Public Service Credit Union Warren MI | Quick Personal Loans & ATM Access

Introduction

Welcome to Public Service, your trusted financial partner located at 2000 E 12 Mile Rd, Warren, MI 48092. Since our establishment in 1951, we have been dedicated to serving the needs of our community with a member-first approach. Our commitment is reflected in our impressive growth, with over 32,500 members benefiting from a wide range of services designed to enhance their financial well-being. At Public Service, we take pride in managing total assets of $417,741,926, alongside maintaining robust deposits of $11,835,889. With a solid net worth of $50,226,141, our financial strength ensures that we can continue to offer competitive loans totaling 15,042 and valuable resources for personal and business banking. Our CEO, Dean Trudeau, and Board President, Fred Morgan, lead a dedicated team of 128 employees who are here to assist you every step of the way. While members can visit us at our branch location in Warren, official correspondence should be sent to our mailing address: 7665 Merriman Rd, Romulus, MI 48174-1920. We invite you to explore our services which include checking and savings accounts, auto loans, mortgage options, personal loans, and more all crafted with you in mind. To learn more about how we can help you achieve your financial goals or to get started with an account today, feel free to reach out at 734-641-8400 or visit us online at canvas.org. Join us as we continue making a positive impact in our community!

Branch History & Mission

Community Engagement

We are proud of our partnerships with local organizations that focus on education and support for families in need. By collaborating on various initiatives, we aim to uplift those around us and create lasting change within our community.

Join Us!

As we look toward the future, we invite you to join Public Service Credit Union and experience all the benefits we offer. Whether you're looking for a new account or seeking guidance on loans and mortgages, we're here for you every step of the way. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM or give us a call at (734) 641-8400. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Public Service has evolved significantly. We started with a simple mission: to offer accessible banking options for everyone in our community. As we expanded, we embraced technology to better serve our members. Today, we provide a full suite of services including personal banking like checking and savings accounts as well as auto loans and mortgages. Our drive-thru service ensures convenience for those on the go, while our ATM availability allows easy access to funds whenever needed.

Our Mission Statement

Our mission at Public Service is straightforward: we strive to empower individuals through exceptional financial services while fostering a spirit of community support. We believe that banking should not only be about transactions but also about building relationships and supporting one another. This commitment drives us to engage in various outreach efforts, ensuring that we give back to the communities that have supported us throughout the years. While members can visit us at our branch location in Warren, official correspondence should be sent to our mailing address at 7665 Merriman Rd, Romulus, MI 48174-1920.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer convenient operating hours. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our team is here to assist you during these hours with a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions.

Convenient Access for Everyone

Our branch is designed with accessibility in mind. Whether you're walking in or using our drive-thru service, we have features that make banking easy for everyone. You can find ample parking right outside our doors, and we are fully ADA compliant, ensuring everyone can access our services comfortably.

Modern Banking Amenities

At Public Service Warren Branch, we are proud to provide modern amenities such as ATM availability for quick cash withdrawals and balance checks. Plus, our shared service center means you can conduct transactions even if you're a member of another partnering credit union. While members can visit us at 2000 E 12 Mile Rd for all their banking needs, official correspondence should be sent to our mailing address at 7665 Merriman Rd, Romulus, MI 48174-1920. If you have any questions or need assistance, feel free to give us a call at 734-641-8400. We're excited to serve you! Come by and see how we can help with your financial journey today!

Member Eligibility

At Public Service, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Warren area, you're likely eligible to join us. We aim to provide financial services tailored to your needs while ensuring you feel valued as part of our family. To find out more about the specific eligibility criteria, please check out this resource. Opening an account with us is just as easy! Our friendly team is here to guide you through every step of the process. Whether you want to open a checking or savings account or explore other financial services, just give us a call at (734) 641-8400. We're excited to help you start your journey with Public Service at our convenient location at 2000 E 12 Mile Rd Warren Mi 48092!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,354,727, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily and manage transactions seamlessly. Our merchant services are designed for real-world use, allowing you to focus on what you do best running your business. With our solutions, you can accept various payment methods, streamline your sales process, and enhance customer satisfaction. Visit us at 2000 E 12 Mile Rd Warren Mi 48092 in Warren, MI, or call us at (734) 641-8400 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM & Cash Withdrawal Services, accessing your money is effortless. We also offer basic drive-thru banking for quick deposits and withdrawals, ensuring that even busy days don't slow down your banking experience.

Auto Loans & Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing options are designed with competitive rates to help you drive away in your dream vehicle without breaking the bank. Picture this: You find the perfect car, and with our quick application process, you can get approved faster than you think!

Business Banking

For our entrepreneurial members, we offer robust Business Banking services including merchant services and business loans. Running a business requires support; we're here to help you thrive with financial tools designed specifically for businesses of all sizes.

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase counts! Whether it's groceries or gas, earn points that can be redeemed for cash back or travel perks. It's a great way to maximize your spending while enjoying added benefits.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services make it simple and stress-free. We understand that purchasing a home is one of life's biggest decisions, so let us guide you through the process with personalized service tailored to your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Online & Mobile Banking at Warren Branch allows you to manage your finances anytime, anywhere. Check balances, transfer funds, and pay bills right from your phone or computer no need to visit the branch unless you want to!

Personal Banking

Managing your money should be easy and accessible. That's why we offer Personal Banking services like checking and savings accounts tailored for your lifestyle. Imagine having a checking account that helps you track your spending while earning interest on your savings ideal for both everyday purchases and future plans.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or wish to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible solutions that fit your budget. It's all about making life easier for you, allowing you to focus on what matters most.

Shared Branch Transactions

As part of our community commitment, we enable basic shared branch transactions for partner credit union members. This means more flexibility when it comes to banking depositing and withdrawing funds is as simple as visiting any participating location. At Public Service, we're dedicated to providing exceptional service along with a variety of financial products designed just for you. If you're ready to explore how we can assist you further, please give us a call at (734) 641-8400 or visit us at 2000 E 12 Mile Rd Warren Mi 48092. Let's work together toward achieving your financial goals!

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to set up e-statements. This means you can receive your account statements electronically, helping to reduce paper clutter while ensuring you have quick access to your financial information whenever you need it. Plus, with electronic signature authorization, signing documents is easier than ever no need for physical paperwork! For those who love using their smartphones, our mobile application provides a convenient way to manage your money on the go. With features like mobile payments, making transactions has never been simpler. You can quickly send money to friends and family through our person-to-person transfers feature, making sharing costs easy and fast.

Security and Support

We prioritize your security at every step. Our digital banking services come equipped with robust safety measures to protect your personal information. You can bank confidently knowing that we take these precautions seriously. If you ever have questions or need assistance, our friendly team is just a phone call away at (734) 641-8400. We're here to support you in making the most out of your banking experience. Experience the ease and flexibility of banking with Public Service today! Whether you're at home or on the move, we've got you covered with comprehensive digital banking solutions tailored just for you.

Financial Strength

At Public Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to you is reflected in our robust financial health, which we are proud to share. With a net worth of $50,226,141, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,202 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $95,692,514 in share certificates and $44,687,116 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,334,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $40,418,274 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,097 in used auto loans and a total of $278,169,888 in loans and leases across various sectors. Our operational efficiency is evident with a net income of $3,200,166, allowing us to keep offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 114 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares totaling $58,682, our funds are available for lending and investments, reinforcing our ability to meet your financial needs. Our strong membership base is highlighted by the fact that we have a total of 76,058 share and deposit accounts demonstrating the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Service is your trusted partner. Visit us at 2000 E 12 Mile Rd Warren Mi 48092 or call (734) 641-8400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those looking for extra flexibility, our total credit lines amount to $108,800,000, providing additional resources when needed. If you're a business owner, our outstanding commercial loans totaling $47,354,727 provide the capital needed to grow and expand your business operations. At Public Service, we're committed to making borrowing easy and accessible for everyone. We also provide refinancing options and eligibility assessments to ensure that you find the best loan product suited for your unique needs. For more information or to explore your options further, feel free to reach out to us at (734) 641-8400 or visit us at our branch located at 2000 E 12 Mile Rd Warren Mi 48092 in Warren, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,718,232 in used vehicle loans and $28,625,720 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,908,769, make buying or refinancing simple. We know that purchasing a home is one of the most significant decisions you'll ever make, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards are perfect for those who want to build or improve their credit score while enjoying the convenience of cashless transactions.

Loan Aggregator

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Public Service