any outstanding commercial loans available at this time, we are committed to providing resources and support for your growth and expansion plans whenever possible. Additionally, if you're considering refinancing options or want to check your eligibility for any of our loan products, please don't hesitate to reach out. Our friendly team at Reliance is always ready to assist you with personalized advice tailored to your unique situation. Feel free to visit us at our branch located at 540 Minnesota Ave Kansas City KS 66101, or give us a call at 913-565-2506 during our operating hours from 8:00 AM to 4:30 PM. We're here to help you navigate your financial journey confidently! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,227,649, make buying or refinancing simple. We offer guidance through every stage of the process, from application to closing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $250,298 in loans helping members manage their finances effectively. These cards can be a great tool for building credit and accessing funds when needed.

Loan Aggregator

Why Choose LendMesh?

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can choose the best option without any hidden agendas. - Real-Time Rate Comparisons: With access to current loan rates from multiple institutions, users can easily compare options. This helps you make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of our platform in assisting borrowers like you. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Reliance