Provident Credit Union Walnut Creek CA | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Provident, your trusted financial partner located at 742 Bancroft Rd, Walnut Creek, CA 94598. Established in 1950, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability. With a growing membership base of 134,964 individuals, we are committed to supporting your financial journey with personalized services designed just for you. At Provident, we believe that banking should be easy and accessible. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our total assets stand at an impressive $3,510,110,738, ensuring that we have the resources necessary to meet your needs effectively. While members can visit us at our branch for friendly assistance or to conduct transactions like deposits and withdrawals, official correspondence should be sent to our mailing address: 742 Bancroft Road, Walnut Creek, CA 94598. Whether you prefer in-person visits or online banking through our secure platform at providentcu.org, we're here to make your experience as smooth as possible. Under the leadership of CEO James Ernest and Board President June Rothe, our dedicated team of 332 employees is ready to serve you. We take pride in our commitment to community impact and member satisfaction. With a net worth of $360,706,481 and total deposits reaching $383,244,145, you can trust that your finances are in capable hands. Ready to experience the difference? Call us today at 925-941-6308 or stop by our branch during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us at Provident where your financial wellbeing is our priority!

Branch History & Mission

At Provident, we take pride in our rich history and unwavering commitment to the community of Walnut Creek, California. Since opening our doors in 1950, we have been dedicated to providing exceptional financial services tailored to meet the needs of our members. Over the years, we have grown from a small credit union into a trusted financial partner, currently serving over 134,000 members and managing total assets of approximately $3.5 billion. Located at 742 Bancroft Rd, Walnut Creek, CA 94598, our branch is situated in a vibrant community with easy access for all. Whether you're visiting us for personal banking services or exploring options for your business, we are here to help every step of the way. While members can visit us at this address, official correspondence should be sent to our mailing address at 742 Bancroft Road, Walnut Creek, CA 94598. Our mission at Provident is simple yet powerful: to empower our members by providing them with accessible financial services while fostering a sense of community. We believe that everyone deserves a chance to thrive financially. That's why we offer an array of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed to enhance your financial well-being. As technology continues to evolve, so do we. Our commitment to digital advancements ensures that you have access to online and mobile banking features that make managing your finances easier than ever before. Whether you prefer visiting us in person during our operating hours Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, or Saturday from 9:00 am to 2:00 pm or using our ATM services available on-site, we cater to your needs. Our drive-thru service may not be available, but we do offer shared service centers for added convenience. We believe in supporting local initiatives and actively engage in community outreach efforts. By partnering with various organizations and participating in local events, we strive to give back and make a positive impact where it matters most. Join us at Provident and experience the difference that comes with being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future! For more information or to reach us directly, feel free to call us at 925-941-6308 or visit our website at providentcu.org.

Branch Location & Accessibility

Accessibility and Features

At Provident, we prioritize accessibility for all members. Our branch is fully compliant with ADA standards, featuring ramps and designated parking spaces to accommodate everyone comfortably. We have ample parking available right outside our doors, making it easy for you to stop by without any hassle.

Operating Hours

We understand that life can be busy, so we offer flexible hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you're looking to open a new account or need assistance with a loan, our friendly staff is here to help during these times.

Services Offered

At Provident, we provide a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we aim to meet your financial needs effectively. Plus, with ATM availability on-site and shared services for partner credit union members, accessing your funds is quick and easy. While members can visit us at 742 Bancroft Rd, official correspondence should be sent to our mailing address at the same location. If you have any questions or need assistance, feel free to give us a call at 925-941-6308. We invite you to come by our Walnut Creek branch today! Experience firsthand how we can support your financial journey in a welcoming environment.

Member Eligibility

Joining the Provident community is an exciting step towards better financial opportunities and support! To become a member, you simply need to meet some friendly eligibility criteria. Typically, this includes being a resident of the local area or having a connection to those who live or work here. Whether you're looking for personal banking services, loans, or credit options, we welcome anyone who shares our values of community and support. For more specific details about eligibility, feel free to check out our website at . Opening an account at Provident is a breeze! You can start your journey by giving us a call at (925) 941-6308, and we'll guide you through the simple process. Our team is here to help you every step of the way, ensuring that you feel right at home with us. Remember, joining us means not just gaining access to financial services but also becoming part of a caring community that looks out for each other. Visit us at 742 Bancroft Rd Walnut Creek Ca 94598 today!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services designed to streamline your daily operations. Imagine having access to tools that simplify transactions, manage cash flow, and enhance customer experiences all at your fingertips. From point-of-sale systems to mobile payment solutions, we're here to support you every step of the way. Visit us at our Walnut Creek location at 742 Bancroft Rd Walnut Creek Ca 94598 or call us at (925) 941-6308 to learn more about how Provident can empower your business today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $294,797,182, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

Located at 742 Bancroft Rd Walnut Creek Ca 94598, our branch offers easy access for all members in the area. Plus, if you're a member of another participating credit union, feel free to utilize our basic shared branch transactions for deposits and withdrawals as well as basic ATM access for balance checks. For more information about any of our services or assistance with opening an account, don't hesitate to reach out! Call us at (925) 941-6308, visit us during our operating hours (M-Th 9:00 am - 5:00 pm, F 9:00 am - 6:00 pm, Sat 9:00 am - 2:00 pm), or explore more at Branch Office. We're excited to help you achieve your financial dreams!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are here to help. With competitive rates and flexible terms, we make it easier for you to get behind the wheel of your dream vehicle. Picture driving off the lot without the stress of complicated financing our team is ready to assist you every step of the way.

Business Banking Solutions

We haven't forgotten about small businesses! Our Business Banking services include merchant services and business loans tailored to help local entrepreneurs thrive. Your business is important to us, and we are here to support your growth.

Credit Cards with Rewards

For those who love earning rewards while spending, our Credit Cards with Rewards are an excellent choice. Enjoy benefits that suit your lifestyle whether it's cashback on purchases or travel rewards for your next adventure.

Mortgage Loans & Refinancing

Homeownership can be within your reach with our Mortgage Loans & Refinancing services. Whether you're purchasing a new home or refinancing an existing mortgage, we provide personalized support to find a solution that works for you. Our knowledgeable staff will guide you through the process, making it smoother than ever.

Personal Banking Services

When it comes to managing your day-to-day finances, our Personal Banking services make it easy. We offer checking and savings accounts designed to help you reach your financial goals. Imagine having a checking account that allows you to access funds quickly through our ATM & Cash Withdrawal Services, making everyday transactions hassle-free. You can also enjoy the convenience of online and mobile banking, which lets you manage your accounts right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can help lighten the load. We know life can throw curveballs, and having access to funds when needed can provide peace of mind.

Digital & Online Banking

At Provident, we understand that your time is valuable. That's why we offer a full suite of digital and online banking services designed to make managing your finances easier and more secure than ever. With 24/7 access to your accounts through our online banking platform, you can handle your banking needs whenever it suits you. Explore our services by visiting https://providentcu.org/. Here, you can enjoy features like e-statements, which let you view your account activity without the clutter of paper statements. You can also sign documents securely from anywhere with our electronic signature authorization, making transactions simple and fast. For those on the go, our mobile application offers the convenience of banking right from your smartphone. Whether you're checking balances, making payments, or transferring money person-to-person, everything is just a tap away. Plus, if you like using mobile payments, you'll be glad to know that we support this feature too. We prioritize your security while providing user-friendly options that help you manage your finances in real-time. Need to send money to a friend? Our person-to-person transfer service makes it easy and quick. And with 24/7 online banking services available, you can rest assured that your financial needs are always covered. With all these great tools at your fingertips, Provident makes it easier than ever to take charge of your financial life. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth and Innovation

With $359,049,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means that your credit union is continuously evolving to meet your needs. Our lending capacity supports members' financial goals across various sectors with $13,697 in used auto loans and $2,598,460,252 in total loans and leases. These offerings help make achieving your dreams easier whether it's buying a new car or financing a home.

Member-Centric Savings Options

We believe in safeguarding your savings. Members' funds are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reliable Support Team

We also take pride in having 314 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With our staff's dedication, we can provide personalized service tailored to your unique financial situation.

Solid Financial Health

With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth helps ensure that your deposits are safe and secure while providing the resources needed to support our lending activities. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability allows us to focus on what matters most: serving you.

Trust Built on Transparency

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 742 Bancroft Rd Walnut Creek Ca 94598 or call (925) 941-6308 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Provident, we understand that everyone's financial journey is unique. Whether you're looking to purchase a new vehicle, buy your first home, or manage your finances more effectively, we have a range of loan products designed to meet your needs. Our branch, located at 742 Bancroft Rd, Walnut Creek, CA 94598, is ready to assist you in achieving your financial goals. With over 50665 loans issued, we've helped thousands of members achieve their financial aspirations. Our auto loans are particularly popular; if you're looking to buy a new car, you'll be pleased to know that our auto loans come with some of the lowest rates in the industry. We have already issued over $22,715,7965 in used vehicle loans and $84,156,509 in new vehicle loans to help our members get on the road smoothly. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $128,082,130, making buying or refinancing straightforward. We also provide flexible terms on unsecured credit card loans. Currently, we have a total of $44,004,033 in unsecured credit card loans helping members manage their finances effectively. For business owners out there, our outstanding commercial loans total $294,797,182, providing the capital needed for growth and expansion. Additionally, if you're interested in revolving credit options, we offer total credit lines amounting to $1,346,922,422. If you're considering refinancing or exploring eligibility options for any of these products, our team is here to guide you through every step of the process. To learn more about how we can help you secure the financing you need or for any questions regarding our loan offerings and services available at our Walnut Creek branch, feel free to call us at 925-941-6308 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step in your financial journey today!

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Provident