Public Service Credit Union Grosse Ile MI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Public Service at our Grosse Ile Branch, located at 8095 Macomb St, Grosse Ile, MI 48138. Since opening our doors in 1951, we've been committed to serving our community with trust and reliability. With a proud membership of 32,500 and total assets reaching an impressive $417,741,926, we strive to offer financial solutions that empower our members. At Public Service, we understand the importance of community. Our dedicated team of 128 employees is here to assist you with a range of services from personal banking options like checking and savings accounts to auto loans and business financing. We also maintain a solid financial foundation, boasting total deposits of $11,835,889 and a net worth of $50,226,141. Our leadership reflects our values; under the guidance of CEO Dean Trudeau and Board President Fred Morgan, we prioritize your needs as we grow together. Whether you're looking to secure a loan or simply need advice on managing your finances, we're here for you every step of the way. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 8095 Macomb St, Grosse Ile, MI 48138. We invite you to discover how Public Service can support your financial journey. Feel free to call us at 734-671-3060 or visit our website at www.pscunow.com for more information. Join us as we continue to build a stronger community together!

Branch History & Mission

Community Connections

Public Service values its role within the Grosse Ile community and beyond. We actively engage in outreach efforts and partnerships that uplift those around us. Whether through local events or shared service center availability, we aim to strengthen ties within our neighborhoods while ensuring everyone has access to essential banking services. As we continue this journey together, we invite you to join Public Service Credit Union. Experience firsthand how we can help you reach your financial goals while being part of a community-focused organization that truly cares about its members. Together, let's build a brighter future!

Our Mission

At Public Service, our mission is clear: we strive to empower our members by providing exceptional financial services while actively contributing to the well-being of our community. We believe in putting people first whether it's helping individuals secure auto loans or offering business banking solutions tailored for local entrepreneurs. We pride ourselves on creating a welcoming environment where all members feel valued and supported. While you can visit us at our branch address of 8095 Macomb St in Grosse Ile for your banking needs, official correspondence can be sent to the same location as our mailing address. Our commitment extends beyond traditional banking; we also offer digital solutions like online and mobile banking for added convenience.

Branch Location & Accessibility

Accessibility and Amenities

At our Public Service branch, we prioritize your comfort and convenience. The location features ample parking spaces, making it easy for you to visit us. Our facilities are fully ADA compliant, with ramps and accessible entrances ensuring that everyone can enjoy our services without any hassle.

Connect with Us

Got questions? Feel free to give us a call at 734-671-3060! Our friendly team is ready to help you with whatever you need. Whether you're visiting us for the first time or are a long-time member, we look forward to welcoming you at Public Service, where your financial well-being is our top priority.

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. Visit us during the week from 9 AM to 5 PM, and on Fridays, we're open until 6 PM! On Saturdays, drop by between 9 AM and 1 PM. We're here when you need us!

Services Offered

Our branch offers a wide range of banking services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick access to cash? Enjoy our convenient ATM services right on-site. If you prefer drive-thru banking, we've got that covered too! Plus, if you're a member of a partner credit union, take advantage of shared branch services available at our location.

Member Eligibility

At Public Service, we believe that becoming a member is like joining a close-knit community where your financial well-being matters. If you're looking to be part of something special, you'll be pleased to know that eligibility is open to a variety of individuals. Whether you live, work, or worship in the area, you might qualify for membership! We welcome everyone from local residents to employees of businesses within our community. To make sure you meet all the criteria and to learn more about the specifics, feel free to visit our detailed eligibility page at . Joining is straightforward and rewarding. Once you're eligible, opening an account with us is simple and quick. You can find everything you need regarding account opening on our website. If you have any questions or need assistance, don't hesitate to reach out at (734) 671-3060. We look forward to welcoming you into the Public Service family at 8095 Macomb St, Grosse Ile, MI 48138!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: a busy restaurant where customers can pay quickly using their smartphones, ensuring a smooth dining experience while you focus on what you do best serving great food. Our services help streamline payments and manage finances effectively, so you can concentrate on growing your enterprise. Located at 8095 Macomb St Grosse Ile Mi 48138 in Grosse Ile, MI, we're here to partner with you on your journey to success. Reach out at (734) 671-3060 for personalized assistance or visit us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,354,727, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Service Options

We strive to make banking accessible for everyone. With Basic Shared Branch Transactions, members from partner credit unions can easily make deposits and withdrawals at our location. Additionally, our ATMs are equipped for basic access like balance checks and cash withdrawals. If you're ready to learn more about how Public Service can support your financial journey, don't hesitate to reach out! Call us at (734) 671-3060 or visit us at 8095 Macomb St Grosse Ile Mi 48138 in beautiful Grosse Ile, MI during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. We're excited to assist you!

Business Banking Solutions

For our local business owners, we provide comprehensive Business Banking services, including merchant services and business loans. Running a business can be challenging, but with the right financial partner by your side, it becomes easier to thrive.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we emphasize our Online & Mobile Banking capabilities. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills anytime, anywhere. Plus, enjoy easy access to ATM & Cash Withdrawal Services, allowing you to manage cash flow without hassle. Our Drive-Thru Banking service offers additional ease for those quick transactions like deposits and withdrawals perfect when you're on the go!

Personal Banking Services

Whether you're looking to open a checking or savings account, Public Service offers personal banking solutions designed for convenience and growth. Imagine having your funds readily available while also earning interest on your savings! Our accounts come with features that simplify your banking experience, making it easy for you to manage your money. For those considering buying a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We understand how important reliable transportation is, and we're here to help make that a reality. If homeownership is part of your dreams, explore our Mortgage Loans & Refinancing options. Whether you're purchasing your first home or looking to refinance, our knowledgeable staff can guide you through the process.

Support for Your Financial Needs

Need extra cash? Our Personal Loans & Debt Consolidation services can assist you in achieving your goals without the stress of overwhelming debt. We work with you to find the best solution that fits your financial situation. We also offer credit cards with rewards designed to benefit everyday spending. Enjoy perks while managing expenses efficiently!

Digital & Online Banking

Convenience at Your Fingertips

Need to send money to a friend? Our person-to-person transfer option makes it quick and easy. All you need is their email or phone number! And if you're a fan of mobile payments, you'll be pleased to know that we support this feature as well, allowing you to make purchases directly from your device. Security is paramount at Public Service. We take every measure to ensure that your personal information is protected while using our digital services. You can bank with confidence knowing that we're here for you around the clock. In short, whether you're looking for easy access to your accounts or innovative ways to manage your finances, Public Service has the tools you need for a smooth banking experience. Visit us online today and discover how our digital banking services can enhance your financial journey!

Key Features of Our Digital Banking Services

With our online banking services available 24/7 at https://www.canvas.org/, you can easily check balances, transfer funds, and pay bills without ever leaving your home. If you're on the go, our mobile application allows you to manage your accounts right from your smartphone. Whether you want to make payments or keep an eye on your spending, everything is just a tap away. We also provide e-statements for those who prefer going paperless. This feature not only helps you stay organized but also contributes to protecting the environment. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 114 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 76,058, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Public Service is your trusted partner. Visit us at 8095 Macomb St Grosse Ile Mi 48138 or call (734) 671-3060 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Services

With $40,418,274 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more resources for you when you need them the most.

Member Savings and Security

Members' savings are secured through $95,692,514 in share certificates and $44,687,116 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,334,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $50,226,141, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,202 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $5,097 in used auto loans and $278,169,888 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $3,200,166 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,718,232 in used vehicle loans and $28,625,720 in new vehicle loans already helping members get on the road. We offer both new and used vehicle loans to cater to your budget and preferences. If you're considering refinancing your current auto loan for better terms or lower payments, we can help with that too.

Business Loans

For business owners, our outstanding commercial loans totaling $47,354,727 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support your entrepreneurial journey. Our team at Public Service is dedicated to providing personalized service and guidance throughout your loan process. If you're ready to explore your borrowing options or have any questions about eligibility or refinancing opportunities, don't hesitate to reach out. You can contact us at (734) 671-3060 or visit us at our branch located at 8095 Macomb St Grosse Ile Mi 48138, Grosse Ile, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you meet your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently have Junior Lien 1-4 Family Residential Properties loans totaling $36,908,769. We work closely with you to ensure you understand all available options and eligibility requirements so you can make informed decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans helping members manage their finances effectively. This option can be great for those looking to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

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Public Service