Provident Credit Union Millbrae CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Provident, your trusted financial partner in the heart of Millbrae, CA. Located at 209 Broadway, our branch has been serving the community since 1950 with a commitment to providing personalized banking solutions tailored to your needs. With over 134,000 members and a robust asset base of $3.51 billion, we are dedicated to helping you achieve your financial goals. At Provident, we understand that every member is unique. That's why we offer a wide range of services, from personal banking and auto loans to mortgage refinancing and business banking solutions. Whether you're looking for ways to save for the future or need assistance with a loan, our experienced team is here to guide you every step of the way. While members can visit us at 209 Broadway, official correspondence should be sent to 209 Broadway Avenue, Millbrae, CA 94030-2507. Our branch prides itself on fostering strong relationships within the community while ensuring financial stability and growth for our members. With total deposits reaching $383 million and net worth exceeding $360 million, you can trust that your finances are in good hands. Our leadership team, led by CEO James Ernest and Board President June Rothe, is deeply committed to maintaining the highest standards of service. Together, they ensure that Provident continues to thrive as a community-focused credit union that puts its members first. Don't hesitate to reach out! You can contact us at (650) 259-7562 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until 2:00 PM. We invite you to explore all we have to offer by visiting our website at providentcu.org. Join us today and experience the difference a dedicated credit union can make in your financial journey!

Branch History & Mission

Welcome to Provident, a credit union that has proudly served the Millbrae community since 1950. With a rich history rooted in trust and service, we have grown alongside our members, adapting to their needs and contributing to their financial well-being. Located at 209 Broadway, Millbrae, CA 94030, our branch is easily accessible and surrounded by local landmarks that reflect the spirit of our vibrant community. Over the years, Provident has achieved remarkable milestones. From humble beginnings, we have expanded our reach to serve over 134,964 members and manage total assets of $3,510,110,738. Our commitment to offering personalized banking services has allowed us to build lasting relationships with our members while providing them with innovative financial solutions. At Provident, our mission is clear: to enhance the lives of our members through exceptional financial services and unwavering support. We believe in empowering individuals and families by providing accessible banking options like checking accounts, auto loans, mortgages, personal loans, and business banking services. We also take pride in offering online and mobile banking platforms that ensure you can manage your finances conveniently from anywhere. Our dedication extends beyond just banking. We actively engage in community outreach programs and partnerships aimed at uplifting the Millbrae area. By supporting local events and initiatives, we strive to create a positive impact that resonates throughout our community. While members can visit us at 209 Broadway, official correspondence should be sent to 209 Broadway Avenue, Millbrae, CA 94030-2507 if different from our branch address. We are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM for your convenience. For any inquiries or assistance, feel free to reach out at 650-259-7562. With an ATM available for easy cash withdrawals and shared service center access for partner credit union members, we make banking as convenient as possible for you. Join us at Provident today and experience the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Banking Hours

Our doors are open during welcoming hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We understand that life gets busy, so we strive to offer hours that fit your schedule.

Easy Access and Amenities

At our Millbrae branch, you can enjoy ample parking right outside, ensuring that your visit is hassle-free. We prioritize accessibility for all our members, with features like ADA-compliant ramps and pathways. Whether you're stopping by for a quick transaction or planning a longer visit, we aim to make your experience as comfortable as possible. While members can visit us at our main address on Broadway, official correspondence should be sent to 209 Broadway Avenue, Millbrae, CA 94030-2507. We want to ensure that you have all the information you need at your fingertips!

Join Us Today!

We invite you to visit us at our Millbrae branch or give us a call at 650-259-7562. Our dedicated team is here to help answer any questions or assist with your banking needs. At Provident Credit Union, we look forward to welcoming you into our family!

Services Tailored for You

At Provident, we offer a variety of banking services designed with your needs in mind. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While we do not have drive-thru service at this location, our staff is always ready to assist you inside. Additionally, if you're a member of another credit union participating in shared services, feel free to stop by for basic transactions like deposits and withdrawals making banking even more convenient for you!

Member Eligibility

At Provident, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area surrounding our branch at 209 Broadway Millbrae Ca 94030, you're already eligible. We embrace diversity and strive to provide financial services that fit your needs. Membership means access to personalized banking options like checking accounts, loans, and more all designed with your best interests in mind. To learn more about the specific eligibility criteria or to see if you qualify, we encourage you to check out our detailed information at . Once you're ready to take the next step toward joining us, opening an account is easy! Just give us a call at (650) 259-7562 or visit us during our operating hours. We can't wait to welcome you into the Provident family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $294,797,182, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your day-to-day operations smoothly while also providing exceptional customer experiences. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. From handling credit card transactions to offering secure online payments, we make it easy for you to manage finances effectively. Located at 209 Broadway Millbrae Ca 94030 in Millbrae, CA, we invite you to explore how our business banking and commercial services can empower your success. For more information, call us at (650) 259-7562 or visit our website at https://providentcu.org/.

Comprehensive List Of Services

Business Banking Solutions

For our business members, Provident provides comprehensive banking solutions including merchant services and business loans. We know running a business comes with its own set of financial demands; that's why our team is here to support you with tailored solutions that help your business thrive.

Convenient Digital Banking Options

In today's fast-paced world, convenience matters. That's why Provident has invested in robust online and mobile banking features. With just a few clicks on your smartphone or computer, you can check balances, transfer funds, pay bills, and even deposit checks without having to visit a branch. Plus, our ATM services allow for quick cash withdrawals whenever you need them.

Credit Cards with Benefits

To enhance your purchasing power, we offer credit cards that come with rewards! Imagine earning points on every purchase you make whether it's groceries or gas this can help you save money or earn cash back over time.

Personal Banking Made Easy

For individuals seeking reliable banking solutions, Provident offers an array of personal banking services. You can manage your finances effortlessly with our checking and savings accounts, which provide you with easy access to your funds while helping you save for future goals. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options are tailored to fit your budget. When it comes to homeownership, we know how important it is to find the right mortgage. Our mortgage loans and refinancing services can help you secure the best rates available, making the dream of owning a home a reality. Additionally, if you're facing unexpected expenses or need to consolidate debt, our personal loans are here to help you navigate those challenges.

Shared Branching Services

We also understand that flexibility is key when it comes to managing your finances. Through basic shared branch transactions, members can perform deposits and withdrawals at partner credit unions across the country. This means no matter where life takes you, access to your money is just around the corner. For any questions about our services or how we can assist you better, feel free to reach out! You can contact us at (650) 259-7562 or visit us at 209 Broadway Millbrae Ca 94030. At Provident, we're not just about transactions; we're about building relationships that last. We invite you to explore all that we have to offer by visiting our website at Branch Office. Let us help you achieve your financial goals today!

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills on your schedule. Need to send money to a friend? Our person-to-person transfers make it simple and fast no need for cash or checks! If you're always on the go, our mobile application ensures that all these features are just a tap away. Plus, with mobile payments, you can make purchases using your smartphone effortlessly. For those who prefer going paperless, we offer e-statements that allow you to view your account statements online securely. You can also utilize electronic signature authorization for quick approvals without needing to visit us in person. It's all about making banking easier while keeping your information safe.

Security and Accessibility

We prioritize your security with robust systems designed to protect your personal information. Our digital banking tools not only provide convenience but also peace of mind knowing that your data is secure. Whether you're at home or out and about, accessing your finances has never been easier. Join us at Provident and discover how our digital banking services can simplify your life!

Financial Strength

Commitment to Growth

With $359,049,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,697 in used auto loans and $2,598,460,252 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 283,425, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,101,921. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 209 Broadway Millbrae Ca 94030 or call (650) 259-7562 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 314 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,157,965 in used vehicle loans and $84,156,509 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible terms and competitive rates to ensure you drive away satisfied.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $294,797,182 provide the capital needed to expand operations or invest in new projects. If you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to ask our team for assistance we're here to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to learn more about how our loan offerings can benefit you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $128,082,130. This is an excellent opportunity for those looking to invest in their future through real estate.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $44,004,033 in loans helping members manage their finances effectively. These cards come with various benefits that can help streamline your spending while providing peace of mind.

Loan Aggregator

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Provident