Provident Credit Union Dublin CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Provident, your trusted financial partner located at 2680 Dublin Blvd, Dublin, CA 94568. Since our establishment in 1950, we have been committed to serving our community with integrity and excellence. With a total membership of over 134,964, we strive to meet the diverse needs of our members, offering a range of services from personal banking to business loans. At Provident, we take pride in our robust financial health, boasting total assets of $3,510,110,738 and total deposits amounting to $383,244,145. Our net worth stands at an impressive $360,706,481, ensuring that your money is not just safe but also working for you. Whether you're looking for auto loans or personal loans for debt consolidation, we have options tailored just for you. Our dedicated team of 332 employees, led by CEO James Ernest and Board President June Rothe, is here to support you every step of the way. We believe in building lasting relationships and making a positive impact in the lives of our members and the wider community. While you can visit us at our Dublin branch for any inquiries or services you need, please note that official correspondence should be directed to the same address: 2680 Dublin Blvd, Dublin, CA 94568. We invite you to explore our website at providentcu.org for more information about our products and services. Feel free to reach out to us at 925-875-0010 we're here to help! Your financial journey begins with us; let's take it together.

Branch History & Mission

At Provident, we take pride in our rich history and unwavering commitment to serving the community of Dublin, California. Established in 1950, our branch has been a cornerstone of financial support and innovation for over seven decades. Located at 2680 Dublin Blvd, Dublin, CA 94568, we are ideally situated to serve our members with easy access to essential banking services. Since our founding, we have grown significantly and now proudly serve over 134,964 members. With total assets amounting to $3,510,110,738, we are dedicated to offering a wide range of financial solutions designed to meet the diverse needs of our community. Our mission is simple yet profound: to empower our members by providing personalized financial services that promote financial wellness and foster community growth. Over the years, we've adapted to the changing landscape of banking while staying true to our core values. We embrace modern technology with services like online banking, mobile payments, and e-statements, ensuring that our members can manage their finances conveniently and securely. We also prioritize accessibility by adhering to ADA compliance guidelines. Our commitment extends beyond traditional banking; we actively engage with our community through outreach programs and partnerships. We understand that real financial health comes from more than just transactions; it's about building relationships and supporting each other. While you can visit us at 2680 Dublin Blvd Dublin Ca 94568 for your banking needs, please note that official correspondence should be sent to 2680 Dublin Blvd, Dublin, CA 94568 if it differs from our branch address. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. We also offer ATM services for quick cash withdrawals and basic transactions. At Provident, we invite you to join us on this journey of financial empowerment. Experience firsthand how we can help you achieve your financial goals while making a positive impact in the Dublin community. Visit us today or call us at (925) 875-0010 we look forward to welcoming you!

Branch Location & Accessibility

Convenient Access and Parking

Our branch is designed with accessibility in mind. You'll find ample parking available, making it simple to stop by for all your banking needs. The location features ADA-compliant ramps and entrances, ensuring everyone can access our services without any hassle.

Operating Hours That Fit Your Schedule

We understand that life gets busy. That's why we offer flexible operating hours! Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. Our friendly staff is always ready to assist you during these hours.

Reach Out Today!

If you have questions or need assistance, don't hesitate to call us at 925-875-0010. Our team is here to help you navigate your financial journey with confidence. We invite you to visit Provident Credit Union today and discover how we can support your goals!

Services Designed for You

At Provident Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to vehicle financing and mortgage loans, we have something for everyone. Plus, with our shared service center availability, you can complete basic transactions even if you're a member of a partner credit union. While members can visit us at our physical location, any official correspondence should be sent to the same address: 2680 Dublin Blvd, Dublin, CA 94568.

Member Eligibility

At Provident, we believe that becoming a member is like joining a caring family, where everyone looks out for each other. If you're curious about eligibility, you'll find that it's quite simple and welcoming. Generally, anyone who lives, works, or attends school in the area around 2680 Dublin Blvd Dublin Ca 94568 can become part of our community. We aim to create a space where everyone feels included and valued. The benefits of membership at Provident are numerous, from personalized service to competitive rates on loans and savings accounts. If you're ready to take the next step, opening an account is a breeze! Just give us a call at (925) 875-0010 or visit our website for all the details on how to get started. We recommend checking out the specific eligibility criteria by visiting this link: . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine having a payment solution that works as hard as you do. Our merchant services offer easy payment processing options so you can focus on what matters most running your business. From card payments to online transactions, we provide tools that enhance customer experiences while making managing finances simpler. Visit us at 2680 Dublin Blvd Dublin Ca 94568 in Dublin, CA, or call us at (925) 875-0010 to discover how we can support your business journey!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $294,797,182, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Provident, we provide competitive rates on Auto Loans & Vehicle Financing. We're here to help you navigate the process, whether you're buying a new vehicle or refinancing an existing loan. Imagine driving off in your dream car without the stress of complicated financing our team will guide you every step of the way.

Business Banking Services

Running a business? We haven't forgotten about you! Our Business Banking services include everything from merchant services to business loans, designed to help entrepreneurs thrive. Whether you're starting a new venture or expanding an existing one, our team is dedicated to helping local businesses succeed.

Convenient Access and Support

Our branch provides more than just traditional banking services; we also offer basic shared branch transactions for partner credit union members, allowing deposits and withdrawals wherever they go. If you're ever in need of assistance, don't hesitate to call us at (925) 875-0010 during our lobby hours: Monday through Thursday from 9 AM - 5 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 4 PM. At Provident, we prioritize convenience and accessibility so that all members can manage their finances effortlessly. Explore all these services and more by visiting us online at Branch Office. Join us today and discover how we can support your financial journey!

Credit Card Rewards

For those who enjoy earning rewards on everyday purchases, check out our Credit Cards with Rewards program. It's an easy way to earn cash back or points while making purchases you would normally make anyway. Plus, having a credit card from Provident means you have access to competitive rates and member benefits that help maximize your spending power.

Home Financing Options

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance your current mortgage for better rates, we can assist you in making informed decisions that fit your budget. Our experienced staff will walk you through each option, ensuring you find the right solution for your housing needs.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a way to grow your savings, we offer Personal Banking options that fit your lifestyle. With our checking and savings accounts, managing your day-to-day finances has never been easier. You can access your funds through our user-friendly Online & Mobile Banking platforms. Need cash? Our ATMs are available for quick withdrawals and balance checks, making it simple to get the money you need when you need it.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation offerings can provide the financial relief you're seeking. We know life can throw curveballs, and having a reliable source of funds can make all the difference. Let us help you take control of your finances with tailored loan options.

Digital & Online Banking

Go Mobile!

For those who prefer banking on the go, our mobile application is available for download. With mobile payments enabled, making purchases directly from your phone is simple and secure. Whether you're out shopping or grabbing a coffee, you can manage your finances anytime, anywhere.

Online Banking Made Easy

With our 24/7 online banking services, accessible at https://providentcu.org/, managing your finances has never been easier. You can check balances, pay bills, transfer money, and even set up alerts to keep track of your accounts all at your fingertips. Our user-friendly platform ensures that you can navigate through your banking needs with ease.

Security You Can Trust

Your peace of mind is our priority. We provide electronic signature authorization for secure transactions, ensuring that your sensitive information is protected. Plus, with features like person-to-person transfers, you can send money to friends and family safely and quickly.

Stay Updated with E-Statements

Say goodbye to paper clutter! We offer e-statements so you can access your account statements electronically. This feature not only saves trees but also allows you to keep track of your financial history easily and securely. At Provident, we're committed to providing you with the tools you need for real-time account management while ensuring a safe banking environment. Join us today and experience the convenience of modern banking!

Financial Strength

A Trusted Partner

Total Share Accounts: 283,425, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Provident is your trusted partner. Visit us at 2680 Dublin Blvd Dublin Ca 94568 or call (925) 875-0010 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $359,049,329 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We believe that by investing in ourselves, we can provide you with even greater value. Our lending capacity is robust, with $13,697 in used auto loans and $2,598,460,252 in total loans and leases. This variety supports members' financial goals across various sectors whether it's buying a car or funding a new project.

Member-Centric Savings Solutions

Members' savings are secured through $1,025,310,621 in share certificates and $313,484,704 in money market shares, offering stable and rewarding financial growth opportunities. These options are designed to help your savings grow while keeping them secure. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to invest back into services that matter most to you.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This income helps sustain our operations while ensuring that we can meet your needs promptly. We also take pride in having 314 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey with confidence.

Strong Financial Foundation

With a net worth of $360,706,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This healthy net worth translates into peace of mind for our members, knowing their money is in safe hands. Our net worth ratio of $1,027 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is crucial as it reflects our ability to withstand financial challenges and continue serving our community effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $227,157,965 in used vehicle loans and $84,156,509 in new vehicle loans already helping members get on the road. Whether you're financing a new or used vehicle, we make it easy to secure the funds you need.

Credit Lines and Commercial Loans

For those interested in expanding their business or managing cash flow more efficiently, our total credit lines amount to $1,346,922,422. Additionally, our outstanding commercial loans totaling $294,797,182 provide capital needed for growth and expansion. At Provident, we believe in transparency and accessibility. If you're considering refinancing or have questions about eligibility for any of our loan products, our team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and see how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,082,130, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you understand all your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,004,033 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. Each lender listed has been vetted for legitimacy, giving you peace of mind in your search for the right loan.

Provident