Premier America Santa Monica CA Credit Union | Low Mortgage Rates & Top Checking

Introduction

At Premier America, we believe in building strong relationships with our members and the communities we serve. Located at Rand Corporation, Santa Monica, CA 90401, our Santa Monica Branch has been a cornerstone of financial support since we opened our doors in 1957. With a commitment to providing exceptional personal banking services, we proudly serve over 111,420 members and manage total assets of approximately $3,448,991,678. Our dedicated team of 432 employees works tirelessly to ensure that you have access to a wide range of financial products tailored to meet your needs from checking and savings accounts to auto loans and mortgage financing. We understand the importance of having reliable support for your financial journey, which is why we also offer online and mobile banking options for your convenience. Under the leadership of our CEO, Rudy Pereira, and Board President, Gary Holmen, we continuously strive to enhance our services while maintaining a strong focus on community engagement. With total deposits reaching $277,905,665 and a net worth of $335,505,901, Premier America stands as a trusted partner in your financial success. While members can visit us at our branch location in Santa Monica, official correspondence should be sent to our mailing address at P.O. Box 2138, Santa Monica, CA 90401-3208. Whether you're looking to apply for a loan or simply want to discuss your financial goals with one of our knowledgeable staff members, we're here to help! Feel free to call us at 310-451-6900 during our lobby hours from 9 AM to 4 PM on weekdays. We look forward to welcoming you into the Premier America family!

Branch History & Mission

Accessibility & Convenience

Our branch operates Monday through Friday from 9 AM to 4 PM, ensuring that you can visit us at your convenience during the week. We also offer ATM availability for quick cash withdrawals and balance checks when you need them most. While members can visit us at Rand Corporation Santa Monica, CA 90401, official correspondence should be sent to P.O. Box 2138, Santa Monica, CA 90401-3208 if it differs from your branch address.

Join Us

We invite you to become part of the Premier America family! Experience firsthand the benefits of membership where you are not just a number but an essential part of our community. Call us today at 310-451-6900 or visit us online at PremierAmerica.com to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

Our Journey

From our humble beginnings, Premier America has evolved significantly. With a total asset base of over $3.4 billion, we pride ourselves on being a stable and reliable institution that caters to various financial needs. We've embraced advancements in technology while maintaining a strong commitment to personal service. We understand that each member's journey is unique, and we strive to provide solutions tailored to your individual circumstances.

Our Mission

At Premier America, our mission is simple yet powerful: to enhance the financial well-being of our members and support the communities we serve. We offer an array of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our focus goes beyond just providing financial products; we aim to create lasting relationships built on trust and support. We believe in giving back to our community through outreach programs and partnerships with local organizations. This commitment drives us to not only provide excellent financial services but also make a positive impact in Santa Monica and beyond.

Branch Location & Accessibility

Accessibility Features

Our branch is easily accessible and compliant with ADA standards, ensuring everyone can visit without hassle. We offer convenient parking options nearby, so you can pop in without worrying about finding a spot. While we do not have drive-thru services available, our lobby is welcoming and ready to assist you during our operating hours from 9 AM to 4 PM, Monday through Friday.

Connect With Us

We invite you to come visit us at the Santa Monica branch or give us a call at (310) 451-6900 if you have any questions. Our friendly team is eager to assist you and ensure your banking experience is smooth and enjoyable. We look forward to seeing you soon!

Nearby Landmarks

You'll find us close to several local landmarks that make your visit even easier. If you're near the bustling shops or the scenic Santa Monica Pier, swing by our branch for personalized service and support.

Services Offered

At Premier America, we offer a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable staff is here to help. Plus, with ATM availability right at our location, accessing your funds has never been simpler!

Member Eligibility

At Premier America, we believe in building a community where everyone feels valued and supported. Becoming a member is simple and welcoming, and we invite you to join us at our branch located at Rand Corporation Santa Monica Ca 90401. To be eligible for membership, you need to meet a few straightforward criteria, which often include living or working in the local area or being part of certain groups associated with our credit union. We encourage you to visit our website for the most current eligibility details at . Once you're ready to take this step, opening an account is easy! Just give us a call at (310) 451-6900, and our friendly staff will guide you through the process. You'll find that becoming a member of Premier America not only opens doors to personalized financial services but also connects you with a network of supportive individuals who are here to help you thrive. Don't hesitate to reach out; we can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $357,190,702, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide robust merchant services that simplify payment processing for your business. Picture this: you're at a bustling trade show, and customers want to buy your products on the spot. With our easy-to-use payment solutions, you can accept payments securely and efficiently, keeping your sales flowing and customers happy. Visit us at Rand Corporation Santa Monica Ca 90401 in Santa Monica, CA, or give us a call at (310) 451-6900 to learn how we can partner with you for success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Our branch offers convenient ATM access, making it easy for you to withdraw cash or check balances at any time. No need to worry about finding an ATM that works with your card our network ensures you're covered wherever you go. At Premier America in Santa Monica, CA (Rand Corporation Santa Monica Ca 90401), we're committed to serving our members with warmth and care. Our branch is open from 9 AM to 4 PM on weekdays, so feel free to stop by or give us a call at 310-451-6900 if you have any questions about how we can support your financial journey. We invite you to explore all the services we offer at Premier America today! Your financial success is our priority.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are tailored to fit various budgets and preferences. You can enjoy competitive rates and flexible terms, making it easier than ever to drive off in the vehicle of your dreams without breaking the bank.

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to grow an existing one, we have solutions tailored to fit small businesses' unique needs.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! You can earn points on every purchase that can be redeemed for travel, merchandise, or cash back. It's like getting rewarded for spending on things you already buy!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable staff can guide you through the process. We want to ensure you find the right loan that fits your family's unique situation.

Online & Mobile Banking

In today's world, convenience is key. Our robust online and mobile banking features allow you to manage your finances anytime, anywhere. With easy access to account information, bill pay options, and mobile payments, staying on top of your finances has never been simpler.

Personal Banking

Whether you're just starting out or looking to expand your financial portfolio, our personal banking services cover all the essentials. We offer checking and savings accounts that make managing your money straightforward and secure. Imagine easily setting up automatic transfers to save for a vacation or a new car our accounts help you plan for your future effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. These loans can help you manage unexpected medical bills, home repairs, or even consolidate higher-interest debts into one manageable payment.

Digital & Online Banking

Key Features

We prioritize your security, which is why our online banking includes electronic signature authorization Yes for safe transactions. You can also opt for e-statements Yes, allowing you to receive and manage your financial documents digitally no more paper clutter! For those who prefer mobile banking, our dedicated mobile application Yes is available for download. It allows you to make mobile payments Yes, ensuring convenience at checkout. You can also easily send money to friends and family with our person-to-person transfer feature Yes. Our goal is to provide accessible tools that help you take charge of your finances in real time. Whether you're checking your balance or making a quick payment, we're here to support you every step of the way. Experience the ease of digital banking with Premier America today!

Financial Strength

At Premier America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing you with reliable services and outstanding member support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $335,505,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,275,406,391 in share certificates and $776,223,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $264,580,710 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $11,334 in used auto loans and $2,778,414,545 in total loans and leases; this capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 230,097, showcasing a strong and growing member base that trusts us with their finances. This trust underlines the importance of our role as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier America is your trusted partner. Visit us at Rand Corporation Santa Monica Ca 90401 or call (310) 451-6900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,486,196 in used vehicle loans and $103,405,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have flexible terms to fit your budget.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,412,561 in loans helping members manage their finances effectively. Whether you're looking to build credit or need a convenient way to cover unexpected expenses, our credit cards come with various rewards and benefits tailored to enhance your experience. If you're interested in refinancing any of these products or exploring eligibility options, our team is here to guide you through every step of the process. For business owners, our outstanding commercial loans totaling $357,190,702 provide the capital needed to grow and expand your business operations. We're dedicated to supporting local entrepreneurs with financial solutions that make sense for their unique needs. At Premier America, we're not just about providing loans; we're about building relationships. Visit us today at Rand Corporation Santa Monica Ca 90401, call us at (310) 451-6900, or check out our website at PremierAmerica.com for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $103,206,091, make buying or refinancing simple. We work closely with you throughout the process to ensure you understand your options and find the best fit for your financial situation.

Loan Aggregator

Building Trust with Users

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Call to Action

If you're looking for a reliable way to compare loan offers, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers, ensuring they can trust the information provided. LendMesh employs a few key practices to maintain reliability: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

Premier America