Radius Credit Union Buffalo NY | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Radius, where community and finance come together! Located at 2111 Seneca St, Buffalo, NY 14210, our branch has been serving members since 1942. With a strong commitment to our local community, we proudly support over 5,055 members by providing personalized financial services that meet their unique needs. At Radius, we believe that everyone deserves access to sound financial advice and resources. With total assets of $65,355,687 and total deposits reaching $3,756,648, we are well-equipped to help you achieve your financial goals. Our dedicated team, led by CEO Lisa Hilton and Board President William Kearney, is here to guide you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 2853 Delaware Ave, Kenmore, NY 14217-2719. Our range of services includes everything from personal checking and savings accounts to auto loans and mortgage refinancing. We also offer online and mobile banking solutions for added convenience. With over 13 employees ready to assist you, we are committed to providing an outstanding member experience. Whether you're looking to secure a loan or simply want to explore your options in personal finance, don't hesitate to reach out! Call us at 716-875-1747 or visit our website at Radius FCU today. Let's work together towards a brighter financial future!

Branch History & Mission

At Radius, we take pride in our deep roots and commitment to the Buffalo community. Established in 1942, our branch at 2111 Seneca St has been a cornerstone for local residents seeking reliable financial services. Over the decades, we have grown alongside our members, adapting to their needs while staying true to our mission of enhancing lives through quality financial solutions. From humble beginnings, Radius has blossomed into a vital institution with a total membership of over 5,000 individuals. Our dedication is reflected not only in the growth of our member base but also in our total assets, which currently stand at an impressive $65,355,687. This growth is more than just numbers; it represents the trust and support of our community. Our mission is simple yet profound: we strive to provide accessible financial services that empower individuals and families. We believe that everyone deserves a chance to achieve their dreams, whether it's buying a car, purchasing a home, or saving for education. Our personal banking services include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed with our members' needs in mind. While members can visit us at 2111 Seneca St Buffalo NY 14210 for all their banking needs during our operating hours from Monday to Friday, 9:00 AM to 4:30 PM, official correspondence should be sent to our mailing address at 2853 Delaware Ave, Kenmore, NY 14217-2719 if it differs from the branch address. We are proud to offer shared service center availability to ensure that even those who are part of partner credit unions can access basic transactions like deposits and withdrawals easily. Though we do not have ATM or drive-thru services at this location, we provide robust online and mobile banking options so you can manage your finances on-the-go. Community engagement is at the heart of what we do. We actively seek partnerships with local organizations to support various outreach efforts that benefit Buffalo residents. Whether it's sponsoring events or providing financial literacy workshops, we are dedicated to making a positive impact beyond just banking. As we look ahead, we invite you to join us on this journey. Experience the difference that comes with being part of a credit union that truly cares about its members and the community. Visit us today or explore our offerings online at radiusfcu.com and see how Radius can help you reach your financial goals!

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 716-875-1747. Our team is eager to help you with all your financial needs! We invite you to stop by Radius FCU's Seneca Branch today your financial journey starts here!

Nearby Landmarks and Accessibility

Our branch is situated close to several local attractions, making it easy to combine your banking visit with errands or leisure activities. With ample parking available right outside the building and ADA-compliant features like ramps, we strive to ensure that everyone can access our services without any hassle.

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 4:30 PM, ready to assist with a range of services. At Radius FCU, we offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, we provide business banking services including merchant services and business loans. Although we don't have ATM facilities or drive-thru service available at this branch, we do offer shared branch transactions for partner credit union members making it simple to manage your accounts even when you're on the go.

Member Eligibility

Becoming a member of Radius is like opening the door to a caring community where your financial needs come first. If you're wondering whether you qualify, let me assure you that eligibility is designed to be inclusive and welcoming. Typically, membership is open to individuals who live, work, or worship in certain areas, as well as their family members. It's all about building a community of support and trust. To explore the specific eligibility requirements in detail, please check out our website at https://radiusfcu.com/radius-membership/. Once you're ready to join us, opening an account is a breeze! You can visit our branch at 2111 Seneca St Buffalo Ny 14210 or give us a call at (716) 875-1747 for assistance. We're here to help guide you through the process and answer any questions you might have. Embrace the advantages of being part of Radius, where you can access personalized banking services tailored just for you. Don't hesitate; we can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services make managing your business easier. Imagine having a streamlined payment processing system that allows you to accept credit and debit cards effortlessly. This means less time worrying about transactions and more time focusing on what truly matters growing your business. If you're interested in learning more about how Radius can support your business banking needs, visit us at 2111 Seneca St, Buffalo, NY 14210 or call us at 716-875-1747. We're here to help you succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not funded any commercial loans yet, we are eager to help you explore the right financing solutions when you're ready. Our goal is to ensure you have access to the capital necessary for expansion, equipment purchases, or working capital.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? With our Auto Loans & Vehicle Financing, purchasing your next vehicle is straightforward and hassle-free. We work with you to find the right loan terms that fit your budget, so you can drive off in your new ride without financial stress.

Business Banking

For entrepreneurs and small business owners, we provide comprehensive Business Banking solutions including merchant services and business loans. We understand that running a business comes with unique challenges, so we strive to offer tailored products that support growth and success.

Credit Cards with Rewards

With our Credit Cards, not only do you have access to credit when needed, but you also earn rewards on your purchases. This means every time you shop for groceries or fuel up your car, you're earning points that can be redeemed for exciting rewards!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and our Mortgage Loans make it achievable. Whether you're buying your first home or looking to refinance an existing mortgage, we provide personalized support throughout the process. Our team will help you navigate different options to find the best fit for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts from the comfort of your home or on-the-go. You can pay bills, transfer money between accounts, and even send money to friends easily through person-to-person payment options.

Personal Banking

We understand that managing finances can be overwhelming. That's why we offer a variety of Personal Banking options including checking and savings accounts that help you manage your day-to-day expenses and save for the future. Our accounts come with features like online banking and mobile payments, allowing you to check balances and transfer funds anytime, anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, consider our Personal Loans & Debt Consolidation services. We offer flexible loan amounts that can help consolidate debt into one manageable payment, easing financial burdens and helping you regain control of your finances.

Shared Branch Transactions

Additionally, if you're a member of another partner credit union, we offer basic shared branch transactions such as deposits and withdrawals. This means you can access your funds without needing to visit your primary credit union's location. If you're ready to take control of your financial future or want more information about our services at Radius FCU Seneca Branch, give us a call at 716-875-1747 or visit us online at radiusfcu.com. We look forward to serving you!

Digital & Online Banking

Key Features

Our user-friendly online banking platform is accessible through https://radiusfcu.com/ and provides a variety of tools to simplify your banking experience. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, if you're looking to go green, we offer e-statements for quick and easy access to your account statements. For those who prefer mobile banking, our dedicated mobile application makes it even easier to manage your finances. With features like mobile payments, you can make purchases right from your phone without fumbling for cash or cards. You can also enjoy person-to-person transfers sending money to friends or family is just a few taps away!

Security Matters

We understand that security is a top concern when it comes to online banking. That's why we take every measure to protect your personal information. While we currently do not support electronic signature authorization, rest assured that all transactions are secured with advanced technology to keep your data safe. Whether you're at home or out and about, Radius ensures that managing your finances is straightforward and secure. Join us today and discover how our digital banking services can enhance your financial journey!

Financial Strength

A Solid Foundation

With a net worth of $8,876,859, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,355 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 8,455, showing a strong and growing member base that trusts us with their finances. With this growth comes the assurance that your funds are managed by a dedicated team committed to your success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Radius is your trusted partner. Visit us at 2111 Seneca St Buffalo Ny 14210 or call (716) 875-1747 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $7,933,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our total loans and leases amounting to $44,470,784, which supports various member financial goals.

Member Savings Security

Members' savings are secured through $10,242,633 in share certificates and $2,112,221 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $529,274 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees ready to assist you with any of your banking needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already facilitated over $9,503,847 in used vehicle loans and $3,870,543 in new vehicle loans to help our members get on the road with confidence. Our flexible terms make it easier for you to drive away with the vehicle you want.

Credit Lines

For those needing extra flexibility in their budgeting, our total credit lines amount to $3,100,000. This can serve as a reliable safety net for unexpected expenses or planned purchases. At Radius, we believe that everyone deserves access to financial products that can improve their lives. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. We're here to assist you! You can contact us at 716-875-1747 during our operating hours from Monday through Friday between 9:00 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more information about our loan offerings or to start your application process today, visit us online at Radius.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,449,327. Whether you are purchasing your first home or refinancing an existing mortgage, we simplify the process to ensure you feel supported every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $808,436 in loans available, our credit cards help members manage their finances effectively while providing convenience and rewards.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. Each lender included in LendMesh's comparisons has been thoroughly vetted, guaranteeing that users are viewing legitimate options.

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