Provident Credit Union San Francisco CA | Quick Personal Loans & Top Checking

Introduction

Welcome to Provident, your trusted credit union located at 701 Sacramento St, San Francisco, CA 94108. Established in 1950, we have proudly served our community for over seven decades, building a strong foundation of trust and commitment to our members. With a total membership of 134,964 and assets exceeding $3.5 billion, we are dedicated to providing personalized financial services tailored to meet the diverse needs of individuals and families. At Provident, we understand that financial stability is essential for a thriving community. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our total deposits stand at an impressive $383,244,145, reflecting the confidence our members place in us. We also maintain a robust loan portfolio with 50,665 loans and leases granted to support your dreams. Our leadership team is committed to ensuring that every member feels valued and supported. Under the guidance of CEO James Ernest and Board President June Rothe, our dedicated staff of 332 employees works tirelessly to provide exceptional service and create meaningful relationships with our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 701 Sacramento Street, San Francisco, CA 94108. Feel free to reach out by phone at 415-397-3302 or explore our services online at providentcu.org. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

A Legacy of Service

Since opening our doors in 1950, Provident has evolved significantly. We have embraced advancements in technology while ensuring that all our services remain accessible and inclusive. With a total asset base exceeding $3.5 billion, we are proud to offer competitive rates and products designed with you in mind. Our dedicated team works tirelessly to provide personalized service, whether you're visiting us during lobby hours or connecting with us through our online banking platform. Our commitment extends beyond just financial transactions; it includes fostering community spirit. Through partnerships and outreach efforts, we engage with local organizations to support various initiatives that enhance the quality of life in San Francisco. We know that when our community thrives, so do our members.

Modern Banking Solutions

While you can visit us at 701 Sacramento St, we also understand the importance of convenience in today's fast-paced world. That's why we offer features like online banking, mobile payments, and ATM access to ensure you can manage your finances effortlessly. Additionally, we provide shared service center access for partner credit union members, making it even easier for everyone to benefit from our services. If you need assistance or have questions about your account, don't hesitate to call us at 415-397-3302. Our friendly staff is ready to help you navigate your financial journey. As we look ahead, we invite you to join the Provident family and experience the difference that comes from being part of a community-focused credit union. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to empower our members through exceptional financial services while supporting the growth and well-being of the communities we serve. We believe that everyone deserves access to quality banking solutions that cater to their unique needs. Whether it's personal banking with checking and savings accounts or securing loans for vehicles and homes, we're here to help you achieve your financial goals.

Branch Location & Accessibility

A Wide Range of Services

At Provident, we offer an array of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage options, we are here to support your financial journey. We also provide business banking services including merchant services and business loans. If you're a member of another partnering credit union, you'll be pleased to know that basic shared branch transactions like deposits and withdrawals are available here as well!

Connect With Us

We invite you to visit us at Provident or give us a call at 415-397-3302 if you have any questions or need assistance. Our friendly team is ready to help you with all your banking needs! Come see how easy it is to bank with us today!

Convenient Access and Features

At Provident, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, ensuring that everyone can easily navigate our space. Plus, parking is available nearby, so you can stop by without any hassle. We understand that your time is valuable! That's why we offer flexible operating hours: from Monday to Thursday, we're open from 8 AM to 4 PM, and on Fridays from 8 AM to 5 PM. This means you can find a time that works best for you to handle your banking. For added convenience, our branch features ATM availability perfect for quick cash withdrawals or balance checks whenever you need them. Although we do not have drive-thru banking at this location, our commitment to providing excellent member service remains strong.

Member Eligibility

At Provident, we believe that everyone deserves a place in our community, and becoming a member is as simple as reaching out! If you live, work, or worship in the area, or even if you have family members who are already part of our credit union, you're likely eligible to join us. We welcome individuals from various backgrounds and experiences, ensuring that everyone can benefit from our personalized financial services. Plus, being a member means gaining access to exclusive offers and resources designed to help you thrive financially. To learn more about the specific eligibility requirements and how you can get started, feel free to check out our detailed information at . If you're ready to open an account or have any questions, don't hesitate to give us a call at (415) 397-3302. We're excited to welcome you to Provident at 701 Sacramento St San Francisco Ca 94108, where your financial journey begins with a supportive community by your side!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $294,797,182, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer practical merchant services that simplify payment processing. Imagine having a reliable system that allows your customers to pay easily, freeing you up to focus on what you do best growing your business. Our services ensure that transactions are smooth, letting you concentrate on delivering exceptional products and services. Come visit us at 701 Sacramento St San Francisco Ca 94108 in San Francisco, CA, or call us at (415) 397-3302 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Solutions at Your Fingertips

For entrepreneurs and business owners, Provident offers robust Business Banking solutions including merchant services and business loans. We know how important it is to have reliable financial support as you grow your business. Our team is ready to partner with you to find the best solutions tailored specifically for your business needs.

Connect with Us

We invite you to visit us at 701 Sacramento St San Francisco Ca 94108 or give us a call at (415) 397-3302 during our operating hours: Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 8:00 AM to 5:00 PM. Our friendly staff at Provident is eager to assist you with any questions or concerns about our services. At Provident, we pride ourselves on building strong relationships with our members by offering personalized service and a comprehensive suite of financial products designed for success. Experience the difference today!

Digital Banking Convenience

In today's fast-paced world, managing your finances should be easy and accessible from anywhere. That's why we have invested in comprehensive Online & Mobile Banking services that allow you to check balances, transfer funds, and pay bills right from the palm of your hand. With features like mobile payments and person-to-person transfers, banking has never been simpler. You'll also find convenient access through our ATM services where you can withdraw cash or check balances without hassle. And if you're a member of another credit union that partners with us, basic shared branch transactions are available for deposits and withdrawals.

Personal Banking Made Easy

We understand that managing finances can be a challenge, which is why we offer a variety of personal banking services designed for convenience and accessibility. From Checking & Savings Accounts that help you grow your savings while keeping your everyday expenses organized, to Auto Loans & Vehicle Financing options that make purchasing your dream car a reality, we're here for you. If homeownership is on your mind, consider our Mortgage Loans & Refinancing services. We provide competitive rates and flexible terms to fit your lifestyle. Additionally, our Personal Loans & Debt Consolidation options give you the opportunity to simplify your finances and achieve your goals faster. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards.

Digital & Online Banking

Key Features for Convenience

Our online banking platform allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the benefits of electronic statements say goodbye to paper clutter and access your account statements digitally whenever you need them. Plus, our secure electronic signature authorization makes it easy to sign important documents without the hassle of printing or mailing. For those who prefer using their mobile devices, our mobile application brings all these features right to your fingertips. You can even make mobile payments effortlessly and conduct person-to-person transfers in real time, making it simple to send money to friends or family.

Security and Accessibility

We prioritize your security with advanced encryption technology, ensuring that your personal information stays safe while you manage your finances online. Our user-friendly interface means that whether you're tech-savvy or new to digital banking, you'll find everything easy to navigate. At Provident, we believe that banking should fit seamlessly into your life. With our robust digital offerings, you can take control of your financial world anytime, anywhere. Experience the convenience today by visiting https://providentcu.org/!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 283,425, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $6,101,921, further emphasizing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 701 Sacramento St San Francisco Ca 94108 or call (415) 397-3302 to learn more about how we can help you achieve your financial goals.

Commitment to Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 314 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Member Services

With $359,049,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $13,697 in used auto loans and $2,598,460,252 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to stability is further demonstrated by our net worth ratio of $1,027, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,157,965 in used vehicle loans and $84,156,509 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $294,797,182 provide the capital needed to grow and expand. We are committed to supporting local businesses in achieving their goals through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $128,082,130, which makes buying or refinancing simple. We aim to help you navigate the home-buying process with ease and confidence.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility for our products, our team is here to guide you through the process. We believe in making financial services accessible and straightforward for all our members. At Provident, we pride ourselves on offering transparent terms and competitive rates across all our loan products. For more information or to discuss how we can help you meet your financial needs, feel free to reach out at (415) 397-3302 or visit us at 701 Sacramento St San Francisco Ca 94108. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be your partner in achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,004,033 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your budget intact.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from legitimate financial institutions ensures that users receive fair and transparent offers.

Provident