At Public Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to be part of a credit union that prioritizes your financial well-being, and we are proud to showcase our strength in numbers. With a
net worth of $50,226,141, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $1,202 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$95,692,514 in share certificates and
$44,687,116 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$13,334,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your success is reflected in our
$40,418,274 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With
$5,097 in used auto loans and
$278,169,888 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our impressive
$3,200,166 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
114 full-time employees and
14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In addition to these strengths, our net shares amounting to
$58,682 indicate the funds available for lending and investments. We have cultivated trust within our community as shown by the
76,058, highlighting a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Service is your trusted partner. Visit us at 7665 Merriman Rd Romulus Mi 48174 or call (734) 641-8400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.
