Public Service Credit Union Trenton MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Public Service, your trusted partner in financial wellness since 1951. Located at 3555 West Rd, Trenton, MI 48183, our branch is dedicated to serving over 32,500 members with a range of personalized banking solutions designed to meet your unique needs. Whether you're looking for auto loans, mortgage refinancing, or simply a reliable place to save, we're here to help you thrive financially. At Public Service, we believe in building strong relationships with our members and the community. With total assets exceeding $417 million and net worth of $50 million, we have the stability and resources to support you on your financial journey. Our team of 128 dedicated employees, led by CEO Dean Trudeau and Board President Fred Morgan, is committed to providing exceptional service and guidance every step of the way. While members can visit us at our main branch location, official correspondence should be sent to our mailing address at 2360 W Jefferson Ave, Trenton, MI 48183. Feel free to reach out via phone at 734-676-8666 for any inquiries or assistance. Join us today and discover how our offerings from checking and savings accounts to business banking services can empower you financially. Explore our website at www.pscunow.com for more information or drop by during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Your financial success is our priority let's work together to make it happen!

Branch History & Mission

Welcome to the heart of our community Public Service, located at 3555 West Rd, Trenton, MI 48183. Since opening our doors in 1951, we have been dedicated to serving our members with a strong commitment to financial well-being and community support. Over the years, we've grown from a small credit union into a thriving institution with over 32,500 members and assets exceeding $417 million. At Public Service, our mission is simple yet powerful: we strive to empower individuals and families through accessible financial services while fostering a sense of belonging and community engagement. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, financing a vehicle, or simply saving for the future. Our branch is not just about transactions; it's about building relationships. We offer a range of services tailored to meet the unique needs of our members, including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also provide business banking solutions such as merchant services and business loans. Accessibility is key to our mission. Alongside traditional banking hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM we ensure that our members can easily access their funds through our ATM services and drive-thru banking options. While you can visit us at 3555 West Rd, official correspondence should be sent to our mailing address at 2360 W Jefferson Ave, Trenton, MI 48183 if needed. We understand that modern life demands convenience. That's why we've embraced technology with features like online banking, mobile payments, e-statements, and person-to-person payment options. We're committed to providing an inclusive experience for all members by ensuring ADA compliance in all our facilities. Our dedication extends beyond banking; we're actively involved in local initiatives that uplift and support our community. Through partnerships with various organizations and outreach programs, we aim to make a positive impact on those we serve. Join us at Public Service and experience the difference that comes from being part of a credit union that truly cares about your financial future and well-being. Together, we can build a brighter tomorrow! If you have any questions or need assistance, feel free to call us at 734-676-8666. We look forward to welcoming you into our family!

Branch Location & Accessibility

Call to Action

Ready to experience exceptional service? We invite you to visit us at the Trenton Branch of Public Service Credit Union today! If you have questions or need assistance before stopping by, feel free to give us a call at 734-676-8666. We're excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated in the vibrant city of Trenton, our branch is just a stone's throw away from local favorites like the Trenton Cultural Center and the beautiful Elizabeth Park. This prime location makes it easy for you to stop by while running errands or enjoying a day out. We prioritize accessibility for all members; our branch features ADA-compliant entrances and parking spaces to ensure everyone can access our services comfortably.

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our team is ready and waiting to assist you during these hours!

Services Offered

At the Trenton Branch, we pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available on-site for your convenience. If you prefer drive-thru banking for deposits or withdrawals, we have that too! Additionally, we're part of a shared service network which allows members from partner credit unions to conduct basic transactions right here. So whether you need cash withdrawal or balance checks, we make it easy for you.

Member Eligibility

At Public Service, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. To be part of our community, you typically need to live, work, or worship in the areas we serve, which include Trenton and surrounding regions. We welcome individuals who are committed to improving their financial futures and value the personalized service that only a credit union can provide. For more detailed information on eligibility requirements, feel free to visit our website at . Joining us is straightforward! All it takes is a quick visit to our branch located at 3555 West Rd Trenton Mi 48183, where our friendly team is ready to assist you with the account opening process. You can reach us anytime at (734) 676-8666 for any questions or guidance. We're excited to help you take this step towards better banking!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,354,727, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services simplify transactions so you can focus on what you do best running your business. Imagine being able to accept payments seamlessly, whether in-store or online, helping you enhance customer experience and boost sales. Visit us at 3555 West Rd Trenton Mi 48183 in Trenton, MI, or call us at (734) 676-8666 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Services

At Public Service, we also provide essential services like basic drive-thru banking for deposits and withdrawals, as well as shared branch transactions for members of partner credit unions. This means whether you're making a simple transaction or accessing an account from another credit union, we've got you covered.

Business Banking

We also prioritize the needs of local businesses through our business banking services. From merchant services that streamline transactions to business loans that fuel growth, we're here to support your entrepreneurial journey.

Come Visit Us!

Located at 3555 West Rd Trenton Mi 48183, our team is ready to assist you with any questions or needs you may have regarding our services. You can reach us at (734) 676-8666 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us at Trenton Branch, where member satisfaction is our top priority! We're excited to help you achieve your financial dreams with the services that fit your life perfectly.

Digital Banking Features

Understanding the importance of convenience in today's world, we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime, anywhere. Our digital platform includes options for ATM cash withdrawals, making access to your funds easier than ever.

Personal Banking

Our personal banking services are here to help you take control of your financial journey. We offer checking and savings accounts that cater to your lifestyle and goals. Whether you're saving for a vacation or simply managing day-to-day expenses, our accounts provide flexibility and support. If you're considering buying a new vehicle or refinancing your current one, look no further than our auto loans and vehicle financing options. We provide competitive rates to help you get on the road without breaking the bank. Additionally, our mortgage loans make homeownership more attainable, offering various refinancing options to suit your needs. For those unexpected expenses or plans that require quick funding, our personal loans and debt consolidation services allow you to manage your finances effectively without added stress. Plus, if you're looking for rewards on your everyday purchases, our credit cards with rewards can help you earn points while you spend.

Digital & Online Banking

Accessibility and Ease-of-Use

Our commitment to accessibility means that you can enjoy real-time account management whether you're at home or out and about. Forget about the hassle of traditional banking hours; with Public Service, you have the power to bank on your own schedule. In short, our digital and online banking services provide you with everything you need to manage your finances effectively while prioritizing convenience and security. Join us at Public Service today and experience the future of banking!

Key Features

Visit us at https://www.canvas.org/ to explore the full range of our online banking features. You can easily access your account 24/7 through our secure online banking portal. Whether you're checking balances, transferring funds, or paying bills, everything is at your fingertips. We also offer E-Statements, allowing you to receive your bank statements electronically no more waiting for paper copies in the mail. This not only speeds up access to your information but also helps you keep your financial records organized. For those on the go, our mobile application makes banking even easier. You can make mobile payments, send money with person-to-person transfers, and manage your accounts directly from your smartphone. It's all about making your life easier while ensuring that your information remains secure. Speaking of security, we utilize electronic signature authorization for added protection when signing documents online. Rest easy knowing that your transactions are safeguarded by advanced security measures.

Financial Strength

At Public Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our finances assures you that your money is in capable hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $50,226,141, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,202 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $95,692,514 in share certificates and $44,687,116 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,334,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $40,418,274 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $5,097 in used auto loans and $278,169,888 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our impressive $3,200,166, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 114 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares amount to $58,682, indicating funds available for lending and investments. The strong trust placed in us by our community is illustrated by the total share accounts of 76,058, showcasing a growing member base that values our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Service is your trusted partner. Visit us at 3555 West Rd Trenton Mi 48183 or call (734) 676-8666 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,718,232 in used vehicle loans and $28,625,720 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away with the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $47,354,727 provide the capital needed to grow and expand. We understand the challenges small businesses face and are committed to supporting local entrepreneurs with personalized lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,908,769, make buying or refinancing simple. We offer various mortgage solutions that cater to your needs, whether you're a first-time buyer or looking to refinance your existing mortgage.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. Our team can help assess your current situation and provide options that might save you money over time. For more information or to start your application today, give us a call at (734) 676-8666. We're here during our operating hours: M-TH 9 AM to 5 PM, FRI 9 AM TO 6 PM, and SAT 9 AM TO 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Public Service, we're committed to helping you achieve financial success with our diverse range of loan products tailored specifically for our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, making them an excellent choice for daily purchases or emergencies.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the offers you see are based on the latest results from institutions committed to fair lending practices (Source: https://www.ncua.gov). Each loan offer is validated, ensuring users receive transparent information.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates displayed are both current and applicable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment helps users make informed choices without hidden influences. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can compare options quickly and efficiently. This empowers you to find the best deals without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Public Service